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Used 2019 Kia Optima Cost to Own

Total 5-Year Ownership Costs

Optima Sedan

LX 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$30,320*

Total Cash Price

$13,298

S 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$31,687*

Total Cash Price

$14,246

EX 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$29,877*

Total Cash Price

$14,042

SX 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$34,990*

Total Cash Price

$16,847

Ownership Costs: 5-Year Total

Depreciation

$7,223

Taxes & Fees

$1,099

Financing

$2,332

Fuel

$8,973

Insurance

$4,640

Repairs

$1,717

Maintenance

$4,336

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Optima Sedan LX 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$874$900$927$955$984$4,640
Maintenance$592$450$1,541$431$1,322$4,336
Repairs$243$297$359$445$373$1,717
Taxes & Fees$727$93$93$93$93$1,099
Financing$799$645$479$300$109$2,332
Depreciation$2,984$1,157$1,069$1,145$868$7,223
Fuel$1,690$1,741$1,793$1,847$1,902$8,973
True Cost to Own®$7,909$5,283$6,261$5,216$5,651$30,320
Selected Model:

2019 Optima Sedan S 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$843$868$894$921$949$4,475
Maintenance$592$450$1,881$431$1,322$4,676
Repairs$243$297$359$445$373$1,717
Taxes & Fees$772$93$93$93$93$1,144
Financing$856$691$513$322$117$2,499
Depreciation$3,313$1,408$1,080$1,298$1,104$8,203
Fuel$1,690$1,741$1,793$1,847$1,902$8,973
True Cost to Own®$8,309$5,548$6,613$5,357$5,860$31,687
Selected Model:

2019 Optima Sedan EX 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$843$868$894$921$949$4,475
Maintenance$618$438$1,566$412$1,501$4,535
Repairs$306$375$453$561$471$2,166
Taxes & Fees$762$93$93$93$93$1,134
Financing$844$680$506$318$115$2,463
Depreciation$2,924$1,129$1,232$1,166$841$7,292
Fuel$1,471$1,516$1,561$1,608$1,656$7,812
True Cost to Own®$7,768$5,099$6,305$5,079$5,626$29,877
Selected Model:

2019 Optima Sedan SX 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$937$965$994$1,024$1,055$4,975
Maintenance$746$406$1,939$592$1,389$5,072
Repairs$306$375$453$561$471$2,166
Taxes & Fees$896$93$93$93$93$1,268
Financing$1,012$817$607$381$138$2,955
Depreciation$3,441$1,982$1,847$654$543$8,467
Fuel$1,900$1,957$2,016$2,076$2,138$10,087
True Cost to Own®$9,238$6,595$7,949$5,381$5,827$34,990

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.