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Used 2019 Volvo XC90 Cost to Own

Total 5-Year Ownership Costs

XC90 SUV

T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)

True Cost to Own

$57,029*

Total Cash Price

$24,676

T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)

True Cost to Own

$59,404*

Total Cash Price

$27,537

T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$54,474*

Total Cash Price

$23,273

T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)

True Cost to Own

$58,493*

Total Cash Price

$25,740

T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,157*

Total Cash Price

$27,567

XC90 Plug-in Hybrid

T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$60,973*

Total Cash Price

$28,162

T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$62,226*

Total Cash Price

$32,247

T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$62,294*

Total Cash Price

$30,330

T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$77,440*

Total Cash Price

$50,147

Ownership Costs: 5-Year Total

Depreciation

$13,322

Taxes & Fees

$3,067

Financing

$4,328

Fuel

$13,759

Insurance

$6,052

Repairs

$5,832

Maintenance

$10,669

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 XC90 SUV T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,140$1,174$1,209$1,246$1,283$6,052
Maintenance$888$1,926$3,177$488$4,190$10,669
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$2,987$20$20$20$20$3,067
Financing$1,483$1,196$889$558$202$4,328
Depreciation$5,351$2,604$2,027$1,487$1,853$13,322
Fuel$2,592$2,669$2,749$2,832$2,917$13,759
True Cost to Own®$15,453$10,673$11,232$7,875$11,796$57,029
Selected Model:

2019 XC90 SUV T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,148$1,182$1,218$1,254$1,292$6,094
Maintenance$888$1,926$3,177$488$4,190$10,669
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$3,330$20$20$20$20$3,410
Financing$1,655$1,335$991$623$226$4,830
Depreciation$5,730$2,967$2,309$1,694$2,110$14,810
Fuel$2,592$2,669$2,749$2,832$2,917$13,759
True Cost to Own®$16,355$11,183$11,625$8,155$12,086$59,404
Selected Model:

2019 XC90 SUV T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,375$1,416$1,459$1,502$1,548$7,300
Maintenance$803$1,908$3,240$390$4,088$10,429
Repairs$949$1,017$1,089$1,167$1,249$5,471
Taxes & Fees$2,820$20$20$20$20$2,900
Financing$1,398$1,129$838$526$191$4,082
Depreciation$4,614$2,309$1,798$1,319$1,643$11,683
Fuel$2,375$2,446$2,520$2,595$2,673$12,609
True Cost to Own®$14,334$10,245$10,964$7,519$11,412$54,474
Selected Model:

2019 XC90 SUV T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,145$1,179$1,215$1,251$1,289$6,079
Maintenance$888$1,926$3,177$488$4,190$10,669
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$3,115$20$20$20$20$3,195
Financing$1,547$1,247$927$582$212$4,515
Depreciation$6,188$2,697$2,099$1,541$1,919$14,444
Fuel$2,592$2,669$2,749$2,832$2,917$13,759
True Cost to Own®$16,487$10,822$11,348$7,958$11,878$58,493
Selected Model:

2019 XC90 SUV T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,382$1,423$1,466$1,510$1,555$7,336
Maintenance$803$1,908$3,240$390$4,088$10,429
Repairs$949$1,017$1,089$1,167$1,249$5,471
Taxes & Fees$3,333$20$20$20$20$3,413
Financing$1,656$1,337$993$623$226$4,835
Depreciation$5,654$2,748$2,139$1,569$1,954$14,064
Fuel$2,375$2,446$2,520$2,595$2,673$12,609
True Cost to Own®$16,152$10,899$11,467$7,874$11,765$58,157
Selected Model:

2019 XC90 Plug-in Hybrid T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,403$1,445$1,488$1,533$1,579$7,448
Maintenance$888$1,926$3,089$488$4,190$10,581
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$3,405$20$20$20$20$3,485
Financing$1,692$1,365$1,015$636$231$4,939
Depreciation$6,803$3,196$2,487$1,825$2,273$16,584
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$17,483$11,384$11,679$8,237$12,190$60,973
Selected Model:

2019 XC90 Plug-in Hybrid T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,403$1,445$1,488$1,533$1,579$7,448
Maintenance$888$1,926$3,089$488$4,190$10,581
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$3,894$20$20$20$20$3,974
Financing$1,938$1,563$1,161$729$265$5,656
Depreciation$5,733$3,560$2,771$2,034$2,533$16,631
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$17,148$11,946$12,109$8,539$12,484$62,226
Selected Model:

2019 XC90 Plug-in Hybrid T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,403$1,445$1,488$1,533$1,579$7,448
Maintenance$888$1,926$3,089$488$4,190$10,581
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$3,665$20$20$20$20$3,745
Financing$1,822$1,471$1,092$686$249$5,320
Depreciation$6,746$3,436$2,675$1,962$2,445$17,264
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$17,816$11,730$11,944$8,424$12,380$62,294
Selected Model:

2019 XC90 Plug-in Hybrid T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,403$1,445$1,488$1,533$1,579$7,448
Maintenance$888$1,926$3,089$488$4,190$10,581
Repairs$1,012$1,084$1,161$1,244$1,331$5,832
Taxes & Fees$6,037$20$20$20$20$6,117
Financing$3,013$2,431$1,806$1,134$411$8,795
Depreciation$10,106$5,376$4,185$3,070$3,826$26,563
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$24,739$14,630$14,168$9,980$13,923$77,440

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.