Used 2021 Toyota 4Runner Cost to Own
Total 5-Year Ownership Costs
4Runner SUV
TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$56,077*
Total Cash Price
$40,341
SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$54,060*
Total Cash Price
$37,414
Limited 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$58,050*
Total Cash Price
$41,959
Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$58,716*
Total Cash Price
$43,906
SR5 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,349*
Total Cash Price
$35,462
Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$56,193*
Total Cash Price
$41,662
SR5 Premium 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$53,500*
Total Cash Price
$36,403
TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$58,675*
Total Cash Price
$47,912
SR5 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$50,482*
Total Cash Price
$33,069
TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,188*
Total Cash Price
$37,502
Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$54,922*
Total Cash Price
$38,240
Limited 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$55,406*
Total Cash Price
$39,499
Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$57,035*
Total Cash Price
$41,901
Trail Special Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$53,293*
Total Cash Price
$32,803
Depreciation
$14,353
Taxes & Fees
$3,185
Financing
$7,075
Fuel
$15,032
Insurance
$6,711
Repairs
$2,552
Maintenance
$7,169
Ownership Costs: 5-Year Breakdown
2021 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,264 | $1,302 | $1,341 | $1,381 | $1,423 | $6,711 |
Maintenance | $2,326 | $973 | $812 | $320 | $2,738 | $7,169 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,547 | $181 | $163 | $147 | $147 | $3,185 |
Financing | $2,424 | $1,956 | $1,452 | $913 | $330 | $7,075 |
Depreciation | $3,795 | $1,829 | $2,519 | $2,766 | $3,444 | $14,353 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $15,557 | $9,587 | $9,789 | $9,201 | $11,943 | $56,077 |
2021 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,250 | $1,288 | $1,326 | $1,366 | $1,407 | $6,637 |
Maintenance | $2,326 | $973 | $812 | $320 | $2,738 | $7,169 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,363 | $168 | $151 | $137 | $137 | $2,956 |
Financing | $2,248 | $1,814 | $1,347 | $846 | $307 | $6,562 |
Depreciation | $3,757 | $1,640 | $2,340 | $2,352 | $3,063 | $13,152 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $15,145 | $9,229 | $9,478 | $8,695 | $11,513 | $54,060 |
2021 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,256 | $1,294 | $1,332 | $1,372 | $1,414 | $6,668 |
Maintenance | $2,296 | $973 | $812 | $320 | $2,708 | $7,109 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,649 | $189 | $169 | $153 | $153 | $3,313 |
Financing | $2,521 | $2,034 | $1,511 | $949 | $344 | $7,359 |
Depreciation | $4,745 | $2,744 | $3,007 | $2,907 | $2,614 | $16,017 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,668 | $10,580 | $10,333 | $9,375 | $11,094 | $58,050 |
2021 4Runner SUV Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,256 | $1,294 | $1,332 | $1,372 | $1,414 | $6,668 |
Maintenance | $2,296 | $973 | $812 | $320 | $2,708 | $7,109 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,771 | $197 | $177 | $160 | $160 | $3,465 |
Financing | $2,638 | $2,129 | $1,581 | $993 | $360 | $7,701 |
Depreciation | $5,167 | $3,072 | $2,635 | $2,645 | $2,670 | $16,189 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $17,329 | $11,011 | $10,039 | $9,164 | $11,173 | $58,716 |
2021 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,256 | $1,294 | $1,332 | $1,372 | $1,414 | $6,668 |
Maintenance | $2,326 | $973 | $812 | $320 | $2,738 | $7,169 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,240 | $159 | $143 | $130 | $130 | $2,802 |
Financing | $2,131 | $1,719 | $1,277 | $802 | $291 | $6,220 |
Depreciation | $3,827 | $1,558 | $1,634 | $2,285 | $2,602 | $11,906 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $14,981 | $9,049 | $8,700 | $8,583 | $11,036 | $52,349 |
2021 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,239 | $1,276 | $1,314 | $1,354 | $1,395 | $6,578 |
Maintenance | $2,326 | $973 | $812 | $320 | $2,738 | $7,169 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,630 | $187 | $168 | $152 | $152 | $3,289 |
Financing | $2,503 | $2,020 | $1,500 | $942 | $342 | $7,307 |
Depreciation | $4,286 | $2,780 | $2,388 | $2,396 | $2,416 | $14,266 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,185 | $10,582 | $9,684 | $8,838 | $10,904 | $56,193 |
2021 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,242 | $1,279 | $1,318 | $1,357 | $1,398 | $6,594 |
Maintenance | $2,313 | $964 | $798 | $311 | $2,715 | $7,101 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $2,299 | $164 | $147 | $133 | $133 | $2,876 |
Financing | $2,187 | $1,765 | $1,311 | $823 | $299 | $6,385 |
Depreciation | $5,078 | $2,017 | $1,802 | $1,651 | $2,740 | $13,288 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,273 | $9,479 | $8,815 | $7,874 | $11,059 | $53,500 |
2021 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,264 | $1,302 | $1,341 | $1,381 | $1,423 | $6,711 |
Maintenance | $2,326 | $973 | $812 | $320 | $2,738 | $7,169 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $3,023 | $215 | $193 | $175 | $175 | $3,781 |
Financing | $2,879 | $2,323 | $1,725 | $1,083 | $393 | $8,403 |
Depreciation | $4,269 | $2,527 | $2,541 | $2,837 | $2,853 | $15,027 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,962 | $10,686 | $10,114 | $9,470 | $11,443 | $58,675 |
2021 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,239 | $1,276 | $1,314 | $1,354 | $1,395 | $6,578 |
Maintenance | $2,313 | $964 | $798 | $311 | $2,715 | $7,101 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $2,090 | $149 | $133 | $121 | $121 | $2,614 |
Financing | $1,987 | $1,603 | $1,191 | $748 | $271 | $5,800 |
Depreciation | $3,606 | $1,590 | $1,715 | $2,022 | $2,200 | $11,133 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $14,389 | $8,872 | $8,590 | $8,155 | $10,476 | $50,482 |
2021 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,264 | $1,302 | $1,341 | $1,381 | $1,423 | $6,711 |
Maintenance | $2,296 | $973 | $812 | $320 | $2,708 | $7,109 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,368 | $169 | $151 | $137 | $137 | $2,962 |
Financing | $2,253 | $1,818 | $1,351 | $848 | $307 | $6,577 |
Depreciation | $3,577 | $1,253 | $2,636 | $2,404 | $2,375 | $12,245 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $14,959 | $8,861 | $9,793 | $8,764 | $10,811 | $53,188 |
2021 4Runner SUV Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,264 | $1,302 | $1,341 | $1,381 | $1,423 | $6,711 |
Maintenance | $2,326 | $973 | $812 | $320 | $2,738 | $7,169 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $2,415 | $172 | $154 | $140 | $140 | $3,021 |
Financing | $2,298 | $1,854 | $1,377 | $864 | $314 | $6,707 |
Depreciation | $4,353 | $2,612 | $2,242 | $2,252 | $2,271 | $13,730 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $15,857 | $10,259 | $9,428 | $8,631 | $10,747 | $54,922 |
2021 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,239 | $1,276 | $1,314 | $1,354 | $1,395 | $6,578 |
Maintenance | $2,283 | $964 | $798 | $311 | $2,685 | $7,041 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $2,494 | $178 | $159 | $144 | $144 | $3,119 |
Financing | $2,373 | $1,915 | $1,423 | $893 | $324 | $6,928 |
Depreciation | $5,014 | $2,492 | $2,631 | $2,375 | $1,972 | $14,484 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,557 | $10,115 | $9,764 | $8,676 | $10,294 | $55,406 |
2021 4Runner SUV Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,239 | $1,276 | $1,314 | $1,354 | $1,395 | $6,578 |
Maintenance | $2,283 | $964 | $798 | $311 | $2,685 | $7,041 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $2,645 | $188 | $169 | $153 | $153 | $3,308 |
Financing | $2,518 | $2,031 | $1,509 | $947 | $344 | $7,349 |
Depreciation | $4,805 | $2,980 | $2,559 | $2,567 | $2,592 | $15,503 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,644 | $10,729 | $9,788 | $8,931 | $10,943 | $57,035 |
2021 4Runner SUV Trail Special Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,264 | $1,302 | $1,341 | $1,381 | $1,423 | $6,711 |
Maintenance | $2,313 | $964 | $798 | $311 | $2,715 | $7,101 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $2,073 | $148 | $132 | $120 | $120 | $2,593 |
Financing | $1,971 | $1,590 | $1,182 | $741 | $269 | $5,753 |
Depreciation | $5,786 | $2,255 | $1,935 | $1,943 | $1,960 | $13,879 |
Fuel | $2,831 | $2,916 | $3,004 | $3,094 | $3,187 | $15,032 |
True Cost to Own® | $16,561 | $9,549 | $8,827 | $8,095 | $10,261 | $53,293 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 4RunnerTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.