Used 2020 Mercedes-Benz S-Class Cost to Own
Total 5-Year Ownership Costs
S-Class Sedan
S 560 4dr Sedan (4.0L 8cyl Turbo 9A)
True Cost to Own
$85,390*
Total Cash Price
$51,777
S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$86,289*
Total Cash Price
$52,696
S 450 4dr Sedan (3.0L 6cyl Turbo 9A)
True Cost to Own
$83,415*
Total Cash Price
$44,016
S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)
True Cost to Own
$88,987*
Total Cash Price
$48,968
S-Class AMG S 63
AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$112,180*
Total Cash Price
$81,805
AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$134,456*
Total Cash Price
$100,812
S-Class Convertible
S 560 2dr Convertible (4.0L 8cyl Turbo 9A)
True Cost to Own
$109,233*
Total Cash Price
$77,111
S-Class Coupe
S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$102,533*
Total Cash Price
$68,576
AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$121,134*
Total Cash Price
$94,565
S-Class Plug-in Hybrid
S 560e 4dr Sedan (3.0L 6cyl Turbo gas/electric plug-in hybrid 9A)
True Cost to Own
N/A*
Total Cash Price
N/A
S-Class AMG S 65
AMG S 65 4dr Sedan (6.0L 12cyl Turbo 7A)
True Cost to Own
N/A*
Total Cash Price
N/A
Ownership Costs: 5-Year Breakdown
2020 S-Class Sedan S 560 4dr Sedan (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,330 | $1,370 | $1,411 | $1,453 | $1,497 | $7,061 |
Maintenance | $4,178 | $1,727 | $2,203 | $1,913 | $4,460 | $14,481 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $3,536 | $35 | $35 | $35 | $35 | $3,676 |
Financing | $3,438 | $2,784 | $2,075 | $1,307 | $475 | $10,079 |
Depreciation | $8,900 | $4,111 | $6,183 | $4,955 | $2,241 | $26,390 |
Fuel | $2,999 | $3,089 | $3,181 | $3,277 | $3,375 | $15,921 |
True Cost to Own® | $25,728 | $14,562 | $16,637 | $14,601 | $13,862 | $85,390 |
Ownership Costs: 5-Year Breakdown
2020 S-Class Sedan S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,346 | $1,386 | $1,428 | $1,471 | $1,515 | $7,146 |
Maintenance | $4,087 | $1,727 | $2,203 | $2,013 | $4,358 | $14,388 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $3,599 | $35 | $35 | $35 | $35 | $3,739 |
Financing | $3,499 | $2,833 | $2,112 | $1,330 | $484 | $10,258 |
Depreciation | $8,018 | $6,474 | $5,769 | $3,913 | $2,428 | $26,602 |
Fuel | $2,999 | $3,089 | $3,181 | $3,277 | $3,375 | $15,921 |
True Cost to Own® | $24,974 | $17,074 | $16,368 | $13,796 | $14,077 | $86,289 |
Ownership Costs: 5-Year Breakdown
2020 S-Class Sedan S 450 4dr Sedan (3.0L 6cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,330 | $1,370 | $1,411 | $1,453 | $1,497 | $7,061 |
Maintenance | $4,155 | $1,673 | $2,124 | $1,901 | $4,445 | $14,298 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $3,012 | $35 | $35 | $35 | $35 | $3,152 |
Financing | $2,923 | $2,366 | $1,764 | $1,111 | $404 | $8,568 |
Depreciation | $9,554 | $4,793 | $5,105 | $4,343 | $3,552 | $27,347 |
Fuel | $2,864 | $2,950 | $3,039 | $3,130 | $3,224 | $15,207 |
True Cost to Own® | $25,185 | $14,633 | $15,027 | $13,634 | $14,936 | $83,415 |
Ownership Costs: 5-Year Breakdown
2020 S-Class Sedan S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,346 | $1,386 | $1,428 | $1,471 | $1,515 | $7,146 |
Maintenance | $4,064 | $1,673 | $2,124 | $2,001 | $4,343 | $14,205 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $3,347 | $35 | $35 | $35 | $35 | $3,487 |
Financing | $3,252 | $2,632 | $1,962 | $1,237 | $449 | $9,532 |
Depreciation | $11,501 | $5,302 | $5,645 | $4,801 | $3,926 | $31,175 |
Fuel | $2,864 | $2,950 | $3,039 | $3,130 | $3,224 | $15,207 |
True Cost to Own® | $27,800 | $15,508 | $15,873 | $14,432 | $15,374 | $88,987 |
Ownership Costs: 5-Year Breakdown
2020 S-Class AMG S 63 AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,376 | $1,417 | $1,460 | $1,504 | $1,549 | $7,306 |
Maintenance | $4,015 | $1,727 | $2,203 | $1,940 | $4,285 | $14,170 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $5,566 | $35 | $35 | $35 | $35 | $5,706 |
Financing | $5,432 | $4,398 | $3,278 | $2,065 | $752 | $15,925 |
Depreciation | $12,404 | $7,462 | $9,764 | $8,618 | $5,866 | $44,114 |
Fuel | $3,150 | $3,245 | $3,342 | $3,442 | $3,545 | $16,724 |
True Cost to Own® | $33,369 | $19,814 | $21,722 | $19,361 | $17,914 | $112,180 |
Ownership Costs: 5-Year Breakdown
2020 S-Class AMG S 63 AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,441 | $1,484 | $1,529 | $1,575 | $1,622 | $7,651 |
Maintenance | $4,015 | $1,727 | $2,203 | $1,940 | $4,285 | $14,170 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $6,851 | $35 | $35 | $35 | $35 | $6,991 |
Financing | $6,694 | $5,420 | $4,040 | $2,544 | $927 | $19,625 |
Depreciation | $19,807 | $10,619 | $11,303 | $9,616 | $7,863 | $59,208 |
Fuel | $3,499 | $3,604 | $3,712 | $3,823 | $3,938 | $18,576 |
True Cost to Own® | $43,733 | $24,419 | $24,462 | $21,290 | $20,552 | $134,456 |
Ownership Costs: 5-Year Breakdown
2020 S-Class Convertible S 560 2dr Convertible (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,259 | $1,297 | $1,336 | $1,376 | $1,417 | $6,685 |
Maintenance | $4,221 | $1,727 | $2,203 | $1,956 | $4,503 | $14,610 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $5,249 | $35 | $35 | $35 | $35 | $5,389 |
Financing | $5,121 | $4,145 | $3,090 | $1,946 | $709 | $15,011 |
Depreciation | $13,000 | $8,094 | $8,615 | $7,330 | $5,993 | $43,032 |
Fuel | $3,150 | $3,245 | $3,342 | $3,442 | $3,545 | $16,724 |
True Cost to Own® | $33,347 | $19,989 | $20,170 | $17,746 | $17,981 | $109,233 |
Ownership Costs: 5-Year Breakdown
2020 S-Class Coupe S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,431 | $1,474 | $1,518 | $1,564 | $1,611 | $7,598 |
Maintenance | $4,130 | $1,727 | $2,203 | $2,056 | $4,401 | $14,517 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $4,672 | $35 | $35 | $35 | $35 | $4,812 |
Financing | $4,554 | $3,686 | $2,748 | $1,731 | $630 | $13,349 |
Depreciation | $16,072 | $5,907 | $6,297 | $5,391 | $3,631 | $37,298 |
Fuel | $3,150 | $3,245 | $3,342 | $3,442 | $3,545 | $16,724 |
True Cost to Own® | $35,435 | $17,604 | $17,783 | $15,976 | $15,735 | $102,533 |
Ownership Costs: 5-Year Breakdown
2020 S-Class Coupe AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,441 | $1,484 | $1,529 | $1,575 | $1,622 | $7,651 |
Maintenance | $4,015 | $1,727 | $2,203 | $1,940 | $4,285 | $14,170 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $6,429 | $35 | $35 | $35 | $35 | $6,569 |
Financing | $6,280 | $5,083 | $3,790 | $2,387 | $869 | $18,409 |
Depreciation | $20,351 | $8,426 | $8,518 | $6,569 | $5,512 | $49,376 |
Fuel | $3,150 | $3,245 | $3,342 | $3,442 | $3,545 | $16,724 |
True Cost to Own® | $43,092 | $21,530 | $21,057 | $17,705 | $17,750 | $121,134 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 S-ClassTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2020 Mercedes-Benz S-Class in Ohio is:
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