Used 2021 Volvo XC90 Cost to Own
Total 5-Year Ownership Costs
XC90 SUV
T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$59,054*
Total Cash Price
$30,077
T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$61,962*
Total Cash Price
$32,973
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$57,201*
Total Cash Price
$29,582
T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,291*
Total Cash Price
$26,852
T6 Momentum 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger 8A)
True Cost to Own
$59,929*
Total Cash Price
$30,859
T6 Inscription 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger 8A)
True Cost to Own
$61,033*
Total Cash Price
$32,520
T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$59,957*
Total Cash Price
$34,032
T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$59,061*
Total Cash Price
$31,688
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$59,901*
Total Cash Price
$32,491
XC90 Plug-in Hybrid
Recharge Plug-In Hybrid T8 Inscription Expression 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$61,546*
Total Cash Price
$34,770
Recharge Plug-In Hybrid T8 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$63,303*
Total Cash Price
$35,993
Recharge Plug-In Hybrid T8 Inscription 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,795*
Total Cash Price
$35,181
Recharge Plug-In Hybrid T8 Inscription Expression 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$62,084*
Total Cash Price
$36,870
Recharge Plug-In Hybrid T8 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$63,026*
Total Cash Price
$37,554
Depreciation
$18,312
Taxes & Fees
$1,105
Financing
$5,275
Fuel
$13,361
Insurance
$4,295
Repairs
$5,719
Maintenance
$10,987
Ownership Costs: 5-Year Breakdown
2021 XC90 SUV T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $809 | $833 | $858 | $884 | $911 | $4,295 |
Maintenance | $3,078 | $1,430 | $915 | $2,039 | $3,525 | $10,987 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $961 | $36 | $36 | $36 | $36 | $1,105 |
Financing | $1,807 | $1,458 | $1,083 | $680 | $247 | $5,275 |
Depreciation | $6,743 | $3,219 | $2,783 | $2,893 | $2,674 | $18,312 |
Fuel | $2,517 | $2,592 | $2,670 | $2,750 | $2,832 | $13,361 |
True Cost to Own® | $16,908 | $10,632 | $9,484 | $10,501 | $11,529 | $59,054 |
2021 XC90 SUV T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $819 | $844 | $869 | $895 | $922 | $4,349 |
Maintenance | $3,078 | $1,430 | $915 | $2,039 | $3,525 | $10,987 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,046 | $36 | $36 | $36 | $36 | $1,190 |
Financing | $1,981 | $1,599 | $1,187 | $746 | $270 | $5,783 |
Depreciation | $6,504 | $3,765 | $3,517 | $3,579 | $3,208 | $20,573 |
Fuel | $2,517 | $2,592 | $2,670 | $2,750 | $2,832 | $13,361 |
True Cost to Own® | $16,938 | $11,330 | $10,333 | $11,264 | $12,097 | $61,962 |
2021 XC90 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $818 | $843 | $868 | $894 | $921 | $4,344 |
Maintenance | $2,905 | $1,479 | $827 | $2,114 | $3,498 | $10,823 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $947 | $36 | $36 | $36 | $36 | $1,091 |
Financing | $1,777 | $1,435 | $1,065 | $669 | $242 | $5,188 |
Depreciation | $5,736 | $2,959 | $3,027 | $2,929 | $2,612 | $17,263 |
Fuel | $2,406 | $2,478 | $2,552 | $2,629 | $2,708 | $12,773 |
True Cost to Own® | $15,582 | $10,294 | $9,514 | $10,490 | $11,321 | $57,201 |
2021 XC90 SUV T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $815 | $839 | $865 | $891 | $917 | $4,327 |
Maintenance | $2,992 | $1,475 | $827 | $2,019 | $3,590 | $10,903 |
Repairs | $932 | $998 | $1,069 | $1,143 | $1,224 | $5,366 |
Taxes & Fees | $868 | $36 | $36 | $36 | $36 | $1,012 |
Financing | $1,613 | $1,302 | $967 | $607 | $221 | $4,710 |
Depreciation | $5,316 | $2,490 | $2,425 | $2,497 | $2,491 | $15,219 |
Fuel | $2,214 | $2,280 | $2,349 | $2,419 | $2,492 | $11,754 |
True Cost to Own® | $14,750 | $9,420 | $8,538 | $9,612 | $10,971 | $53,291 |
2021 XC90 SUV T6 Momentum 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $809 | $833 | $858 | $884 | $911 | $4,295 |
Maintenance | $3,078 | $1,430 | $915 | $2,039 | $3,525 | $10,987 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $984 | $36 | $36 | $36 | $36 | $1,128 |
Financing | $1,854 | $1,496 | $1,112 | $697 | $253 | $5,412 |
Depreciation | $5,903 | $3,368 | $3,447 | $3,335 | $2,974 | $19,027 |
Fuel | $2,517 | $2,592 | $2,670 | $2,750 | $2,832 | $13,361 |
True Cost to Own® | $16,138 | $10,819 | $10,177 | $10,960 | $11,835 | $59,929 |
2021 XC90 SUV T6 Inscription 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $819 | $844 | $869 | $895 | $922 | $4,349 |
Maintenance | $3,078 | $1,430 | $915 | $2,039 | $3,525 | $10,987 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,033 | $36 | $36 | $36 | $36 | $1,177 |
Financing | $1,954 | $1,577 | $1,171 | $735 | $267 | $5,704 |
Depreciation | $5,583 | $3,855 | $3,665 | $3,601 | $3,032 | $19,736 |
Fuel | $2,517 | $2,592 | $2,670 | $2,750 | $2,832 | $13,361 |
True Cost to Own® | $15,977 | $11,398 | $10,465 | $11,275 | $11,918 | $61,033 |
2021 XC90 SUV T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $816 | $840 | $866 | $892 | $918 | $4,332 |
Maintenance | $3,078 | $1,430 | $915 | $2,039 | $3,525 | $10,987 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,077 | $36 | $36 | $36 | $36 | $1,221 |
Financing | $2,045 | $1,650 | $1,225 | $770 | $279 | $5,969 |
Depreciation | $5,622 | $2,892 | $3,615 | $3,461 | $2,778 | $18,368 |
Fuel | $2,517 | $2,592 | $2,670 | $2,750 | $2,832 | $13,361 |
True Cost to Own® | $16,148 | $10,504 | $10,466 | $11,167 | $11,672 | $59,957 |
2021 XC90 SUV T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $813 | $837 | $863 | $888 | $915 | $4,316 |
Maintenance | $2,992 | $1,475 | $827 | $2,019 | $3,590 | $10,903 |
Repairs | $932 | $998 | $1,069 | $1,143 | $1,224 | $5,366 |
Taxes & Fees | $1,008 | $36 | $36 | $36 | $36 | $1,152 |
Financing | $1,904 | $1,536 | $1,141 | $717 | $260 | $5,558 |
Depreciation | $6,299 | $3,611 | $3,724 | $3,556 | $2,822 | $20,012 |
Fuel | $2,214 | $2,280 | $2,349 | $2,419 | $2,492 | $11,754 |
True Cost to Own® | $16,162 | $10,773 | $10,009 | $10,778 | $11,339 | $59,061 |
2021 XC90 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $816 | $840 | $866 | $892 | $918 | $4,332 |
Maintenance | $2,905 | $1,479 | $827 | $2,114 | $3,498 | $10,823 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,032 | $36 | $36 | $36 | $36 | $1,176 |
Financing | $1,952 | $1,575 | $1,170 | $735 | $267 | $5,699 |
Depreciation | $6,084 | $3,413 | $3,490 | $3,379 | $3,013 | $19,379 |
Fuel | $2,406 | $2,478 | $2,552 | $2,629 | $2,708 | $12,773 |
True Cost to Own® | $16,188 | $10,885 | $10,080 | $11,004 | $11,744 | $59,901 |
2021 XC90 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription Expression 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $831 | $856 | $882 | $908 | $935 | $4,412 |
Maintenance | $2,992 | $1,430 | $915 | $2,039 | $3,428 | $10,804 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,098 | $36 | $36 | $36 | $36 | $1,242 |
Financing | $2,089 | $1,686 | $1,252 | $786 | $285 | $6,098 |
Depreciation | $6,627 | $4,003 | $4,002 | $4,067 | $3,679 | $22,378 |
Fuel | $2,052 | $2,113 | $2,177 | $2,242 | $2,309 | $10,893 |
True Cost to Own® | $16,682 | $11,188 | $10,403 | $11,297 | $11,976 | $61,546 |
2021 XC90 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $831 | $856 | $882 | $908 | $935 | $4,412 |
Maintenance | $2,992 | $1,430 | $915 | $2,039 | $3,428 | $10,804 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,134 | $36 | $36 | $36 | $36 | $1,278 |
Financing | $2,163 | $1,745 | $1,296 | $814 | $295 | $6,313 |
Depreciation | $5,912 | $4,003 | $4,575 | $5,263 | $4,131 | $23,884 |
Fuel | $2,052 | $2,113 | $2,177 | $2,242 | $2,309 | $10,893 |
True Cost to Own® | $16,077 | $11,247 | $11,020 | $12,521 | $12,438 | $63,303 |
2021 XC90 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $831 | $856 | $882 | $908 | $935 | $4,412 |
Maintenance | $2,992 | $1,430 | $915 | $2,039 | $3,428 | $10,804 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,110 | $36 | $36 | $36 | $36 | $1,254 |
Financing | $2,114 | $1,705 | $1,267 | $796 | $288 | $6,170 |
Depreciation | $7,060 | $4,430 | $4,211 | $4,139 | $3,703 | $23,543 |
Fuel | $2,052 | $2,113 | $2,177 | $2,242 | $2,309 | $10,893 |
True Cost to Own® | $17,152 | $11,634 | $10,627 | $11,379 | $12,003 | $62,795 |
2021 XC90 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription Expression 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $831 | $856 | $882 | $908 | $935 | $4,412 |
Maintenance | $2,992 | $1,430 | $915 | $2,039 | $3,428 | $10,804 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,159 | $36 | $36 | $36 | $36 | $1,303 |
Financing | $2,215 | $1,788 | $1,328 | $833 | $303 | $6,467 |
Depreciation | $7,292 | $3,899 | $3,989 | $3,862 | $3,444 | $22,486 |
Fuel | $2,052 | $2,113 | $2,177 | $2,242 | $2,309 | $10,893 |
True Cost to Own® | $17,534 | $11,186 | $10,466 | $11,139 | $11,759 | $62,084 |
2021 XC90 Plug-in Hybrid Recharge Plug-In Hybrid T8 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $831 | $856 | $882 | $908 | $935 | $4,412 |
Maintenance | $2,992 | $1,430 | $915 | $2,039 | $3,428 | $10,804 |
Repairs | $993 | $1,064 | $1,139 | $1,219 | $1,304 | $5,719 |
Taxes & Fees | $1,179 | $36 | $36 | $36 | $36 | $1,323 |
Financing | $2,256 | $1,821 | $1,352 | $850 | $308 | $6,587 |
Depreciation | $7,726 | $4,905 | $4,537 | $3,592 | $2,528 | $23,288 |
Fuel | $2,052 | $2,113 | $2,177 | $2,242 | $2,309 | $10,893 |
True Cost to Own® | $18,029 | $12,225 | $11,038 | $10,886 | $10,848 | $63,026 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC90True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.