Used 2020 Toyota 4Runner Cost to Own
Total 5-Year Ownership Costs
4Runner SUV
SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$50,750*
Total Cash Price
$36,833
TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,041*
Total Cash Price
$39,756
Limited 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,368*
Total Cash Price
$39,913
SR5 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$48,639*
Total Cash Price
$35,344
TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,775*
Total Cash Price
$45,874
Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,472*
Total Cash Price
$41,873
SR5 Premium 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$48,485*
Total Cash Price
$34,483
Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,580*
Total Cash Price
$40,493
TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$49,653*
Total Cash Price
$35,751
SR5 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$46,943*
Total Cash Price
$33,045
Limited 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$49,619*
Total Cash Price
$36,644
Nightshade Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$53,093*
Total Cash Price
$40,317
Depreciation
$13,822
Taxes & Fees
$2,997
Financing
$6,460
Fuel
$15,169
Insurance
$3,674
Repairs
$2,707
Maintenance
$5,921
Ownership Costs: 5-Year Breakdown
2020 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $692 | $713 | $734 | $756 | $779 | $3,674 |
Maintenance | $881 | $756 | $292 | $2,418 | $1,574 | $5,921 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,593 | $101 | $101 | $101 | $101 | $2,997 |
Financing | $2,213 | $1,786 | $1,326 | $833 | $302 | $6,460 |
Depreciation | $3,540 | $2,536 | $2,453 | $3,175 | $2,118 | $13,822 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $13,167 | $9,290 | $8,466 | $11,022 | $8,805 | $50,750 |
2020 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $706 | $727 | $749 | $771 | $795 | $3,748 |
Maintenance | $881 | $756 | $292 | $2,418 | $1,574 | $5,921 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,784 | $101 | $101 | $101 | $101 | $3,188 |
Financing | $2,389 | $1,927 | $1,432 | $899 | $326 | $6,973 |
Depreciation | $3,779 | $2,722 | $2,873 | $3,557 | $2,404 | $15,335 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $13,787 | $9,631 | $9,007 | $11,485 | $9,131 | $53,041 |
2020 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $694 | $715 | $736 | $758 | $781 | $3,684 |
Maintenance | $881 | $756 | $292 | $2,388 | $1,574 | $5,891 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,794 | $101 | $101 | $101 | $101 | $3,198 |
Financing | $2,398 | $1,935 | $1,438 | $902 | $327 | $7,000 |
Depreciation | $4,566 | $3,193 | $2,992 | $2,682 | $2,286 | $15,719 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $14,581 | $10,098 | $9,119 | $10,570 | $9,000 | $53,368 |
2020 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $694 | $715 | $736 | $758 | $781 | $3,684 |
Maintenance | $881 | $756 | $292 | $2,418 | $1,574 | $5,921 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,495 | $101 | $101 | $101 | $101 | $2,899 |
Financing | $2,124 | $1,713 | $1,273 | $799 | $290 | $6,199 |
Depreciation | $3,176 | $1,855 | $2,454 | $2,780 | $1,795 | $12,060 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $12,618 | $8,538 | $8,416 | $10,595 | $8,472 | $48,639 |
2020 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $706 | $727 | $749 | $771 | $795 | $3,748 |
Maintenance | $881 | $756 | $292 | $2,418 | $1,574 | $5,921 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $3,184 | $101 | $101 | $101 | $101 | $3,588 |
Financing | $2,756 | $2,224 | $1,652 | $1,038 | $376 | $8,046 |
Depreciation | $3,893 | $2,619 | $3,213 | $2,950 | $1,921 | $14,596 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $14,668 | $9,825 | $9,567 | $11,017 | $8,698 | $53,775 |
2020 4Runner SUV Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $694 | $715 | $736 | $758 | $781 | $3,684 |
Maintenance | $881 | $756 | $292 | $2,388 | $1,574 | $5,891 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,923 | $101 | $101 | $101 | $101 | $3,327 |
Financing | $2,516 | $2,030 | $1,508 | $947 | $343 | $7,344 |
Depreciation | $4,853 | $2,898 | $2,686 | $2,729 | $2,184 | $15,350 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $15,115 | $9,898 | $8,883 | $10,662 | $8,914 | $53,472 |
2020 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $689 | $710 | $731 | $753 | $775 | $3,658 |
Maintenance | $874 | $744 | $284 | $2,406 | $1,553 | $5,861 |
Repairs | $340 | $396 | $461 | $537 | $624 | $2,358 |
Taxes & Fees | $2,439 | $101 | $101 | $101 | $101 | $2,843 |
Financing | $2,072 | $1,672 | $1,241 | $780 | $283 | $6,048 |
Depreciation | $3,861 | $1,987 | $1,742 | $2,864 | $2,094 | $12,548 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $13,132 | $8,553 | $7,591 | $10,563 | $8,646 | $48,485 |
2020 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $694 | $715 | $736 | $758 | $781 | $3,684 |
Maintenance | $881 | $756 | $292 | $2,418 | $1,574 | $5,921 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,832 | $101 | $101 | $101 | $101 | $3,236 |
Financing | $2,433 | $1,963 | $1,458 | $916 | $332 | $7,102 |
Depreciation | $5,491 | $2,558 | $2,372 | $2,411 | $1,929 | $14,761 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $15,579 | $9,491 | $8,519 | $10,343 | $8,648 | $52,580 |
2020 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $706 | $727 | $749 | $771 | $795 | $3,748 |
Maintenance | $881 | $756 | $292 | $2,418 | $1,574 | $5,921 |
Repairs | $391 | $455 | $529 | $617 | $715 | $2,707 |
Taxes & Fees | $2,522 | $101 | $101 | $101 | $101 | $2,926 |
Financing | $2,148 | $1,733 | $1,288 | $808 | $293 | $6,270 |
Depreciation | $2,934 | $2,748 | $2,421 | $2,382 | $2,427 | $12,912 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $12,439 | $9,463 | $8,411 | $10,219 | $9,121 | $49,653 |
2020 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $691 | $712 | $733 | $755 | $778 | $3,669 |
Maintenance | $874 | $744 | $284 | $2,406 | $1,553 | $5,861 |
Repairs | $340 | $396 | $461 | $537 | $624 | $2,358 |
Taxes & Fees | $2,345 | $101 | $101 | $101 | $101 | $2,749 |
Financing | $1,985 | $1,603 | $1,190 | $747 | $271 | $5,796 |
Depreciation | $3,144 | $1,934 | $2,178 | $2,358 | $1,727 | $11,341 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $12,236 | $8,433 | $7,978 | $10,026 | $8,270 | $46,943 |
2020 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $691 | $712 | $733 | $755 | $778 | $3,669 |
Maintenance | $874 | $744 | $284 | $2,376 | $1,553 | $5,831 |
Repairs | $340 | $396 | $461 | $537 | $624 | $2,358 |
Taxes & Fees | $2,580 | $101 | $101 | $101 | $101 | $2,984 |
Financing | $2,202 | $1,776 | $1,320 | $828 | $301 | $6,427 |
Depreciation | $4,091 | $2,781 | $2,431 | $2,013 | $1,865 | $13,181 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $13,635 | $9,453 | $8,361 | $9,732 | $8,438 | $49,619 |
2020 4Runner SUV Nightshade Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $691 | $712 | $733 | $755 | $778 | $3,669 |
Maintenance | $874 | $744 | $284 | $2,376 | $1,553 | $5,831 |
Repairs | $340 | $396 | $461 | $537 | $624 | $2,358 |
Taxes & Fees | $2,821 | $101 | $101 | $101 | $101 | $3,225 |
Financing | $2,422 | $1,955 | $1,452 | $911 | $331 | $7,071 |
Depreciation | $5,823 | $2,746 | $2,546 | $2,585 | $2,070 | $15,770 |
Fuel | $2,857 | $2,943 | $3,031 | $3,122 | $3,216 | $15,169 |
True Cost to Own® | $15,828 | $9,597 | $8,608 | $10,387 | $8,673 | $53,093 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 4RunnerTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.