Used 2018 GMC Sierra 2500HD Cost to Own

Total 5-Year Ownership Costs

Sierra 2500HD Crew Cab

Denali 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$69,004*

Total Cash Price

$59,626

SLT 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$66,273*

Total Cash Price

$55,667

4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$56,933*

Total Cash Price

$42,074

SLE 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$62,182*

Total Cash Price

$49,713

4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$58,176*

Total Cash Price

$43,702

Denali 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$62,776*

Total Cash Price

$52,794

SLT 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$60,363*

Total Cash Price

$49,193

SLE 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$61,074*

Total Cash Price

$48,176

SLT 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$64,051*

Total Cash Price

$52,679

4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$52,904*

Total Cash Price

$37,795

SLE 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$56,711*

Total Cash Price

$43,645

SLE 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$57,159*

Total Cash Price

$44,339

SLT 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$60,191*

Total Cash Price

$48,851

4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$52,838*

Total Cash Price

$37,695

Sierra 2500HD Double Cab

4dr Double Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$54,165*

Total Cash Price

$37,114

SLE 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$59,094*

Total Cash Price

$45,209

4dr Double Cab LB (6.0L 8cyl 6A)

True Cost to Own

$51,694*

Total Cash Price

$36,358

4dr Double Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$54,754*

Total Cash Price

$38,692

SLE 4dr Double Cab SB (6.0L 8cyl 6A)

True Cost to Own

$55,199*

Total Cash Price

$40,686

SLE 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$58,144*

Total Cash Price

$43,136

4dr Double Cab SB (6.0L 8cyl 6A)

True Cost to Own

$52,091*

Total Cash Price

$36,202

SLT 4dr Double Cab SB (6.0L 8cyl 6A)

True Cost to Own

$58,904*

Total Cash Price

$46,305

SLE 4dr Double Cab LB (6.0L 8cyl 6A)

True Cost to Own

$55,734*

Total Cash Price

$42,229

SLT 4dr Double Cab LB (6.0L 8cyl 6A)

True Cost to Own

$59,117*

Total Cash Price

$47,295

SLT 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$61,483*

Total Cash Price

$48,011

SLT 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$61,782*

Total Cash Price

$49,255

Sierra 2500HD Regular Cab

2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$43,514*

Total Cash Price

$21,289

SLE 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$57,634*

Total Cash Price

$43,106

2dr Regular Cab LB (6.0L 8cyl 6A)

True Cost to Own

$49,120*

Total Cash Price

$32,426

SLE 2dr Regular Cab LB (6.0L 8cyl 6A)

True Cost to Own

$53,847*

Total Cash Price

$38,791

Ownership Costs: 5-Year Total

Depreciation

$24,543

Taxes & Fees

$3,335

Financing

$10,840

Fuel

$14,999

Insurance

$4,799

Repairs

$2,761

Maintenance

$7,727

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab Denali 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$931$959$988$1,017$4,799
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$3,151$46$46$46$46$3,335
Financing$3,708$2,995$2,228$1,400$509$10,840
Depreciation$8,957$4,471$4,012$3,689$3,414$24,543
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$21,484$13,764$11,719$10,808$11,229$69,004

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLT 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$871$897$924$952$980$4,624
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,945$46$46$46$46$3,129
Financing$3,462$2,796$2,080$1,307$475$10,120
Depreciation$8,362$4,174$3,745$3,444$3,188$22,913
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$20,404$13,234$11,269$10,434$10,932$66,273

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$765$788$812$836$861$4,062
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,239$46$46$46$46$2,423
Financing$2,617$2,113$1,572$988$359$7,649
Depreciation$6,318$3,154$2,830$2,602$2,408$17,312
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,703$11,422$9,734$9,157$9,917$56,933

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLE 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$825$850$875$901$929$4,380
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,636$46$46$46$46$2,820
Financing$3,092$2,497$1,857$1,168$423$9,037
Depreciation$7,466$3,727$3,344$3,075$2,846$20,458
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,783$12,441$10,596$9,875$10,487$62,182

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$801$825$850$875$902$4,253
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,324$46$46$46$46$2,508
Financing$2,718$2,195$1,633$1,026$373$7,945
Depreciation$6,563$3,276$2,939$2,703$2,502$17,983
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,170$11,663$9,942$9,335$10,066$58,176

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab Denali 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$821$846$871$897$924$4,359
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,796$46$46$46$46$2,980
Financing$3,283$2,652$1,973$1,239$451$9,598
Depreciation$7,930$3,959$3,552$3,266$3,023$21,730
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$19,229$12,681$10,644$9,846$10,376$62,776

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLT 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$829$854$880$906$4,274
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,609$46$46$46$46$2,793
Financing$3,059$2,472$1,837$1,155$420$8,943
Depreciation$7,388$3,688$3,309$3,043$2,816$20,244
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$18,260$12,213$10,248$9,522$10,120$60,363

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLE 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$803$827$852$877$904$4,263
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,556$46$46$46$46$2,740
Financing$2,996$2,420$1,800$1,131$411$8,758
Depreciation$7,235$3,612$3,241$2,980$2,758$19,826
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,354$12,226$10,413$9,719$10,362$61,074

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLT 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$816$840$866$892$918$4,332
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,790$46$46$46$46$2,974
Financing$3,276$2,646$1,968$1,237$450$9,577
Depreciation$7,912$3,950$3,544$3,259$3,016$21,681
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$19,558$12,803$10,898$10,119$10,673$64,051

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$810$834$859$885$4,174
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,017$46$46$46$46$2,201
Financing$2,350$1,899$1,412$888$322$6,871
Depreciation$5,674$2,833$2,542$2,337$2,163$15,549
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,226$10,766$9,036$8,528$9,348$52,904

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLE 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$792$816$840$865$891$4,204
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,321$46$46$46$46$2,505
Financing$2,714$2,193$1,630$1,025$372$7,934
Depreciation$6,554$3,272$2,936$2,699$2,498$17,959
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,780$11,505$9,654$9,033$9,739$56,711

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLE 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$792$816$840$865$891$4,204
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,357$46$46$46$46$2,541
Financing$2,757$2,228$1,656$1,041$379$8,061
Depreciation$6,658$3,324$2,982$2,742$2,538$18,244
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,963$11,592$9,726$9,092$9,786$57,159

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab SLT 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$814$838$864$889$916$4,321
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,591$46$46$46$46$2,775
Financing$3,038$2,454$1,825$1,147$417$8,881
Depreciation$7,337$3,663$3,286$3,022$2,797$20,105
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$18,179$12,179$10,223$9,502$10,108$60,191

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Crew Cab 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$810$834$859$885$4,174
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,011$46$46$46$46$2,195
Financing$2,344$1,894$1,408$885$322$6,853
Depreciation$5,659$2,825$2,535$2,331$2,157$15,507
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,199$10,753$9,025$8,519$9,342$52,838

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$847$872$899$926$953$4,497
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$1,981$46$46$46$46$2,165
Financing$2,308$1,865$1,386$872$316$6,747
Depreciation$5,572$2,782$2,496$2,295$2,124$15,269
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$15,472$10,886$9,301$8,824$9,682$54,165

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLE 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$791$815$839$864$890$4,199
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,402$46$46$46$46$2,586
Financing$2,811$2,272$1,689$1,061$386$8,219
Depreciation$6,789$3,389$3,041$2,796$2,588$18,603
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,557$11,843$10,089$9,452$10,153$59,094

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab 4dr Double Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$733$755$778$801$825$3,892
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$1,942$46$46$46$46$2,126
Financing$2,261$1,827$1,358$854$310$6,610
Depreciation$5,458$2,725$2,445$2,248$2,081$14,957
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$14,793$10,531$8,829$8,347$9,194$51,694

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$766$789$813$837$862$4,067
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,063$46$46$46$46$2,247
Financing$2,406$1,944$1,445$909$330$7,034
Depreciation$5,809$2,900$2,602$2,393$2,215$15,919
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$15,808$11,000$9,380$8,870$9,696$54,754

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLE 4dr Double Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$867$893$920$947$976$4,603
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,167$46$46$46$46$2,351
Financing$2,530$2,044$1,520$955$347$7,396
Depreciation$6,109$3,050$2,736$2,516$2,329$16,740
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,072$11,211$9,424$8,862$9,630$55,199

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLE 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$864$890$917$944$972$4,587
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,294$46$46$46$46$2,478
Financing$2,683$2,167$1,611$1,013$368$7,842
Depreciation$6,478$3,234$2,901$2,668$2,469$17,750
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,083$11,658$9,949$9,356$10,098$58,144

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab 4dr Double Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$827$852$877$904$931$4,391
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$1,934$46$46$46$46$2,118
Financing$2,251$1,819$1,352$851$308$6,581
Depreciation$5,435$2,713$2,434$2,238$2,072$14,892
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$14,846$10,608$8,911$8,437$9,289$52,091

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLT 4dr Double Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$881$907$935$963$992$4,678
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,459$46$46$46$46$2,643
Financing$2,880$2,326$1,730$1,087$395$8,418
Depreciation$6,954$3,472$3,115$2,864$2,651$19,056
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$17,573$11,929$10,028$9,358$10,016$58,904

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLE 4dr Double Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$803$828$852$878$4,141
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,247$46$46$46$46$2,431
Financing$2,626$2,122$1,577$992$360$7,677
Depreciation$6,341$3,166$2,840$2,612$2,417$17,376
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,393$11,315$9,493$8,900$9,633$55,734

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLT 4dr Double Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$801$825$850$875$902$4,253
Maintenance$1,489$2,052$922$950$2,299$7,712
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,510$46$46$46$46$2,694
Financing$2,941$2,376$1,767$1,111$403$8,598
Depreciation$7,103$3,546$3,181$2,925$2,708$19,463
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$17,754$11,971$10,046$9,355$9,991$59,117

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLT 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$900$927$955$983$1,013$4,778
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,547$46$46$46$46$2,731
Financing$2,986$2,412$1,793$1,128$409$8,728
Depreciation$7,211$3,600$3,230$2,969$2,749$19,759
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,408$12,306$10,498$9,811$10,460$61,483

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Double Cab SLT 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$829$854$880$906$4,274
Maintenance$1,612$1,935$922$950$2,308$7,727
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,612$46$46$46$46$2,796
Financing$3,063$2,475$1,840$1,156$420$8,954
Depreciation$7,398$3,693$3,313$3,047$2,820$20,271
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,642$12,364$10,527$9,814$10,435$61,782

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Regular Cab 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$756$779$802$826$851$4,014
Maintenance$1,629$1,952$922$950$2,325$7,778
Repairs$327$476$555$648$755$2,761
Taxes & Fees$1,159$46$46$46$46$1,343
Financing$1,324$1,069$796$500$181$3,870
Depreciation$3,193$1,594$1,430$1,315$1,217$8,749
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$11,213$8,826$7,548$7,372$8,555$43,514

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Regular Cab SLE 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$762$785$808$833$858$4,046
Maintenance$1,629$1,952$922$950$2,325$7,778
Repairs$327$476$555$648$755$2,761
Taxes & Fees$2,293$46$46$46$46$2,477
Financing$2,681$2,165$1,611$1,012$367$7,836
Depreciation$6,473$3,231$2,899$2,666$2,468$17,737
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,990$11,565$9,838$9,242$9,999$57,634

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Regular Cab 2dr Regular Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$717$739$761$783$807$3,807
Maintenance$1,506$2,069$922$950$2,316$7,763
Repairs$302$440$513$598$698$2,551
Taxes & Fees$1,738$46$46$46$46$1,922
Financing$2,017$1,629$1,211$761$277$5,895
Depreciation$4,867$2,430$2,180$2,004$1,855$13,336
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,755$10,039$8,400$7,992$8,934$49,120

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 2500HD Regular Cab SLE 2dr Regular Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$833$858$884$910$938$4,423
Maintenance$1,506$2,069$922$950$2,316$7,763
Repairs$302$440$513$598$698$2,551
Taxes & Fees$2,068$46$46$46$46$2,252
Financing$2,412$1,949$1,449$911$331$7,052
Depreciation$5,824$2,908$2,609$2,399$2,220$15,960
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,553$10,956$9,190$8,664$9,484$53,847

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 GMC Sierra 2500HD in Virginia is:

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