Used 2019 Volvo XC90 Cost to Own
Total 5-Year Ownership Costs
XC90 SUV
T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$58,959*
Total Cash Price
$29,124
T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$60,158*
Total Cash Price
$30,463
T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$54,837*
Total Cash Price
$27,097
T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$60,701*
Total Cash Price
$31,633
T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,171*
Total Cash Price
$30,247
XC90 Plug-in Hybrid
T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,958*
Total Cash Price
$35,166
T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,738*
Total Cash Price
$36,126
T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,375*
Total Cash Price
$35,689
T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$80,086*
Total Cash Price
$57,337
Ownership Costs: 5-Year Breakdown
2019 XC90 SUV T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $834 | $859 | $885 | $911 | $939 | $4,428 |
Maintenance | $1,435 | $903 | $1,954 | $3,228 | $2,457 | $9,977 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,005 | $35 | $35 | $35 | $35 | $2,145 |
Financing | $1,934 | $1,566 | $1,167 | $735 | $267 | $5,669 |
Depreciation | $6,132 | $3,077 | $2,599 | $1,813 | $2,080 | $15,701 |
Fuel | $2,864 | $2,950 | $3,039 | $3,130 | $3,224 | $15,207 |
True Cost to Own® | $16,216 | $10,474 | $10,840 | $11,096 | $10,333 | $58,959 |
Ownership Costs: 5-Year Breakdown
2019 XC90 SUV T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $835 | $860 | $886 | $912 | $940 | $4,433 |
Maintenance | $1,435 | $903 | $1,954 | $3,228 | $2,457 | $9,977 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,096 | $35 | $35 | $35 | $35 | $2,236 |
Financing | $2,023 | $1,638 | $1,220 | $769 | $280 | $5,930 |
Depreciation | $6,261 | $3,305 | $2,794 | $1,948 | $2,235 | $16,543 |
Fuel | $2,864 | $2,950 | $3,039 | $3,130 | $3,224 | $15,207 |
True Cost to Own® | $16,526 | $10,775 | $11,089 | $11,266 | $10,502 | $60,158 |
Ownership Costs: 5-Year Breakdown
2019 XC90 SUV T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $908 | $935 | $963 | $992 | $1,022 | $4,820 |
Maintenance | $1,478 | $816 | $1,935 | $3,292 | $2,198 | $9,719 |
Repairs | $949 | $1,017 | $1,089 | $1,167 | $1,249 | $5,471 |
Taxes & Fees | $1,868 | $35 | $35 | $35 | $35 | $2,008 |
Financing | $1,799 | $1,457 | $1,086 | $684 | $249 | $5,275 |
Depreciation | $4,912 | $2,796 | $2,362 | $1,648 | $1,890 | $13,608 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $14,539 | $9,760 | $10,255 | $10,686 | $9,597 | $54,837 |
Ownership Costs: 5-Year Breakdown
2019 XC90 SUV T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $835 | $860 | $886 | $912 | $940 | $4,433 |
Maintenance | $1,435 | $903 | $1,954 | $3,228 | $2,457 | $9,977 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,175 | $35 | $35 | $35 | $35 | $2,315 |
Financing | $2,101 | $1,700 | $1,268 | $798 | $291 | $6,158 |
Depreciation | $6,251 | $3,384 | $2,860 | $1,995 | $2,289 | $16,779 |
Fuel | $2,864 | $2,950 | $3,039 | $3,130 | $3,224 | $15,207 |
True Cost to Own® | $16,673 | $10,916 | $11,203 | $11,342 | $10,567 | $60,701 |
Ownership Costs: 5-Year Breakdown
2019 XC90 SUV T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $915 | $942 | $971 | $1,000 | $1,030 | $4,858 |
Maintenance | $1,478 | $816 | $1,935 | $3,292 | $2,198 | $9,719 |
Repairs | $949 | $1,017 | $1,089 | $1,167 | $1,249 | $5,471 |
Taxes & Fees | $2,081 | $35 | $35 | $35 | $35 | $2,221 |
Financing | $2,009 | $1,626 | $1,212 | $763 | $278 | $5,888 |
Depreciation | $6,222 | $3,169 | $2,677 | $1,867 | $2,143 | $16,078 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $16,279 | $10,309 | $10,704 | $10,992 | $9,887 | $58,171 |
Ownership Costs: 5-Year Breakdown
2019 XC90 Plug-in Hybrid T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $930 | $958 | $987 | $1,016 | $1,047 | $4,938 |
Maintenance | $1,435 | $903 | $1,954 | $3,138 | $2,457 | $9,887 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,414 | $35 | $35 | $35 | $35 | $2,554 |
Financing | $2,335 | $1,891 | $1,409 | $888 | $323 | $6,846 |
Depreciation | $6,262 | $4,262 | $3,603 | $2,513 | $2,882 | $19,522 |
Fuel | $2,520 | $2,596 | $2,673 | $2,754 | $2,836 | $13,379 |
True Cost to Own® | $16,908 | $11,729 | $11,822 | $11,588 | $10,911 | $62,958 |
Ownership Costs: 5-Year Breakdown
2019 XC90 Plug-in Hybrid T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $930 | $958 | $987 | $1,016 | $1,047 | $4,938 |
Maintenance | $1,435 | $903 | $1,954 | $3,138 | $2,457 | $9,887 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,478 | $35 | $35 | $35 | $35 | $2,618 |
Financing | $2,399 | $1,942 | $1,448 | $912 | $332 | $7,033 |
Depreciation | $6,376 | $4,074 | $3,443 | $2,402 | $2,756 | $19,051 |
Fuel | $2,520 | $2,596 | $2,673 | $2,754 | $2,836 | $13,379 |
True Cost to Own® | $17,150 | $11,592 | $11,701 | $11,501 | $10,794 | $62,738 |
Ownership Costs: 5-Year Breakdown
2019 XC90 Plug-in Hybrid T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $930 | $958 | $987 | $1,016 | $1,047 | $4,938 |
Maintenance | $1,435 | $903 | $1,954 | $3,138 | $2,457 | $9,887 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,449 | $35 | $35 | $35 | $35 | $2,589 |
Financing | $2,370 | $1,919 | $1,430 | $901 | $327 | $6,947 |
Depreciation | $6,485 | $3,960 | $3,346 | $2,334 | $2,678 | $18,803 |
Fuel | $2,520 | $2,596 | $2,673 | $2,754 | $2,836 | $13,379 |
True Cost to Own® | $17,201 | $11,455 | $11,586 | $11,422 | $10,711 | $62,375 |
Ownership Costs: 5-Year Breakdown
2019 XC90 Plug-in Hybrid T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $930 | $958 | $987 | $1,016 | $1,047 | $4,938 |
Maintenance | $1,435 | $903 | $1,954 | $3,138 | $2,457 | $9,887 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $3,912 | $35 | $35 | $35 | $35 | $4,052 |
Financing | $3,807 | $3,083 | $2,297 | $1,448 | $527 | $11,162 |
Depreciation | $11,278 | $6,288 | $5,314 | $3,705 | $4,251 | $30,836 |
Fuel | $2,520 | $2,596 | $2,673 | $2,754 | $2,836 | $13,379 |
True Cost to Own® | $24,894 | $14,947 | $14,421 | $13,340 | $12,484 | $80,086 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2019 XC90True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2019 Volvo XC90 in Ohio is:
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