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Used 2021 Toyota 4Runner Cost to Own

Total 5-Year Ownership Costs

4Runner SUV

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,478*

Total Cash Price

$40,042

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$51,194*

Total Cash Price

$38,068

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,788*

Total Cash Price

$40,758

Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$55,777*

Total Cash Price

$43,199

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$48,931*

Total Cash Price

$34,972

Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$55,157*

Total Cash Price

$43,058

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$49,522*

Total Cash Price

$34,962

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,771*

Total Cash Price

$46,939

SR5 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$47,557*

Total Cash Price

$33,110

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$50,808*

Total Cash Price

$38,036

Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,209*

Total Cash Price

$39,433

Limited 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$52,055*

Total Cash Price

$37,945

Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$55,534*

Total Cash Price

$39,606

Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$49,121*

Total Cash Price

$33,839

Ownership Costs: 5-Year Total

Depreciation

$15,340

Taxes & Fees

$1,833

Financing

$7,023

Fuel

$14,047

Insurance

$4,014

Repairs

$2,762

Maintenance

$7,459

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$756$779$802$826$851$4,014
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,649$46$46$46$46$1,833
Financing$2,406$1,941$1,442$906$328$7,023
Depreciation$4,308$1,847$2,698$2,904$3,583$15,340
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$14,532$8,841$9,192$8,552$11,361$52,478
Selected Model:

2021 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$742$764$787$811$835$3,939
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,571$46$46$46$46$1,755
Financing$2,287$1,846$1,371$860$313$6,677
Depreciation$4,117$1,467$2,995$3,046$2,930$14,555
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$14,130$8,351$9,403$8,633$10,677$51,194
Selected Model:

2021 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,678$46$46$46$46$1,862
Financing$2,449$1,976$1,468$921$335$7,149
Depreciation$4,963$2,477$3,287$3,005$2,806$16,538
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$15,251$9,497$9,799$8,659$10,582$53,788
Selected Model:

2021 4Runner SUV Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,775$46$46$46$46$1,959
Financing$2,596$2,094$1,556$976$355$7,577
Depreciation$5,667$3,068$3,086$3,117$3,064$18,002
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$16,199$10,206$9,686$8,826$10,860$55,777
Selected Model:

2021 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,447$46$46$46$46$1,631
Financing$2,101$1,696$1,259$791$287$6,134
Depreciation$3,373$1,776$2,259$2,290$3,229$12,927
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$13,082$8,516$8,562$7,814$10,957$48,931
Selected Model:

2021 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$738$760$783$806$831$3,918
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,769$46$46$46$46$1,953
Financing$2,587$2,088$1,550$974$353$7,552
Depreciation$5,500$2,978$2,992$3,024$2,972$17,466
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$16,007$10,100$9,575$8,720$10,755$55,157
Selected Model:

2021 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$739$761$784$808$832$3,924
Maintenance$2,356$1,033$844$339$2,812$7,384
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,447$46$46$46$46$1,631
Financing$2,101$1,695$1,259$790$287$6,132
Depreciation$4,642$1,484$2,339$2,600$2,934$13,999
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$14,277$8,144$8,548$8,022$10,531$49,522
Selected Model:

2021 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$756$779$802$826$851$4,014
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,924$46$46$46$46$2,108
Financing$2,820$2,276$1,690$1,062$385$8,233
Depreciation$5,240$2,048$1,490$2,247$4,123$15,148
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$16,153$9,377$8,232$8,051$11,958$53,771
Selected Model:

2021 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$738$760$783$806$831$3,918
Maintenance$2,356$1,033$844$339$2,812$7,384
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,373$46$46$46$46$1,557
Financing$1,989$1,606$1,192$749$271$5,807
Depreciation$3,526$2,330$2,019$1,685$2,879$12,439
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$12,974$8,900$8,160$7,064$10,459$47,557
Selected Model:

2021 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$756$779$802$826$851$4,014
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,569$46$46$46$46$1,753
Financing$2,285$1,844$1,370$860$312$6,671
Depreciation$3,556$981$2,813$2,836$3,916$14,102
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$13,579$7,878$9,235$8,438$11,678$50,808
Selected Model:

2021 4Runner SUV Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$756$779$802$826$851$4,014
Maintenance$2,370$1,043$859$349$2,838$7,459
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,625$46$46$46$46$1,809
Financing$2,369$1,912$1,420$892$323$6,916
Depreciation$5,713$2,609$2,624$2,651$2,605$16,202
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$15,876$9,574$9,096$8,285$10,378$53,209
Selected Model:

2021 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$738$760$783$806$831$3,918
Maintenance$2,356$1,033$844$339$2,812$7,384
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,566$46$46$46$46$1,750
Financing$2,280$1,840$1,366$858$311$6,655
Depreciation$4,140$2,824$3,039$823$5,070$15,896
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$14,072$9,628$9,354$6,311$12,690$52,055
Selected Model:

2021 4Runner SUV Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$738$760$783$806$831$3,918
Maintenance$2,356$1,033$844$339$2,812$7,384
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,632$46$46$46$46$1,816
Financing$2,380$1,920$1,426$896$324$6,946
Depreciation$7,428$2,884$2,899$2,929$2,878$19,018
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$17,526$9,768$9,274$8,455$10,511$55,534
Selected Model:

2021 4Runner SUV Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$756$779$802$826$851$4,014
Maintenance$2,356$1,033$844$339$2,812$7,384
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,402$46$46$46$46$1,586
Financing$2,033$1,641$1,218$765$278$5,935
Depreciation$3,841$2,465$2,477$2,505$2,462$13,750
Fuel$2,646$2,725$2,807$2,891$2,978$14,047
True Cost to Own®$13,380$9,089$8,663$7,920$10,069$49,121

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.