Used 2021 GMC Terrain Cost to Own
Total 5-Year Ownership Costs
Terrain SUV
SLE 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$35,060*
Total Cash Price
$18,400
SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$37,770*
Total Cash Price
$20,281
SLT 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$36,244*
Total Cash Price
$19,734
SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$37,246*
Total Cash Price
$18,981
Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$40,443*
Total Cash Price
$22,746
Denali 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$40,067*
Total Cash Price
$23,927
SL 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$33,116*
Total Cash Price
$16,328
Depreciation
$11,225
Taxes & Fees
$220
Financing
$3,227
Fuel
$8,914
Insurance
$3,537
Repairs
$2,590
Maintenance
$5,347
Ownership Costs: 5-Year Breakdown
2021 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $666 | $686 | $707 | $728 | $750 | $3,537 |
Maintenance | $1,721 | $658 | $607 | $264 | $2,097 | $5,347 |
Repairs | $373 | $435 | $507 | $589 | $686 | $2,590 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $1,106 | $892 | $662 | $416 | $151 | $3,227 |
Depreciation | $3,180 | $1,677 | $2,026 | $2,965 | $1,377 | $11,225 |
Fuel | $1,679 | $1,729 | $1,781 | $1,835 | $1,890 | $8,914 |
True Cost to Own® | $8,785 | $6,117 | $6,330 | $6,837 | $6,991 | $35,060 |
2021 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $691 | $712 | $733 | $755 | $778 | $3,669 |
Maintenance | $2,016 | $676 | $682 | $282 | $2,403 | $6,059 |
Repairs | $401 | $467 | $544 | $633 | $735 | $2,780 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $1,219 | $983 | $730 | $459 | $166 | $3,557 |
Depreciation | $3,207 | $1,982 | $2,480 | $2,918 | $1,646 | $12,233 |
Fuel | $1,743 | $1,795 | $1,849 | $1,904 | $1,961 | $9,252 |
True Cost to Own® | $9,337 | $6,655 | $7,058 | $6,991 | $7,729 | $37,770 |
2021 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $684 | $705 | $726 | $747 | $770 | $3,632 |
Maintenance | $1,993 | $658 | $607 | $264 | $2,369 | $5,891 |
Repairs | $373 | $435 | $507 | $589 | $686 | $2,590 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $1,186 | $956 | $711 | $446 | $162 | $3,461 |
Depreciation | $2,898 | $2,003 | $2,118 | $2,975 | $1,862 | $11,856 |
Fuel | $1,619 | $1,667 | $1,717 | $1,769 | $1,822 | $8,594 |
True Cost to Own® | $8,813 | $6,464 | $6,426 | $6,830 | $7,711 | $36,244 |
2021 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $678 | $698 | $719 | $741 | $763 | $3,599 |
Maintenance | $1,744 | $676 | $682 | $282 | $2,131 | $5,515 |
Repairs | $401 | $467 | $544 | $633 | $735 | $2,780 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $1,140 | $921 | $683 | $429 | $156 | $3,329 |
Depreciation | $2,850 | $1,753 | $2,272 | $3,287 | $2,389 | $12,551 |
Fuel | $1,743 | $1,795 | $1,849 | $1,904 | $1,961 | $9,252 |
True Cost to Own® | $8,616 | $6,350 | $6,789 | $7,316 | $8,175 | $37,246 |
2021 Terrain SUV Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $712 | $733 | $755 | $778 | $801 | $3,779 |
Maintenance | $2,232 | $676 | $682 | $282 | $2,619 | $6,491 |
Repairs | $401 | $467 | $544 | $633 | $735 | $2,780 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $1,367 | $1,102 | $820 | $514 | $186 | $3,989 |
Depreciation | $5,270 | $1,857 | $2,354 | $2,254 | $2,197 | $13,932 |
Fuel | $1,743 | $1,795 | $1,849 | $1,904 | $1,961 | $9,252 |
True Cost to Own® | $11,785 | $6,670 | $7,044 | $6,405 | $8,539 | $40,443 |
2021 Terrain SUV Denali 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $702 | $723 | $745 | $767 | $790 | $3,727 |
Maintenance | $2,209 | $658 | $607 | $264 | $2,585 | $6,323 |
Repairs | $373 | $435 | $507 | $589 | $686 | $2,590 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $1,438 | $1,160 | $861 | $541 | $197 | $4,197 |
Depreciation | $5,535 | $2,189 | $2,070 | $2,086 | $2,536 | $14,416 |
Fuel | $1,619 | $1,667 | $1,717 | $1,769 | $1,822 | $8,594 |
True Cost to Own® | $11,936 | $6,872 | $6,547 | $6,056 | $8,656 | $40,067 |
2021 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $611 | $629 | $648 | $668 | $688 | $3,244 |
Maintenance | $1,641 | $658 | $607 | $264 | $2,017 | $5,187 |
Repairs | $373 | $435 | $507 | $589 | $686 | $2,590 |
Taxes & Fees | $60 | $40 | $40 | $40 | $40 | $220 |
Financing | $981 | $792 | $588 | $369 | $134 | $2,864 |
Depreciation | $3,167 | $1,345 | $1,528 | $1,903 | $2,154 | $10,097 |
Fuel | $1,679 | $1,729 | $1,781 | $1,835 | $1,890 | $8,914 |
True Cost to Own® | $8,512 | $5,628 | $5,699 | $5,668 | $7,609 | $33,116 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 TerrainTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.