Used 2020 Lincoln Navigator Cost to Own
Total 5-Year Ownership Costs
Navigator SUV
Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$71,234*
Total Cash Price
$41,857
L Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$71,876*
Total Cash Price
$42,001
L Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$74,676*
Total Cash Price
$45,626
Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$67,442*
Total Cash Price
$39,791
Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$74,923*
Total Cash Price
$47,012
L Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$68,059*
Total Cash Price
$39,635
4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$64,734*
Total Cash Price
$36,631
L Fleet 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$65,535*
Total Cash Price
$37,722
4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$66,566*
Total Cash Price
$39,014
L Fleet 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$66,715*
Total Cash Price
$39,623
Depreciation
$27,066
Taxes & Fees
$3,352
Financing
$7,341
Fuel
$12,692
Insurance
$7,263
Repairs
$5,146
Maintenance
$8,374
Ownership Costs: 5-Year Breakdown
2020 Navigator SUV Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,368 | $1,409 | $1,451 | $1,495 | $1,540 | $7,263 |
Maintenance | $911 | $1,188 | $1,562 | $2,299 | $2,414 | $8,374 |
Repairs | $890 | $956 | $1,025 | $1,098 | $1,177 | $5,146 |
Taxes & Fees | $3,212 | $35 | $35 | $35 | $35 | $3,352 |
Financing | $2,515 | $2,029 | $1,508 | $946 | $343 | $7,341 |
Depreciation | $7,037 | $4,773 | $4,930 | $5,397 | $4,929 | $27,066 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $18,324 | $12,852 | $13,047 | $13,882 | $13,129 | $71,234 |
2020 Navigator SUV L Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,435 | $1,478 | $1,522 | $1,568 | $1,615 | $7,618 |
Maintenance | $911 | $1,188 | $1,562 | $2,299 | $2,414 | $8,374 |
Repairs | $890 | $956 | $1,025 | $1,098 | $1,177 | $5,146 |
Taxes & Fees | $3,223 | $35 | $35 | $35 | $35 | $3,363 |
Financing | $2,524 | $2,036 | $1,512 | $950 | $345 | $7,367 |
Depreciation | $8,240 | $5,530 | $5,049 | $4,569 | $3,928 | $27,316 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $19,614 | $13,685 | $13,241 | $13,131 | $12,205 | $71,876 |
2020 Navigator SUV L Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,435 | $1,478 | $1,522 | $1,568 | $1,615 | $7,618 |
Maintenance | $911 | $1,188 | $1,562 | $2,299 | $2,414 | $8,374 |
Repairs | $890 | $956 | $1,025 | $1,098 | $1,177 | $5,146 |
Taxes & Fees | $3,497 | $35 | $35 | $35 | $35 | $3,637 |
Financing | $2,741 | $2,212 | $1,644 | $1,031 | $374 | $8,002 |
Depreciation | $8,476 | $6,014 | $5,384 | $4,936 | $4,397 | $29,207 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $20,341 | $14,345 | $13,708 | $13,579 | $12,703 | $74,676 |
2020 Navigator SUV Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,347 | $1,387 | $1,429 | $1,472 | $1,516 | $7,151 |
Maintenance | $911 | $1,188 | $1,456 | $2,400 | $2,306 | $8,261 |
Repairs | $849 | $911 | $978 | $1,047 | $1,121 | $4,906 |
Taxes & Fees | $3,056 | $35 | $35 | $35 | $35 | $3,196 |
Financing | $2,391 | $1,929 | $1,433 | $900 | $326 | $6,979 |
Depreciation | $7,696 | $5,128 | $4,294 | $4,157 | $3,653 | $24,928 |
Fuel | $2,264 | $2,332 | $2,402 | $2,474 | $2,549 | $12,021 |
True Cost to Own® | $18,514 | $12,910 | $12,027 | $12,485 | $11,506 | $67,442 |
2020 Navigator SUV Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,368 | $1,409 | $1,451 | $1,495 | $1,540 | $7,263 |
Maintenance | $911 | $1,188 | $1,562 | $2,299 | $2,414 | $8,374 |
Repairs | $890 | $956 | $1,025 | $1,098 | $1,177 | $5,146 |
Taxes & Fees | $3,602 | $35 | $35 | $35 | $35 | $3,742 |
Financing | $2,825 | $2,279 | $1,693 | $1,063 | $385 | $8,245 |
Depreciation | $8,356 | $6,068 | $5,435 | $4,892 | $4,710 | $29,461 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $20,343 | $14,397 | $13,737 | $13,494 | $12,952 | $74,923 |
2020 Navigator SUV L Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,384 | $1,426 | $1,468 | $1,512 | $1,558 | $7,348 |
Maintenance | $911 | $1,188 | $1,456 | $2,400 | $2,306 | $8,261 |
Repairs | $849 | $911 | $978 | $1,047 | $1,121 | $4,906 |
Taxes & Fees | $3,044 | $35 | $35 | $35 | $35 | $3,184 |
Financing | $2,381 | $1,922 | $1,427 | $896 | $326 | $6,952 |
Depreciation | $7,629 | $5,086 | $4,257 | $4,122 | $3,622 | $24,716 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $18,589 | $13,030 | $12,157 | $12,624 | $11,659 | $68,059 |
2020 Navigator SUV 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,277 | $1,315 | $1,355 | $1,395 | $1,437 | $6,779 |
Maintenance | $911 | $1,188 | $1,456 | $2,400 | $2,306 | $8,261 |
Repairs | $849 | $911 | $978 | $1,047 | $1,121 | $4,906 |
Taxes & Fees | $2,816 | $35 | $35 | $35 | $35 | $2,956 |
Financing | $2,201 | $1,776 | $1,319 | $828 | $301 | $6,425 |
Depreciation | $7,470 | $4,597 | $4,117 | $3,704 | $3,498 | $23,386 |
Fuel | $2,264 | $2,332 | $2,402 | $2,474 | $2,549 | $12,021 |
True Cost to Own® | $17,788 | $12,154 | $11,662 | $11,883 | $11,247 | $64,734 |
2020 Navigator SUV L Fleet 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,351 | $1,392 | $1,433 | $1,476 | $1,521 | $7,173 |
Maintenance | $911 | $1,188 | $1,562 | $2,299 | $2,414 | $8,374 |
Repairs | $890 | $956 | $1,025 | $1,098 | $1,177 | $5,146 |
Taxes & Fees | $2,899 | $35 | $35 | $35 | $35 | $3,039 |
Financing | $2,266 | $1,829 | $1,359 | $853 | $309 | $6,616 |
Depreciation | $6,275 | $4,827 | $4,042 | $3,912 | $3,439 | $22,495 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $16,983 | $12,689 | $11,992 | $12,285 | $11,586 | $65,535 |
2020 Navigator SUV 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,292 | $1,331 | $1,371 | $1,412 | $1,454 | $6,860 |
Maintenance | $911 | $1,188 | $1,562 | $2,299 | $2,414 | $8,374 |
Repairs | $890 | $956 | $1,025 | $1,098 | $1,177 | $5,146 |
Taxes & Fees | $2,997 | $35 | $35 | $35 | $35 | $3,137 |
Financing | $2,344 | $1,892 | $1,405 | $882 | $320 | $6,843 |
Depreciation | $6,379 | $5,101 | $4,269 | $4,133 | $3,632 | $23,514 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $17,204 | $12,965 | $12,203 | $12,471 | $11,723 | $66,566 |
2020 Navigator SUV L Fleet 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,332 | $1,372 | $1,413 | $1,456 | $1,499 | $7,072 |
Maintenance | $911 | $1,188 | $1,456 | $2,400 | $2,306 | $8,261 |
Repairs | $849 | $911 | $978 | $1,047 | $1,121 | $4,906 |
Taxes & Fees | $3,043 | $35 | $35 | $35 | $35 | $3,183 |
Financing | $2,381 | $1,921 | $1,427 | $895 | $325 | $6,949 |
Depreciation | $6,581 | $5,079 | $4,254 | $4,119 | $3,619 | $23,652 |
Fuel | $2,391 | $2,462 | $2,536 | $2,612 | $2,691 | $12,692 |
True Cost to Own® | $17,488 | $12,968 | $12,099 | $12,564 | $11,596 | $66,715 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 NavigatorTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.