Used 2020 Toyota RAV4 Cost to Own
Total 5-Year Ownership Costs
RAV4 SUV
LE 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$35,771*
Total Cash Price
$28,511
XLE 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$38,065*
Total Cash Price
$30,959
XLE 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$37,478*
Total Cash Price
$31,230
LE 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$36,311*
Total Cash Price
$28,727
XLE Premium 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$39,313*
Total Cash Price
$34,246
XLE Premium 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$39,483*
Total Cash Price
$33,212
TRD Off-Road 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$44,069*
Total Cash Price
$40,584
Limited 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$41,333*
Total Cash Price
$35,694
Limited 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$40,128*
Total Cash Price
$35,417
Adventure 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$41,008*
Total Cash Price
$34,176
Depreciation
$11,909
Taxes & Fees
$1,349
Financing
$2,514
Fuel
$9,318
Insurance
$3,737
Repairs
$1,622
Maintenance
$5,322
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV LE 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $704 | $725 | $747 | $769 | $792 | $3,737 |
Maintenance | $597 | $395 | $1,842 | $1,452 | $1,036 | $5,322 |
Repairs | $102 | $246 | $361 | $421 | $492 | $1,622 |
Taxes & Fees | $1,185 | $41 | $41 | $41 | $41 | $1,349 |
Financing | $879 | $697 | $510 | $315 | $113 | $2,514 |
Depreciation | $4,107 | $2,262 | $2,020 | $1,835 | $1,685 | $11,909 |
Fuel | $1,755 | $1,808 | $1,862 | $1,918 | $1,975 | $9,318 |
True Cost to Own® | $9,329 | $6,174 | $7,383 | $6,751 | $6,134 | $35,771 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $736 | $758 | $781 | $804 | $828 | $3,907 |
Maintenance | $616 | $409 | $1,987 | $1,468 | $1,073 | $5,553 |
Repairs | $119 | $281 | $414 | $484 | $564 | $1,862 |
Taxes & Fees | $1,283 | $41 | $41 | $41 | $41 | $1,447 |
Financing | $954 | $758 | $553 | $342 | $123 | $2,730 |
Depreciation | $4,460 | $2,456 | $2,194 | $1,993 | $1,829 | $12,932 |
Fuel | $1,815 | $1,869 | $1,925 | $1,983 | $2,042 | $9,634 |
True Cost to Own® | $9,983 | $6,572 | $7,895 | $7,115 | $6,500 | $38,065 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $722 | $744 | $766 | $789 | $813 | $3,834 |
Maintenance | $597 | $395 | $1,967 | $1,452 | $1,036 | $5,447 |
Repairs | $102 | $246 | $361 | $421 | $492 | $1,622 |
Taxes & Fees | $1,293 | $41 | $41 | $41 | $41 | $1,457 |
Financing | $963 | $764 | $558 | $345 | $124 | $2,754 |
Depreciation | $4,500 | $2,478 | $2,213 | $2,010 | $1,845 | $13,046 |
Fuel | $1,755 | $1,808 | $1,862 | $1,918 | $1,975 | $9,318 |
True Cost to Own® | $9,932 | $6,476 | $7,768 | $6,976 | $6,326 | $37,478 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV LE 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $718 | $740 | $762 | $785 | $808 | $3,813 |
Maintenance | $616 | $409 | $1,862 | $1,468 | $1,073 | $5,428 |
Repairs | $119 | $281 | $414 | $484 | $564 | $1,862 |
Taxes & Fees | $1,194 | $41 | $41 | $41 | $41 | $1,358 |
Financing | $885 | $703 | $514 | $317 | $114 | $2,533 |
Depreciation | $4,138 | $2,279 | $2,036 | $1,849 | $1,697 | $11,999 |
Fuel | $1,755 | $1,808 | $1,862 | $1,918 | $1,975 | $9,318 |
True Cost to Own® | $9,425 | $6,261 | $7,491 | $6,862 | $6,272 | $36,311 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE Premium 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $722 | $744 | $766 | $789 | $813 | $3,834 |
Maintenance | $597 | $395 | $2,154 | $1,452 | $1,036 | $5,634 |
Repairs | $102 | $246 | $361 | $421 | $492 | $1,622 |
Taxes & Fees | $1,414 | $41 | $41 | $41 | $41 | $1,578 |
Financing | $1,055 | $839 | $612 | $378 | $135 | $3,019 |
Depreciation | $4,935 | $2,717 | $2,427 | $2,205 | $2,024 | $14,308 |
Fuel | $1,755 | $1,808 | $1,862 | $1,918 | $1,975 | $9,318 |
True Cost to Own® | $10,580 | $6,790 | $8,223 | $7,204 | $6,516 | $39,313 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE Premium 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $736 | $758 | $781 | $804 | $828 | $3,907 |
Maintenance | $616 | $409 | $2,174 | $1,468 | $1,073 | $5,740 |
Repairs | $119 | $281 | $414 | $484 | $564 | $1,862 |
Taxes & Fees | $1,372 | $41 | $41 | $41 | $41 | $1,536 |
Financing | $1,024 | $812 | $594 | $367 | $131 | $2,928 |
Depreciation | $4,786 | $2,635 | $2,354 | $2,138 | $1,963 | $13,876 |
Fuel | $1,815 | $1,869 | $1,925 | $1,983 | $2,042 | $9,634 |
True Cost to Own® | $10,468 | $6,805 | $8,283 | $7,285 | $6,642 | $39,483 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV TRD Off-Road 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $752 | $775 | $798 | $822 | $846 | $3,993 |
Maintenance | $616 | $409 | $1,920 | $1,468 | $1,073 | $5,486 |
Repairs | $119 | $281 | $414 | $484 | $564 | $1,862 |
Taxes & Fees | $1,666 | $41 | $41 | $41 | $41 | $1,830 |
Financing | $1,251 | $993 | $726 | $448 | $160 | $3,578 |
Depreciation | $5,849 | $3,221 | $2,877 | $2,613 | $2,399 | $16,959 |
Fuel | $1,952 | $2,010 | $2,070 | $2,133 | $2,196 | $10,361 |
True Cost to Own® | $12,205 | $7,730 | $8,846 | $8,009 | $7,279 | $44,069 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV Limited 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $752 | $775 | $798 | $822 | $846 | $3,993 |
Maintenance | $616 | $409 | $2,228 | $1,468 | $1,073 | $5,794 |
Repairs | $119 | $281 | $414 | $484 | $564 | $1,862 |
Taxes & Fees | $1,471 | $41 | $41 | $41 | $41 | $1,635 |
Financing | $1,100 | $874 | $638 | $394 | $141 | $3,147 |
Depreciation | $5,144 | $2,832 | $2,530 | $2,298 | $2,110 | $14,914 |
Fuel | $1,881 | $1,938 | $1,996 | $2,056 | $2,117 | $9,988 |
True Cost to Own® | $11,083 | $7,150 | $8,645 | $7,563 | $6,892 | $41,333 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV Limited 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $597 | $395 | $2,208 | $1,452 | $1,036 | $5,688 |
Repairs | $102 | $246 | $361 | $421 | $492 | $1,622 |
Taxes & Fees | $1,460 | $41 | $41 | $41 | $41 | $1,624 |
Financing | $1,092 | $866 | $634 | $391 | $140 | $3,123 |
Depreciation | $5,104 | $2,810 | $2,511 | $2,280 | $2,093 | $14,798 |
Fuel | $1,755 | $1,808 | $1,862 | $1,918 | $1,975 | $9,318 |
True Cost to Own® | $10,855 | $6,933 | $8,407 | $7,317 | $6,616 | $40,128 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV Adventure 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $847 | $872 | $899 | $926 | $953 | $4,497 |
Maintenance | $616 | $409 | $2,228 | $1,468 | $1,073 | $5,794 |
Repairs | $119 | $281 | $414 | $484 | $564 | $1,862 |
Taxes & Fees | $1,411 | $41 | $41 | $41 | $41 | $1,575 |
Financing | $1,053 | $837 | $611 | $377 | $135 | $3,013 |
Depreciation | $4,925 | $2,712 | $2,422 | $2,200 | $2,020 | $14,279 |
Fuel | $1,881 | $1,938 | $1,996 | $2,056 | $2,117 | $9,988 |
True Cost to Own® | $10,852 | $7,090 | $8,611 | $7,552 | $6,903 | $41,008 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 RAV4True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2020 Toyota RAV4 in Virginia is:
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