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Used 2020 Lincoln MKZ Cost to Own

Total 5-Year Ownership Costs

MKZ Sedan

Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$45,763*

Total Cash Price

$20,997

Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$44,890*

Total Cash Price

$20,727

4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$42,726*

Total Cash Price

$18,605

Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

$36,286*

Total Cash Price

$19,811

4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$45,357*

Total Cash Price

$19,518

Hybrid Fleet 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

N/A*

Total Cash Price

N/A

Ownership Costs: 5-Year Total

Depreciation

$11,741

Taxes & Fees

$1,050

Financing

$3,683

Fuel

$13,501

Insurance

$4,699

Repairs

$4,304

Maintenance

$6,785

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$885$912$939$967$996$4,699
Maintenance$785$1,189$344$2,535$1,932$6,785
Repairs$742$794$855$921$992$4,304
Taxes & Fees$886$41$41$41$41$1,050
Financing$1,262$1,018$756$474$173$3,683
Depreciation$4,040$2,448$1,898$1,631$1,724$11,741
Fuel$2,543$2,619$2,698$2,779$2,862$13,501
True Cost to Own®$11,143$9,021$7,531$9,348$8,720$45,763
Selected Model:

2020 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$874$900$927$955$984$4,640
Maintenance$774$1,167$333$2,627$1,908$6,809
Repairs$671$719$774$832$897$3,893
Taxes & Fees$875$41$41$41$41$1,039
Financing$1,245$1,005$747$468$170$3,635
Depreciation$4,232$2,448$1,898$1,630$1,724$11,932
Fuel$2,438$2,511$2,586$2,664$2,743$12,942
True Cost to Own®$11,109$8,791$7,306$9,217$8,467$44,890
Selected Model:

2020 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$885$912$939$967$996$4,699
Maintenance$774$1,167$333$2,627$1,908$6,809
Repairs$671$719$774$832$897$3,893
Taxes & Fees$790$41$41$41$41$954
Financing$1,118$902$670$421$152$3,263
Depreciation$3,225$1,218$2,553$2,369$801$10,166
Fuel$2,438$2,511$2,586$2,664$2,743$12,942
True Cost to Own®$9,901$7,470$7,896$9,921$7,538$42,726
Selected Model:

2020 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$878$904$931$959$988$4,660
Maintenance$790$1,234$321$2,601$1,997$6,943
Repairs$584$624$673$723$780$3,384
Taxes & Fees$838$41$41$41$41$1,002
Financing$1,190$961$713$448$163$3,475
Depreciation$3,740$2,268$1,758$1,511$1,598$10,875
Fuel$1,120$1,154$1,188$1,224$1,261$5,947
True Cost to Own®$9,140$7,186$5,625$7,507$6,828$36,286
Selected Model:

2020 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$895$922$950$978$1,007$4,752
Maintenance$785$1,189$344$2,535$1,932$6,785
Repairs$742$794$855$921$992$4,304
Taxes & Fees$827$41$41$41$41$991
Financing$1,173$946$703$441$160$3,423
Depreciation$5,329$1,255$2,222$2,161$634$11,601
Fuel$2,543$2,619$2,698$2,779$2,862$13,501
True Cost to Own®$12,294$7,766$7,813$9,856$7,628$45,357

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.