Used 2020 Lincoln MKZ Cost to Own
Total 5-Year Ownership Costs
MKZ Sedan
Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$45,763*
Total Cash Price
$20,997
Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$44,890*
Total Cash Price
$20,727
4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$42,726*
Total Cash Price
$18,605
Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$36,286*
Total Cash Price
$19,811
4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$45,357*
Total Cash Price
$19,518
Hybrid Fleet 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
N/A*
Total Cash Price
N/A
Depreciation
$11,741
Taxes & Fees
$1,050
Financing
$3,683
Fuel
$13,501
Insurance
$4,699
Repairs
$4,304
Maintenance
$6,785
Ownership Costs: 5-Year Breakdown
2020 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $885 | $912 | $939 | $967 | $996 | $4,699 |
Maintenance | $785 | $1,189 | $344 | $2,535 | $1,932 | $6,785 |
Repairs | $742 | $794 | $855 | $921 | $992 | $4,304 |
Taxes & Fees | $886 | $41 | $41 | $41 | $41 | $1,050 |
Financing | $1,262 | $1,018 | $756 | $474 | $173 | $3,683 |
Depreciation | $4,040 | $2,448 | $1,898 | $1,631 | $1,724 | $11,741 |
Fuel | $2,543 | $2,619 | $2,698 | $2,779 | $2,862 | $13,501 |
True Cost to Own® | $11,143 | $9,021 | $7,531 | $9,348 | $8,720 | $45,763 |
2020 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $874 | $900 | $927 | $955 | $984 | $4,640 |
Maintenance | $774 | $1,167 | $333 | $2,627 | $1,908 | $6,809 |
Repairs | $671 | $719 | $774 | $832 | $897 | $3,893 |
Taxes & Fees | $875 | $41 | $41 | $41 | $41 | $1,039 |
Financing | $1,245 | $1,005 | $747 | $468 | $170 | $3,635 |
Depreciation | $4,232 | $2,448 | $1,898 | $1,630 | $1,724 | $11,932 |
Fuel | $2,438 | $2,511 | $2,586 | $2,664 | $2,743 | $12,942 |
True Cost to Own® | $11,109 | $8,791 | $7,306 | $9,217 | $8,467 | $44,890 |
2020 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $885 | $912 | $939 | $967 | $996 | $4,699 |
Maintenance | $774 | $1,167 | $333 | $2,627 | $1,908 | $6,809 |
Repairs | $671 | $719 | $774 | $832 | $897 | $3,893 |
Taxes & Fees | $790 | $41 | $41 | $41 | $41 | $954 |
Financing | $1,118 | $902 | $670 | $421 | $152 | $3,263 |
Depreciation | $3,225 | $1,218 | $2,553 | $2,369 | $801 | $10,166 |
Fuel | $2,438 | $2,511 | $2,586 | $2,664 | $2,743 | $12,942 |
True Cost to Own® | $9,901 | $7,470 | $7,896 | $9,921 | $7,538 | $42,726 |
2020 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $878 | $904 | $931 | $959 | $988 | $4,660 |
Maintenance | $790 | $1,234 | $321 | $2,601 | $1,997 | $6,943 |
Repairs | $584 | $624 | $673 | $723 | $780 | $3,384 |
Taxes & Fees | $838 | $41 | $41 | $41 | $41 | $1,002 |
Financing | $1,190 | $961 | $713 | $448 | $163 | $3,475 |
Depreciation | $3,740 | $2,268 | $1,758 | $1,511 | $1,598 | $10,875 |
Fuel | $1,120 | $1,154 | $1,188 | $1,224 | $1,261 | $5,947 |
True Cost to Own® | $9,140 | $7,186 | $5,625 | $7,507 | $6,828 | $36,286 |
2020 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $895 | $922 | $950 | $978 | $1,007 | $4,752 |
Maintenance | $785 | $1,189 | $344 | $2,535 | $1,932 | $6,785 |
Repairs | $742 | $794 | $855 | $921 | $992 | $4,304 |
Taxes & Fees | $827 | $41 | $41 | $41 | $41 | $991 |
Financing | $1,173 | $946 | $703 | $441 | $160 | $3,423 |
Depreciation | $5,329 | $1,255 | $2,222 | $2,161 | $634 | $11,601 |
Fuel | $2,543 | $2,619 | $2,698 | $2,779 | $2,862 | $13,501 |
True Cost to Own® | $12,294 | $7,766 | $7,813 | $9,856 | $7,628 | $45,357 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 MKZTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.