Used 2019 Volvo XC90 Cost to Own
Total 5-Year Ownership Costs
XC90 SUV
T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$57,029*
Total Cash Price
$24,676
T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$59,404*
Total Cash Price
$27,537
T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$54,474*
Total Cash Price
$23,273
T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$58,493*
Total Cash Price
$25,740
T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,157*
Total Cash Price
$27,567
XC90 Plug-in Hybrid
T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$60,973*
Total Cash Price
$28,162
T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,226*
Total Cash Price
$32,247
T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,294*
Total Cash Price
$30,330
T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$77,440*
Total Cash Price
$50,147
Depreciation
$13,322
Taxes & Fees
$3,067
Financing
$4,328
Fuel
$13,759
Insurance
$6,052
Repairs
$5,832
Maintenance
$10,669
Ownership Costs: 5-Year Breakdown
2019 XC90 SUV T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,140 | $1,174 | $1,209 | $1,246 | $1,283 | $6,052 |
Maintenance | $888 | $1,926 | $3,177 | $488 | $4,190 | $10,669 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $2,987 | $20 | $20 | $20 | $20 | $3,067 |
Financing | $1,483 | $1,196 | $889 | $558 | $202 | $4,328 |
Depreciation | $5,351 | $2,604 | $2,027 | $1,487 | $1,853 | $13,322 |
Fuel | $2,592 | $2,669 | $2,749 | $2,832 | $2,917 | $13,759 |
True Cost to Own® | $15,453 | $10,673 | $11,232 | $7,875 | $11,796 | $57,029 |
2019 XC90 SUV T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,148 | $1,182 | $1,218 | $1,254 | $1,292 | $6,094 |
Maintenance | $888 | $1,926 | $3,177 | $488 | $4,190 | $10,669 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $3,330 | $20 | $20 | $20 | $20 | $3,410 |
Financing | $1,655 | $1,335 | $991 | $623 | $226 | $4,830 |
Depreciation | $5,730 | $2,967 | $2,309 | $1,694 | $2,110 | $14,810 |
Fuel | $2,592 | $2,669 | $2,749 | $2,832 | $2,917 | $13,759 |
True Cost to Own® | $16,355 | $11,183 | $11,625 | $8,155 | $12,086 | $59,404 |
2019 XC90 SUV T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,375 | $1,416 | $1,459 | $1,502 | $1,548 | $7,300 |
Maintenance | $803 | $1,908 | $3,240 | $390 | $4,088 | $10,429 |
Repairs | $949 | $1,017 | $1,089 | $1,167 | $1,249 | $5,471 |
Taxes & Fees | $2,820 | $20 | $20 | $20 | $20 | $2,900 |
Financing | $1,398 | $1,129 | $838 | $526 | $191 | $4,082 |
Depreciation | $4,614 | $2,309 | $1,798 | $1,319 | $1,643 | $11,683 |
Fuel | $2,375 | $2,446 | $2,520 | $2,595 | $2,673 | $12,609 |
True Cost to Own® | $14,334 | $10,245 | $10,964 | $7,519 | $11,412 | $54,474 |
2019 XC90 SUV T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,145 | $1,179 | $1,215 | $1,251 | $1,289 | $6,079 |
Maintenance | $888 | $1,926 | $3,177 | $488 | $4,190 | $10,669 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $3,115 | $20 | $20 | $20 | $20 | $3,195 |
Financing | $1,547 | $1,247 | $927 | $582 | $212 | $4,515 |
Depreciation | $6,188 | $2,697 | $2,099 | $1,541 | $1,919 | $14,444 |
Fuel | $2,592 | $2,669 | $2,749 | $2,832 | $2,917 | $13,759 |
True Cost to Own® | $16,487 | $10,822 | $11,348 | $7,958 | $11,878 | $58,493 |
2019 XC90 SUV T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,382 | $1,423 | $1,466 | $1,510 | $1,555 | $7,336 |
Maintenance | $803 | $1,908 | $3,240 | $390 | $4,088 | $10,429 |
Repairs | $949 | $1,017 | $1,089 | $1,167 | $1,249 | $5,471 |
Taxes & Fees | $3,333 | $20 | $20 | $20 | $20 | $3,413 |
Financing | $1,656 | $1,337 | $993 | $623 | $226 | $4,835 |
Depreciation | $5,654 | $2,748 | $2,139 | $1,569 | $1,954 | $14,064 |
Fuel | $2,375 | $2,446 | $2,520 | $2,595 | $2,673 | $12,609 |
True Cost to Own® | $16,152 | $10,899 | $11,467 | $7,874 | $11,765 | $58,157 |
2019 XC90 Plug-in Hybrid T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,403 | $1,445 | $1,488 | $1,533 | $1,579 | $7,448 |
Maintenance | $888 | $1,926 | $3,089 | $488 | $4,190 | $10,581 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $3,405 | $20 | $20 | $20 | $20 | $3,485 |
Financing | $1,692 | $1,365 | $1,015 | $636 | $231 | $4,939 |
Depreciation | $6,803 | $3,196 | $2,487 | $1,825 | $2,273 | $16,584 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $17,483 | $11,384 | $11,679 | $8,237 | $12,190 | $60,973 |
2019 XC90 Plug-in Hybrid T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,403 | $1,445 | $1,488 | $1,533 | $1,579 | $7,448 |
Maintenance | $888 | $1,926 | $3,089 | $488 | $4,190 | $10,581 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $3,894 | $20 | $20 | $20 | $20 | $3,974 |
Financing | $1,938 | $1,563 | $1,161 | $729 | $265 | $5,656 |
Depreciation | $5,733 | $3,560 | $2,771 | $2,034 | $2,533 | $16,631 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $17,148 | $11,946 | $12,109 | $8,539 | $12,484 | $62,226 |
2019 XC90 Plug-in Hybrid T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,403 | $1,445 | $1,488 | $1,533 | $1,579 | $7,448 |
Maintenance | $888 | $1,926 | $3,089 | $488 | $4,190 | $10,581 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $3,665 | $20 | $20 | $20 | $20 | $3,745 |
Financing | $1,822 | $1,471 | $1,092 | $686 | $249 | $5,320 |
Depreciation | $6,746 | $3,436 | $2,675 | $1,962 | $2,445 | $17,264 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $17,816 | $11,730 | $11,944 | $8,424 | $12,380 | $62,294 |
2019 XC90 Plug-in Hybrid T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,403 | $1,445 | $1,488 | $1,533 | $1,579 | $7,448 |
Maintenance | $888 | $1,926 | $3,089 | $488 | $4,190 | $10,581 |
Repairs | $1,012 | $1,084 | $1,161 | $1,244 | $1,331 | $5,832 |
Taxes & Fees | $6,037 | $20 | $20 | $20 | $20 | $6,117 |
Financing | $3,013 | $2,431 | $1,806 | $1,134 | $411 | $8,795 |
Depreciation | $10,106 | $5,376 | $4,185 | $3,070 | $3,826 | $26,563 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $24,739 | $14,630 | $14,168 | $9,980 | $13,923 | $77,440 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2019 XC90True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.