Skip to main content

Used 2020 BMW X3 M Cost to Own

Total 5-Year Ownership Costs

X3 M SUV

Competition 4dr SUV AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$79,157*

Total Cash Price

$45,642

4dr SUV AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$77,061*

Total Cash Price

$42,299

Ownership Costs: 5-Year Total

Depreciation

$19,968

Taxes & Fees

$5,578

Financing

$8,005

Fuel

$18,973

Insurance

$5,650

Repairs

$8,649

Maintenance

$12,334

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 X3 M SUV Competition 4dr SUV AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,064$1,096$1,129$1,163$1,198$5,650
Maintenance$1,557$1,886$794$5,168$2,929$12,334
Repairs$1,498$1,607$1,722$1,845$1,977$8,649
Taxes & Fees$5,498$20$20$20$20$5,578
Financing$2,742$2,213$1,644$1,032$374$8,005
Depreciation$5,917$4,871$3,837$3,121$2,222$19,968
Fuel$3,574$3,681$3,791$3,905$4,022$18,973
True Cost to Own®$21,850$15,374$12,937$16,254$12,742$79,157
Selected Model:

2020 X3 M SUV 4dr SUV AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,064$1,096$1,129$1,163$1,198$5,650
Maintenance$1,557$1,886$794$5,083$2,929$12,249
Repairs$1,498$1,607$1,722$1,845$1,977$8,649
Taxes & Fees$5,097$20$20$20$20$5,177
Financing$2,541$2,051$1,524$956$347$7,419
Depreciation$5,859$4,535$3,574$2,907$2,069$18,944
Fuel$3,574$3,681$3,791$3,905$4,022$18,973
True Cost to Own®$21,190$14,876$12,554$15,879$12,562$77,061

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 X3 M 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.