Used 2014 Chevrolet Silverado 3500HD Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Silverado 3500HD Crew Cab

LT 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$64,324*

Total Cash Price

$42,380

LT 4dr Crew Cab 4WD LB DRW (6.0L 8cyl 6A)

True Cost to Own

$62,554*

Total Cash Price

$41,214

LTZ 4dr Crew Cab LB DRW (6.0L 8cyl 6A)

True Cost to Own

$62,554*

Total Cash Price

$41,214

Work Truck 4dr Crew Cab 4WD LB DRW (6.0L 8cyl 6A)

True Cost to Own

$85,569*

Total Cash Price

$56,377

LTZ 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$59,013*

Total Cash Price

$38,881

LT 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$65,504*

Total Cash Price

$43,158

Work Truck 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$71,406*

Total Cash Price

$47,046

Work Truck 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$61,964*

Total Cash Price

$40,825

LTZ 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$86,749*

Total Cash Price

$57,155

LT 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$64,914*

Total Cash Price

$42,769

LT 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$70,816*

Total Cash Price

$46,657

Work Truck 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$63,144*

Total Cash Price

$41,603

Work Truck 4dr Crew Cab LB DRW (6.0L 8cyl 6A)

True Cost to Own

$87,929*

Total Cash Price

$57,933

LTZ 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$66,095*

Total Cash Price

$43,547

Work Truck 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$62,554*

Total Cash Price

$41,214

LTZ 4dr Crew Cab 4WD LB DRW (6.0L 8cyl 6A)

True Cost to Own

$81,438*

Total Cash Price

$53,656

LT 4dr Crew Cab LB DRW (6.0L 8cyl 6A)

True Cost to Own

$84,389*

Total Cash Price

$55,600

LTZ 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$71,406*

Total Cash Price

$47,046

Silverado 3500HD Regular Cab

Work Truck 2dr Regular Cab 4WD LB DRW (6.0L 8cyl 6A)

True Cost to Own

$74,356*

Total Cash Price

$48,990

LT 2dr Regular Cab 4WD LB DRW (6.0L 8cyl 6A)

True Cost to Own

$82,618*

Total Cash Price

$54,433

Work Truck 2dr Regular Cab LB DRW (6.0L 8cyl 6A)

True Cost to Own

$61,374*

Total Cash Price

$40,436

Work Truck 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$71,996*

Total Cash Price

$47,435

Work Truck 2dr Regular Cab LB (6.0L 8cyl 6A)

True Cost to Own

$68,455*

Total Cash Price

$45,102

LT 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$60,193*

Total Cash Price

$39,659

LT 2dr Regular Cab LB (6.0L 8cyl 6A)

True Cost to Own

$61,374*

Total Cash Price

$40,436

LT 2dr Regular Cab LB DRW (6.0L 8cyl 6A)

True Cost to Own

$80,848*

Total Cash Price

$53,267

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LT 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$906$933$961$990$1,019$4,809
Maintenance$1,401$1,945$2,565$655$3,318$9,883
Repairs$538$625$729$851$992$3,735
Taxes & Fees$2,260$50$50$50$50$2,460
Financing$2,279$1,833$1,356$849$307$6,625
Depreciation$8,257$3,426$3,045$2,735$2,493$19,956
Fuel$3,175$3,270$3,368$3,469$3,573$16,856
True Cost to Own®$18,816$12,082$12,075$9,600$11,752$64,324

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LT 4dr Crew Cab 4WD LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$881$907$935$962$991$4,677
Maintenance$1,362$1,891$2,494$637$3,227$9,611
Repairs$524$607$709$828$965$3,633
Taxes & Fees$2,197$49$49$49$49$2,392
Financing$2,216$1,783$1,319$826$299$6,443
Depreciation$8,030$3,332$2,962$2,660$2,424$19,406
Fuel$3,088$3,180$3,275$3,374$3,475$16,392
True Cost to Own®$18,298$11,749$11,743$9,335$11,429$62,554

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LTZ 4dr Crew Cab LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$881$907$935$962$991$4,677
Maintenance$1,362$1,891$2,494$637$3,227$9,611
Repairs$524$607$709$828$965$3,633
Taxes & Fees$2,197$49$49$49$49$2,392
Financing$2,216$1,783$1,319$826$299$6,443
Depreciation$8,030$3,332$2,962$2,660$2,424$19,406
Fuel$3,088$3,180$3,275$3,374$3,475$16,392
True Cost to Own®$18,298$11,749$11,743$9,335$11,429$62,554

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab Work Truck 4dr Crew Cab 4WD LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,205$1,241$1,279$1,317$1,356$6,397
Maintenance$1,863$2,587$3,412$871$4,414$13,147
Repairs$716$831$970$1,132$1,320$4,969
Taxes & Fees$3,006$67$67$67$67$3,273
Financing$3,032$2,439$1,804$1,130$409$8,813
Depreciation$10,984$4,557$4,051$3,638$3,316$26,547
Fuel$4,224$4,350$4,481$4,615$4,753$22,423
True Cost to Own®$25,030$16,072$16,063$12,770$15,634$85,569
Ownership Costs: 5-Year Total

Depreciation

$18,308

Taxes & Fees

$2,257

Financing

$6,078

Fuel

$15,464

Insurance

$4,412

Repairs

$3,427

Maintenance

$9,067

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LTZ 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$831$856$882$908$935$4,412
Maintenance$1,285$1,784$2,353$601$3,044$9,067
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,073$46$46$46$46$2,257
Financing$2,091$1,682$1,244$779$282$6,078
Depreciation$7,575$3,143$2,794$2,509$2,287$18,308
Fuel$2,913$3,000$3,090$3,183$3,278$15,464
True Cost to Own®$17,262$11,084$11,078$8,807$10,782$59,013

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LT 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$922$950$979$1,008$1,038$4,897
Maintenance$1,426$1,980$2,612$667$3,379$10,064
Repairs$548$636$743$867$1,010$3,804
Taxes & Fees$2,301$51$51$51$51$2,505
Financing$2,321$1,867$1,381$865$313$6,747
Depreciation$8,408$3,489$3,101$2,785$2,539$20,322
Fuel$3,233$3,330$3,430$3,533$3,639$17,165
True Cost to Own®$19,161$12,303$12,297$9,776$11,968$65,504

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab Work Truck 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,006$1,036$1,067$1,099$1,131$5,339
Maintenance$1,555$2,159$2,847$727$3,683$10,971
Repairs$598$693$809$945$1,101$4,147
Taxes & Fees$2,508$56$56$56$56$2,731
Financing$2,530$2,035$1,505$943$341$7,354
Depreciation$9,166$3,803$3,381$3,036$2,767$22,153
Fuel$3,525$3,630$3,739$3,851$3,966$18,711
True Cost to Own®$20,887$13,412$13,404$10,656$13,046$71,406

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab Work Truck 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$953$982$4,633
Maintenance$1,349$1,873$2,471$631$3,196$9,520
Repairs$519$602$702$820$956$3,598
Taxes & Fees$2,177$48$48$48$48$2,370
Financing$2,196$1,766$1,306$818$296$6,382
Depreciation$7,954$3,300$2,934$2,634$2,401$19,223
Fuel$3,059$3,150$3,245$3,342$3,442$16,237
True Cost to Own®$18,125$11,638$11,632$9,247$11,321$61,964

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LTZ 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,222$1,258$1,297$1,335$1,374$6,486
Maintenance$1,889$2,622$3,459$883$4,475$13,328
Repairs$726$842$983$1,148$1,338$5,038
Taxes & Fees$3,047$68$68$68$68$3,318
Financing$3,074$2,473$1,829$1,145$415$8,935
Depreciation$11,135$4,620$4,107$3,688$3,362$26,913
Fuel$4,282$4,410$4,542$4,679$4,819$22,732
True Cost to Own®$25,375$16,293$16,285$12,946$15,850$86,749

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LT 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$914$942$970$999$1,029$4,853
Maintenance$1,414$1,962$2,588$661$3,348$9,974
Repairs$543$630$736$859$1,001$3,770
Taxes & Fees$2,280$51$51$51$51$2,483
Financing$2,300$1,850$1,368$857$310$6,686
Depreciation$8,333$3,457$3,073$2,760$2,516$20,139
Fuel$3,204$3,300$3,399$3,501$3,606$17,010
True Cost to Own®$18,988$12,192$12,186$9,688$11,860$64,914

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LT 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$997$1,027$1,058$1,090$1,122$5,294
Maintenance$1,542$2,141$2,824$721$3,653$10,880
Repairs$593$688$803$937$1,092$4,112
Taxes & Fees$2,488$55$55$55$55$2,708
Financing$2,509$2,018$1,493$935$338$7,294
Depreciation$9,090$3,772$3,353$3,011$2,744$21,970
Fuel$3,496$3,600$3,708$3,820$3,934$18,557
True Cost to Own®$20,714$13,301$13,294$10,568$12,938$70,816

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab Work Truck 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$889$916$944$972$1,000$4,721
Maintenance$1,375$1,909$2,518$643$3,257$9,702
Repairs$529$613$716$836$974$3,667
Taxes & Fees$2,218$49$49$49$49$2,415
Financing$2,237$1,800$1,331$834$302$6,503
Depreciation$8,105$3,363$2,990$2,685$2,447$19,590
Fuel$3,117$3,210$3,306$3,406$3,507$16,546
True Cost to Own®$18,470$11,860$11,853$9,423$11,537$63,144

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab Work Truck 4dr Crew Cab LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,238$1,275$1,314$1,353$1,393$6,574
Maintenance$1,915$2,658$3,506$895$4,536$13,510
Repairs$736$854$997$1,164$1,356$5,106
Taxes & Fees$3,089$69$69$69$69$3,363
Financing$3,116$2,506$1,854$1,161$420$9,056
Depreciation$11,287$4,683$4,163$3,738$3,408$27,279
Fuel$4,340$4,470$4,604$4,743$4,884$23,041
True Cost to Own®$25,720$16,515$16,506$13,122$16,065$87,929

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LTZ 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$931$959$988$1,017$1,047$4,941
Maintenance$1,439$1,998$2,635$673$3,409$10,155
Repairs$553$642$749$875$1,019$3,838
Taxes & Fees$2,322$52$52$52$52$2,528
Financing$2,342$1,884$1,393$872$316$6,807
Depreciation$8,484$3,520$3,129$2,810$2,561$20,505
Fuel$3,263$3,360$3,461$3,565$3,671$17,320
True Cost to Own®$19,333$12,414$12,407$9,864$12,076$66,095

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab Work Truck 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$881$907$935$962$991$4,677
Maintenance$1,362$1,891$2,494$637$3,227$9,611
Repairs$524$607$709$828$965$3,633
Taxes & Fees$2,197$49$49$49$49$2,392
Financing$2,216$1,783$1,319$826$299$6,443
Depreciation$8,030$3,332$2,962$2,660$2,424$19,406
Fuel$3,088$3,180$3,275$3,374$3,475$16,392
True Cost to Own®$18,298$11,749$11,743$9,335$11,429$62,554

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LTZ 4dr Crew Cab 4WD LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,147$1,181$1,217$1,253$1,290$6,089
Maintenance$1,773$2,462$3,247$829$4,201$12,512
Repairs$682$791$923$1,078$1,256$4,729
Taxes & Fees$2,861$63$63$63$63$3,115
Financing$2,886$2,321$1,717$1,075$389$8,388
Depreciation$10,454$4,337$3,856$3,462$3,156$25,265
Fuel$4,020$4,140$4,264$4,393$4,524$21,340
True Cost to Own®$23,822$15,296$15,288$12,154$14,879$81,438

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LT 4dr Crew Cab LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,188$1,224$1,261$1,298$1,337$6,309
Maintenance$1,838$2,551$3,365$859$4,353$12,966
Repairs$706$819$957$1,117$1,301$4,901
Taxes & Fees$2,964$66$66$66$66$3,228
Financing$2,990$2,405$1,779$1,114$403$8,692
Depreciation$10,832$4,494$3,995$3,588$3,270$26,180
Fuel$4,166$4,290$4,419$4,552$4,688$22,114
True Cost to Own®$24,685$15,850$15,842$12,594$15,418$84,389

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Crew Cab LTZ 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,006$1,036$1,067$1,099$1,131$5,339
Maintenance$1,555$2,159$2,847$727$3,683$10,971
Repairs$598$693$809$945$1,101$4,147
Taxes & Fees$2,508$56$56$56$56$2,731
Financing$2,530$2,035$1,505$943$341$7,354
Depreciation$9,166$3,803$3,381$3,036$2,767$22,153
Fuel$3,525$3,630$3,739$3,851$3,966$18,711
True Cost to Own®$20,887$13,412$13,404$10,656$13,046$71,406

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab Work Truck 2dr Regular Cab 4WD LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,047$1,079$1,111$1,144$1,178$5,559
Maintenance$1,619$2,248$2,965$757$3,835$11,424
Repairs$622$722$843$984$1,147$4,318
Taxes & Fees$2,612$58$58$58$58$2,844
Financing$2,635$2,119$1,567$982$355$7,658
Depreciation$9,545$3,960$3,520$3,161$2,882$23,068
Fuel$3,670$3,780$3,893$4,011$4,130$19,485
True Cost to Own®$21,750$13,966$13,958$11,097$13,585$74,356

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab LT 2dr Regular Cab 4WD LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,163$1,198$1,235$1,271$1,309$6,177
Maintenance$1,799$2,498$3,294$841$4,262$12,694
Repairs$692$802$937$1,093$1,274$4,798
Taxes & Fees$2,902$64$64$64$64$3,160
Financing$2,927$2,355$1,742$1,091$395$8,509
Depreciation$10,605$4,400$3,912$3,513$3,202$25,631
Fuel$4,078$4,200$4,326$4,456$4,589$21,650
True Cost to Own®$24,167$15,518$15,509$12,330$15,095$82,618

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab Work Truck 2dr Regular Cab LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$864$890$917$944$972$4,588
Maintenance$1,336$1,855$2,447$625$3,166$9,430
Repairs$514$596$696$812$946$3,564
Taxes & Fees$2,156$48$48$48$48$2,347
Financing$2,175$1,749$1,294$810$293$6,321
Depreciation$7,878$3,269$2,906$2,609$2,378$19,040
Fuel$3,030$3,120$3,214$3,310$3,409$16,083
True Cost to Own®$17,952$11,527$11,521$9,159$11,213$61,374

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab Work Truck 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,014$1,044$1,076$1,108$1,141$5,383
Maintenance$1,568$2,176$2,871$733$3,714$11,062
Repairs$603$699$816$953$1,110$4,181
Taxes & Fees$2,529$56$56$56$56$2,754
Financing$2,551$2,052$1,518$950$344$7,415
Depreciation$9,242$3,834$3,409$3,061$2,790$22,336
Fuel$3,554$3,660$3,770$3,883$3,999$18,866
True Cost to Own®$21,060$13,522$13,515$10,745$13,154$71,996

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab Work Truck 2dr Regular Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$964$993$1,023$1,053$1,085$5,118
Maintenance$1,491$2,069$2,729$697$3,531$10,518
Repairs$573$665$776$906$1,056$3,975
Taxes & Fees$2,405$53$53$53$53$2,618
Financing$2,426$1,951$1,443$904$327$7,050
Depreciation$8,787$3,646$3,241$2,910$2,653$21,237
Fuel$3,379$3,480$3,584$3,692$3,802$17,938
True Cost to Own®$20,024$12,857$12,850$10,216$12,507$68,455

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab LT 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$848$873$900$926$954$4,500
Maintenance$1,311$1,820$2,400$613$3,105$9,248
Repairs$504$584$682$797$928$3,496
Taxes & Fees$2,114$47$47$47$47$2,302
Financing$2,133$1,716$1,269$795$288$6,200
Depreciation$7,727$3,206$2,850$2,559$2,333$18,674
Fuel$2,971$3,060$3,152$3,247$3,344$15,773
True Cost to Own®$17,607$11,306$11,300$8,983$10,998$60,193

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab LT 2dr Regular Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$864$890$917$944$972$4,588
Maintenance$1,336$1,855$2,447$625$3,166$9,430
Repairs$514$596$696$812$946$3,564
Taxes & Fees$2,156$48$48$48$48$2,347
Financing$2,175$1,749$1,294$810$293$6,321
Depreciation$7,878$3,269$2,906$2,609$2,378$19,040
Fuel$3,030$3,120$3,214$3,310$3,409$16,083
True Cost to Own®$17,952$11,527$11,521$9,159$11,213$61,374

Ownership Costs: 5-Year Breakdown

Selected Model:

2014 Silverado 3500HD Regular Cab LT 2dr Regular Cab LB DRW (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,138$1,173$1,208$1,244$1,281$6,044
Maintenance$1,760$2,444$3,224$823$4,170$12,422
Repairs$677$785$917$1,070$1,247$4,695
Taxes & Fees$2,840$63$63$63$63$3,092
Financing$2,865$2,304$1,704$1,067$386$8,327
Depreciation$10,378$4,306$3,828$3,437$3,133$25,082
Fuel$3,991$4,110$4,233$4,361$4,491$21,186
True Cost to Own®$23,649$15,185$15,177$12,066$14,771$80,848

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2014 Chevrolet Silverado 3500HD in Virginia is:

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