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Used 2021 Toyota 4Runner Cost to Own

Total 5-Year Ownership Costs

4Runner SUV

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$51,438*

Total Cash Price

$40,304

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$50,241*

Total Cash Price

$38,216

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,980*

Total Cash Price

$41,347

Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$54,960*

Total Cash Price

$43,754

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$47,938*

Total Cash Price

$35,307

Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$54,507*

Total Cash Price

$43,766

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$48,646*

Total Cash Price

$35,034

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,820*

Total Cash Price

$47,287

SR5 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$46,718*

Total Cash Price

$33,445

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$49,730*

Total Cash Price

$38,248

Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,230*

Total Cash Price

$39,801

Limited 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$51,164*

Total Cash Price

$38,165

Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$55,029*

Total Cash Price

$40,382

Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$48,171*

Total Cash Price

$34,155

Ownership Costs: 5-Year Total

Depreciation

$15,292

Taxes & Fees

$2,474

Financing

$7,069

Fuel

$13,813

Insurance

$3,971

Repairs

$2,239

Maintenance

$6,580

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$2,030$111$111$111$111$2,474
Financing$2,422$1,954$1,451$911$331$7,069
Depreciation$4,294$1,842$2,690$2,895$3,571$15,292
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$14,600$8,572$8,969$8,365$10,932$51,438
Selected Model:

2021 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$765$788$812$836$861$4,062
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$1,930$111$111$111$111$2,374
Financing$2,296$1,853$1,376$864$314$6,703
Depreciation$4,093$1,458$2,978$3,028$2,913$14,470
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$14,190$8,105$9,200$8,470$10,276$50,241
Selected Model:

2021 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$2,079$111$111$111$111$2,523
Financing$2,484$2,005$1,489$935$339$7,252
Depreciation$4,987$2,489$3,303$3,020$2,819$16,618
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$15,401$9,267$9,616$8,511$10,185$52,980
Selected Model:

2021 4Runner SUV Nightshade Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$2,194$111$111$111$111$2,638
Financing$2,629$2,121$1,576$989$359$7,674
Depreciation$5,685$3,078$3,096$3,128$3,074$18,061
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$16,359$9,972$9,496$8,673$10,460$54,960
Selected Model:

2021 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$1,792$111$111$111$111$2,236
Financing$2,121$1,712$1,272$798$289$6,192
Depreciation$3,372$1,775$2,258$2,290$3,228$12,923
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$13,136$8,260$8,354$7,644$10,544$47,938
Selected Model:

2021 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$2,195$111$111$111$111$2,639
Financing$2,630$2,122$1,576$989$359$7,676
Depreciation$5,537$2,998$3,013$3,044$2,992$17,584
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$16,217$9,897$9,418$8,593$10,382$54,507
Selected Model:

2021 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$772$795$819$844$869$4,099
Maintenance$2,171$832$715$272$2,536$6,526
Repairs$281$327$381$443$517$1,949
Taxes & Fees$1,779$111$111$111$111$2,223
Financing$2,105$1,699$1,261$792$288$6,145
Depreciation$4,606$1,473$2,321$2,580$2,911$13,891
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$14,316$7,917$8,368$7,885$10,160$48,646
Selected Model:

2021 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$2,362$111$111$111$111$2,806
Financing$2,841$2,293$1,703$1,069$388$8,294
Depreciation$5,229$2,044$1,487$2,242$4,115$15,117
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$16,286$9,113$8,018$7,870$11,533$52,820
Selected Model:

2021 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$2,171$832$715$272$2,536$6,526
Repairs$281$327$381$443$517$1,949
Taxes & Fees$1,703$111$111$111$111$2,147
Financing$2,010$1,621$1,204$757$274$5,866
Depreciation$3,527$2,331$2,019$1,685$2,879$12,441
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$13,043$8,673$7,985$6,929$10,088$46,718
Selected Model:

2021 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$1,932$111$111$111$111$2,376
Financing$2,298$1,854$1,378$865$313$6,708
Depreciation$3,541$977$2,801$2,824$3,900$14,043
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$13,625$7,607$9,007$8,248$11,243$49,730
Selected Model:

2021 4Runner SUV Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,181$839$726$279$2,555$6,580
Repairs$323$376$437$509$594$2,239
Taxes & Fees$2,006$111$111$111$111$2,450
Financing$2,391$1,930$1,433$900$327$6,981
Depreciation$5,711$2,608$2,623$2,650$2,604$16,196
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$15,962$9,314$8,884$8,109$9,961$52,230
Selected Model:

2021 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$2,171$832$715$272$2,536$6,526
Repairs$281$327$381$443$517$1,949
Taxes & Fees$1,928$111$111$111$111$2,372
Financing$2,293$1,850$1,375$863$313$6,694
Depreciation$4,124$2,813$3,027$820$5,050$15,834
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$14,148$9,384$9,164$6,170$12,298$51,164
Selected Model:

2021 4Runner SUV Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$2,171$832$715$272$2,536$6,526
Repairs$281$327$381$443$517$1,949
Taxes & Fees$2,033$111$111$111$111$2,477
Financing$2,426$1,958$1,454$913$332$7,083
Depreciation$7,501$2,912$2,928$2,958$2,906$19,205
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$17,763$9,591$9,144$8,358$10,173$55,029
Selected Model:

2021 4Runner SUV Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$2,171$832$715$272$2,536$6,526
Repairs$281$327$381$443$517$1,949
Taxes & Fees$1,737$111$111$111$111$2,181
Financing$2,052$1,656$1,230$772$280$5,990
Depreciation$3,838$2,464$2,476$2,503$2,460$13,741
Fuel$2,602$2,680$2,760$2,843$2,928$13,813
True Cost to Own®$13,429$8,840$8,467$7,761$9,674$48,171

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.