2021 GMC Sierra 1500 Cost to Own

Total 5-Year Ownership Costs

Sierra 1500 Crew Cab

SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$51,406*

Total Cash Price

$59,194

AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$56,077*

Total Cash Price

$64,037

Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$61,260*

Total Cash Price

$69,229

SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$48,654*

Total Cash Price

$54,246

Elevation 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,973*

Total Cash Price

$54,797

Elevation 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,083*

Total Cash Price

$50,156

Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$61,373*

Total Cash Price

$72,684

SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,782*

Total Cash Price

$52,323

4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$47,561*

Total Cash Price

$46,767

Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$55,821*

Total Cash Price

$62,781

SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

True Cost to Own

$52,695*

Total Cash Price

$60,625

AT4 4dr Crew Cab 4WD 6.6 ft. SB (3.0L 6cyl Turbodiesel 10A)

True Cost to Own

N/A*

Total Cash Price

N/A

SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$43,784*

Total Cash Price

$47,658

4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$45,292*

Total Cash Price

$44,286

SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$51,058*

Total Cash Price

$53,186

4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$47,643*

Total Cash Price

$46,768

Elevation 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$50,619*

Total Cash Price

$55,963

Elevation 4dr Crew Cab 4WD 5.8 ft. SB w/3VL (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,228*

Total Cash Price

$49,186

Sierra 1500 Double Cab

Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,789*

Total Cash Price

$52,935

SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,953*

Total Cash Price

$51,250

4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$42,936*

Total Cash Price

$39,463

4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$46,096*

Total Cash Price

$44,493

SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,270*

Total Cash Price

$46,319

Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,833*

Total Cash Price

$49,147

Elevation 4dr Double Cab 4WD SB w/3VL (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,707*

Total Cash Price

$48,467

Sierra 1500 Regular Cab

2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$45,376*

Total Cash Price

$42,000

2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$41,352*

Total Cash Price

$35,685

Ownership Costs: 5-Year Total

Depreciation

$16,518

Taxes & Fees

$2,676

Financing

$10,761

Fuel

$11,436

Insurance

$4,558

Repairs

$1,004

Maintenance

$4,453

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$911$942$975$4,558
Maintenance$317$564$558$1,947$1,067$4,453
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,492$46$46$46$46$2,676
Financing$3,681$2,974$2,211$1,390$505$10,761
Depreciation$5,095$2,782$2,632$3,086$2,923$16,518
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$14,589$9,465$8,789$10,113$8,450$51,406

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$821$849$879$910$4,252
Maintenance$317$564$558$1,947$1,067$4,453
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,685$46$46$46$46$2,869
Financing$3,982$3,217$2,393$1,503$546$11,641
Depreciation$5,165$3,557$3,368$3,951$3,743$19,784
Fuel$2,274$2,342$2,413$2,485$2,560$12,074
True Cost to Own®$15,216$10,547$9,773$11,159$9,382$56,077

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$952$986$4,606
Maintenance$317$564$558$2,047$1,067$4,553
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,892$46$46$46$46$3,076
Financing$4,305$3,478$2,586$1,626$590$12,585
Depreciation$6,608$4,235$4,007$4,701$4,449$24,000
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$17,135$11,431$10,548$12,074$10,072$61,260

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$807$836$865$895$4,183
Maintenance$317$564$558$1,938$1,067$4,444
Repairs$0$0$135$322$472$929
Taxes & Fees$2,295$46$46$46$46$2,479
Financing$3,373$2,726$2,026$1,274$463$9,862
Depreciation$3,950$2,770$2,619$3,072$2,910$15,321
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$12,869$9,132$8,505$9,871$8,277$48,654

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$835$864$895$926$4,327
Maintenance$213$441$464$1,910$889$3,917
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,317$46$46$46$46$2,501
Financing$3,408$2,753$2,047$1,286$468$9,962
Depreciation$4,644$2,942$2,783$3,264$3,092$16,725
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$13,543$9,236$8,649$10,139$8,406$49,973

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$788$816$844$874$904$4,226
Maintenance$213$441$464$1,901$889$3,908
Repairs$0$0$150$359$522$1,031
Taxes & Fees$2,132$46$46$46$46$2,316
Financing$3,119$2,520$1,874$1,177$428$9,118
Depreciation$3,274$2,886$2,734$3,205$3,036$15,135
Fuel$1,949$2,008$2,068$2,130$2,194$10,349
True Cost to Own®$11,475$8,717$8,180$9,692$8,019$46,083

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$952$986$4,606
Maintenance$317$564$558$2,047$1,067$4,553
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,030$46$46$46$46$3,214
Financing$4,520$3,652$2,715$1,707$619$13,213
Depreciation$8,671$3,574$3,381$3,966$3,755$23,347
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$19,551$10,944$10,051$11,420$9,407$61,373

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$821$849$879$910$4,252
Maintenance$213$441$464$1,910$889$3,917
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,218$46$46$46$46$2,402
Financing$3,254$2,628$1,955$1,229$446$9,512
Depreciation$4,463$3,090$2,923$3,432$3,250$17,158
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$13,095$9,245$8,682$10,234$8,526$49,782

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$768$795$823$851$881$4,118
Maintenance$279$526$519$1,907$1,028$4,259
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,997$46$46$46$46$2,181
Financing$2,908$2,350$1,747$1,098$399$8,502
Depreciation$5,358$2,278$2,154$2,529$2,395$14,714
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$13,718$8,475$7,989$9,410$7,969$47,561

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$841$870$901$932$965$4,509
Maintenance$317$564$558$1,830$1,067$4,336
Repairs$0$0$135$322$472$929
Taxes & Fees$2,635$46$46$46$46$2,819
Financing$3,904$3,154$2,346$1,474$535$11,413
Depreciation$5,372$3,653$3,456$4,056$3,842$20,379
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$15,223$10,506$9,727$11,014$9,351$55,821

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 10A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$911$942$975$4,558
Maintenance$317$564$558$1,947$1,067$4,453
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,549$46$46$46$46$2,733
Financing$3,770$3,046$2,265$1,423$517$11,021
Depreciation$5,153$3,006$2,840$3,333$3,158$17,490
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$14,793$9,761$9,051$10,393$8,697$52,695

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$775$802$830$859$889$4,155
Maintenance$213$441$464$1,901$889$3,908
Repairs$0$0$150$359$522$1,031
Taxes & Fees$2,032$46$46$46$46$2,216
Financing$2,964$2,394$1,780$1,119$407$8,664
Depreciation$3,800$2,351$2,226$2,611$2,473$13,461
Fuel$1,949$2,008$2,068$2,130$2,194$10,349
True Cost to Own®$11,733$8,042$7,564$9,025$7,420$43,784

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$279$526$519$1,898$1,028$4,250
Repairs$0$0$135$322$472$929
Taxes & Fees$1,898$46$46$46$46$2,082
Financing$2,754$2,225$1,654$1,040$378$8,051
Depreciation$4,513$2,102$1,989$2,334$2,211$13,149
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$12,607$8,160$7,706$9,108$7,711$45,292

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$835$864$895$926$4,327
Maintenance$213$441$464$1,910$889$3,917
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,253$46$46$46$46$2,437
Financing$3,308$2,671$1,987$1,249$454$9,669
Depreciation$4,265$3,383$3,203$3,756$3,560$18,167
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$13,000$9,595$9,009$10,594$8,860$51,058

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$784$811$840$869$900$4,204
Maintenance$279$526$519$1,907$1,028$4,259
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,997$46$46$46$46$2,181
Financing$2,908$2,350$1,747$1,098$399$8,502
Depreciation$5,035$2,356$2,228$2,615$2,476$14,710
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$13,411$8,569$8,080$9,514$8,069$47,643

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$835$864$895$926$4,327
Maintenance$213$441$464$1,910$889$3,917
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,363$46$46$46$46$2,547
Financing$3,480$2,812$2,090$1,314$478$10,174
Depreciation$4,715$3,016$2,858$3,351$3,173$17,113
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$13,732$9,369$8,767$10,254$8,497$50,619

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Crew Cab Elevation 4dr Crew Cab 4WD 5.8 ft. SB w/3VL (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$952$986$4,606
Maintenance$213$441$464$981$889$2,988
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,093$46$46$46$46$2,277
Financing$3,059$2,471$1,837$1,155$420$8,942
Depreciation$3,581$2,750$2,601$3,053$2,889$14,874
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$11,959$8,816$8,313$8,925$8,215$46,228

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$821$849$879$910$4,252
Maintenance$213$441$464$1,910$889$3,917
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,163$46$46$46$46$2,347
Financing$3,292$2,659$1,978$1,243$451$9,623
Depreciation$5,813$2,751$2,600$3,054$2,891$17,109
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$14,428$8,937$8,382$9,870$8,172$49,789

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$815$843$873$903$4,221
Maintenance$213$441$464$1,910$889$3,917
Repairs$0$0$160$384$561$1,105
Taxes & Fees$2,096$46$46$46$46$2,280
Financing$3,187$2,575$1,914$1,204$437$9,317
Depreciation$5,798$2,892$2,735$3,211$3,041$17,677
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$14,235$8,988$8,447$9,982$8,301$49,953

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$732$758$784$812$840$3,926
Maintenance$279$526$519$1,927$1,028$4,279
Repairs$0$0$135$322$472$929
Taxes & Fees$1,626$46$46$46$46$1,810
Financing$2,454$1,983$1,474$927$336$7,174
Depreciation$5,552$1,579$1,492$1,753$1,659$12,035
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$13,051$7,372$7,004$8,418$7,091$42,936

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$769$796$824$853$882$4,124
Maintenance$279$526$519$1,907$1,028$4,259
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,827$46$46$46$46$2,011
Financing$2,767$2,235$1,662$1,045$379$8,088
Depreciation$5,542$2,016$1,910$2,238$2,121$13,827
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$13,592$8,099$7,661$9,068$7,676$46,096

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$213$441$464$1,930$889$3,937
Repairs$0$0$150$359$522$1,031
Taxes & Fees$1,899$46$46$46$46$2,083
Financing$2,881$2,326$1,731$1,087$395$8,420
Depreciation$5,327$2,697$2,551$2,992$2,835$16,402
Fuel$1,949$2,008$2,068$2,130$2,194$10,349
True Cost to Own®$13,024$8,299$7,819$9,381$7,747$46,270

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$807$836$865$895$4,183
Maintenance$213$441$464$1,930$889$3,937
Repairs$0$0$150$359$522$1,031
Taxes & Fees$2,012$46$46$46$46$2,196
Financing$3,056$2,469$1,836$1,154$420$8,935
Depreciation$5,795$2,534$2,398$2,811$2,664$16,202
Fuel$1,949$2,008$2,068$2,130$2,194$10,349
True Cost to Own®$13,805$8,305$7,798$9,295$7,630$46,833

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Double Cab Elevation 4dr Double Cab 4WD SB w/3VL (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$815$843$873$903$4,221
Maintenance$213$441$464$981$889$2,988
Repairs$0$0$160$384$561$1,105
Taxes & Fees$1,985$46$46$46$46$2,169
Financing$3,014$2,435$1,811$1,138$413$8,811
Depreciation$5,284$2,604$2,462$2,891$2,736$15,977
Fuel$2,154$2,219$2,285$2,354$2,424$11,436
True Cost to Own®$13,437$8,560$8,071$8,667$7,972$46,707

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Regular Cab 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$726$751$778$805$833$3,893
Maintenance$279$526$519$1,907$1,028$4,259
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,727$46$46$46$46$1,911
Financing$2,612$2,110$1,569$986$358$7,635
Depreciation$5,400$2,068$1,955$2,295$2,173$13,891
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$13,152$7,981$7,567$9,018$7,658$45,376

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Sierra 1500 Regular Cab 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$698$722$748$774$801$3,743
Maintenance$279$526$519$1,736$1,028$4,088
Repairs$0$0$135$322$472$929
Taxes & Fees$1,476$46$46$46$46$1,660
Financing$2,219$1,793$1,333$838$304$6,487
Depreciation$4,798$1,671$1,581$1,855$1,757$11,662
Fuel$2,408$2,480$2,554$2,631$2,710$12,783
True Cost to Own®$11,878$7,238$6,916$8,202$7,118$41,352

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Build Your Sierra 1500
At a Glance:
  • 1 Trim
  • $29,700starting MSRP
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*The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Some colors are extra cost. See dealer for details.

Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2021 GMC Sierra 1500 in Virginia is:

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