Used 2021 Volvo XC40 Cost to Own
Total 5-Year Ownership Costs
XC40 SUV
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$52,634*
Total Cash Price
$25,970
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$50,225*
Total Cash Price
$22,817
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,195*
Total Cash Price
$26,905
T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$49,369*
Total Cash Price
$22,527
T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$50,969*
Total Cash Price
$24,121
T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$48,360*
Total Cash Price
$25,304
Depreciation
$13,719
Taxes & Fees
$1,860
Financing
$4,555
Fuel
$11,213
Insurance
$6,753
Repairs
$5,941
Maintenance
$8,593
Ownership Costs: 5-Year Breakdown
2021 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,272 | $1,310 | $1,349 | $1,390 | $1,432 | $6,753 |
Maintenance | $2,780 | $1,351 | $986 | $306 | $3,170 | $8,593 |
Repairs | $1,033 | $1,106 | $1,184 | $1,265 | $1,353 | $5,941 |
Taxes & Fees | $1,616 | $61 | $61 | $61 | $61 | $1,860 |
Financing | $1,560 | $1,259 | $936 | $587 | $213 | $4,555 |
Depreciation | $4,335 | $2,512 | $2,712 | $2,367 | $1,793 | $13,719 |
Fuel | $2,112 | $2,175 | $2,241 | $2,308 | $2,377 | $11,213 |
True Cost to Own® | $14,708 | $9,774 | $9,469 | $8,284 | $10,399 | $52,634 |
2021 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,272 | $1,310 | $1,349 | $1,390 | $1,432 | $6,753 |
Maintenance | $2,780 | $1,351 | $986 | $306 | $3,170 | $8,593 |
Repairs | $1,033 | $1,106 | $1,184 | $1,265 | $1,353 | $5,941 |
Taxes & Fees | $1,431 | $61 | $61 | $61 | $61 | $1,675 |
Financing | $1,371 | $1,106 | $822 | $516 | $187 | $4,002 |
Depreciation | $4,416 | $2,043 | $2,205 | $1,925 | $1,459 | $12,048 |
Fuel | $2,112 | $2,175 | $2,241 | $2,308 | $2,377 | $11,213 |
True Cost to Own® | $14,415 | $9,152 | $8,848 | $7,771 | $10,039 | $50,225 |
2021 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,272 | $1,310 | $1,349 | $1,390 | $1,432 | $6,753 |
Maintenance | $2,780 | $1,351 | $986 | $306 | $3,170 | $8,593 |
Repairs | $1,033 | $1,106 | $1,184 | $1,265 | $1,353 | $5,941 |
Taxes & Fees | $1,671 | $61 | $61 | $61 | $61 | $1,915 |
Financing | $1,617 | $1,304 | $969 | $608 | $221 | $4,719 |
Depreciation | $4,600 | $2,534 | $2,733 | $2,386 | $1,808 | $14,061 |
Fuel | $2,112 | $2,175 | $2,241 | $2,308 | $2,377 | $11,213 |
True Cost to Own® | $15,085 | $9,841 | $9,523 | $8,324 | $10,422 | $53,195 |
2021 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,284 | $1,323 | $1,362 | $1,403 | $1,445 | $6,817 |
Maintenance | $2,780 | $1,341 | $986 | $306 | $3,160 | $8,573 |
Repairs | $970 | $1,037 | $1,110 | $1,187 | $1,269 | $5,573 |
Taxes & Fees | $1,414 | $61 | $61 | $61 | $61 | $1,658 |
Financing | $1,354 | $1,092 | $811 | $509 | $185 | $3,951 |
Depreciation | $4,062 | $2,130 | $2,296 | $2,006 | $1,520 | $12,014 |
Fuel | $2,031 | $2,092 | $2,155 | $2,219 | $2,286 | $10,783 |
True Cost to Own® | $13,895 | $9,076 | $8,781 | $7,691 | $9,926 | $49,369 |
2021 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,284 | $1,323 | $1,362 | $1,403 | $1,445 | $6,817 |
Maintenance | $2,780 | $1,341 | $986 | $306 | $3,160 | $8,573 |
Repairs | $970 | $1,037 | $1,110 | $1,187 | $1,269 | $5,573 |
Taxes & Fees | $1,507 | $61 | $61 | $61 | $61 | $1,751 |
Financing | $1,449 | $1,170 | $868 | $546 | $198 | $4,231 |
Depreciation | $4,478 | $2,347 | $2,531 | $2,210 | $1,675 | $13,241 |
Fuel | $2,031 | $2,092 | $2,155 | $2,219 | $2,286 | $10,783 |
True Cost to Own® | $14,499 | $9,371 | $9,073 | $7,932 | $10,094 | $50,969 |
2021 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,284 | $1,323 | $1,362 | $1,403 | $1,445 | $6,817 |
Maintenance | $1,445 | $1,341 | $986 | $306 | $1,825 | $5,903 |
Repairs | $970 | $1,037 | $1,110 | $1,187 | $1,269 | $5,573 |
Taxes & Fees | $1,577 | $61 | $61 | $61 | $61 | $1,821 |
Financing | $1,520 | $1,227 | $911 | $573 | $207 | $4,438 |
Depreciation | $4,494 | $2,285 | $2,464 | $2,152 | $1,630 | $13,025 |
Fuel | $2,031 | $2,092 | $2,155 | $2,219 | $2,286 | $10,783 |
True Cost to Own® | $13,321 | $9,366 | $9,049 | $7,901 | $8,723 | $48,360 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC40True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.