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Used 2020 Mazda MX-5 Miata Cost to Own

Total 5-Year Ownership Costs

MX-5 Miata Convertible

Grand Touring 2dr Convertible (2.0L 4cyl 6M)

True Cost to Own

$35,916*

Total Cash Price

$21,767

Club 2dr Convertible (2.0L 4cyl 6M)

True Cost to Own

$34,297*

Total Cash Price

$19,578

Grand Touring 2dr Convertible (2.0L 4cyl 6A)

True Cost to Own

$35,426*

Total Cash Price

$20,974

Sport 2dr Convertible (2.0L 4cyl 6M)

True Cost to Own

$35,825*

Total Cash Price

$21,103

Sport 2dr Convertible (2.0L 4cyl 6A)

True Cost to Own

$34,202*

Total Cash Price

$19,268

Club 2dr Convertible (2.0L 4cyl 6A)

True Cost to Own

$33,881*

Total Cash Price

$20,604

Ownership Costs: 5-Year Total

Depreciation

$8,541

Taxes & Fees

$1,403

Financing

$3,818

Fuel

$10,184

Insurance

$3,737

Repairs

$2,224

Maintenance

$6,009

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 MX-5 Miata Convertible Grand Touring 2dr Convertible (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$704$725$747$769$792$3,737
Maintenance$1,092$1,112$292$1,875$1,638$6,009
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,111$73$73$73$73$1,403
Financing$1,308$1,055$784$492$179$3,818
Depreciation$3,069$2,212$1,118$1,377$765$8,541
Fuel$1,918$1,976$2,035$2,096$2,159$10,184
True Cost to Own®$9,522$7,526$5,484$7,189$6,195$35,916
Selected Model:

2020 MX-5 Miata Convertible Club 2dr Convertible (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$725$747$769$792$816$3,849
Maintenance$1,092$1,112$292$1,875$1,638$6,009
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,007$73$73$73$73$1,299
Financing$1,176$950$705$442$161$3,434
Depreciation$1,909$1,884$1,939$1,019$547$7,298
Fuel$1,918$1,976$2,035$2,096$2,159$10,184
True Cost to Own®$8,147$7,115$6,248$6,804$5,983$34,297
Selected Model:

2020 MX-5 Miata Convertible Grand Touring 2dr Convertible (2.0L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$704$725$747$769$792$3,737
Maintenance$1,092$571$292$1,828$1,638$5,421
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,073$73$73$73$73$1,365
Financing$1,260$1,017$755$475$172$3,679
Depreciation$2,533$1,624$2,555$1,708$731$9,151
Fuel$1,855$1,911$1,968$2,027$2,088$9,849
True Cost to Own®$8,837$6,294$6,825$7,387$6,083$35,426
Selected Model:

2020 MX-5 Miata Convertible Sport 2dr Convertible (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$677$697$718$740$762$3,594
Maintenance$1,092$1,112$292$1,942$1,638$6,076
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,079$73$73$73$73$1,371
Financing$1,268$1,023$760$477$173$3,701
Depreciation$3,162$1,619$1,015$1,555$1,324$8,675
Fuel$1,918$1,976$2,035$2,096$2,159$10,184
True Cost to Own®$9,516$6,873$5,328$7,390$6,718$35,825
Selected Model:

2020 MX-5 Miata Convertible Sport 2dr Convertible (2.0L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$677$697$718$740$762$3,594
Maintenance$1,092$571$292$1,895$1,638$5,488
Repairs$320$373$435$507$589$2,224
Taxes & Fees$992$73$73$73$73$1,284
Financing$1,158$934$694$435$158$3,379
Depreciation$2,242$1,562$1,456$1,427$1,697$8,384
Fuel$1,855$1,911$1,968$2,027$2,088$9,849
True Cost to Own®$8,336$6,121$5,636$7,104$7,005$34,202
Selected Model:

2020 MX-5 Miata Convertible Club 2dr Convertible (2.0L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$725$747$769$792$816$3,849
Maintenance$1,092$571$292$1,828$1,638$5,421
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,055$73$73$73$73$1,347
Financing$1,238$999$742$466$169$3,614
Depreciation$1,926$2,050$2,177$1,180$244$7,577
Fuel$1,855$1,911$1,968$2,027$2,088$9,849
True Cost to Own®$8,211$6,724$6,456$6,873$5,617$33,881

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.