Used 2020 Toyota RAV4 Cost to Own
Total 5-Year Ownership Costs
RAV4 SUV
XLE 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$39,571*
Total Cash Price
$24,642
LE 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$35,477*
Total Cash Price
$21,672
XLE 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$37,096*
Total Cash Price
$23,238
LE 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$37,825*
Total Cash Price
$23,018
XLE Premium 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$36,635*
Total Cash Price
$24,855
XLE Premium 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$38,688*
Total Cash Price
$25,831
Limited 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$42,312*
Total Cash Price
$28,628
Limited 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$39,588*
Total Cash Price
$27,221
TRD Off-Road 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$41,885*
Total Cash Price
$29,334
Adventure 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$40,020*
Total Cash Price
$26,463
Depreciation
$11,599
Taxes & Fees
$2,397
Financing
$4,322
Fuel
$8,152
Insurance
$4,019
Repairs
$2,886
Maintenance
$6,196
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $757 | $780 | $803 | $827 | $852 | $4,019 |
Maintenance | $749 | $1,043 | $350 | $2,334 | $1,720 | $6,196 |
Repairs | $418 | $485 | $565 | $657 | $761 | $2,886 |
Taxes & Fees | $1,409 | $247 | $247 | $247 | $247 | $2,397 |
Financing | $1,481 | $1,194 | $888 | $557 | $202 | $4,322 |
Depreciation | $4,159 | $2,260 | $2,031 | $1,771 | $1,378 | $11,599 |
Fuel | $1,535 | $1,582 | $1,629 | $1,678 | $1,728 | $8,152 |
True Cost to Own® | $10,508 | $7,591 | $6,513 | $8,071 | $6,888 | $39,571 |
2020 RAV4 SUV LE 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $706 | $727 | $749 | $771 | $795 | $3,748 |
Maintenance | $733 | $918 | $333 | $2,121 | $1,573 | $5,678 |
Repairs | $364 | $423 | $491 | $572 | $664 | $2,514 |
Taxes & Fees | $1,241 | $219 | $219 | $219 | $219 | $2,117 |
Financing | $1,302 | $1,051 | $780 | $490 | $178 | $3,801 |
Depreciation | $3,563 | $1,872 | $1,779 | $1,245 | $1,276 | $9,735 |
Fuel | $1,485 | $1,530 | $1,575 | $1,623 | $1,671 | $7,884 |
True Cost to Own® | $9,394 | $6,740 | $5,926 | $7,041 | $6,376 | $35,477 |
2020 RAV4 SUV XLE 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $735 | $757 | $780 | $803 | $827 | $3,902 |
Maintenance | $733 | $918 | $333 | $2,197 | $1,573 | $5,754 |
Repairs | $364 | $423 | $491 | $572 | $664 | $2,514 |
Taxes & Fees | $1,329 | $234 | $234 | $234 | $234 | $2,265 |
Financing | $1,396 | $1,127 | $837 | $525 | $191 | $4,076 |
Depreciation | $3,948 | $1,843 | $2,094 | $1,475 | $1,341 | $10,701 |
Fuel | $1,485 | $1,530 | $1,575 | $1,623 | $1,671 | $7,884 |
True Cost to Own® | $9,990 | $6,832 | $6,344 | $7,429 | $6,501 | $37,096 |
2020 RAV4 SUV LE 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $738 | $760 | $783 | $806 | $831 | $3,918 |
Maintenance | $749 | $1,043 | $350 | $2,258 | $1,720 | $6,120 |
Repairs | $418 | $485 | $565 | $657 | $761 | $2,886 |
Taxes & Fees | $1,317 | $232 | $232 | $232 | $232 | $2,245 |
Financing | $1,383 | $1,116 | $829 | $520 | $189 | $4,037 |
Depreciation | $3,344 | $2,289 | $1,947 | $1,542 | $1,613 | $10,735 |
Fuel | $1,485 | $1,530 | $1,575 | $1,623 | $1,671 | $7,884 |
True Cost to Own® | $9,434 | $7,455 | $6,281 | $7,638 | $7,017 | $37,825 |
2020 RAV4 SUV XLE Premium 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $735 | $757 | $780 | $803 | $827 | $3,902 |
Maintenance | $733 | $918 | $333 | $2,386 | $1,573 | $5,943 |
Repairs | $364 | $423 | $491 | $572 | $664 | $2,514 |
Taxes & Fees | $1,421 | $249 | $249 | $249 | $249 | $2,417 |
Financing | $1,493 | $1,205 | $895 | $562 | $204 | $4,359 |
Depreciation | $3,281 | $1,614 | $1,618 | $1,607 | $1,496 | $9,616 |
Fuel | $1,485 | $1,530 | $1,575 | $1,623 | $1,671 | $7,884 |
True Cost to Own® | $9,512 | $6,696 | $5,941 | $7,802 | $6,684 | $36,635 |
2020 RAV4 SUV XLE Premium 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $757 | $780 | $803 | $827 | $852 | $4,019 |
Maintenance | $749 | $1,043 | $350 | $2,523 | $1,720 | $6,385 |
Repairs | $418 | $485 | $565 | $657 | $761 | $2,886 |
Taxes & Fees | $1,477 | $259 | $259 | $259 | $259 | $2,513 |
Financing | $1,552 | $1,252 | $931 | $584 | $211 | $4,530 |
Depreciation | $3,524 | $1,702 | $1,706 | $1,693 | $1,578 | $10,203 |
Fuel | $1,535 | $1,582 | $1,629 | $1,678 | $1,728 | $8,152 |
True Cost to Own® | $10,012 | $7,103 | $6,243 | $8,221 | $7,109 | $38,688 |
2020 RAV4 SUV Limited 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $802 | $826 | $851 | $876 | $903 | $4,258 |
Maintenance | $749 | $1,043 | $350 | $2,561 | $1,720 | $6,423 |
Repairs | $418 | $485 | $565 | $657 | $761 | $2,886 |
Taxes & Fees | $1,635 | $285 | $285 | $285 | $285 | $2,775 |
Financing | $1,720 | $1,388 | $1,031 | $647 | $235 | $5,021 |
Depreciation | $4,152 | $2,462 | $2,321 | $2,169 | $1,392 | $12,496 |
Fuel | $1,592 | $1,640 | $1,689 | $1,740 | $1,792 | $8,453 |
True Cost to Own® | $11,068 | $8,129 | $7,092 | $8,935 | $7,088 | $42,312 |
2020 RAV4 SUV Limited 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $780 | $803 | $828 | $852 | $878 | $4,141 |
Maintenance | $733 | $918 | $333 | $2,424 | $1,573 | $5,981 |
Repairs | $364 | $423 | $491 | $572 | $664 | $2,514 |
Taxes & Fees | $1,555 | $272 | $272 | $272 | $272 | $2,643 |
Financing | $1,636 | $1,319 | $981 | $615 | $223 | $4,774 |
Depreciation | $3,657 | $3,000 | $2,502 | $1,712 | $780 | $11,651 |
Fuel | $1,485 | $1,530 | $1,575 | $1,623 | $1,671 | $7,884 |
True Cost to Own® | $10,210 | $8,265 | $6,982 | $8,070 | $6,061 | $39,588 |
2020 RAV4 SUV TRD Off-Road 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $802 | $826 | $851 | $876 | $903 | $4,258 |
Maintenance | $749 | $1,043 | $350 | $2,338 | $1,720 | $6,200 |
Repairs | $418 | $485 | $565 | $657 | $761 | $2,886 |
Taxes & Fees | $1,675 | $292 | $292 | $292 | $292 | $2,843 |
Financing | $1,762 | $1,423 | $1,056 | $663 | $241 | $5,145 |
Depreciation | $4,066 | $1,968 | $1,972 | $1,957 | $1,823 | $11,786 |
Fuel | $1,651 | $1,701 | $1,752 | $1,804 | $1,859 | $8,767 |
True Cost to Own® | $11,123 | $7,738 | $6,838 | $8,587 | $7,599 | $41,885 |
2020 RAV4 SUV Adventure 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $808 | $832 | $857 | $883 | $909 | $4,289 |
Maintenance | $749 | $1,043 | $350 | $2,561 | $1,720 | $6,423 |
Repairs | $418 | $485 | $565 | $657 | $761 | $2,886 |
Taxes & Fees | $1,513 | $265 | $265 | $265 | $265 | $2,573 |
Financing | $1,590 | $1,283 | $953 | $598 | $217 | $4,641 |
Depreciation | $3,600 | $1,823 | $1,828 | $1,814 | $1,690 | $10,755 |
Fuel | $1,592 | $1,640 | $1,689 | $1,740 | $1,792 | $8,453 |
True Cost to Own® | $10,270 | $7,371 | $6,507 | $8,518 | $7,354 | $40,020 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 RAV4True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.