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Used 2020 Toyota 4Runner Cost to Own

Total 5-Year Ownership Costs

4Runner SUV

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$50,750*

Total Cash Price

$36,833

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,041*

Total Cash Price

$39,756

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,368*

Total Cash Price

$39,913

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$48,639*

Total Cash Price

$35,344

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,775*

Total Cash Price

$45,874

Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,472*

Total Cash Price

$41,873

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$48,485*

Total Cash Price

$34,483

Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,580*

Total Cash Price

$40,493

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$49,653*

Total Cash Price

$35,751

SR5 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$46,943*

Total Cash Price

$33,045

Limited 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$49,619*

Total Cash Price

$36,644

Nightshade Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$53,093*

Total Cash Price

$40,317

Ownership Costs: 5-Year Total

Depreciation

$13,822

Taxes & Fees

$2,997

Financing

$6,460

Fuel

$15,169

Insurance

$3,674

Repairs

$2,707

Maintenance

$5,921

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$692$713$734$756$779$3,674
Maintenance$881$756$292$2,418$1,574$5,921
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,593$101$101$101$101$2,997
Financing$2,213$1,786$1,326$833$302$6,460
Depreciation$3,540$2,536$2,453$3,175$2,118$13,822
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$13,167$9,290$8,466$11,022$8,805$50,750
Selected Model:

2020 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$706$727$749$771$795$3,748
Maintenance$881$756$292$2,418$1,574$5,921
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,784$101$101$101$101$3,188
Financing$2,389$1,927$1,432$899$326$6,973
Depreciation$3,779$2,722$2,873$3,557$2,404$15,335
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$13,787$9,631$9,007$11,485$9,131$53,041
Selected Model:

2020 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$694$715$736$758$781$3,684
Maintenance$881$756$292$2,388$1,574$5,891
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,794$101$101$101$101$3,198
Financing$2,398$1,935$1,438$902$327$7,000
Depreciation$4,566$3,193$2,992$2,682$2,286$15,719
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$14,581$10,098$9,119$10,570$9,000$53,368
Selected Model:

2020 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$694$715$736$758$781$3,684
Maintenance$881$756$292$2,418$1,574$5,921
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,495$101$101$101$101$2,899
Financing$2,124$1,713$1,273$799$290$6,199
Depreciation$3,176$1,855$2,454$2,780$1,795$12,060
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$12,618$8,538$8,416$10,595$8,472$48,639
Selected Model:

2020 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$706$727$749$771$795$3,748
Maintenance$881$756$292$2,418$1,574$5,921
Repairs$391$455$529$617$715$2,707
Taxes & Fees$3,184$101$101$101$101$3,588
Financing$2,756$2,224$1,652$1,038$376$8,046
Depreciation$3,893$2,619$3,213$2,950$1,921$14,596
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$14,668$9,825$9,567$11,017$8,698$53,775
Selected Model:

2020 4Runner SUV Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$694$715$736$758$781$3,684
Maintenance$881$756$292$2,388$1,574$5,891
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,923$101$101$101$101$3,327
Financing$2,516$2,030$1,508$947$343$7,344
Depreciation$4,853$2,898$2,686$2,729$2,184$15,350
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$15,115$9,898$8,883$10,662$8,914$53,472
Selected Model:

2020 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$689$710$731$753$775$3,658
Maintenance$874$744$284$2,406$1,553$5,861
Repairs$340$396$461$537$624$2,358
Taxes & Fees$2,439$101$101$101$101$2,843
Financing$2,072$1,672$1,241$780$283$6,048
Depreciation$3,861$1,987$1,742$2,864$2,094$12,548
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$13,132$8,553$7,591$10,563$8,646$48,485
Selected Model:

2020 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$694$715$736$758$781$3,684
Maintenance$881$756$292$2,418$1,574$5,921
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,832$101$101$101$101$3,236
Financing$2,433$1,963$1,458$916$332$7,102
Depreciation$5,491$2,558$2,372$2,411$1,929$14,761
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$15,579$9,491$8,519$10,343$8,648$52,580
Selected Model:

2020 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$706$727$749$771$795$3,748
Maintenance$881$756$292$2,418$1,574$5,921
Repairs$391$455$529$617$715$2,707
Taxes & Fees$2,522$101$101$101$101$2,926
Financing$2,148$1,733$1,288$808$293$6,270
Depreciation$2,934$2,748$2,421$2,382$2,427$12,912
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$12,439$9,463$8,411$10,219$9,121$49,653
Selected Model:

2020 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$691$712$733$755$778$3,669
Maintenance$874$744$284$2,406$1,553$5,861
Repairs$340$396$461$537$624$2,358
Taxes & Fees$2,345$101$101$101$101$2,749
Financing$1,985$1,603$1,190$747$271$5,796
Depreciation$3,144$1,934$2,178$2,358$1,727$11,341
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$12,236$8,433$7,978$10,026$8,270$46,943
Selected Model:

2020 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$691$712$733$755$778$3,669
Maintenance$874$744$284$2,376$1,553$5,831
Repairs$340$396$461$537$624$2,358
Taxes & Fees$2,580$101$101$101$101$2,984
Financing$2,202$1,776$1,320$828$301$6,427
Depreciation$4,091$2,781$2,431$2,013$1,865$13,181
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$13,635$9,453$8,361$9,732$8,438$49,619
Selected Model:

2020 4Runner SUV Nightshade Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$691$712$733$755$778$3,669
Maintenance$874$744$284$2,376$1,553$5,831
Repairs$340$396$461$537$624$2,358
Taxes & Fees$2,821$101$101$101$101$3,225
Financing$2,422$1,955$1,452$911$331$7,071
Depreciation$5,823$2,746$2,546$2,585$2,070$15,770
Fuel$2,857$2,943$3,031$3,122$3,216$15,169
True Cost to Own®$15,828$9,597$8,608$10,387$8,673$53,093

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.