Used 2020 Mercedes-Benz S-Class Cost to Own
Total 5-Year Ownership Costs
S-Class Sedan
S 560 4dr Sedan (4.0L 8cyl Turbo 9A)
True Cost to Own
$72,311*
Total Cash Price
$42,429
S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$69,123*
Total Cash Price
$38,693
S 450 4dr Sedan (3.0L 6cyl Turbo 9A)
True Cost to Own
$69,954*
Total Cash Price
$34,401
S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)
True Cost to Own
$69,489*
Total Cash Price
$35,435
S-Class AMG S 63
AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$94,176*
Total Cash Price
$63,678
AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$110,124*
Total Cash Price
$78,308
S-Class Convertible
S 560 2dr Convertible (4.0L 8cyl Turbo 9A)
True Cost to Own
$93,649*
Total Cash Price
$61,478
S-Class Coupe
S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$86,685*
Total Cash Price
$56,677
AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
True Cost to Own
$102,563*
Total Cash Price
$75,862
S-Class Plug-in Hybrid
S 560e 4dr Sedan (3.0L 6cyl Turbo gas/electric plug-in hybrid 9A)
True Cost to Own
N/A*
Total Cash Price
N/A
S-Class AMG S 65
AMG S 65 4dr Sedan (6.0L 12cyl Turbo 7A)
True Cost to Own
N/A*
Total Cash Price
N/A
Depreciation
$22,255
Taxes & Fees
$2,166
Financing
$7,442
Fuel
$13,268
Insurance
$7,459
Repairs
$7,253
Maintenance
$12,468
Ownership Costs: 5-Year Breakdown
2020 S-Class Sedan S 560 4dr Sedan (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,405 | $1,447 | $1,491 | $1,535 | $1,581 | $7,459 |
Maintenance | $1,614 | $2,065 | $1,821 | $4,072 | $2,896 | $12,468 |
Repairs | $1,249 | $1,343 | $1,444 | $1,551 | $1,666 | $7,253 |
Taxes & Fees | $2,058 | $27 | $27 | $27 | $27 | $2,166 |
Financing | $2,549 | $2,057 | $1,528 | $960 | $348 | $7,442 |
Depreciation | $5,551 | $5,038 | $5,551 | $3,775 | $2,340 | $22,255 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $16,925 | $14,551 | $14,513 | $14,651 | $11,671 | $72,311 |
2020 S-Class Sedan S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,274 | $1,312 | $1,352 | $1,392 | $1,434 | $6,764 |
Maintenance | $1,614 | $2,065 | $1,903 | $3,988 | $2,896 | $12,466 |
Repairs | $1,322 | $1,422 | $1,528 | $1,641 | $1,763 | $7,676 |
Taxes & Fees | $1,880 | $27 | $27 | $27 | $27 | $1,988 |
Financing | $2,325 | $1,876 | $1,393 | $875 | $317 | $6,786 |
Depreciation | $4,977 | $3,693 | $4,509 | $4,330 | $2,666 | $20,175 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $15,891 | $12,969 | $13,363 | $14,984 | $11,916 | $69,123 |
2020 S-Class Sedan S 450 4dr Sedan (3.0L 6cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,405 | $1,447 | $1,491 | $1,535 | $1,581 | $7,459 |
Maintenance | $1,562 | $1,988 | $1,810 | $4,057 | $2,770 | $12,187 |
Repairs | $1,249 | $1,343 | $1,444 | $1,551 | $1,666 | $7,253 |
Taxes & Fees | $1,675 | $27 | $27 | $27 | $27 | $1,783 |
Financing | $2,067 | $1,668 | $1,239 | $777 | $283 | $6,034 |
Depreciation | $6,879 | $4,565 | $4,271 | $3,683 | $3,167 | $22,565 |
Fuel | $2,387 | $2,459 | $2,532 | $2,608 | $2,687 | $12,673 |
True Cost to Own® | $17,224 | $13,497 | $12,814 | $14,238 | $12,181 | $69,954 |
2020 S-Class Sedan S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,274 | $1,312 | $1,352 | $1,392 | $1,434 | $6,764 |
Maintenance | $1,562 | $1,988 | $1,892 | $3,973 | $2,770 | $12,185 |
Repairs | $1,322 | $1,422 | $1,528 | $1,641 | $1,763 | $7,676 |
Taxes & Fees | $1,725 | $27 | $27 | $27 | $27 | $1,833 |
Financing | $2,129 | $1,718 | $1,276 | $801 | $291 | $6,215 |
Depreciation | $6,132 | $4,355 | $4,679 | $3,479 | $3,498 | $22,143 |
Fuel | $2,387 | $2,459 | $2,532 | $2,608 | $2,687 | $12,673 |
True Cost to Own® | $16,531 | $13,281 | $13,286 | $13,921 | $12,470 | $69,489 |
2020 S-Class AMG S 63 AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,557 | $1,604 | $1,652 | $1,701 | $1,752 | $8,266 |
Maintenance | $1,614 | $2,065 | $1,970 | $4,055 | $2,896 | $12,600 |
Repairs | $1,322 | $1,422 | $1,528 | $1,641 | $1,763 | $7,676 |
Taxes & Fees | $3,069 | $27 | $27 | $27 | $27 | $3,177 |
Financing | $3,826 | $3,087 | $2,293 | $1,440 | $522 | $11,168 |
Depreciation | $13,510 | $7,705 | $6,394 | $5,458 | $4,286 | $37,353 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $27,523 | $18,614 | $16,649 | $17,190 | $14,200 | $94,176 |
2020 S-Class AMG S 63 AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,597 | $1,645 | $1,694 | $1,745 | $1,797 | $8,478 |
Maintenance | $1,614 | $2,065 | $1,970 | $4,055 | $2,896 | $12,600 |
Repairs | $1,322 | $1,422 | $1,528 | $1,641 | $1,763 | $7,676 |
Taxes & Fees | $3,766 | $27 | $27 | $27 | $27 | $3,874 |
Financing | $4,705 | $3,797 | $2,820 | $1,770 | $642 | $13,734 |
Depreciation | $15,699 | $8,862 | $9,521 | $7,081 | $7,120 | $48,283 |
Fuel | $2,916 | $3,003 | $3,093 | $3,186 | $3,281 | $15,479 |
True Cost to Own® | $31,619 | $20,821 | $20,653 | $19,505 | $17,526 | $110,124 |
2020 S-Class Convertible S 560 2dr Convertible (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,865 | $1,921 | $1,979 | $2,038 | $2,099 | $9,902 |
Maintenance | $1,614 | $2,065 | $1,838 | $4,088 | $2,896 | $12,501 |
Repairs | $1,249 | $1,343 | $1,444 | $1,551 | $1,666 | $7,253 |
Taxes & Fees | $2,965 | $27 | $27 | $27 | $27 | $3,073 |
Financing | $3,694 | $2,980 | $2,214 | $1,390 | $505 | $10,783 |
Depreciation | $12,276 | $6,506 | $6,993 | $5,199 | $5,227 | $36,201 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $26,288 | $17,546 | $17,280 | $17,161 | $15,374 | $93,649 |
2020 S-Class Coupe S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,299 | $1,338 | $1,378 | $1,419 | $1,462 | $6,896 |
Maintenance | $1,614 | $2,065 | $1,920 | $4,004 | $2,896 | $12,499 |
Repairs | $1,322 | $1,422 | $1,528 | $1,641 | $1,763 | $7,676 |
Taxes & Fees | $2,736 | $27 | $27 | $27 | $27 | $2,844 |
Financing | $3,405 | $2,748 | $2,041 | $1,282 | $465 | $9,941 |
Depreciation | $12,077 | $8,394 | $5,630 | $2,993 | $3,799 | $32,893 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $25,078 | $18,698 | $15,309 | $14,234 | $13,366 | $86,685 |
2020 S-Class Coupe AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,597 | $1,645 | $1,694 | $1,745 | $1,797 | $8,478 |
Maintenance | $1,614 | $2,065 | $1,970 | $4,055 | $2,896 | $12,600 |
Repairs | $1,322 | $1,422 | $1,528 | $1,641 | $1,763 | $7,676 |
Taxes & Fees | $3,650 | $27 | $27 | $27 | $27 | $3,758 |
Financing | $4,558 | $3,678 | $2,732 | $1,715 | $622 | $13,305 |
Depreciation | $16,804 | $7,718 | $7,220 | $5,633 | $5,435 | $42,810 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $32,170 | $19,259 | $17,956 | $17,684 | $15,494 | $102,563 |
*Based on a 5-year estimate with 15,000 miles driven per year.
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Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.