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Used 2021 BMW 5 Series Cost to Own

Total 5-Year Ownership Costs

5 Series Sedan

530i 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,680*

Total Cash Price

$28,269

540i 4dr Sedan (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$63,756*

Total Cash Price

$32,688

530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$60,652*

Total Cash Price

$28,469

540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$67,186*

Total Cash Price

$35,454

M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$85,028*

Total Cash Price

$45,197

530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$62,390*

Total Cash Price

$29,259

530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$64,000*

Total Cash Price

$28,404

Ownership Costs: 5-Year Total

Depreciation

$15,275

Taxes & Fees

$3,498

Financing

$4,958

Fuel

$10,814

Insurance

$5,995

Repairs

$7,782

Maintenance

$10,358

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 5 Series Sedan 530i 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,129$1,163$1,198$1,234$1,271$5,995
Maintenance$2,961$1,854$1,541$598$3,404$10,358
Repairs$1,347$1,446$1,549$1,661$1,779$7,782
Taxes & Fees$3,418$20$20$20$20$3,498
Financing$1,699$1,370$1,018$639$232$4,958
Depreciation$5,363$3,056$1,863$1,900$3,093$15,275
Fuel$2,037$2,098$2,161$2,226$2,292$10,814
True Cost to Own®$17,954$11,007$9,350$8,278$12,091$58,680
Selected Model:

2021 5 Series Sedan 540i 4dr Sedan (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,190$1,226$1,262$1,300$1,339$6,317
Maintenance$2,851$2,041$1,599$596$3,454$10,541
Repairs$1,347$1,446$1,549$1,661$1,779$7,782
Taxes & Fees$3,947$20$20$20$20$4,027
Financing$1,964$1,585$1,177$739$268$5,733
Depreciation$6,378$3,035$2,503$3,309$2,914$18,139
Fuel$2,113$2,176$2,241$2,309$2,378$11,217
True Cost to Own®$19,790$11,529$10,351$9,934$12,152$63,756
Selected Model:

2021 5 Series Sedan 530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,214$1,250$1,288$1,327$1,366$6,445
Maintenance$2,961$1,854$1,541$598$3,404$10,358
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$3,442$20$20$20$20$3,522
Financing$1,711$1,380$1,025$644$233$4,993
Depreciation$6,014$2,590$2,082$2,607$2,589$15,882
Fuel$2,113$2,176$2,241$2,309$2,378$11,217
True Cost to Own®$18,881$10,800$9,837$9,262$11,872$60,652
Selected Model:

2021 5 Series Sedan 540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,209$1,245$1,283$1,321$1,361$6,419
Maintenance$2,851$2,041$1,599$596$3,454$10,541
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$4,278$20$20$20$20$4,358
Financing$2,130$1,719$1,277$801$291$6,218
Depreciation$7,994$3,380$2,374$2,043$3,983$19,774
Fuel$2,193$2,258$2,326$2,396$2,468$11,641
True Cost to Own®$22,081$12,193$10,519$8,934$13,459$67,186
Selected Model:

2021 5 Series Sedan M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,775$1,828$1,883$1,940$1,998$9,424
Maintenance$4,691$2,790$2,346$613$5,238$15,678
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$5,445$20$20$20$20$5,525
Financing$2,716$2,191$1,628$1,021$371$7,927
Depreciation$6,893$4,268$4,057$4,843$3,046$23,107
Fuel$2,850$2,936$3,024$3,114$3,208$15,132
True Cost to Own®$25,796$15,563$14,598$13,308$15,763$85,028
Selected Model:

2021 5 Series Sedan 530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,404$1,446$1,490$1,534$1,580$7,454
Maintenance$2,450$2,261$2,378$697$3,386$11,172
Repairs$1,347$1,446$1,549$1,661$1,779$7,782
Taxes & Fees$3,537$20$20$20$20$3,617
Financing$1,758$1,419$1,053$662$240$5,132
Depreciation$4,452$2,823$2,924$2,923$2,470$15,592
Fuel$2,193$2,258$2,326$2,396$2,468$11,641
True Cost to Own®$17,141$11,673$11,740$9,893$11,943$62,390
Selected Model:

2021 5 Series Sedan 530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,404$1,446$1,490$1,534$1,580$7,454
Maintenance$2,450$2,261$2,378$697$3,386$11,172
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$3,434$20$20$20$20$3,514
Financing$1,707$1,377$1,023$642$233$4,982
Depreciation$5,186$3,017$2,874$3,018$2,444$16,539
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$17,887$11,999$11,844$10,159$12,111$64,000

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.