Used 2021 Volvo XC60 Cost to Own
Total 5-Year Ownership Costs
XC60 SUV
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$49,639*
Total Cash Price
$24,581
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,179*
Total Cash Price
$28,540
T5 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$51,618*
Total Cash Price
$26,789
T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$47,559*
Total Cash Price
$23,354
T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$53,657*
Total Cash Price
$28,316
T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$51,201*
Total Cash Price
$25,079
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,111*
Total Cash Price
$27,618
T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$51,174*
Total Cash Price
$26,755
T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$53,883*
Total Cash Price
$29,500
XC60 Plug-in Hybrid
Recharge Plug-In Hybrid T8 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$55,746*
Total Cash Price
$31,473
Recharge Plug-In Hybrid T8 Inscription Expression 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$53,577*
Total Cash Price
$29,440
Recharge Plug-In Hybrid T8 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$56,376*
Total Cash Price
$32,507
XC60 T8 Polestar Engineered
T8 Polestar Engineered 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$61,130*
Total Cash Price
$38,024
Depreciation
$13,311
Taxes & Fees
$1,725
Financing
$4,311
Fuel
$12,311
Insurance
$4,184
Repairs
$5,278
Maintenance
$8,519
Ownership Costs: 5-Year Breakdown
2021 XC60 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $788 | $812 | $836 | $861 | $887 | $4,184 |
Maintenance | $2,972 | $1,103 | $814 | $247 | $3,383 | $8,519 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,281 | $111 | $111 | $111 | $111 | $1,725 |
Financing | $1,477 | $1,192 | $885 | $556 | $201 | $4,311 |
Depreciation | $4,404 | $2,409 | $2,549 | $2,179 | $1,770 | $13,311 |
Fuel | $2,319 | $2,388 | $2,460 | $2,534 | $2,610 | $12,311 |
True Cost to Own® | $14,154 | $8,995 | $8,706 | $7,615 | $10,169 | $49,639 |
2021 XC60 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $788 | $812 | $836 | $861 | $887 | $4,184 |
Maintenance | $2,972 | $1,103 | $814 | $247 | $3,383 | $8,519 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,470 | $111 | $111 | $111 | $111 | $1,914 |
Financing | $1,715 | $1,383 | $1,028 | $646 | $234 | $5,006 |
Depreciation | $5,149 | $2,926 | $3,096 | $2,646 | $2,150 | $15,967 |
Fuel | $2,319 | $2,388 | $2,460 | $2,534 | $2,610 | $12,311 |
True Cost to Own® | $15,326 | $9,703 | $9,396 | $8,172 | $10,582 | $53,179 |
2021 XC60 SUV T5 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $823 | $848 | $873 | $899 | $926 | $4,369 |
Maintenance | $3,048 | $1,103 | $814 | $247 | $3,470 | $8,682 |
Repairs | $857 | $919 | $986 | $1,057 | $1,133 | $4,952 |
Taxes & Fees | $1,386 | $111 | $111 | $111 | $111 | $1,830 |
Financing | $1,610 | $1,298 | $965 | $606 | $220 | $4,699 |
Depreciation | $4,131 | $2,770 | $3,169 | $2,855 | $2,343 | $15,268 |
Fuel | $2,226 | $2,293 | $2,362 | $2,432 | $2,505 | $11,818 |
True Cost to Own® | $14,081 | $9,342 | $9,280 | $8,207 | $10,708 | $51,618 |
2021 XC60 SUV T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $788 | $812 | $836 | $861 | $887 | $4,184 |
Maintenance | $3,048 | $1,103 | $814 | $247 | $3,470 | $8,682 |
Repairs | $857 | $919 | $986 | $1,057 | $1,133 | $4,952 |
Taxes & Fees | $1,223 | $111 | $111 | $111 | $111 | $1,667 |
Financing | $1,403 | $1,132 | $841 | $528 | $192 | $4,096 |
Depreciation | $3,756 | $2,273 | $2,406 | $2,054 | $1,671 | $12,160 |
Fuel | $2,226 | $2,293 | $2,362 | $2,432 | $2,505 | $11,818 |
True Cost to Own® | $13,301 | $8,643 | $8,356 | $7,290 | $9,969 | $47,559 |
2021 XC60 SUV T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $808 | $832 | $857 | $883 | $909 | $4,289 |
Maintenance | $3,048 | $1,103 | $814 | $247 | $3,459 | $8,671 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,459 | $111 | $111 | $111 | $111 | $1,903 |
Financing | $1,701 | $1,373 | $1,020 | $640 | $232 | $4,966 |
Depreciation | $4,260 | $2,657 | $3,320 | $3,048 | $2,423 | $15,708 |
Fuel | $2,419 | $2,491 | $2,566 | $2,643 | $2,723 | $12,842 |
True Cost to Own® | $14,608 | $9,547 | $9,739 | $8,699 | $11,064 | $53,657 |
2021 XC60 SUV T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $768 | $791 | $815 | $839 | $864 | $4,077 |
Maintenance | $3,048 | $1,103 | $814 | $247 | $3,459 | $8,671 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,305 | $111 | $111 | $111 | $111 | $1,749 |
Financing | $1,507 | $1,216 | $903 | $567 | $206 | $4,399 |
Depreciation | $4,541 | $2,610 | $2,759 | $2,358 | $1,917 | $14,185 |
Fuel | $2,419 | $2,491 | $2,566 | $2,643 | $2,723 | $12,842 |
True Cost to Own® | $14,501 | $9,302 | $9,019 | $7,892 | $10,487 | $51,201 |
2021 XC60 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $807 | $831 | $856 | $882 | $908 | $4,284 |
Maintenance | $2,972 | $1,103 | $814 | $247 | $3,383 | $8,519 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,426 | $111 | $111 | $111 | $111 | $1,870 |
Financing | $1,659 | $1,339 | $995 | $624 | $227 | $4,844 |
Depreciation | $4,762 | $3,041 | $3,218 | $2,749 | $2,235 | $16,005 |
Fuel | $2,319 | $2,388 | $2,460 | $2,534 | $2,610 | $12,311 |
True Cost to Own® | $14,858 | $9,793 | $9,505 | $8,274 | $10,681 | $53,111 |
2021 XC60 SUV T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $820 | $845 | $870 | $896 | $923 | $4,354 |
Maintenance | $3,048 | $1,103 | $814 | $247 | $3,470 | $8,682 |
Repairs | $857 | $919 | $986 | $1,057 | $1,133 | $4,952 |
Taxes & Fees | $1,385 | $111 | $111 | $111 | $111 | $1,829 |
Financing | $1,608 | $1,297 | $963 | $605 | $220 | $4,693 |
Depreciation | $4,490 | $2,802 | $2,965 | $2,531 | $2,058 | $14,846 |
Fuel | $2,226 | $2,293 | $2,362 | $2,432 | $2,505 | $11,818 |
True Cost to Own® | $14,434 | $9,370 | $9,071 | $7,879 | $10,420 | $51,174 |
2021 XC60 SUV T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $807 | $831 | $856 | $882 | $908 | $4,284 |
Maintenance | $3,048 | $1,103 | $814 | $247 | $3,459 | $8,671 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,515 | $111 | $111 | $111 | $111 | $1,959 |
Financing | $1,772 | $1,431 | $1,062 | $667 | $242 | $5,174 |
Depreciation | $5,057 | $2,577 | $2,336 | $4,390 | $1,315 | $15,675 |
Fuel | $2,419 | $2,491 | $2,566 | $2,643 | $2,723 | $12,842 |
True Cost to Own® | $15,531 | $9,524 | $8,796 | $10,067 | $9,965 | $53,883 |
2021 XC60 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $775 | $798 | $822 | $847 | $872 | $4,114 |
Maintenance | $3,101 | $1,562 | $906 | $287 | $3,482 | $9,338 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,609 | $111 | $111 | $111 | $111 | $2,053 |
Financing | $1,891 | $1,526 | $1,133 | $712 | $258 | $5,520 |
Depreciation | $5,832 | $3,425 | $3,623 | $3,094 | $2,517 | $18,491 |
Fuel | $2,063 | $2,125 | $2,188 | $2,254 | $2,322 | $10,952 |
True Cost to Own® | $16,184 | $10,527 | $9,834 | $8,432 | $10,769 | $55,746 |
2021 XC60 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription Expression 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $810 | $834 | $859 | $885 | $912 | $4,300 |
Maintenance | $3,101 | $1,562 | $906 | $287 | $3,482 | $9,338 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,495 | $93 | $93 | $93 | $93 | $1,867 |
Financing | $1,769 | $1,427 | $1,060 | $666 | $241 | $5,163 |
Depreciation | $5,424 | $3,045 | $3,221 | $2,752 | $2,237 | $16,679 |
Fuel | $2,063 | $2,125 | $2,188 | $2,254 | $2,322 | $10,952 |
True Cost to Own® | $15,575 | $10,066 | $9,378 | $8,064 | $10,494 | $53,577 |
2021 XC60 Plug-in Hybrid Recharge Plug-In Hybrid T8 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $775 | $798 | $822 | $847 | $872 | $4,114 |
Maintenance | $3,101 | $1,562 | $906 | $287 | $3,482 | $9,338 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,658 | $111 | $111 | $111 | $111 | $2,102 |
Financing | $1,953 | $1,576 | $1,171 | $735 | $266 | $5,701 |
Depreciation | $5,972 | $3,495 | $3,697 | $3,159 | $2,568 | $18,891 |
Fuel | $2,063 | $2,125 | $2,188 | $2,254 | $2,322 | $10,952 |
True Cost to Own® | $16,435 | $10,647 | $9,946 | $8,520 | $10,828 | $56,376 |
2021 XC60 T8 Polestar Engineered T8 Polestar Engineered 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $879 | $905 | $933 | $961 | $989 | $4,667 |
Maintenance | $3,353 | $1,562 | $906 | $287 | $3,734 | $9,842 |
Repairs | $913 | $980 | $1,051 | $1,127 | $1,207 | $5,278 |
Taxes & Fees | $1,921 | $111 | $111 | $111 | $111 | $2,365 |
Financing | $2,285 | $1,843 | $1,369 | $860 | $312 | $6,669 |
Depreciation | $6,610 | $3,990 | $4,221 | $3,605 | $2,931 | $21,357 |
Fuel | $2,063 | $2,125 | $2,188 | $2,254 | $2,322 | $10,952 |
True Cost to Own® | $18,024 | $11,516 | $10,779 | $9,205 | $11,606 | $61,130 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC60True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.