Used 2014 Chevrolet Cruze Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Cruze Sedan

LT Fleet 4dr Sedan (1.4L 4cyl Turbo 6A)

True Cost to Own

$28,459*

Total Cash Price

$9,285

LS 4dr Sedan (1.8L 4cyl 6M)

True Cost to Own

$32,897*

Total Cash Price

$10,733

LTZ 4dr Sedan (1.4L 4cyl Turbo 6A)

True Cost to Own

$27,676*

Total Cash Price

$9,029

LS 4dr Sedan (1.8L 4cyl 6A)

True Cost to Own

$27,676*

Total Cash Price

$9,029

Eco 4dr Sedan (1.4L 4cyl Turbo 6M)

True Cost to Own

$36,553*

Total Cash Price

$11,925

1LT 4dr Sedan (1.4L 4cyl Turbo 6A)

True Cost to Own

$26,109*

Total Cash Price

$8,518

2LT 4dr Sedan (1.4L 4cyl Turbo 6A)

True Cost to Own

$27,153*

Total Cash Price

$8,859

Eco 4dr Sedan (1.4L 4cyl Turbo 6A)

True Cost to Own

$37,858*

Total Cash Price

$12,351

1LT 4dr Sedan (1.4L 4cyl Turbo 6M)

True Cost to Own

$31,592*

Total Cash Price

$10,307

2LT 4dr Sedan (1.4L 4cyl Turbo 6M)

True Cost to Own

$31,853*

Total Cash Price

$10,392

Cruze Diesel

Diesel 4dr Sedan (2.0L 4cyl Turbodiesel 6A)

True Cost to Own

$28,981*

Total Cash Price

$9,455

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan LT Fleet 4dr Sedan (1.4L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$784$808$832$857$882$4,162
Maintenance$1,155$516$1,668$752$1,845$5,936
Repairs$521$604$706$825$962$3,619
Taxes & Fees$535$45$45$45$45$714
Financing$499$402$296$186$68$1,452
Depreciation$2,858$886$779$691$620$5,835
Fuel$1,270$1,308$1,347$1,388$1,429$6,742
True Cost to Own®$7,622$4,568$5,673$4,744$5,851$28,459

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan LS 4dr Sedan (1.8L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$906$934$961$990$1,019$4,811
Maintenance$1,336$596$1,928$869$2,133$6,862
Repairs$602$698$816$954$1,113$4,183
Taxes & Fees$619$52$52$52$52$825
Financing$577$465$343$215$78$1,678
Depreciation$3,304$1,024$901$799$717$6,745
Fuel$1,468$1,512$1,557$1,604$1,652$7,793
True Cost to Own®$8,811$5,281$6,558$5,484$6,764$32,897

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan LTZ 4dr Sedan (1.4L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$762$785$809$833$858$4,047
Maintenance$1,124$501$1,622$731$1,795$5,773
Repairs$507$587$687$802$936$3,519
Taxes & Fees$520$43$43$43$43$694
Financing$485$391$288$181$66$1,412
Depreciation$2,779$862$758$672$603$5,674
Fuel$1,235$1,272$1,310$1,349$1,390$6,556
True Cost to Own®$7,413$4,442$5,517$4,613$5,690$27,676

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan LS 4dr Sedan (1.8L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$762$785$809$833$858$4,047
Maintenance$1,124$501$1,622$731$1,795$5,773
Repairs$507$587$687$802$936$3,519
Taxes & Fees$520$43$43$43$43$694
Financing$485$391$288$181$66$1,412
Depreciation$2,779$862$758$672$603$5,674
Fuel$1,235$1,272$1,310$1,349$1,390$6,556
True Cost to Own®$7,413$4,442$5,517$4,613$5,690$27,676

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan Eco 4dr Sedan (1.4L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,007$1,037$1,068$1,100$1,133$5,345
Maintenance$1,484$662$2,142$966$2,370$7,624
Repairs$669$776$907$1,060$1,236$4,648
Taxes & Fees$687$57$57$57$57$917
Financing$641$517$381$239$87$1,865
Depreciation$3,671$1,138$1,001$888$797$7,494
Fuel$1,631$1,680$1,730$1,782$1,835$8,659
True Cost to Own®$9,790$5,867$7,287$6,093$7,515$36,553
Ownership Costs: 5-Year Total

Depreciation

$5,353

Taxes & Fees

$655

Financing

$1,332

Fuel

$6,185

Insurance

$3,818

Repairs

$3,320

Maintenance

$5,446

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan 1LT 4dr Sedan (1.4L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$719$741$763$786$809$3,818
Maintenance$1,060$473$1,530$690$1,693$5,446
Repairs$478$554$648$757$883$3,320
Taxes & Fees$491$41$41$41$41$655
Financing$458$369$272$171$62$1,332
Depreciation$2,622$813$715$634$569$5,353
Fuel$1,165$1,200$1,236$1,273$1,311$6,185
True Cost to Own®$6,993$4,191$5,205$4,352$5,368$26,109

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan 2LT 4dr Sedan (1.4L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$771$794$817$841$3,971
Maintenance$1,102$492$1,591$718$1,761$5,664
Repairs$497$576$674$787$918$3,453
Taxes & Fees$511$43$43$43$43$681
Financing$476$384$283$178$64$1,385
Depreciation$2,727$846$744$659$592$5,567
Fuel$1,212$1,248$1,285$1,324$1,363$6,432
True Cost to Own®$7,273$4,359$5,413$4,526$5,583$27,153

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan Eco 4dr Sedan (1.4L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,043$1,074$1,106$1,140$1,173$5,536
Maintenance$1,537$686$2,219$1,001$2,455$7,897
Repairs$693$803$940$1,098$1,280$4,814
Taxes & Fees$712$59$59$59$59$950
Financing$664$535$394$248$90$1,931
Depreciation$3,802$1,179$1,037$919$825$7,762
Fuel$1,689$1,740$1,792$1,846$1,901$8,968
True Cost to Own®$10,140$6,077$7,547$6,310$7,784$37,858

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan 1LT 4dr Sedan (1.4L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$897$923$951$979$4,620
Maintenance$1,283$572$1,851$835$2,049$6,590
Repairs$578$670$784$916$1,068$4,017
Taxes & Fees$594$50$50$50$50$793
Financing$554$446$329$207$75$1,612
Depreciation$3,173$984$865$767$688$6,477
Fuel$1,410$1,452$1,496$1,540$1,586$7,484
True Cost to Own®$8,462$5,071$6,298$5,266$6,495$31,592

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Sedan 2LT 4dr Sedan (1.4L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$877$904$931$959$987$4,658
Maintenance$1,293$577$1,867$842$2,065$6,644
Repairs$583$676$791$924$1,077$4,050
Taxes & Fees$599$50$50$50$50$799
Financing$559$450$332$209$76$1,625
Depreciation$3,199$992$872$773$694$6,531
Fuel$1,421$1,464$1,508$1,553$1,599$7,546
True Cost to Own®$8,531$5,113$6,350$5,309$6,549$31,853

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Cruze Diesel Diesel 4dr Sedan (2.0L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$823$847$872$898$4,238
Maintenance$1,177$525$1,698$766$1,879$6,045
Repairs$531$615$719$840$980$3,685
Taxes & Fees$545$46$46$46$46$727
Financing$508$410$302$190$69$1,479
Depreciation$2,910$902$794$704$632$5,942
Fuel$1,293$1,332$1,372$1,413$1,455$6,865
True Cost to Own®$7,762$4,652$5,778$4,831$5,958$28,981

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2014 Chevrolet Cruze in Virginia is:

not available
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