Used 2021 Toyota 4Runner Cost to Own
Total 5-Year Ownership Costs
4Runner SUV
TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$51,438*
Total Cash Price
$40,304
SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$50,241*
Total Cash Price
$38,216
Limited 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,980*
Total Cash Price
$41,347
Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$54,960*
Total Cash Price
$43,754
SR5 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$47,938*
Total Cash Price
$35,307
Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$54,507*
Total Cash Price
$43,766
SR5 Premium 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$48,646*
Total Cash Price
$35,034
TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,820*
Total Cash Price
$47,287
SR5 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$46,718*
Total Cash Price
$33,445
TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$49,730*
Total Cash Price
$38,248
Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,230*
Total Cash Price
$39,801
Limited 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$51,164*
Total Cash Price
$38,165
Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$55,029*
Total Cash Price
$40,382
Trail Special Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$48,171*
Total Cash Price
$34,155
Depreciation
$15,292
Taxes & Fees
$2,474
Financing
$7,069
Fuel
$13,813
Insurance
$3,971
Repairs
$2,239
Maintenance
$6,580
Ownership Costs: 5-Year Breakdown
2021 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $2,030 | $111 | $111 | $111 | $111 | $2,474 |
Financing | $2,422 | $1,954 | $1,451 | $911 | $331 | $7,069 |
Depreciation | $4,294 | $1,842 | $2,690 | $2,895 | $3,571 | $15,292 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $14,600 | $8,572 | $8,969 | $8,365 | $10,932 | $51,438 |
2021 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $765 | $788 | $812 | $836 | $861 | $4,062 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $1,930 | $111 | $111 | $111 | $111 | $2,374 |
Financing | $2,296 | $1,853 | $1,376 | $864 | $314 | $6,703 |
Depreciation | $4,093 | $1,458 | $2,978 | $3,028 | $2,913 | $14,470 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $14,190 | $8,105 | $9,200 | $8,470 | $10,276 | $50,241 |
2021 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $2,079 | $111 | $111 | $111 | $111 | $2,523 |
Financing | $2,484 | $2,005 | $1,489 | $935 | $339 | $7,252 |
Depreciation | $4,987 | $2,489 | $3,303 | $3,020 | $2,819 | $16,618 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $15,401 | $9,267 | $9,616 | $8,511 | $10,185 | $52,980 |
2021 4Runner SUV Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $2,194 | $111 | $111 | $111 | $111 | $2,638 |
Financing | $2,629 | $2,121 | $1,576 | $989 | $359 | $7,674 |
Depreciation | $5,685 | $3,078 | $3,096 | $3,128 | $3,074 | $18,061 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $16,359 | $9,972 | $9,496 | $8,673 | $10,460 | $54,960 |
2021 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $1,792 | $111 | $111 | $111 | $111 | $2,236 |
Financing | $2,121 | $1,712 | $1,272 | $798 | $289 | $6,192 |
Depreciation | $3,372 | $1,775 | $2,258 | $2,290 | $3,228 | $12,923 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $13,136 | $8,260 | $8,354 | $7,644 | $10,544 | $47,938 |
2021 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $2,195 | $111 | $111 | $111 | $111 | $2,639 |
Financing | $2,630 | $2,122 | $1,576 | $989 | $359 | $7,676 |
Depreciation | $5,537 | $2,998 | $3,013 | $3,044 | $2,992 | $17,584 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $16,217 | $9,897 | $9,418 | $8,593 | $10,382 | $54,507 |
2021 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $772 | $795 | $819 | $844 | $869 | $4,099 |
Maintenance | $2,171 | $832 | $715 | $272 | $2,536 | $6,526 |
Repairs | $281 | $327 | $381 | $443 | $517 | $1,949 |
Taxes & Fees | $1,779 | $111 | $111 | $111 | $111 | $2,223 |
Financing | $2,105 | $1,699 | $1,261 | $792 | $288 | $6,145 |
Depreciation | $4,606 | $1,473 | $2,321 | $2,580 | $2,911 | $13,891 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $14,316 | $7,917 | $8,368 | $7,885 | $10,160 | $48,646 |
2021 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $2,362 | $111 | $111 | $111 | $111 | $2,806 |
Financing | $2,841 | $2,293 | $1,703 | $1,069 | $388 | $8,294 |
Depreciation | $5,229 | $2,044 | $1,487 | $2,242 | $4,115 | $15,117 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $16,286 | $9,113 | $8,018 | $7,870 | $11,533 | $52,820 |
2021 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $2,171 | $832 | $715 | $272 | $2,536 | $6,526 |
Repairs | $281 | $327 | $381 | $443 | $517 | $1,949 |
Taxes & Fees | $1,703 | $111 | $111 | $111 | $111 | $2,147 |
Financing | $2,010 | $1,621 | $1,204 | $757 | $274 | $5,866 |
Depreciation | $3,527 | $2,331 | $2,019 | $1,685 | $2,879 | $12,441 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $13,043 | $8,673 | $7,985 | $6,929 | $10,088 | $46,718 |
2021 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $1,932 | $111 | $111 | $111 | $111 | $2,376 |
Financing | $2,298 | $1,854 | $1,378 | $865 | $313 | $6,708 |
Depreciation | $3,541 | $977 | $2,801 | $2,824 | $3,900 | $14,043 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $13,625 | $7,607 | $9,007 | $8,248 | $11,243 | $49,730 |
2021 4Runner SUV Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $2,181 | $839 | $726 | $279 | $2,555 | $6,580 |
Repairs | $323 | $376 | $437 | $509 | $594 | $2,239 |
Taxes & Fees | $2,006 | $111 | $111 | $111 | $111 | $2,450 |
Financing | $2,391 | $1,930 | $1,433 | $900 | $327 | $6,981 |
Depreciation | $5,711 | $2,608 | $2,623 | $2,650 | $2,604 | $16,196 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $15,962 | $9,314 | $8,884 | $8,109 | $9,961 | $52,230 |
2021 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $2,171 | $832 | $715 | $272 | $2,536 | $6,526 |
Repairs | $281 | $327 | $381 | $443 | $517 | $1,949 |
Taxes & Fees | $1,928 | $111 | $111 | $111 | $111 | $2,372 |
Financing | $2,293 | $1,850 | $1,375 | $863 | $313 | $6,694 |
Depreciation | $4,124 | $2,813 | $3,027 | $820 | $5,050 | $15,834 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $14,148 | $9,384 | $9,164 | $6,170 | $12,298 | $51,164 |
2021 4Runner SUV Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $2,171 | $832 | $715 | $272 | $2,536 | $6,526 |
Repairs | $281 | $327 | $381 | $443 | $517 | $1,949 |
Taxes & Fees | $2,033 | $111 | $111 | $111 | $111 | $2,477 |
Financing | $2,426 | $1,958 | $1,454 | $913 | $332 | $7,083 |
Depreciation | $7,501 | $2,912 | $2,928 | $2,958 | $2,906 | $19,205 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $17,763 | $9,591 | $9,144 | $8,358 | $10,173 | $55,029 |
2021 4Runner SUV Trail Special Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $2,171 | $832 | $715 | $272 | $2,536 | $6,526 |
Repairs | $281 | $327 | $381 | $443 | $517 | $1,949 |
Taxes & Fees | $1,737 | $111 | $111 | $111 | $111 | $2,181 |
Financing | $2,052 | $1,656 | $1,230 | $772 | $280 | $5,990 |
Depreciation | $3,838 | $2,464 | $2,476 | $2,503 | $2,460 | $13,741 |
Fuel | $2,602 | $2,680 | $2,760 | $2,843 | $2,928 | $13,813 |
True Cost to Own® | $13,429 | $8,840 | $8,467 | $7,761 | $9,674 | $48,171 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 4RunnerTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.