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Used 2020 Subaru Outback Cost to Own

Total 5-Year Ownership Costs

Outback SUV

Premium 4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$39,986*

Total Cash Price

$31,778

Limited 4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$43,022*

Total Cash Price

$36,793

Onyx Edition XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$45,385*

Total Cash Price

$38,123

Touring XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$46,366*

Total Cash Price

$39,734

Limited XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$45,316*

Total Cash Price

$37,944

Touring 4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$43,713*

Total Cash Price

$37,972

4dr SUV AWD (2.5L 4cyl CVT)

True Cost to Own

$38,775*

Total Cash Price

$29,785

Ownership Costs: 5-Year Total

Depreciation

$14,523

Taxes & Fees

$1,479

Financing

$2,802

Fuel

$9,634

Insurance

$3,732

Repairs

$1,986

Maintenance

$5,830

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Premium 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$703$724$746$768$791$3,732
Maintenance$799$1,415$1,548$846$1,222$5,830
Repairs$127$300$441$515$603$1,986
Taxes & Fees$1,315$41$41$41$41$1,479
Financing$979$778$568$351$126$2,802
Depreciation$4,923$2,812$2,500$2,243$2,045$14,523
Fuel$1,815$1,869$1,925$1,983$2,042$9,634
True Cost to Own®$10,661$7,939$7,769$6,747$6,870$39,986

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Limited 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$720$742$764$787$810$3,823
Maintenance$799$1,423$1,548$846$1,222$5,838
Repairs$127$300$441$515$603$1,986
Taxes & Fees$1,515$41$41$41$41$1,679
Financing$1,134$900$658$407$145$3,244
Depreciation$5,701$3,256$2,895$2,598$2,368$16,818
Fuel$1,815$1,869$1,925$1,983$2,042$9,634
True Cost to Own®$11,811$8,531$8,272$7,177$7,231$43,022

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Onyx Edition XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$758$781$804$828$853$4,024
Maintenance$791$1,419$1,541$841$1,214$5,806
Repairs$145$346$507$594$691$2,283
Taxes & Fees$1,568$41$41$41$41$1,732
Financing$1,175$933$682$421$150$3,361
Depreciation$5,907$3,374$3,000$2,692$2,454$17,427
Fuel$2,025$2,086$2,149$2,213$2,279$10,752
True Cost to Own®$12,369$8,980$8,724$7,630$7,682$45,385

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Touring XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$758$781$804$828$853$4,024
Maintenance$791$1,456$1,541$841$1,214$5,843
Repairs$145$346$507$594$691$2,283
Taxes & Fees$1,632$41$41$41$41$1,796
Financing$1,225$972$711$439$156$3,503
Depreciation$6,157$3,517$3,127$2,806$2,558$18,165
Fuel$2,025$2,086$2,149$2,213$2,279$10,752
True Cost to Own®$12,733$9,199$8,880$7,762$7,792$46,366

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Limited XT 4dr SUV AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$758$781$804$828$853$4,024
Maintenance$791$1,456$1,541$841$1,214$5,843
Repairs$145$346$507$594$691$2,283
Taxes & Fees$1,561$41$41$41$41$1,725
Financing$1,169$929$679$419$149$3,345
Depreciation$5,879$3,358$2,986$2,679$2,442$17,344
Fuel$2,025$2,086$2,149$2,213$2,279$10,752
True Cost to Own®$12,328$8,997$8,707$7,615$7,669$45,316

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV Touring 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$720$742$764$787$810$3,823
Maintenance$799$1,423$1,548$846$1,222$5,838
Repairs$127$300$441$515$603$1,986
Taxes & Fees$1,562$41$41$41$41$1,726
Financing$1,170$930$679$419$150$3,348
Depreciation$5,884$3,361$2,988$2,681$2,444$17,358
Fuel$1,815$1,869$1,925$1,983$2,042$9,634
True Cost to Own®$12,077$8,666$8,386$7,272$7,312$43,713

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Outback SUV 4dr SUV AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$695$716$737$759$782$3,689
Maintenance$799$1,415$1,548$846$1,222$5,830
Repairs$127$300$441$515$603$1,986
Taxes & Fees$1,236$41$41$41$41$1,400
Financing$918$729$533$329$117$2,626
Depreciation$4,614$2,635$2,343$2,102$1,916$13,610
Fuel$1,815$1,869$1,925$1,983$2,042$9,634
True Cost to Own®$10,204$7,705$7,568$6,575$6,723$38,775

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 Outback 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 Subaru Outback in Virginia is:

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