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Used 2021 Hyundai Santa Fe Cost to Own

Total 5-Year Ownership Costs

Santa Fe SUV

SEL 4dr SUV (2.5L 4cyl 8A)

True Cost to Own

$37,420*

Total Cash Price

$20,599

SEL 4dr SUV AWD (2.5L 4cyl 8A)

True Cost to Own

$39,626*

Total Cash Price

$21,575

Limited 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

True Cost to Own

$44,269*

Total Cash Price

$25,816

Limited 4dr SUV (2.5L 4cyl Turbo 8AM)

True Cost to Own

$41,990*

Total Cash Price

$24,337

SE 4dr SUV (2.5L 4cyl 8A)

True Cost to Own

$37,292*

Total Cash Price

$19,978

SE 4dr SUV AWD (2.5L 4cyl 8A)

True Cost to Own

$39,205*

Total Cash Price

$20,441

Calligraphy 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

True Cost to Own

$44,956*

Total Cash Price

$26,578

Calligraphy 4dr SUV AWD w/19-in Wheels (2.5L 4cyl Turbo 8AM)

True Cost to Own

$43,403*

Total Cash Price

$27,130

Calligraphy 4dr SUV (2.5L 4cyl Turbo 8AM)

True Cost to Own

$46,280*

Total Cash Price

$29,794

Ownership Costs: 5-Year Total

Depreciation

$10,613

Taxes & Fees

$1,743

Financing

$3,613

Fuel

$8,761

Insurance

$5,060

Repairs

$1,860

Maintenance

$5,770

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Santa Fe SUV SEL 4dr SUV (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$953$982$1,011$1,041$1,073$5,060
Maintenance$1,805$737$683$394$2,151$5,770
Repairs$486$248$303$370$453$1,860
Taxes & Fees$1,603$35$35$35$35$1,743
Financing$1,238$998$742$466$169$3,613
Depreciation$3,879$1,649$1,601$1,729$1,755$10,613
Fuel$1,650$1,700$1,751$1,803$1,857$8,761
True Cost to Own®$11,614$6,349$6,126$5,838$7,493$37,420
Selected Model:

2021 Santa Fe SUV SEL 4dr SUV AWD (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$979$1,008$1,039$1,070$1,102$5,198
Maintenance$1,826$753$686$410$2,178$5,853
Repairs$558$285$347$426$520$2,136
Taxes & Fees$1,677$35$35$35$35$1,817
Financing$1,296$1,046$777$488$177$3,784
Depreciation$4,009$1,797$1,746$1,884$1,912$11,348
Fuel$1,788$1,841$1,896$1,953$2,012$9,490
True Cost to Own®$12,133$6,765$6,526$6,266$7,936$39,626
Selected Model:

2021 Santa Fe SUV Limited 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,051$1,083$1,115$1,148$1,183$5,580
Maintenance$1,986$753$686$410$2,338$6,173
Repairs$648$331$404$494$603$2,480
Taxes & Fees$1,998$35$35$35$35$2,138
Financing$1,551$1,252$929$584$212$4,528
Depreciation$4,449$2,309$2,243$2,421$2,458$13,880
Fuel$1,788$1,841$1,896$1,953$2,012$9,490
True Cost to Own®$13,471$7,604$7,308$7,045$8,841$44,269
Selected Model:

2021 Santa Fe SUV Limited 4dr SUV (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,043$1,074$1,107$1,140$1,174$5,538
Maintenance$1,882$737$683$394$2,229$5,925
Repairs$576$294$359$439$537$2,205
Taxes & Fees$1,886$35$35$35$35$2,026
Financing$1,462$1,180$877$550$199$4,268
Depreciation$4,187$2,137$2,077$2,241$2,276$12,918
Fuel$1,716$1,767$1,821$1,875$1,931$9,110
True Cost to Own®$12,752$7,224$6,959$6,674$8,381$41,990
Selected Model:

2021 Santa Fe SUV SE 4dr SUV (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,022$1,053$1,084$1,117$1,150$5,426
Maintenance$1,805$737$683$394$2,151$5,770
Repairs$486$248$303$370$453$1,860
Taxes & Fees$1,556$35$35$35$35$1,696
Financing$1,200$969$719$452$164$3,504
Depreciation$3,777$1,590$1,546$1,669$1,693$10,275
Fuel$1,650$1,700$1,751$1,803$1,857$8,761
True Cost to Own®$11,496$6,332$6,121$5,840$7,503$37,292
Selected Model:

2021 Santa Fe SUV SE 4dr SUV AWD (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,029$1,060$1,092$1,124$1,158$5,463
Maintenance$1,826$753$686$410$2,178$5,853
Repairs$558$285$347$426$520$2,136
Taxes & Fees$1,591$35$35$35$35$1,731
Financing$1,228$991$736$462$168$3,585
Depreciation$4,004$1,700$1,651$1,783$1,809$10,947
Fuel$1,788$1,841$1,896$1,953$2,012$9,490
True Cost to Own®$12,024$6,665$6,443$6,193$7,880$39,205
Selected Model:

2021 Santa Fe SUV Calligraphy 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,051$1,083$1,115$1,148$1,183$5,580
Maintenance$1,964$753$686$410$2,317$6,130
Repairs$648$331$404$494$603$2,480
Taxes & Fees$2,055$35$35$35$35$2,195
Financing$1,597$1,288$958$601$218$4,662
Depreciation$4,265$2,486$2,415$2,608$2,645$14,419
Fuel$1,788$1,841$1,896$1,953$2,012$9,490
True Cost to Own®$13,368$7,817$7,509$7,249$9,013$44,956
Selected Model:

2021 Santa Fe SUV Calligraphy 4dr SUV AWD w/19-in Wheels (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,051$1,083$1,115$1,148$1,183$5,580
Maintenance$912$753$686$410$1,265$4,026
Repairs$648$331$404$494$603$2,480
Taxes & Fees$2,097$35$35$35$35$2,237
Financing$1,630$1,315$977$614$222$4,758
Depreciation$4,651$2,493$2,422$2,614$2,652$14,832
Fuel$1,788$1,841$1,896$1,953$2,012$9,490
True Cost to Own®$12,777$7,851$7,535$7,268$7,972$43,403
Selected Model:

2021 Santa Fe SUV Calligraphy 4dr SUV (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,043$1,074$1,107$1,140$1,174$5,538
Maintenance$1,943$737$683$394$2,290$6,047
Repairs$576$294$359$439$537$2,205
Taxes & Fees$2,299$35$35$35$35$2,439
Financing$1,790$1,445$1,073$673$245$5,226
Depreciation$5,953$2,389$2,323$2,506$2,544$15,715
Fuel$1,716$1,767$1,821$1,875$1,931$9,110
True Cost to Own®$15,320$7,741$7,401$7,062$8,756$46,280

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.