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Used 2020 Subaru Outback Cost to Own

Total 5-Year Ownership Costs

Outback SUV

Premium 4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$38,786*

Total Cash Price

$21,270

Limited 4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$39,528*

Total Cash Price

$23,245

Onyx Edition XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$41,075*

Total Cash Price

$23,349

Limited XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$41,869*

Total Cash Price

$23,670

Touring XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$42,764*

Total Cash Price

$24,956

Touring 4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$40,339*

Total Cash Price

$23,904

4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$37,457*

Total Cash Price

$19,479

Ownership Costs: 5-Year Total

Depreciation

$11,551

Taxes & Fees

$359

Financing

$3,731

Fuel

$10,320

Insurance

$4,114

Repairs

$3,068

Maintenance

$5,643

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Premium 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$775$798$822$847$872$4,114
Maintenance$753$1,003$1,122$1,351$1,414$5,643
Repairs$445$519$601$696$807$3,068
Taxes & Fees$187$0$86$0$86$359
Financing$1,278$1,031$766$481$175$3,731
Depreciation$3,974$2,291$1,885$1,723$1,678$11,551
Fuel$1,944$2,002$2,062$2,124$2,188$10,320
True Cost to Own®$9,356$7,644$7,344$7,222$7,220$38,786
Selected Model:

2020 Outback SUV Limited 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$801$825$850$875$902$4,253
Maintenance$753$1,003$1,202$1,351$1,414$5,723
Repairs$445$519$601$696$807$3,068
Taxes & Fees$187$0$86$0$86$359
Financing$1,397$1,127$837$525$191$4,077
Depreciation$4,162$2,630$2,103$1,112$1,721$11,728
Fuel$1,944$2,002$2,062$2,124$2,188$10,320
True Cost to Own®$9,689$8,106$7,741$6,683$7,309$39,528
Selected Model:

2020 Outback SUV Onyx Edition XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$826$851$876$903$930$4,386
Maintenance$748$996$1,198$1,344$1,407$5,693
Repairs$513$595$690$800$929$3,527
Taxes & Fees$187$0$86$0$86$359
Financing$1,403$1,132$841$528$191$4,095
Depreciation$3,581$1,799$2,530$2,140$1,445$11,495
Fuel$2,170$2,235$2,302$2,371$2,442$11,520
True Cost to Own®$9,428$7,608$8,523$8,086$7,430$41,075
Selected Model:

2020 Outback SUV Limited XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$826$851$876$903$930$4,386
Maintenance$748$996$1,290$1,344$1,407$5,785
Repairs$513$595$690$800$929$3,527
Taxes & Fees$187$0$86$0$86$359
Financing$1,422$1,148$852$535$194$4,151
Depreciation$3,638$1,933$2,719$2,299$1,552$12,141
Fuel$2,170$2,235$2,302$2,371$2,442$11,520
True Cost to Own®$9,504$7,758$8,815$8,252$7,540$41,869
Selected Model:

2020 Outback SUV Touring XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$826$851$876$903$930$4,386
Maintenance$748$996$1,290$1,344$1,407$5,785
Repairs$513$595$690$800$929$3,527
Taxes & Fees$187$0$86$0$86$359
Financing$1,499$1,210$899$564$205$4,377
Depreciation$3,946$2,016$2,834$2,396$1,618$12,810
Fuel$2,170$2,235$2,302$2,371$2,442$11,520
True Cost to Own®$9,889$7,903$8,977$8,378$7,617$42,764
Selected Model:

2020 Outback SUV Touring 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$801$825$850$875$902$4,253
Maintenance$753$1,003$1,202$1,351$1,414$5,723
Repairs$445$519$601$696$807$3,068
Taxes & Fees$187$0$86$0$86$359
Financing$1,436$1,159$861$540$197$4,193
Depreciation$4,006$1,914$2,691$2,275$1,537$12,423
Fuel$1,944$2,002$2,062$2,124$2,188$10,320
True Cost to Own®$9,572$7,422$8,353$7,861$7,131$40,339
Selected Model:

2020 Outback SUV 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$780$803$828$852$878$4,141
Maintenance$753$1,003$1,122$1,351$1,414$5,643
Repairs$445$519$601$696$807$3,068
Taxes & Fees$187$0$86$0$86$359
Financing$1,170$945$701$441$159$3,416
Depreciation$4,238$1,819$2,024$798$1,631$10,510
Fuel$1,944$2,002$2,062$2,124$2,188$10,320
True Cost to Own®$9,517$7,091$7,424$6,262$7,163$37,457

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.