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Used 2020 BMW 3 Series Cost to Own

Total 5-Year Ownership Costs

3 Series Sedan

330i 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$49,739*

Total Cash Price

$22,142

330i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$51,472*

Total Cash Price

$22,328

M340i 4dr Sedan (3.0L 6cyl Turbo 8A)

True Cost to Own

$57,380*

Total Cash Price

$33,728

M340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$59,961*

Total Cash Price

$36,898

Ownership Costs: 5-Year Total

Depreciation

$12,349

Taxes & Fees

$1,520

Financing

$3,883

Fuel

$9,849

Insurance

$5,293

Repairs

$7,754

Maintenance

$9,091

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 3 Series Sedan 330i 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$997$1,027$1,058$1,089$1,122$5,293
Maintenance$1,229$1,406$525$3,928$2,003$9,091
Repairs$1,340$1,438$1,544$1,656$1,776$7,754
Taxes & Fees$1,148$93$93$93$93$1,520
Financing$1,330$1,074$797$501$181$3,883
Depreciation$3,409$3,257$2,262$2,192$1,229$12,349
Fuel$1,855$1,911$1,968$2,027$2,088$9,849
True Cost to Own®$11,308$10,206$8,247$11,486$8,492$49,739
Selected Model:

2020 3 Series Sedan 330i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$998$1,028$1,059$1,091$1,123$5,299
Maintenance$1,229$1,406$525$4,048$2,003$9,211
Repairs$1,418$1,523$1,634$1,752$1,879$8,206
Taxes & Fees$1,157$93$93$93$93$1,529
Financing$1,342$1,082$804$505$183$3,916
Depreciation$3,385$3,708$2,257$1,693$1,710$12,753
Fuel$1,989$2,048$2,110$2,173$2,238$10,558
True Cost to Own®$11,518$10,888$8,482$11,355$9,229$51,472
Selected Model:

2020 3 Series Sedan M340i 4dr Sedan (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,139$1,173$1,208$1,245$1,282$6,047
Maintenance$1,730$1,211$417$3,073$2,388$8,819
Repairs$1,340$1,438$1,544$1,656$1,776$7,754
Taxes & Fees$1,699$93$93$93$93$2,071
Financing$2,027$1,635$1,214$763$277$5,916
Depreciation$4,846$3,213$2,490$2,142$2,264$14,955
Fuel$2,226$2,293$2,362$2,432$2,505$11,818
True Cost to Own®$15,007$11,056$9,328$11,404$10,585$57,380
Selected Model:

2020 3 Series Sedan M340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,078$1,110$1,144$1,178$1,213$5,723
Maintenance$1,730$1,211$417$3,073$2,388$8,819
Repairs$1,418$1,523$1,634$1,752$1,879$8,206
Taxes & Fees$1,850$93$93$93$93$2,222
Financing$2,217$1,789$1,329$834$303$6,472
Depreciation$5,580$3,536$2,741$2,354$2,490$16,701
Fuel$2,226$2,293$2,362$2,432$2,505$11,818
True Cost to Own®$16,099$11,555$9,720$11,716$10,871$59,961

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.