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Used 2021 Toyota 4Runner Cost to Own

Total 5-Year Ownership Costs

4Runner SUV

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$56,077*

Total Cash Price

$40,341

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$54,060*

Total Cash Price

$37,414

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$58,050*

Total Cash Price

$41,959

Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$58,716*

Total Cash Price

$43,906

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,349*

Total Cash Price

$35,462

Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$56,193*

Total Cash Price

$41,662

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$53,500*

Total Cash Price

$36,403

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$58,675*

Total Cash Price

$47,912

SR5 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$50,482*

Total Cash Price

$33,069

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,188*

Total Cash Price

$37,502

Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$54,922*

Total Cash Price

$38,240

Limited 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$55,406*

Total Cash Price

$39,499

Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$57,035*

Total Cash Price

$41,901

Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$53,293*

Total Cash Price

$32,803

Ownership Costs: 5-Year Total

Depreciation

$14,353

Taxes & Fees

$3,185

Financing

$7,075

Fuel

$15,032

Insurance

$6,711

Repairs

$2,552

Maintenance

$7,169

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,264$1,302$1,341$1,381$1,423$6,711
Maintenance$2,326$973$812$320$2,738$7,169
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,547$181$163$147$147$3,185
Financing$2,424$1,956$1,452$913$330$7,075
Depreciation$3,795$1,829$2,519$2,766$3,444$14,353
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$15,557$9,587$9,789$9,201$11,943$56,077
Selected Model:

2021 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,250$1,288$1,326$1,366$1,407$6,637
Maintenance$2,326$973$812$320$2,738$7,169
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,363$168$151$137$137$2,956
Financing$2,248$1,814$1,347$846$307$6,562
Depreciation$3,757$1,640$2,340$2,352$3,063$13,152
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$15,145$9,229$9,478$8,695$11,513$54,060
Selected Model:

2021 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,256$1,294$1,332$1,372$1,414$6,668
Maintenance$2,296$973$812$320$2,708$7,109
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,649$189$169$153$153$3,313
Financing$2,521$2,034$1,511$949$344$7,359
Depreciation$4,745$2,744$3,007$2,907$2,614$16,017
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,668$10,580$10,333$9,375$11,094$58,050
Selected Model:

2021 4Runner SUV Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,256$1,294$1,332$1,372$1,414$6,668
Maintenance$2,296$973$812$320$2,708$7,109
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,771$197$177$160$160$3,465
Financing$2,638$2,129$1,581$993$360$7,701
Depreciation$5,167$3,072$2,635$2,645$2,670$16,189
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$17,329$11,011$10,039$9,164$11,173$58,716
Selected Model:

2021 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,256$1,294$1,332$1,372$1,414$6,668
Maintenance$2,326$973$812$320$2,738$7,169
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,240$159$143$130$130$2,802
Financing$2,131$1,719$1,277$802$291$6,220
Depreciation$3,827$1,558$1,634$2,285$2,602$11,906
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$14,981$9,049$8,700$8,583$11,036$52,349
Selected Model:

2021 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,239$1,276$1,314$1,354$1,395$6,578
Maintenance$2,326$973$812$320$2,738$7,169
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,630$187$168$152$152$3,289
Financing$2,503$2,020$1,500$942$342$7,307
Depreciation$4,286$2,780$2,388$2,396$2,416$14,266
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,185$10,582$9,684$8,838$10,904$56,193
Selected Model:

2021 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,242$1,279$1,318$1,357$1,398$6,594
Maintenance$2,313$964$798$311$2,715$7,101
Repairs$323$374$435$505$587$2,224
Taxes & Fees$2,299$164$147$133$133$2,876
Financing$2,187$1,765$1,311$823$299$6,385
Depreciation$5,078$2,017$1,802$1,651$2,740$13,288
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,273$9,479$8,815$7,874$11,059$53,500
Selected Model:

2021 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,264$1,302$1,341$1,381$1,423$6,711
Maintenance$2,326$973$812$320$2,738$7,169
Repairs$370$430$498$580$674$2,552
Taxes & Fees$3,023$215$193$175$175$3,781
Financing$2,879$2,323$1,725$1,083$393$8,403
Depreciation$4,269$2,527$2,541$2,837$2,853$15,027
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,962$10,686$10,114$9,470$11,443$58,675
Selected Model:

2021 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,239$1,276$1,314$1,354$1,395$6,578
Maintenance$2,313$964$798$311$2,715$7,101
Repairs$323$374$435$505$587$2,224
Taxes & Fees$2,090$149$133$121$121$2,614
Financing$1,987$1,603$1,191$748$271$5,800
Depreciation$3,606$1,590$1,715$2,022$2,200$11,133
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$14,389$8,872$8,590$8,155$10,476$50,482
Selected Model:

2021 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,264$1,302$1,341$1,381$1,423$6,711
Maintenance$2,296$973$812$320$2,708$7,109
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,368$169$151$137$137$2,962
Financing$2,253$1,818$1,351$848$307$6,577
Depreciation$3,577$1,253$2,636$2,404$2,375$12,245
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$14,959$8,861$9,793$8,764$10,811$53,188
Selected Model:

2021 4Runner SUV Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,264$1,302$1,341$1,381$1,423$6,711
Maintenance$2,326$973$812$320$2,738$7,169
Repairs$370$430$498$580$674$2,552
Taxes & Fees$2,415$172$154$140$140$3,021
Financing$2,298$1,854$1,377$864$314$6,707
Depreciation$4,353$2,612$2,242$2,252$2,271$13,730
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$15,857$10,259$9,428$8,631$10,747$54,922
Selected Model:

2021 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,239$1,276$1,314$1,354$1,395$6,578
Maintenance$2,283$964$798$311$2,685$7,041
Repairs$323$374$435$505$587$2,224
Taxes & Fees$2,494$178$159$144$144$3,119
Financing$2,373$1,915$1,423$893$324$6,928
Depreciation$5,014$2,492$2,631$2,375$1,972$14,484
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,557$10,115$9,764$8,676$10,294$55,406
Selected Model:

2021 4Runner SUV Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,239$1,276$1,314$1,354$1,395$6,578
Maintenance$2,283$964$798$311$2,685$7,041
Repairs$323$374$435$505$587$2,224
Taxes & Fees$2,645$188$169$153$153$3,308
Financing$2,518$2,031$1,509$947$344$7,349
Depreciation$4,805$2,980$2,559$2,567$2,592$15,503
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,644$10,729$9,788$8,931$10,943$57,035
Selected Model:

2021 4Runner SUV Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,264$1,302$1,341$1,381$1,423$6,711
Maintenance$2,313$964$798$311$2,715$7,101
Repairs$323$374$435$505$587$2,224
Taxes & Fees$2,073$148$132$120$120$2,593
Financing$1,971$1,590$1,182$741$269$5,753
Depreciation$5,786$2,255$1,935$1,943$1,960$13,879
Fuel$2,831$2,916$3,004$3,094$3,187$15,032
True Cost to Own®$16,561$9,549$8,827$8,095$10,261$53,293

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.