Used 2019 GMC Acadia Cost to Own

Total 5-Year Ownership Costs

Acadia SUV

SLT-1 4dr SUV (2.5L 4cyl 6A)

True Cost to Own

$46,594*

Total Cash Price

$35,832

SLT-1 4dr SUV AWD (3.6L 6cyl 6A)

True Cost to Own

$49,534*

Total Cash Price

$37,406

Denali 4dr SUV AWD (3.6L 6cyl 6A)

True Cost to Own

$53,840*

Total Cash Price

$42,938

SLE-1 4dr SUV (2.5L 4cyl 6A)

True Cost to Own

$41,978*

Total Cash Price

$29,688

SLE-2 4dr SUV (2.5L 4cyl 6A)

True Cost to Own

$44,326*

Total Cash Price

$32,982

SLE-2 4dr SUV AWD (2.5L 4cyl 6A)

True Cost to Own

$46,394*

Total Cash Price

$34,819

Denali 4dr SUV (3.6L 6cyl 6A)

True Cost to Own

$52,107*

Total Cash Price

$41,520

SLE-1 4dr SUV AWD (2.5L 4cyl 6A)

True Cost to Own

$43,924*

Total Cash Price

$31,398

SL 4dr SUV (2.5L 4cyl 6A)

True Cost to Own

$39,711*

Total Cash Price

$26,941

SLT-2 4dr SUV (3.6L 6cyl 6A)

True Cost to Own

$48,910*

Total Cash Price

$37,478

SLT-2 4dr SUV AWD (3.6L 6cyl 6A)

True Cost to Own

$50,932*

Total Cash Price

$39,310

Ownership Costs: 5-Year Total

Depreciation

$17,076

Taxes & Fees

$2,074

Financing

$6,514

Fuel

$8,516

Insurance

$4,024

Repairs

$1,898

Maintenance

$6,492

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLT-1 4dr SUV (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$758$781$804$828$853$4,024
Maintenance$636$1,423$2,214$988$1,231$6,492
Repairs$121$288$422$492$575$1,898
Taxes & Fees$1,910$41$41$41$41$2,074
Financing$2,228$1,800$1,339$841$306$6,514
Depreciation$6,225$3,229$2,843$2,519$2,260$17,076
Fuel$1,604$1,652$1,702$1,753$1,805$8,516
True Cost to Own®$13,482$9,214$9,365$7,462$7,071$46,594

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLT-1 4dr SUV AWD (3.6L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$780$803$827$852$4,019
Maintenance$555$1,453$1,904$1,171$1,786$6,869
Repairs$132$315$459$536$625$2,067
Taxes & Fees$1,992$41$41$41$41$2,156
Financing$2,326$1,879$1,398$878$319$6,800
Depreciation$6,498$3,372$2,968$2,630$2,360$17,828
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$14,105$9,740$9,530$8,099$8,060$49,534

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV Denali 4dr SUV AWD (3.6L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$796$820$844$870$896$4,226
Maintenance$555$1,525$1,976$1,171$1,786$7,013
Repairs$132$315$459$536$625$2,067
Taxes & Fees$2,284$46$46$46$46$2,468
Financing$2,670$2,157$1,604$1,009$366$7,806
Depreciation$7,460$3,870$3,407$3,019$2,709$20,465
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$15,742$10,633$10,293$8,667$8,505$53,840

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLE-1 4dr SUV (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$738$760$783$806$831$3,918
Maintenance$636$1,352$2,142$988$1,231$6,349
Repairs$121$288$422$492$575$1,898
Taxes & Fees$1,591$41$41$41$41$1,755
Financing$1,846$1,492$1,109$697$253$5,397
Depreciation$5,156$2,675$2,355$2,087$1,872$14,145
Fuel$1,604$1,652$1,702$1,753$1,805$8,516
True Cost to Own®$11,692$8,260$8,554$6,864$6,608$41,978

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLE-2 4dr SUV (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$739$761$784$808$832$3,924
Maintenance$636$1,352$2,142$988$1,231$6,349
Repairs$121$288$422$492$575$1,898
Taxes & Fees$1,762$41$41$41$41$1,926
Financing$2,051$1,657$1,232$775$281$5,996
Depreciation$5,729$2,972$2,617$2,319$2,080$15,717
Fuel$1,604$1,652$1,702$1,753$1,805$8,516
True Cost to Own®$12,642$8,723$8,940$7,176$6,845$44,326

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLE-2 4dr SUV AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$764$787$811$835$3,939
Maintenance$656$1,496$2,040$1,008$1,336$6,536
Repairs$132$315$459$536$625$2,067
Taxes & Fees$1,857$41$41$41$41$2,021
Financing$2,165$1,750$1,300$818$297$6,330
Depreciation$6,049$3,138$2,763$2,448$2,196$16,594
Fuel$1,678$1,728$1,780$1,833$1,888$8,907
True Cost to Own®$13,279$9,232$9,170$7,495$7,218$46,394

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV Denali 4dr SUV (3.6L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$795$819$843$869$895$4,221
Maintenance$555$1,399$2,098$1,171$1,710$6,933
Repairs$121$288$422$492$575$1,898
Taxes & Fees$2,210$46$46$46$46$2,394
Financing$2,582$2,086$1,551$975$354$7,548
Depreciation$7,213$3,743$3,295$2,919$2,619$19,789
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$15,232$10,190$10,118$8,391$8,176$52,107

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLE-1 4dr SUV AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$735$757$780$803$827$3,902
Maintenance$656$1,496$2,040$1,008$1,336$6,536
Repairs$132$315$459$536$625$2,067
Taxes & Fees$1,680$41$41$41$41$1,844
Financing$1,953$1,577$1,173$737$268$5,708
Depreciation$5,453$2,829$2,491$2,207$1,980$14,960
Fuel$1,678$1,728$1,780$1,833$1,888$8,907
True Cost to Own®$12,287$8,743$8,764$7,165$6,965$43,924

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SL 4dr SUV (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$679$699$720$742$764$3,604
Maintenance$636$1,352$2,142$988$1,231$6,349
Repairs$121$288$422$492$575$1,898
Taxes & Fees$1,448$41$41$41$41$1,612
Financing$1,675$1,354$1,006$633$230$4,898
Depreciation$4,678$2,427$2,137$1,893$1,699$12,834
Fuel$1,604$1,652$1,702$1,753$1,805$8,516
True Cost to Own®$10,841$7,813$8,170$6,542$6,345$39,711

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLT-2 4dr SUV (3.6L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$761$784$807$832$857$4,041
Maintenance$555$1,327$2,026$1,171$1,710$6,789
Repairs$121$288$422$492$575$1,898
Taxes & Fees$2,000$46$46$46$46$2,184
Financing$2,331$1,882$1,401$880$319$6,813
Depreciation$6,510$3,378$2,974$2,635$2,364$17,861
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$14,034$9,514$9,539$7,975$7,848$48,910

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Acadia SUV SLT-2 4dr SUV AWD (3.6L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$761$784$807$832$857$4,041
Maintenance$555$1,453$1,904$1,171$1,786$6,869
Repairs$132$315$459$536$625$2,067
Taxes & Fees$2,095$46$46$46$46$2,279
Financing$2,445$1,974$1,469$923$335$7,146
Depreciation$6,829$3,543$3,119$2,764$2,480$18,735
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$14,662$10,015$9,761$8,288$8,206$50,932

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2019 Acadia 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2019 GMC Acadia in Virginia is:

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