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Used 2020 Mercedes-Benz S-Class Cost to Own

Total 5-Year Ownership Costs

S-Class Sedan

S 560 4dr Sedan (4.0L 8cyl Turbo 9A)

True Cost to Own

$72,311*

Total Cash Price

$42,429

S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$69,123*

Total Cash Price

$38,693

S 450 4dr Sedan (3.0L 6cyl Turbo 9A)

True Cost to Own

$69,954*

Total Cash Price

$34,401

S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)

True Cost to Own

$69,489*

Total Cash Price

$35,435

S-Class AMG S 63

AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$94,176*

Total Cash Price

$63,678

AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$110,124*

Total Cash Price

$78,308

S-Class Convertible

S 560 2dr Convertible (4.0L 8cyl Turbo 9A)

True Cost to Own

$93,649*

Total Cash Price

$61,478

S-Class Coupe

S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$86,685*

Total Cash Price

$56,677

AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$102,563*

Total Cash Price

$75,862

S-Class Plug-in Hybrid

S 560e 4dr Sedan (3.0L 6cyl Turbo gas/electric plug-in hybrid 9A)

True Cost to Own

N/A*

Total Cash Price

N/A

S-Class AMG S 65

AMG S 65 4dr Sedan (6.0L 12cyl Turbo 7A)

True Cost to Own

N/A*

Total Cash Price

N/A

Ownership Costs: 5-Year Total

Depreciation

$22,255

Taxes & Fees

$2,166

Financing

$7,442

Fuel

$13,268

Insurance

$7,459

Repairs

$7,253

Maintenance

$12,468

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 S-Class Sedan S 560 4dr Sedan (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,405$1,447$1,491$1,535$1,581$7,459
Maintenance$1,614$2,065$1,821$4,072$2,896$12,468
Repairs$1,249$1,343$1,444$1,551$1,666$7,253
Taxes & Fees$2,058$27$27$27$27$2,166
Financing$2,549$2,057$1,528$960$348$7,442
Depreciation$5,551$5,038$5,551$3,775$2,340$22,255
Fuel$2,499$2,574$2,651$2,731$2,813$13,268
True Cost to Own®$16,925$14,551$14,513$14,651$11,671$72,311
Selected Model:

2020 S-Class Sedan S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,274$1,312$1,352$1,392$1,434$6,764
Maintenance$1,614$2,065$1,903$3,988$2,896$12,466
Repairs$1,322$1,422$1,528$1,641$1,763$7,676
Taxes & Fees$1,880$27$27$27$27$1,988
Financing$2,325$1,876$1,393$875$317$6,786
Depreciation$4,977$3,693$4,509$4,330$2,666$20,175
Fuel$2,499$2,574$2,651$2,731$2,813$13,268
True Cost to Own®$15,891$12,969$13,363$14,984$11,916$69,123
Selected Model:

2020 S-Class Sedan S 450 4dr Sedan (3.0L 6cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,405$1,447$1,491$1,535$1,581$7,459
Maintenance$1,562$1,988$1,810$4,057$2,770$12,187
Repairs$1,249$1,343$1,444$1,551$1,666$7,253
Taxes & Fees$1,675$27$27$27$27$1,783
Financing$2,067$1,668$1,239$777$283$6,034
Depreciation$6,879$4,565$4,271$3,683$3,167$22,565
Fuel$2,387$2,459$2,532$2,608$2,687$12,673
True Cost to Own®$17,224$13,497$12,814$14,238$12,181$69,954
Selected Model:

2020 S-Class Sedan S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,274$1,312$1,352$1,392$1,434$6,764
Maintenance$1,562$1,988$1,892$3,973$2,770$12,185
Repairs$1,322$1,422$1,528$1,641$1,763$7,676
Taxes & Fees$1,725$27$27$27$27$1,833
Financing$2,129$1,718$1,276$801$291$6,215
Depreciation$6,132$4,355$4,679$3,479$3,498$22,143
Fuel$2,387$2,459$2,532$2,608$2,687$12,673
True Cost to Own®$16,531$13,281$13,286$13,921$12,470$69,489
Selected Model:

2020 S-Class AMG S 63 AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,557$1,604$1,652$1,701$1,752$8,266
Maintenance$1,614$2,065$1,970$4,055$2,896$12,600
Repairs$1,322$1,422$1,528$1,641$1,763$7,676
Taxes & Fees$3,069$27$27$27$27$3,177
Financing$3,826$3,087$2,293$1,440$522$11,168
Depreciation$13,510$7,705$6,394$5,458$4,286$37,353
Fuel$2,625$2,704$2,785$2,868$2,954$13,936
True Cost to Own®$27,523$18,614$16,649$17,190$14,200$94,176
Selected Model:

2020 S-Class AMG S 63 AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,597$1,645$1,694$1,745$1,797$8,478
Maintenance$1,614$2,065$1,970$4,055$2,896$12,600
Repairs$1,322$1,422$1,528$1,641$1,763$7,676
Taxes & Fees$3,766$27$27$27$27$3,874
Financing$4,705$3,797$2,820$1,770$642$13,734
Depreciation$15,699$8,862$9,521$7,081$7,120$48,283
Fuel$2,916$3,003$3,093$3,186$3,281$15,479
True Cost to Own®$31,619$20,821$20,653$19,505$17,526$110,124
Selected Model:

2020 S-Class Convertible S 560 2dr Convertible (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,865$1,921$1,979$2,038$2,099$9,902
Maintenance$1,614$2,065$1,838$4,088$2,896$12,501
Repairs$1,249$1,343$1,444$1,551$1,666$7,253
Taxes & Fees$2,965$27$27$27$27$3,073
Financing$3,694$2,980$2,214$1,390$505$10,783
Depreciation$12,276$6,506$6,993$5,199$5,227$36,201
Fuel$2,625$2,704$2,785$2,868$2,954$13,936
True Cost to Own®$26,288$17,546$17,280$17,161$15,374$93,649
Selected Model:

2020 S-Class Coupe S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,299$1,338$1,378$1,419$1,462$6,896
Maintenance$1,614$2,065$1,920$4,004$2,896$12,499
Repairs$1,322$1,422$1,528$1,641$1,763$7,676
Taxes & Fees$2,736$27$27$27$27$2,844
Financing$3,405$2,748$2,041$1,282$465$9,941
Depreciation$12,077$8,394$5,630$2,993$3,799$32,893
Fuel$2,625$2,704$2,785$2,868$2,954$13,936
True Cost to Own®$25,078$18,698$15,309$14,234$13,366$86,685
Selected Model:

2020 S-Class Coupe AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,597$1,645$1,694$1,745$1,797$8,478
Maintenance$1,614$2,065$1,970$4,055$2,896$12,600
Repairs$1,322$1,422$1,528$1,641$1,763$7,676
Taxes & Fees$3,650$27$27$27$27$3,758
Financing$4,558$3,678$2,732$1,715$622$13,305
Depreciation$16,804$7,718$7,220$5,633$5,435$42,810
Fuel$2,625$2,704$2,785$2,868$2,954$13,936
True Cost to Own®$32,170$19,259$17,956$17,684$15,494$102,563

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.