In response to COVID-19, many dealers are offering at-home delivery.
and ask for details.

2019 Toyota Tacoma Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Tacoma Double Cab

TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,989*

Total Cash Price

$39,166

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$38,888*

Total Cash Price

$38,088

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$36,687*

Total Cash Price

$35,932

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$51,362*

Total Cash Price

$50,305

TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,154*

Total Cash Price

$37,369

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$53,196*

Total Cash Price

$52,101

TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,723*

Total Cash Price

$39,885

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$44,758*

Total Cash Price

$43,837

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,521*

Total Cash Price

$37,729

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,557*

Total Cash Price

$41,681

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,421*

Total Cash Price

$36,651

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,154*

Total Cash Price

$37,369

SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$44,024*

Total Cash Price

$43,118

SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,255*

Total Cash Price

$38,447

SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,089*

Total Cash Price

$40,244

SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$52,462*

Total Cash Price

$51,383

SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$50,261*

Total Cash Price

$49,227

SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$44,391*

Total Cash Price

$43,478

SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$48,427*

Total Cash Price

$47,430

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$37,788*

Total Cash Price

$37,010

Tacoma Access Cab

TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$46,226*

Total Cash Price

$45,274

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,888*

Total Cash Price

$38,088

TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$44,391*

Total Cash Price

$43,478

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$53,930*

Total Cash Price

$52,820

SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,356*

Total Cash Price

$39,525

SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$54,664*

Total Cash Price

$53,539

SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$38,888*

Total Cash Price

$38,088

SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$50,628*

Total Cash Price

$49,586

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$51,729*

Total Cash Price

$50,664

SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$51,362*

Total Cash Price

$50,305

SR 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,888*

Total Cash Price

$38,088

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,054*

Total Cash Price

$36,291

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$900$932$965$998$4,665
Maintenance$80$564$533$2,105$2,478$5,758
Repairs$0$0$135$323$473$931
Taxes & Fees$1,717$50$50$50$50$1,917
Financing$2,106$1,694$1,255$785$283$6,123
Depreciation$4,885$1,361$1,288$1,514$1,431$10,480
Fuel$1,905$1,962$2,021$2,082$2,144$10,114
True Cost to Own®$11,563$6,531$6,214$7,823$7,858$39,989

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$846$876$906$938$971$4,537
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,670$49$49$49$49$1,865
Financing$2,048$1,647$1,220$763$276$5,954
Depreciation$4,751$1,324$1,253$1,472$1,392$10,192
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$11,244$6,352$6,043$7,608$7,642$38,888
Ownership Costs: 5-Year Total

Depreciation

$9,615

Taxes & Fees

$1,759

Financing

$5,617

Fuel

$9,279

Insurance

$4,280

Repairs

$854

Maintenance

$5,283

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$826$855$885$916$4,280
Maintenance$73$517$489$1,931$2,273$5,283
Repairs$0$0$124$296$434$854
Taxes & Fees$1,575$46$46$46$46$1,759
Financing$1,932$1,554$1,151$720$260$5,617
Depreciation$4,482$1,249$1,182$1,389$1,313$9,615
Fuel$1,748$1,800$1,854$1,910$1,967$9,279
True Cost to Own®$10,608$5,992$5,701$7,177$7,209$36,687

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,117$1,156$1,197$1,239$1,282$5,992
Maintenance$102$724$685$2,703$3,182$7,396
Repairs$0$0$174$414$608$1,196
Taxes & Fees$2,205$64$64$64$64$2,463
Financing$2,705$2,176$1,611$1,008$364$7,864
Depreciation$6,275$1,749$1,655$1,945$1,838$13,461
Fuel$2,447$2,520$2,596$2,674$2,754$12,991
True Cost to Own®$14,851$8,389$7,981$10,048$10,093$51,362

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$830$859$889$920$953$4,451
Maintenance$76$538$509$2,008$2,364$5,494
Repairs$0$0$129$308$451$888
Taxes & Fees$1,638$48$48$48$48$1,829
Financing$2,009$1,616$1,197$749$270$5,842
Depreciation$4,661$1,299$1,229$1,445$1,366$10,000
Fuel$1,818$1,872$1,928$1,986$2,046$9,650
True Cost to Own®$11,032$6,232$5,929$7,464$7,497$38,154

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,157$1,198$1,240$1,283$1,328$6,206
Maintenance$106$750$709$2,800$3,296$7,660
Repairs$0$0$180$429$629$1,238
Taxes & Fees$2,284$67$67$67$67$2,551
Financing$2,801$2,253$1,669$1,044$377$8,145
Depreciation$6,499$1,811$1,714$2,014$1,904$13,942
Fuel$2,535$2,610$2,688$2,770$2,852$13,455
True Cost to Own®$15,382$8,688$8,266$10,407$10,453$53,196

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$886$917$949$982$1,017$4,751
Maintenance$81$574$543$2,143$2,523$5,864
Repairs$0$0$138$329$482$948
Taxes & Fees$1,748$51$51$51$51$1,952
Financing$2,145$1,725$1,278$799$289$6,235
Depreciation$4,975$1,386$1,312$1,542$1,457$10,673
Fuel$1,940$1,998$2,058$2,120$2,183$10,300
True Cost to Own®$11,775$6,651$6,328$7,966$8,002$40,723

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$974$1,008$1,043$1,080$1,118$5,222
Maintenance$89$631$597$2,356$2,773$6,445
Repairs$0$0$151$361$529$1,042
Taxes & Fees$1,922$56$56$56$56$2,146
Financing$2,357$1,896$1,404$878$317$6,853
Depreciation$5,468$1,524$1,442$1,695$1,602$11,730
Fuel$2,133$2,196$2,262$2,330$2,400$11,320
True Cost to Own®$12,942$7,310$6,955$8,756$8,795$44,758

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$838$867$898$929$962$4,494
Maintenance$77$543$513$2,028$2,387$5,547
Repairs$0$0$130$311$456$897
Taxes & Fees$1,654$48$48$48$48$1,847
Financing$2,029$1,632$1,209$756$273$5,898
Depreciation$4,706$1,311$1,241$1,458$1,379$10,096
Fuel$1,835$1,890$1,947$2,006$2,065$9,743
True Cost to Own®$11,138$6,292$5,986$7,536$7,569$38,521

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$926$958$992$1,027$1,063$4,965
Maintenance$85$600$567$2,240$2,637$6,128
Repairs$0$0$144$343$503$991
Taxes & Fees$1,827$53$53$53$53$2,040
Financing$2,241$1,803$1,335$835$302$6,516
Depreciation$5,199$1,449$1,371$1,611$1,523$11,153
Fuel$2,028$2,088$2,151$2,216$2,282$10,764
True Cost to Own®$12,305$6,951$6,613$8,325$8,362$42,557

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$814$843$872$903$934$4,366
Maintenance$74$527$499$1,970$2,318$5,389
Repairs$0$0$126$302$443$871
Taxes & Fees$1,607$47$47$47$47$1,794
Financing$1,971$1,585$1,174$734$265$5,729
Depreciation$4,572$1,274$1,206$1,417$1,339$9,807
Fuel$1,783$1,836$1,891$1,948$2,006$9,465
True Cost to Own®$10,820$6,112$5,815$7,321$7,353$37,421

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$830$859$889$920$953$4,451
Maintenance$76$538$509$2,008$2,364$5,494
Repairs$0$0$129$308$451$888
Taxes & Fees$1,638$48$48$48$48$1,829
Financing$2,009$1,616$1,197$749$270$5,842
Depreciation$4,661$1,299$1,229$1,445$1,366$10,000
Fuel$1,818$1,872$1,928$1,986$2,046$9,650
True Cost to Own®$11,032$6,232$5,929$7,464$7,497$38,154

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$958$991$1,026$1,062$1,099$5,136
Maintenance$88$620$587$2,317$2,728$6,340
Repairs$0$0$149$355$521$1,025
Taxes & Fees$1,890$55$55$55$55$2,111
Financing$2,318$1,865$1,381$864$312$6,740
Depreciation$5,378$1,499$1,418$1,667$1,576$11,538
Fuel$2,098$2,160$2,225$2,292$2,360$11,135
True Cost to Own®$12,730$7,190$6,841$8,612$8,651$44,024

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$854$884$915$947$980$4,580
Maintenance$78$553$523$2,066$2,432$5,653
Repairs$0$0$133$317$464$914
Taxes & Fees$1,685$49$49$49$49$1,882
Financing$2,067$1,663$1,232$770$278$6,010
Depreciation$4,796$1,336$1,265$1,486$1,405$10,288
Fuel$1,870$1,926$1,984$2,044$2,105$9,929
True Cost to Own®$11,351$6,411$6,100$7,679$7,714$39,255

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$894$925$958$991$1,026$4,794
Maintenance$82$579$548$2,163$2,546$5,917
Repairs$0$0$139$332$486$956
Taxes & Fees$1,764$52$52$52$52$1,970
Financing$2,164$1,740$1,289$806$291$6,291
Depreciation$5,020$1,399$1,324$1,556$1,471$10,769
Fuel$1,958$2,016$2,076$2,139$2,203$10,392
True Cost to Own®$11,881$6,711$6,385$8,038$8,074$41,089

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,141$1,181$1,223$1,266$1,310$6,120
Maintenance$104$739$699$2,761$3,250$7,555
Repairs$0$0$177$423$621$1,221
Taxes & Fees$2,252$66$66$66$66$2,515
Financing$2,763$2,222$1,646$1,030$372$8,032
Depreciation$6,409$1,786$1,690$1,986$1,878$13,749
Fuel$2,500$2,574$2,651$2,731$2,813$13,269
True Cost to Own®$15,169$8,569$8,152$10,263$10,309$52,462

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,093$1,132$1,171$1,212$1,255$5,864
Maintenance$100$708$670$2,645$3,114$7,238
Repairs$0$0$170$406$595$1,170
Taxes & Fees$2,158$63$63$63$63$2,410
Financing$2,647$2,129$1,577$986$356$7,695
Depreciation$6,140$1,711$1,619$1,903$1,799$13,173
Fuel$2,395$2,466$2,540$2,617$2,695$12,712
True Cost to Own®$14,533$8,209$7,810$9,832$9,876$50,261

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$966$999$1,035$1,071$1,108$5,179
Maintenance$88$626$592$2,337$2,750$6,392
Repairs$0$0$150$358$525$1,033
Taxes & Fees$1,906$56$56$56$56$2,128
Financing$2,338$1,880$1,393$871$315$6,797
Depreciation$5,423$1,511$1,430$1,681$1,589$11,634
Fuel$2,115$2,178$2,243$2,311$2,380$11,228
True Cost to Own®$12,836$7,250$6,898$8,684$8,723$44,391

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,053$1,090$1,129$1,168$1,209$5,650
Maintenance$96$682$645$2,549$3,000$6,974
Repairs$0$0$164$391$573$1,127
Taxes & Fees$2,079$61$61$61$61$2,322
Financing$2,550$2,051$1,519$950$343$7,414
Depreciation$5,916$1,649$1,560$1,833$1,733$12,692
Fuel$2,307$2,376$2,447$2,521$2,596$12,248
True Cost to Own®$14,003$7,909$7,525$9,474$9,516$48,427

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$822$851$881$912$943$4,408
Maintenance$75$533$504$1,989$2,341$5,441
Repairs$0$0$128$305$447$880
Taxes & Fees$1,622$47$47$47$47$1,812
Financing$1,990$1,601$1,186$742$268$5,786
Depreciation$4,616$1,286$1,217$1,431$1,352$9,903
Fuel$1,800$1,854$1,910$1,967$2,026$9,557
True Cost to Own®$10,926$6,172$5,872$7,392$7,425$37,788

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,005$1,041$1,077$1,115$1,154$5,393
Maintenance$92$651$616$2,433$2,864$6,657
Repairs$0$0$156$373$547$1,076
Taxes & Fees$1,985$58$58$58$58$2,216
Financing$2,434$1,958$1,450$907$328$7,077
Depreciation$5,647$1,574$1,489$1,750$1,654$12,115
Fuel$2,202$2,268$2,336$2,407$2,478$11,692
True Cost to Own®$13,366$7,550$7,183$9,043$9,083$46,226

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$846$876$906$938$971$4,537
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,670$49$49$49$49$1,865
Financing$2,048$1,647$1,220$763$276$5,954
Depreciation$4,751$1,324$1,253$1,472$1,392$10,192
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$11,244$6,352$6,043$7,608$7,642$38,888

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$966$999$1,035$1,071$1,108$5,179
Maintenance$88$626$592$2,337$2,750$6,392
Repairs$0$0$150$358$525$1,033
Taxes & Fees$1,906$56$56$56$56$2,128
Financing$2,338$1,880$1,393$871$315$6,797
Depreciation$5,423$1,511$1,430$1,681$1,589$11,634
Fuel$2,115$2,178$2,243$2,311$2,380$11,228
True Cost to Own®$12,836$7,250$6,898$8,684$8,723$44,391

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,173$1,214$1,257$1,301$1,347$6,292
Maintenance$107$760$719$2,839$3,341$7,766
Repairs$0$0$182$435$638$1,255
Taxes & Fees$2,315$68$68$68$68$2,586
Financing$2,840$2,284$1,692$1,058$382$8,257
Depreciation$6,589$1,836$1,738$2,042$1,930$14,134
Fuel$2,570$2,646$2,725$2,808$2,891$13,640
True Cost to Own®$15,594$8,808$8,380$10,550$10,597$53,930

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$878$909$941$974$1,008$4,708
Maintenance$80$569$538$2,124$2,500$5,811
Repairs$0$0$136$326$477$939
Taxes & Fees$1,733$51$51$51$51$1,935
Financing$2,125$1,709$1,266$792$286$6,179
Depreciation$4,930$1,374$1,300$1,528$1,444$10,577
Fuel$1,923$1,980$2,039$2,101$2,164$10,207
True Cost to Own®$11,669$6,591$6,271$7,895$7,930$40,356

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,189$1,231$1,274$1,319$1,365$6,377
Maintenance$109$770$729$2,877$3,387$7,872
Repairs$0$0$185$441$647$1,272
Taxes & Fees$2,347$69$69$69$69$2,621
Financing$2,879$2,315$1,715$1,073$387$8,369
Depreciation$6,678$1,861$1,761$2,070$1,956$14,326
Fuel$2,605$2,682$2,762$2,846$2,931$13,826
True Cost to Own®$15,806$8,928$8,494$10,694$10,741$54,664

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$846$876$906$938$971$4,537
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,670$49$49$49$49$1,865
Financing$2,048$1,647$1,220$763$276$5,954
Depreciation$4,751$1,324$1,253$1,472$1,392$10,192
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$11,244$6,352$6,043$7,608$7,642$38,888

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,101$1,140$1,180$1,221$1,264$5,906
Maintenance$101$713$675$2,665$3,137$7,291
Repairs$0$0$171$408$599$1,179
Taxes & Fees$2,174$63$63$63$63$2,427
Financing$2,666$2,145$1,588$994$359$7,751
Depreciation$6,185$1,724$1,631$1,917$1,812$13,269
Fuel$2,412$2,484$2,559$2,636$2,714$12,805
True Cost to Own®$14,639$8,269$7,867$9,904$9,948$50,628

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,125$1,165$1,206$1,248$1,292$6,035
Maintenance$103$729$689$2,723$3,205$7,449
Repairs$0$0$175$417$612$1,204
Taxes & Fees$2,221$65$65$65$65$2,480
Financing$2,724$2,191$1,623$1,015$367$7,920
Depreciation$6,320$1,761$1,667$1,958$1,851$13,557
Fuel$2,465$2,538$2,614$2,693$2,773$13,083
True Cost to Own®$14,957$8,449$8,038$10,120$10,165$51,729

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,117$1,156$1,197$1,239$1,282$5,992
Maintenance$102$724$685$2,703$3,182$7,396
Repairs$0$0$174$414$608$1,196
Taxes & Fees$2,205$64$64$64$64$2,463
Financing$2,705$2,176$1,611$1,008$364$7,864
Depreciation$6,275$1,749$1,655$1,945$1,838$13,461
Fuel$2,447$2,520$2,596$2,674$2,754$12,991
True Cost to Own®$14,851$8,389$7,981$10,048$10,093$51,362

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$846$876$906$938$971$4,537
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,670$49$49$49$49$1,865
Financing$2,048$1,647$1,220$763$276$5,954
Depreciation$4,751$1,324$1,253$1,472$1,392$10,192
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$11,244$6,352$6,043$7,608$7,642$38,888

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$806$834$864$894$925$4,323
Maintenance$74$522$494$1,950$2,296$5,336
Repairs$0$0$125$299$438$863
Taxes & Fees$1,591$46$46$46$46$1,777
Financing$1,951$1,570$1,163$727$263$5,673
Depreciation$4,527$1,261$1,194$1,403$1,326$9,711
Fuel$1,765$1,818$1,873$1,929$1,987$9,372
True Cost to Own®$10,714$6,052$5,758$7,249$7,281$37,054

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2019 Tacoma

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


Ad
Build Your Tacoma
Build and Pricetoyota.com

Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2019 Toyota Tacoma in Virginia is:

not available
Legal