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Used 2020 Volkswagen Atlas Cross Sport Cost to Own

Total 5-Year Ownership Costs

Atlas Cross Sport SUV

SE w/Technology 4dr SUV AWD (3.6L 6cyl 8A)

True Cost to Own

$44,693*

Total Cash Price

$23,637

SEL 4dr SUV AWD (3.6L 6cyl 8A)

True Cost to Own

$45,309*

Total Cash Price

$24,151

SE w/Technology 4dr SUV (3.6L 6cyl 8A)

True Cost to Own

$43,378*

Total Cash Price

$22,733

SEL Premium R-Line 4dr SUV AWD (3.6L 6cyl 8A)

True Cost to Own

$48,279*

Total Cash Price

$28,304

SEL R-Line 4dr SUV AWD (3.6L 6cyl 8A)

True Cost to Own

$49,096*

Total Cash Price

$27,772

SEL Premium 4dr SUV AWD (3.6L 6cyl 8A)

True Cost to Own

$47,544*

Total Cash Price

$27,571

SEL 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$47,505*

Total Cash Price

$24,964

SE w/Technology 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$43,345*

Total Cash Price

$20,691

SE w/Technology R-Line 4dr SUV AWD (3.6L 6cyl 8A)

True Cost to Own

$46,133*

Total Cash Price

$24,826

SE w/Technology 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,392*

Total Cash Price

$21,073

SE 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,275*

Total Cash Price

$21,921

S 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$44,660*

Total Cash Price

$20,106

S 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$41,022*

Total Cash Price

$17,343

SEL 4dr SUV (3.6L 6cyl 8A)

True Cost to Own

$44,791*

Total Cash Price

$23,921

SE w/Technology R-Line 4dr SUV (3.6L 6cyl 8A)

True Cost to Own

$45,850*

Total Cash Price

$25,373

SEL R-Line 4dr SUV (3.6L 6cyl 8A)

True Cost to Own

$44,515*

Total Cash Price

$25,745

SE 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$44,666*

Total Cash Price

$20,454

SEL 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$47,074*

Total Cash Price

$25,358

SE w/Technology R-Line 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,745*

Total Cash Price

$22,018

SE w/Technology R-Line 4dr SUV w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$44,680*

Total Cash Price

$22,235

SEL R-Line 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$48,337*

Total Cash Price

$25,173

SEL R-Line 4dr SUV w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$46,037*

Total Cash Price

$24,626

SEL Premium R-Line 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$50,593*

Total Cash Price

$28,255

SEL Premium 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$49,749*

Total Cash Price

$27,216

Ownership Costs: 5-Year Total

Depreciation

$12,506

Taxes & Fees

$1,591

Financing

$4,146

Fuel

$12,736

Insurance

$4,901

Repairs

$2,987

Maintenance

$5,826

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology 4dr SUV AWD (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$685$133$1,990$1,595$5,826
Repairs$518$556$595$636$682$2,987
Taxes & Fees$1,219$93$93$93$93$1,591
Financing$1,420$1,146$851$535$194$4,146
Depreciation$3,849$2,390$2,215$2,251$1,801$12,506
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$11,751$8,292$7,411$9,135$8,104$44,693
Selected Model:

2020 Atlas Cross Sport SUV SEL 4dr SUV AWD (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$685$133$1,990$1,595$5,826
Repairs$518$556$595$636$682$2,987
Taxes & Fees$1,243$93$93$93$93$1,615
Financing$1,451$1,171$870$546$198$4,236
Depreciation$3,920$2,508$2,325$2,364$1,891$13,008
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$11,877$8,435$7,540$9,259$8,198$45,309
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology 4dr SUV (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$608$133$2,108$1,515$5,787
Repairs$466$500$535$572$613$2,686
Taxes & Fees$1,176$93$93$93$93$1,548
Financing$1,366$1,102$819$514$186$3,987
Depreciation$3,716$2,212$2,052$2,084$1,669$11,733
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$11,469$7,937$7,156$9,001$7,815$43,378
Selected Model:

2020 Atlas Cross Sport SUV SEL Premium R-Line 4dr SUV AWD (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$685$133$1,990$1,595$5,826
Repairs$518$556$595$636$682$2,987
Taxes & Fees$1,441$93$93$93$93$1,813
Financing$1,701$1,372$1,019$640$232$4,964
Depreciation$4,532$2,903$2,693$2,734$2,190$15,052
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$12,937$9,031$8,057$9,723$8,531$48,279
Selected Model:

2020 Atlas Cross Sport SUV SEL R-Line 4dr SUV AWD (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$685$133$1,990$1,595$5,826
Repairs$518$556$595$636$682$2,987
Taxes & Fees$1,416$93$93$93$93$1,788
Financing$1,669$1,346$1,000$628$228$4,871
Depreciation$5,548$2,882$2,671$2,714$2,172$15,987
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$13,896$8,984$8,016$9,691$8,509$49,096
Selected Model:

2020 Atlas Cross Sport SUV SEL Premium 4dr SUV AWD (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$685$133$1,990$1,595$5,826
Repairs$518$556$595$636$682$2,987
Taxes & Fees$1,406$93$93$93$93$1,778
Financing$1,657$1,336$993$624$226$4,836
Depreciation$4,137$2,855$2,648$2,689$2,151$14,480
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$12,463$8,947$7,986$9,662$8,486$47,544
Selected Model:

2020 Atlas Cross Sport SUV SEL 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,282$93$93$93$93$1,654
Financing$1,500$1,210$899$565$204$4,378
Depreciation$3,647$2,478$2,296$2,333$1,868$12,622
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$12,081$8,921$8,029$9,762$8,712$47,505
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$618$137$2,118$1,525$5,758
Repairs$533$571$612$655$700$3,071
Taxes & Fees$1,079$93$93$93$93$1,451
Financing$1,243$1,003$745$468$170$3,629
Depreciation$3,905$1,987$1,841$1,871$1,498$11,102
Fuel$2,530$2,606$2,684$2,765$2,848$13,433
True Cost to Own®$11,573$7,829$7,091$8,979$7,873$43,345
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology R-Line 4dr SUV AWD (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$685$133$1,990$1,595$5,826
Repairs$518$556$595$636$682$2,987
Taxes & Fees$1,276$93$93$93$93$1,648
Financing$1,492$1,203$894$562$203$4,354
Depreciation$4,679$2,485$2,304$2,340$1,873$13,681
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$12,710$8,444$7,543$9,251$8,185$46,133
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,097$93$93$93$93$1,469
Financing$1,266$1,022$759$476$173$3,696
Depreciation$4,165$1,991$1,845$1,875$1,500$11,376
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$12,180$8,246$7,438$9,215$8,313$45,392
Selected Model:

2020 Atlas Cross Sport SUV SE 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,137$93$93$93$93$1,509
Financing$1,317$1,063$789$496$180$3,845
Depreciation$3,727$2,026$1,879$1,910$1,528$11,070
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$11,833$8,322$7,502$9,270$8,348$45,275
Selected Model:

2020 Atlas Cross Sport SUV S 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,051$93$93$93$93$1,423
Financing$1,208$975$724$454$165$3,526
Depreciation$4,379$1,789$1,659$1,684$1,349$10,860
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$12,290$7,997$7,217$9,002$8,154$44,660
Selected Model:

2020 Atlas Cross Sport SUV S 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$618$137$2,118$1,525$5,758
Repairs$533$571$612$655$700$3,071
Taxes & Fees$919$93$93$93$93$1,291
Financing$1,042$841$624$393$142$3,042
Depreciation$3,937$1,543$1,430$1,453$1,163$9,526
Fuel$2,530$2,606$2,684$2,765$2,848$13,433
True Cost to Own®$11,244$7,223$6,559$8,486$7,510$41,022
Selected Model:

2020 Atlas Cross Sport SUV SEL 4dr SUV (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$608$133$2,108$1,515$5,787
Repairs$466$500$535$572$613$2,686
Taxes & Fees$1,232$93$93$93$93$1,604
Financing$1,437$1,160$861$541$197$4,196
Depreciation$4,379$2,347$2,176$2,210$1,769$12,881
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$12,259$8,130$7,322$9,154$7,926$44,791
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology R-Line 4dr SUV (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$608$133$2,108$1,515$5,787
Repairs$466$500$535$572$613$2,686
Taxes & Fees$1,302$93$93$93$93$1,674
Financing$1,525$1,230$913$574$208$4,450
Depreciation$4,499$2,517$2,333$2,370$1,897$13,616
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$12,537$8,370$7,531$9,347$8,065$45,850
Selected Model:

2020 Atlas Cross Sport SUV SEL R-Line 4dr SUV (3.6L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,423$608$133$2,108$1,515$5,787
Repairs$466$500$535$572$613$2,686
Taxes & Fees$1,319$93$93$93$93$1,691
Financing$1,547$1,248$927$582$211$4,515
Depreciation$4,016$2,259$2,095$2,127$1,702$12,199
Fuel$2,399$2,471$2,545$2,621$2,700$12,736
True Cost to Own®$12,093$8,130$7,307$9,112$7,873$44,515
Selected Model:

2020 Atlas Cross Sport SUV SE 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$618$137$2,118$1,525$5,758
Repairs$533$571$612$655$700$3,071
Taxes & Fees$1,067$93$93$93$93$1,439
Financing$1,229$992$736$463$167$3,587
Depreciation$4,665$2,157$1,999$2,031$1,625$12,477
Fuel$2,530$2,606$2,684$2,765$2,848$13,433
True Cost to Own®$12,307$7,988$7,240$9,134$7,997$44,666
Selected Model:

2020 Atlas Cross Sport SUV SEL 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$618$137$2,118$1,525$5,758
Repairs$533$571$612$655$700$3,071
Taxes & Fees$1,301$93$93$93$93$1,673
Financing$1,524$1,229$913$574$208$4,448
Depreciation$4,862$2,465$2,285$2,321$1,857$13,790
Fuel$2,530$2,606$2,684$2,765$2,848$13,433
True Cost to Own®$13,033$8,533$7,703$9,535$8,270$47,074
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology R-Line 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,142$93$93$93$93$1,514
Financing$1,323$1,067$793$498$181$3,862
Depreciation$3,760$2,141$1,986$2,017$1,614$11,518
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$11,877$8,441$7,613$9,379$8,435$45,745
Selected Model:

2020 Atlas Cross Sport SUV SE w/Technology R-Line 4dr SUV w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$618$137$2,118$1,525$5,758
Repairs$533$571$612$655$700$3,071
Taxes & Fees$1,152$93$93$93$93$1,524
Financing$1,336$1,078$801$502$183$3,900
Depreciation$4,320$2,146$1,989$2,020$1,618$12,093
Fuel$2,530$2,606$2,684$2,765$2,848$13,433
True Cost to Own®$12,154$8,063$7,295$9,162$8,006$44,680
Selected Model:

2020 Atlas Cross Sport SUV SEL R-Line 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,292$93$93$93$93$1,664
Financing$1,512$1,221$906$570$206$4,415
Depreciation$4,258$2,525$2,341$2,379$1,904$13,407
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$12,714$8,979$8,081$9,813$8,750$48,337
Selected Model:

2020 Atlas Cross Sport SUV SEL R-Line 4dr SUV w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$618$137$2,118$1,525$5,758
Repairs$533$571$612$655$700$3,071
Taxes & Fees$1,266$93$93$93$93$1,638
Financing$1,480$1,194$886$557$202$4,319
Depreciation$4,065$2,443$2,265$2,302$1,842$12,917
Fuel$2,530$2,606$2,684$2,765$2,848$13,433
True Cost to Own®$12,157$8,476$7,656$9,499$8,249$46,037
Selected Model:

2020 Atlas Cross Sport SUV SEL Premium R-Line 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,439$93$93$93$93$1,811
Financing$1,698$1,370$1,017$639$232$4,956
Depreciation$4,687$2,839$2,633$2,675$2,141$14,975
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$13,476$9,442$8,484$10,178$9,013$50,593
Selected Model:

2020 Atlas Cross Sport SUV SEL Premium 4dr SUV AWD w/Prod. End 03/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$923$951$979$1,009$1,039$4,901
Maintenance$1,360$695$137$2,000$1,605$5,797
Repairs$586$628$673$721$771$3,379
Taxes & Fees$1,389$93$93$93$93$1,761
Financing$1,635$1,320$980$615$223$4,773
Depreciation$4,553$2,708$2,510$2,551$2,042$14,364
Fuel$2,783$2,866$2,952$3,041$3,132$14,774
True Cost to Own®$13,229$9,261$8,324$10,030$8,905$49,749

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 Atlas Cross Sport 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.