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Used 2022 Hyundai Santa Fe Cost to Own

Total 5-Year Ownership Costs

Santa Fe SUV

SEL 4dr SUV AWD (2.5L 4cyl 8A)

True Cost to Own

$39,677*

Total Cash Price

$24,005

SEL 4dr SUV (2.5L 4cyl 8A)

True Cost to Own

$37,322*

Total Cash Price

$22,829

Limited 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

True Cost to Own

$44,763*

Total Cash Price

$29,054

Limited 4dr SUV (2.5L 4cyl Turbo 8AM)

True Cost to Own

$41,979*

Total Cash Price

$27,453

Calligraphy 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

True Cost to Own

$45,976*

Total Cash Price

$30,567

XRT 4dr SUV AWD (2.5L 4cyl 8A)

True Cost to Own

$41,022*

Total Cash Price

$24,813

Calligraphy 4dr SUV (2.5L 4cyl Turbo 8AM)

True Cost to Own

$44,476*

Total Cash Price

$29,688

XRT 4dr SUV (2.5L 4cyl 8A)

True Cost to Own

$39,231*

Total Cash Price

$24,517

SE 4dr SUV w/Prod. End 10/21 (2.5L 4cyl 8A)

True Cost to Own

$36,581*

Total Cash Price

$21,455

SE 4dr SUV AWD w/Prod. End 10/21 (2.5L 4cyl 8A)

True Cost to Own

$38,356*

Total Cash Price

$22,133

SE 4dr SUV AWD (2.5L 4cyl 8A)

True Cost to Own

$39,354*

Total Cash Price

$23,035

SE 4dr SUV (2.5L 4cyl 8A)

True Cost to Own

$36,421*

Total Cash Price

$21,699

Ownership Costs: 5-Year Total

Depreciation

$11,793

Taxes & Fees

$2,005

Financing

$4,210

Fuel

$10,220

Insurance

$3,478

Repairs

$1,819

Maintenance

$6,152

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Santa Fe SUV SEL 4dr SUV AWD (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$655$675$695$716$737$3,478
Maintenance$366$1,915$802$741$2,328$6,152
Repairs$0$630$321$390$478$1,819
Taxes & Fees$1,821$46$46$46$46$2,005
Financing$1,442$1,164$865$542$197$4,210
Depreciation$3,379$2,603$2,020$1,849$1,942$11,793
Fuel$1,925$1,983$2,042$2,103$2,167$10,220
True Cost to Own®$9,588$9,016$6,791$6,387$7,895$39,677
Selected Model:

2022 Santa Fe SUV SEL 4dr SUV (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$643$662$682$703$724$3,414
Maintenance$362$1,890$784$737$2,186$5,959
Repairs$0$549$279$340$416$1,584
Taxes & Fees$1,745$46$46$46$46$1,929
Financing$1,372$1,106$823$516$187$4,004
Depreciation$3,260$2,392$1,858$1,701$1,787$10,998
Fuel$1,777$1,830$1,885$1,942$2,000$9,434
True Cost to Own®$9,159$8,475$6,357$5,985$7,346$37,322
Selected Model:

2022 Santa Fe SUV Limited 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$687$708$729$751$773$3,648
Maintenance$366$2,073$802$741$2,486$6,468
Repairs$0$732$373$454$554$2,113
Taxes & Fees$2,145$46$46$46$46$2,329
Financing$1,746$1,408$1,047$656$239$5,096
Depreciation$4,179$3,312$2,571$2,354$2,473$14,889
Fuel$1,925$1,983$2,042$2,103$2,167$10,220
True Cost to Own®$11,048$10,262$7,610$7,105$8,738$44,763
Selected Model:

2022 Santa Fe SUV Limited 4dr SUV (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$677$697$718$740$762$3,594
Maintenance$362$1,967$784$737$2,263$6,113
Repairs$0$650$331$404$493$1,878
Taxes & Fees$2,042$46$46$46$46$2,226
Financing$1,649$1,331$989$621$225$4,815
Depreciation$3,489$3,109$2,414$2,209$2,321$13,542
Fuel$1,848$1,903$1,961$2,019$2,080$9,811
True Cost to Own®$10,067$9,703$7,243$6,776$8,190$41,979
Selected Model:

2022 Santa Fe SUV Calligraphy 4dr SUV AWD (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$726$748$770$793$817$3,854
Maintenance$366$2,052$802$741$2,464$6,425
Repairs$0$732$373$454$554$2,113
Taxes & Fees$2,242$46$46$46$46$2,426
Financing$1,837$1,482$1,100$691$251$5,361
Depreciation$3,881$3,618$2,807$2,571$2,700$15,577
Fuel$1,925$1,983$2,042$2,103$2,167$10,220
True Cost to Own®$10,977$10,661$7,940$7,399$8,999$45,976
Selected Model:

2022 Santa Fe SUV XRT 4dr SUV AWD (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$726$748$770$793$817$3,854
Maintenance$366$1,915$802$741$2,328$6,152
Repairs$0$630$321$390$478$1,819
Taxes & Fees$1,863$36$36$36$36$2,007
Financing$1,491$1,203$893$561$204$4,352
Depreciation$3,537$2,807$2,180$1,997$2,097$12,618
Fuel$1,925$1,983$2,042$2,103$2,167$10,220
True Cost to Own®$9,908$9,322$7,044$6,621$8,127$41,022
Selected Model:

2022 Santa Fe SUV Calligraphy 4dr SUV (2.5L 4cyl Turbo 8AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$721$743$765$788$811$3,828
Maintenance$362$2,027$784$737$2,322$6,232
Repairs$0$650$331$404$493$1,878
Taxes & Fees$2,186$46$46$46$46$2,370
Financing$1,784$1,439$1,069$671$244$5,207
Depreciation$3,724$3,533$2,743$2,512$2,638$15,150
Fuel$1,848$1,903$1,961$2,019$2,080$9,811
True Cost to Own®$10,625$10,341$7,699$7,177$8,634$44,476
Selected Model:

2022 Santa Fe SUV XRT 4dr SUV (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$721$743$765$788$811$3,828
Maintenance$362$1,890$784$737$2,186$5,959
Repairs$0$549$279$340$416$1,584
Taxes & Fees$1,844$36$36$36$36$1,988
Financing$1,473$1,189$883$554$201$4,300
Depreciation$3,394$2,703$2,100$1,922$2,019$12,138
Fuel$1,777$1,830$1,885$1,942$2,000$9,434
True Cost to Own®$9,571$8,940$6,732$6,319$7,669$39,231
Selected Model:

2022 Santa Fe SUV SE 4dr SUV w/Prod. End 10/21 (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$643$662$682$703$724$3,414
Maintenance$362$1,890$784$737$2,186$5,959
Repairs$0$549$279$340$416$1,584
Taxes & Fees$1,657$46$46$46$46$1,841
Financing$1,289$1,040$773$485$176$3,763
Depreciation$3,257$2,266$1,760$1,611$1,692$10,586
Fuel$1,777$1,830$1,885$1,942$2,000$9,434
True Cost to Own®$8,985$8,283$6,209$5,864$7,240$36,581
Selected Model:

2022 Santa Fe SUV SE 4dr SUV AWD w/Prod. End 10/21 (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$655$675$695$716$737$3,478
Maintenance$366$1,915$802$741$2,328$6,152
Repairs$0$630$321$390$478$1,819
Taxes & Fees$1,701$46$46$46$46$1,885
Financing$1,330$1,073$797$500$182$3,882
Depreciation$2,758$2,524$1,959$1,794$1,885$10,920
Fuel$1,925$1,983$2,042$2,103$2,167$10,220
True Cost to Own®$8,735$8,846$6,662$6,290$7,823$38,356
Selected Model:

2022 Santa Fe SUV SE 4dr SUV AWD (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$711$732$754$777$800$3,774
Maintenance$366$1,915$802$741$2,328$6,152
Repairs$0$630$321$390$478$1,819
Taxes & Fees$1,759$46$46$46$46$1,943
Financing$1,384$1,117$829$521$189$4,040
Depreciation$3,417$2,470$1,917$1,757$1,845$11,406
Fuel$1,925$1,983$2,042$2,103$2,167$10,220
True Cost to Own®$9,562$8,893$6,711$6,335$7,853$39,354
Selected Model:

2022 Santa Fe SUV SE 4dr SUV (2.5L 4cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$711$732$754$777$800$3,774
Maintenance$362$1,890$784$737$2,186$5,959
Repairs$0$549$279$340$416$1,584
Taxes & Fees$1,673$46$46$46$46$1,857
Financing$1,304$1,052$781$491$178$3,806
Depreciation$2,533$2,311$1,795$1,643$1,725$10,007
Fuel$1,777$1,830$1,885$1,942$2,000$9,434
True Cost to Own®$8,360$8,410$6,324$5,976$7,351$36,421

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.