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Used 2020 BMW 3 Series Cost to Own

Total 5-Year Ownership Costs

3 Series Sedan

330i 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,928*

Total Cash Price

$27,003

330i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$59,863*

Total Cash Price

$26,732

M340i 4dr Sedan (3.0L 6cyl Turbo 8A)

True Cost to Own

$66,043*

Total Cash Price

$38,519

M340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$68,036*

Total Cash Price

$39,990

Ownership Costs: 5-Year Total

Depreciation

$15,229

Taxes & Fees

$1,289

Financing

$5,257

Fuel

$10,804

Insurance

$4,858

Repairs

$9,236

Maintenance

$12,255

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 3 Series Sedan 330i 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$915$942$971$1,000$1,030$4,858
Maintenance$3,900$1,391$1,730$658$4,576$12,255
Repairs$1,592$1,703$1,835$1,977$2,129$9,236
Taxes & Fees$1,125$41$41$41$41$1,289
Financing$1,793$1,452$1,082$681$249$5,257
Depreciation$4,811$4,165$2,804$2,020$1,429$15,229
Fuel$2,035$2,096$2,159$2,224$2,290$10,804
True Cost to Own®$16,171$11,790$10,622$8,601$11,744$58,928

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 3 Series Sedan 330i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$931$959$988$1,017$1,048$4,943
Maintenance$3,990$1,391$1,730$658$4,666$12,435
Repairs$1,685$1,802$1,943$2,093$2,252$9,775
Taxes & Fees$1,114$41$41$41$41$1,278
Financing$1,775$1,437$1,071$675$246$5,204
Depreciation$4,742$4,445$2,800$1,374$1,285$14,646
Fuel$2,182$2,247$2,314$2,384$2,455$11,582
True Cost to Own®$16,419$12,322$10,887$8,242$11,993$59,863

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 3 Series Sedan M340i 4dr Sedan (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,030$1,061$1,093$1,126$1,159$5,469
Maintenance$3,043$1,884$1,496$525$3,529$10,477
Repairs$1,592$1,703$1,835$1,977$2,129$9,236
Taxes & Fees$1,584$41$41$41$41$1,748
Financing$2,558$2,071$1,543$972$354$7,498
Depreciation$6,970$3,614$3,075$2,397$2,595$18,651
Fuel$2,442$2,515$2,591$2,668$2,748$12,964
True Cost to Own®$19,219$12,889$11,674$9,706$12,555$66,043

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 3 Series Sedan M340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,072$1,104$1,137$1,171$1,207$5,691
Maintenance$3,043$1,884$1,496$525$3,529$10,477
Repairs$1,685$1,802$1,943$2,093$2,252$9,775
Taxes & Fees$1,642$41$41$41$41$1,806
Financing$2,656$2,149$1,603$1,009$368$7,785
Depreciation$7,532$3,713$3,160$2,466$2,667$19,538
Fuel$2,442$2,515$2,591$2,668$2,748$12,964
True Cost to Own®$20,072$13,208$11,971$9,973$12,812$68,036

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 3 Series 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 BMW 3 Series in Virginia is:

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