Used 2020 Toyota RAV4 Cost to Own
Total 5-Year Ownership Costs
RAV4 SUV
XLE 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$39,788*
Total Cash Price
$26,315
LE 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$36,418*
Total Cash Price
$24,029
XLE 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$38,254*
Total Cash Price
$25,661
LE 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$37,599*
Total Cash Price
$24,401
XLE Premium 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$38,498*
Total Cash Price
$26,908
XLE Premium 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$39,759*
Total Cash Price
$27,222
Limited 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$42,194*
Total Cash Price
$29,961
Limited 4dr SUV (2.5L 4cyl 8A)
True Cost to Own
$39,851*
Total Cash Price
$28,971
TRD Off-Road 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$42,644*
Total Cash Price
$32,057
Adventure 4dr SUV AWD (2.5L 4cyl 8A)
True Cost to Own
$42,892*
Total Cash Price
$29,490
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $645 | $664 | $684 | $705 | $726 | $3,424 |
Maintenance | $1,829 | $1,276 | $758 | $286 | $2,237 | $6,386 |
Repairs | $340 | $395 | $459 | $534 | $622 | $2,350 |
Taxes & Fees | $1,815 | $35 | $35 | $35 | $35 | $1,955 |
Financing | $1,747 | $1,415 | $1,055 | $664 | $242 | $5,123 |
Depreciation | $4,550 | $2,083 | $2,067 | $1,537 | $1,282 | $11,519 |
Fuel | $1,701 | $1,752 | $1,805 | $1,859 | $1,914 | $9,031 |
True Cost to Own® | $12,627 | $7,620 | $6,863 | $5,620 | $7,058 | $39,788 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV LE 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $625 | $644 | $663 | $683 | $703 | $3,318 |
Maintenance | $1,737 | $1,265 | $743 | $274 | $2,132 | $6,151 |
Repairs | $296 | $343 | $400 | $465 | $542 | $2,046 |
Taxes & Fees | $1,661 | $35 | $35 | $35 | $35 | $1,801 |
Financing | $1,596 | $1,291 | $963 | $607 | $221 | $4,678 |
Depreciation | $3,841 | $1,751 | $1,602 | $1,369 | $1,128 | $9,691 |
Fuel | $1,645 | $1,694 | $1,745 | $1,798 | $1,851 | $8,733 |
True Cost to Own® | $11,401 | $7,023 | $6,151 | $5,231 | $6,612 | $36,418 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $635 | $654 | $674 | $694 | $715 | $3,372 |
Maintenance | $1,814 | $1,265 | $743 | $274 | $2,209 | $6,305 |
Repairs | $296 | $343 | $400 | $465 | $542 | $2,046 |
Taxes & Fees | $1,771 | $35 | $35 | $35 | $35 | $1,911 |
Financing | $1,704 | $1,380 | $1,028 | $648 | $235 | $4,995 |
Depreciation | $4,661 | $1,513 | $1,649 | $1,666 | $1,403 | $10,892 |
Fuel | $1,645 | $1,694 | $1,745 | $1,798 | $1,851 | $8,733 |
True Cost to Own® | $12,526 | $6,884 | $6,274 | $5,580 | $6,990 | $38,254 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV LE 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $634 | $653 | $673 | $693 | $714 | $3,367 |
Maintenance | $1,752 | $1,276 | $758 | $286 | $2,160 | $6,232 |
Repairs | $340 | $395 | $459 | $534 | $622 | $2,350 |
Taxes & Fees | $1,686 | $35 | $35 | $35 | $35 | $1,826 |
Financing | $1,620 | $1,312 | $978 | $616 | $224 | $4,750 |
Depreciation | $3,632 | $1,937 | $1,531 | $1,351 | $1,890 | $10,341 |
Fuel | $1,645 | $1,694 | $1,745 | $1,798 | $1,851 | $8,733 |
True Cost to Own® | $11,309 | $7,302 | $6,179 | $5,313 | $7,496 | $37,599 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE Premium 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $635 | $654 | $674 | $694 | $715 | $3,372 |
Maintenance | $2,007 | $1,265 | $743 | $274 | $2,402 | $6,691 |
Repairs | $296 | $343 | $400 | $465 | $542 | $2,046 |
Taxes & Fees | $1,855 | $35 | $35 | $35 | $35 | $1,995 |
Financing | $1,787 | $1,446 | $1,079 | $679 | $247 | $5,238 |
Depreciation | $4,206 | $1,293 | $1,627 | $1,759 | $1,538 | $10,423 |
Fuel | $1,645 | $1,694 | $1,745 | $1,798 | $1,851 | $8,733 |
True Cost to Own® | $12,431 | $6,730 | $6,303 | $5,704 | $7,330 | $38,498 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV XLE Premium 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $645 | $664 | $684 | $705 | $726 | $3,424 |
Maintenance | $2,022 | $1,276 | $758 | $286 | $2,430 | $6,772 |
Repairs | $340 | $395 | $459 | $534 | $622 | $2,350 |
Taxes & Fees | $1,877 | $35 | $35 | $35 | $35 | $2,017 |
Financing | $1,808 | $1,463 | $1,091 | $687 | $250 | $5,299 |
Depreciation | $4,349 | $1,354 | $1,707 | $1,844 | $1,612 | $10,866 |
Fuel | $1,701 | $1,752 | $1,805 | $1,859 | $1,914 | $9,031 |
True Cost to Own® | $12,742 | $6,939 | $6,539 | $5,950 | $7,589 | $39,759 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV Limited 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $649 | $668 | $689 | $709 | $730 | $3,445 |
Maintenance | $2,056 | $1,276 | $758 | $286 | $2,465 | $6,841 |
Repairs | $340 | $395 | $459 | $534 | $622 | $2,350 |
Taxes & Fees | $2,062 | $35 | $35 | $35 | $35 | $2,202 |
Financing | $1,990 | $1,610 | $1,201 | $756 | $275 | $5,832 |
Depreciation | $4,893 | $1,981 | $2,708 | $1,845 | $735 | $12,162 |
Fuel | $1,763 | $1,816 | $1,871 | $1,927 | $1,985 | $9,362 |
True Cost to Own® | $13,753 | $7,781 | $7,721 | $6,092 | $6,847 | $42,194 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV Limited 4dr SUV (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $647 | $666 | $686 | $707 | $728 | $3,434 |
Maintenance | $2,041 | $1,265 | $743 | $274 | $2,437 | $6,760 |
Repairs | $296 | $343 | $400 | $465 | $542 | $2,046 |
Taxes & Fees | $1,995 | $35 | $35 | $35 | $35 | $2,135 |
Financing | $1,924 | $1,557 | $1,161 | $732 | $266 | $5,640 |
Depreciation | $4,907 | $1,735 | $1,924 | $2,213 | $324 | $11,103 |
Fuel | $1,645 | $1,694 | $1,745 | $1,798 | $1,851 | $8,733 |
True Cost to Own® | $13,455 | $7,295 | $6,694 | $6,224 | $6,183 | $39,851 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV TRD Off-Road 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $649 | $668 | $689 | $709 | $730 | $3,445 |
Maintenance | $1,765 | $1,276 | $758 | $286 | $2,173 | $6,258 |
Repairs | $340 | $395 | $459 | $534 | $622 | $2,350 |
Taxes & Fees | $2,203 | $35 | $35 | $35 | $35 | $2,343 |
Financing | $2,129 | $1,723 | $1,285 | $809 | $294 | $6,240 |
Depreciation | $4,818 | $1,555 | $1,958 | $2,116 | $1,849 | $12,296 |
Fuel | $1,829 | $1,884 | $1,941 | $1,999 | $2,059 | $9,712 |
True Cost to Own® | $13,733 | $7,536 | $7,125 | $6,488 | $7,762 | $42,644 |
Ownership Costs: 5-Year Breakdown
2020 RAV4 SUV Adventure 4dr SUV AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $788 | $812 | $836 | $861 | $887 | $4,184 |
Maintenance | $2,056 | $1,276 | $758 | $286 | $2,465 | $6,841 |
Repairs | $340 | $395 | $459 | $534 | $622 | $2,350 |
Taxes & Fees | $2,030 | $35 | $35 | $35 | $35 | $2,170 |
Financing | $1,958 | $1,586 | $1,181 | $745 | $271 | $5,741 |
Depreciation | $5,099 | $1,485 | $1,870 | $2,022 | $1,768 | $12,244 |
Fuel | $1,763 | $1,816 | $1,871 | $1,927 | $1,985 | $9,362 |
True Cost to Own® | $14,034 | $7,405 | $7,010 | $6,410 | $8,033 | $42,892 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 RAV4True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2020 Toyota RAV4 in Ohio is:
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