Used 2021 BMW 5 Series Cost to Own
Total 5-Year Ownership Costs
5 Series Sedan
530i 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,680*
Total Cash Price
$28,269
540i 4dr Sedan (3.0L 6cyl Turbo gas/electric mild hybrid 8A)
True Cost to Own
$63,756*
Total Cash Price
$32,688
530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,652*
Total Cash Price
$28,469
540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)
True Cost to Own
$67,186*
Total Cash Price
$35,454
M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
True Cost to Own
$85,028*
Total Cash Price
$45,197
530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
True Cost to Own
$62,390*
Total Cash Price
$29,259
530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
True Cost to Own
$64,000*
Total Cash Price
$28,404
Depreciation
$15,275
Taxes & Fees
$3,498
Financing
$4,958
Fuel
$10,814
Insurance
$5,995
Repairs
$7,782
Maintenance
$10,358
Ownership Costs: 5-Year Breakdown
2021 5 Series Sedan 530i 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,129 | $1,163 | $1,198 | $1,234 | $1,271 | $5,995 |
Maintenance | $2,961 | $1,854 | $1,541 | $598 | $3,404 | $10,358 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $3,418 | $20 | $20 | $20 | $20 | $3,498 |
Financing | $1,699 | $1,370 | $1,018 | $639 | $232 | $4,958 |
Depreciation | $5,363 | $3,056 | $1,863 | $1,900 | $3,093 | $15,275 |
Fuel | $2,037 | $2,098 | $2,161 | $2,226 | $2,292 | $10,814 |
True Cost to Own® | $17,954 | $11,007 | $9,350 | $8,278 | $12,091 | $58,680 |
2021 5 Series Sedan 540i 4dr Sedan (3.0L 6cyl Turbo gas/electric mild hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,190 | $1,226 | $1,262 | $1,300 | $1,339 | $6,317 |
Maintenance | $2,851 | $2,041 | $1,599 | $596 | $3,454 | $10,541 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $3,947 | $20 | $20 | $20 | $20 | $4,027 |
Financing | $1,964 | $1,585 | $1,177 | $739 | $268 | $5,733 |
Depreciation | $6,378 | $3,035 | $2,503 | $3,309 | $2,914 | $18,139 |
Fuel | $2,113 | $2,176 | $2,241 | $2,309 | $2,378 | $11,217 |
True Cost to Own® | $19,790 | $11,529 | $10,351 | $9,934 | $12,152 | $63,756 |
2021 5 Series Sedan 530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,214 | $1,250 | $1,288 | $1,327 | $1,366 | $6,445 |
Maintenance | $2,961 | $1,854 | $1,541 | $598 | $3,404 | $10,358 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $3,442 | $20 | $20 | $20 | $20 | $3,522 |
Financing | $1,711 | $1,380 | $1,025 | $644 | $233 | $4,993 |
Depreciation | $6,014 | $2,590 | $2,082 | $2,607 | $2,589 | $15,882 |
Fuel | $2,113 | $2,176 | $2,241 | $2,309 | $2,378 | $11,217 |
True Cost to Own® | $18,881 | $10,800 | $9,837 | $9,262 | $11,872 | $60,652 |
2021 5 Series Sedan 540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,209 | $1,245 | $1,283 | $1,321 | $1,361 | $6,419 |
Maintenance | $2,851 | $2,041 | $1,599 | $596 | $3,454 | $10,541 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $4,278 | $20 | $20 | $20 | $20 | $4,358 |
Financing | $2,130 | $1,719 | $1,277 | $801 | $291 | $6,218 |
Depreciation | $7,994 | $3,380 | $2,374 | $2,043 | $3,983 | $19,774 |
Fuel | $2,193 | $2,258 | $2,326 | $2,396 | $2,468 | $11,641 |
True Cost to Own® | $22,081 | $12,193 | $10,519 | $8,934 | $13,459 | $67,186 |
2021 5 Series Sedan M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,775 | $1,828 | $1,883 | $1,940 | $1,998 | $9,424 |
Maintenance | $4,691 | $2,790 | $2,346 | $613 | $5,238 | $15,678 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $5,445 | $20 | $20 | $20 | $20 | $5,525 |
Financing | $2,716 | $2,191 | $1,628 | $1,021 | $371 | $7,927 |
Depreciation | $6,893 | $4,268 | $4,057 | $4,843 | $3,046 | $23,107 |
Fuel | $2,850 | $2,936 | $3,024 | $3,114 | $3,208 | $15,132 |
True Cost to Own® | $25,796 | $15,563 | $14,598 | $13,308 | $15,763 | $85,028 |
2021 5 Series Sedan 530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,404 | $1,446 | $1,490 | $1,534 | $1,580 | $7,454 |
Maintenance | $2,450 | $2,261 | $2,378 | $697 | $3,386 | $11,172 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $3,537 | $20 | $20 | $20 | $20 | $3,617 |
Financing | $1,758 | $1,419 | $1,053 | $662 | $240 | $5,132 |
Depreciation | $4,452 | $2,823 | $2,924 | $2,923 | $2,470 | $15,592 |
Fuel | $2,193 | $2,258 | $2,326 | $2,396 | $2,468 | $11,641 |
True Cost to Own® | $17,141 | $11,673 | $11,740 | $9,893 | $11,943 | $62,390 |
2021 5 Series Sedan 530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,404 | $1,446 | $1,490 | $1,534 | $1,580 | $7,454 |
Maintenance | $2,450 | $2,261 | $2,378 | $697 | $3,386 | $11,172 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $3,434 | $20 | $20 | $20 | $20 | $3,514 |
Financing | $1,707 | $1,377 | $1,023 | $642 | $233 | $4,982 |
Depreciation | $5,186 | $3,017 | $2,874 | $3,018 | $2,444 | $16,539 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $17,887 | $11,999 | $11,844 | $10,159 | $12,111 | $64,000 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 5 SeriesTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.