Used 2019 Toyota Tacoma Cost to Own

Total 5-Year Ownership Costs

Tacoma Double Cab

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,370*

Total Cash Price

$38,033

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,414*

Total Cash Price

$38,113

SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,225*

Total Cash Price

$32,497

SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,900*

Total Cash Price

$35,628

TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,163*

Total Cash Price

$39,703

TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,129*

Total Cash Price

$34,673

SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,126*

Total Cash Price

$27,355

SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,185*

Total Cash Price

$32,647

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$43,366*

Total Cash Price

$36,731

TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,682*

Total Cash Price

$34,782

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,383*

Total Cash Price

$40,087

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$42,711*

Total Cash Price

$36,008

SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$36,031*

Total Cash Price

$28,738

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$44,287*

Total Cash Price

$41,473

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$46,453*

Total Cash Price

$46,155

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,550*

Total Cash Price

$36,471

SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,857*

Total Cash Price

$35,643

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$47,010*

Total Cash Price

$44,281

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,179*

Total Cash Price

$39,260

SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,749*

Total Cash Price

$33,207

Tacoma Access Cab

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$34,371*

Total Cash Price

$26,078

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,383*

Total Cash Price

$29,703

SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,071*

Total Cash Price

$34,421

TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,700*

Total Cash Price

$37,934

SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,740*

Total Cash Price

$28,532

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,121*

Total Cash Price

$38,008

TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,061*

Total Cash Price

$34,774

SR 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,895*

Total Cash Price

$32,312

SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,448*

Total Cash Price

$31,467

SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$35,952*

Total Cash Price

$28,825

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$42,391*

Total Cash Price

$35,621

SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$38,504*

Total Cash Price

$31,731

Ownership Costs: 5-Year Total

Depreciation

$12,308

Taxes & Fees

$2,213

Financing

$6,914

Fuel

$8,999

Insurance

$4,237

Repairs

$1,862

Maintenance

$5,837

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$822$847$872$898$4,237
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,029$46$46$46$46$2,213
Financing$2,365$1,911$1,421$893$324$6,914
Depreciation$4,591$2,215$1,985$1,826$1,691$12,308
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,299$7,470$8,418$7,552$6,631$42,370

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$822$847$872$898$4,237
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,033$46$46$46$46$2,217
Financing$2,370$1,915$1,424$895$325$6,929
Depreciation$4,600$2,219$1,990$1,830$1,694$12,333
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,317$7,478$8,426$7,558$6,635$42,414

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$743$765$788$812$836$3,944
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,741$46$46$46$46$1,925
Financing$2,021$1,632$1,215$763$277$5,908
Depreciation$3,921$1,892$1,696$1,560$1,444$10,513
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$10,830$6,683$7,693$6,934$6,085$38,225

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$774$797$821$846$871$4,109
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,904$46$46$46$46$2,088
Financing$2,216$1,789$1,331$837$304$6,477
Depreciation$4,300$2,074$1,860$1,710$1,584$11,528
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$11,710$7,182$8,177$7,354$6,477$40,900

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$795$819$844$869$4,099
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,116$46$46$46$46$2,300
Financing$2,469$1,995$1,483$932$339$7,218
Depreciation$4,792$2,312$2,073$1,906$1,765$12,848
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,665$7,624$8,540$7,643$6,691$43,163

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,854$46$46$46$46$2,038
Financing$2,156$1,742$1,295$815$295$6,303
Depreciation$4,184$2,019$1,810$1,664$1,541$11,218
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$11,471$7,054$8,025$7,232$6,347$40,129

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$704$725$747$769$792$3,737
Maintenance$688$424$1,876$1,586$1,148$5,722
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,474$46$46$46$46$1,658
Financing$1,701$1,374$1,022$643$233$4,973
Depreciation$3,300$1,592$1,427$1,313$1,215$8,847
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$9,583$6,069$7,191$6,541$5,742$35,126

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$787$811$835$860$4,057
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,749$46$46$46$46$1,933
Financing$2,030$1,640$1,220$767$278$5,935
Depreciation$3,939$1,901$1,704$1,567$1,451$10,562
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$10,998$6,850$7,900$7,130$6,307$39,185

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$821$846$871$897$924$4,359
Maintenance$698$449$1,902$1,579$1,815$6,443
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,961$46$46$46$46$2,145
Financing$2,284$1,846$1,372$862$313$6,677
Depreciation$4,433$2,139$1,917$1,763$1,633$11,885
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$12,199$7,546$8,519$7,688$7,414$43,366

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,860$46$46$46$46$2,044
Financing$2,163$1,747$1,300$816$297$6,323
Depreciation$4,198$2,025$1,816$1,670$1,546$11,255
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$11,402$6,966$7,934$7,134$6,246$39,682

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,136$46$46$46$46$2,320
Financing$2,493$2,014$1,497$942$342$7,288
Depreciation$4,839$2,334$2,093$1,925$1,782$12,973
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,757$7,666$8,575$7,673$6,712$43,383

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$698$449$1,902$1,579$1,815$6,443
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,924$46$46$46$46$2,108
Financing$2,239$1,809$1,345$846$307$6,546
Depreciation$4,346$2,097$1,880$1,729$1,601$11,653
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$11,982$7,417$8,404$7,586$7,322$42,711

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$729$751$773$797$820$3,870
Maintenance$688$424$1,876$1,586$1,148$5,722
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,546$46$46$46$46$1,730
Financing$1,787$1,444$1,073$675$245$5,224
Depreciation$3,467$1,673$1,500$1,379$1,277$9,296
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$9,933$6,246$7,341$6,667$5,844$36,031

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$822$847$872$898$4,237
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,208$46$46$46$46$2,392
Financing$2,579$2,084$1,549$974$353$7,539
Depreciation$5,006$2,415$2,165$1,991$1,844$13,421
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$13,107$7,843$8,726$7,798$6,813$44,287

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$725$747$769$792$816$3,849
Maintenance$702$449$1,848$1,579$1,200$5,778
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,451$46$46$46$46$2,635
Financing$2,870$2,319$1,724$1,084$394$8,391
Depreciation$5,572$2,688$2,410$2,217$2,052$14,939
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$14,134$8,276$9,009$8,054$6,980$46,453

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$763$786$809$834$859$4,051
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,948$46$46$46$46$2,132
Financing$2,268$1,832$1,363$856$311$6,630
Depreciation$4,402$2,124$1,904$1,751$1,621$11,802
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$11,785$7,136$8,070$7,240$6,319$40,550

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$787$811$835$860$4,057
Maintenance$702$449$1,907$1,579$1,200$5,837
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,905$46$46$46$46$2,089
Financing$2,217$1,790$1,332$837$304$6,480
Depreciation$4,302$2,075$1,861$1,711$1,584$11,533
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$11,704$7,174$8,169$7,344$6,466$40,857

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$725$747$769$792$816$3,849
Maintenance$698$449$1,843$1,579$1,815$6,384
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,354$46$46$46$46$2,538
Financing$2,754$2,224$1,655$1,039$378$8,050
Depreciation$5,346$2,579$2,312$2,126$1,969$14,332
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$13,879$8,265$9,036$8,123$7,707$47,010

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$2,093$46$46$46$46$2,277
Financing$2,442$1,972$1,467$921$335$7,137
Depreciation$4,739$2,286$2,050$1,885$1,745$12,705
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$12,455$7,452$8,335$7,454$6,483$42,179

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$767$790$814$838$863$4,072
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,778$46$46$46$46$1,962
Financing$2,065$1,668$1,241$780$283$6,037
Depreciation$4,007$1,933$1,733$1,594$1,476$10,743
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$11,021$6,785$7,782$7,011$6,150$38,749

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$700$721$743$765$788$3,717
Maintenance$688$424$1,876$1,586$1,148$5,722
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,403$41$41$41$41$1,567
Financing$1,622$1,310$974$612$223$4,741
Depreciation$3,146$1,518$1,361$1,251$1,159$8,435
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$9,275$5,922$7,068$6,439$5,667$34,371

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$764$787$811$835$3,939
Maintenance$702$433$1,890$1,596$1,174$5,795
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,596$46$46$46$46$1,780
Financing$1,847$1,492$1,110$697$254$5,400
Depreciation$3,584$1,729$1,550$1,425$1,320$9,608
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$10,285$6,491$7,595$6,911$6,101$37,383

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$702$449$1,890$1,579$1,200$5,820
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,841$46$46$46$46$2,025
Financing$2,141$1,729$1,286$808$293$6,257
Depreciation$4,154$2,004$1,797$1,652$1,530$11,137
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$11,400$7,025$8,025$7,238$6,383$40,071

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$900$927$955$984$4,640
Maintenance$702$449$1,890$1,579$1,200$5,820
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,024$46$46$46$46$2,208
Financing$2,359$1,906$1,417$891$323$6,896
Depreciation$4,579$2,209$1,980$1,821$1,686$12,275
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,352$7,537$8,472$7,628$6,711$42,700

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$700$721$743$765$788$3,717
Maintenance$688$424$1,876$1,586$1,148$5,722
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,531$41$41$41$41$1,695
Financing$1,774$1,434$1,066$670$243$5,187
Depreciation$3,443$1,661$1,489$1,369$1,268$9,230
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$9,852$6,189$7,288$6,615$5,796$35,740

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$780$803$827$852$4,019
Maintenance$702$449$1,890$1,579$1,200$5,820
Repairs$119$281$414$484$564$1,862
Taxes & Fees$2,028$46$46$46$46$2,212
Financing$2,364$1,909$1,420$892$325$6,910
Depreciation$4,587$2,213$1,984$1,825$1,690$12,299
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$12,252$7,424$8,355$7,505$6,585$42,121

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$849$874$901$928$956$4,508
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,860$46$46$46$46$2,044
Financing$2,163$1,746$1,300$816$297$6,322
Depreciation$4,197$2,025$1,815$1,669$1,546$11,252
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$11,473$7,039$8,010$7,212$6,327$40,061

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$702$449$1,890$1,579$1,200$5,820
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,732$46$46$46$46$1,916
Financing$2,009$1,624$1,207$759$275$5,874
Depreciation$3,899$1,881$1,686$1,551$1,436$10,453
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$10,904$6,797$7,835$7,088$6,271$38,895

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$705$726$748$770$793$3,742
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,688$46$46$46$46$1,872
Financing$1,957$1,581$1,175$739$268$5,720
Depreciation$3,797$1,832$1,642$1,510$1,398$10,179
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$10,551$6,533$7,559$6,818$5,987$37,448

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$705$726$748$770$793$3,742
Maintenance$688$440$1,875$1,569$1,174$5,746
Repairs$102$246$361$421$492$1,622
Taxes & Fees$1,546$41$41$41$41$1,710
Financing$1,793$1,448$1,077$676$246$5,240
Depreciation$3,478$1,678$1,504$1,384$1,281$9,325
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$9,926$6,241$7,318$6,624$5,843$35,952

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$780$803$827$852$4,019
Maintenance$698$449$1,885$1,579$1,815$6,426
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,904$46$46$46$46$2,088
Financing$2,215$1,790$1,330$837$304$6,476
Depreciation$4,299$2,074$1,859$1,710$1,583$11,525
Fuel$1,883$1,939$1,997$2,057$2,119$9,995
True Cost to Own®$11,875$7,359$8,334$7,540$7,283$42,391

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$702$433$1,890$1,596$1,174$5,795
Repairs$119$281$414$484$564$1,862
Taxes & Fees$1,702$46$46$46$46$1,886
Financing$1,973$1,594$1,186$745$270$5,768
Depreciation$3,829$1,847$1,656$1,523$1,410$10,265
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$10,760$6,709$7,775$7,055$6,205$38,504

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2019 Toyota Tacoma in Virginia is:

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