Used 2021 Volvo XC40 Cost to Own
Total 5-Year Ownership Costs
XC40 SUV
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$51,362*
Total Cash Price
$25,878
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$49,467*
Total Cash Price
$23,693
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$52,207*
Total Cash Price
$26,949
T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$48,458*
Total Cash Price
$22,741
T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$49,864*
Total Cash Price
$24,765
T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$47,290*
Total Cash Price
$25,550
Depreciation
$13,919
Taxes & Fees
$2,125
Financing
$4,539
Fuel
$12,170
Insurance
$4,135
Repairs
$5,887
Maintenance
$8,587
Ownership Costs: 5-Year Breakdown
2021 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $779 | $802 | $826 | $851 | $877 | $4,135 |
Maintenance | $2,780 | $1,349 | $983 | $306 | $3,169 | $8,587 |
Repairs | $1,023 | $1,096 | $1,173 | $1,254 | $1,341 | $5,887 |
Taxes & Fees | $1,941 | $46 | $46 | $46 | $46 | $2,125 |
Financing | $1,555 | $1,254 | $932 | $585 | $213 | $4,539 |
Depreciation | $4,780 | $2,433 | $2,596 | $2,309 | $1,801 | $13,919 |
Fuel | $2,292 | $2,361 | $2,432 | $2,505 | $2,580 | $12,170 |
True Cost to Own® | $15,150 | $9,341 | $8,988 | $7,856 | $10,027 | $51,362 |
2021 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $779 | $802 | $826 | $851 | $877 | $4,135 |
Maintenance | $2,780 | $1,349 | $983 | $306 | $3,169 | $8,587 |
Repairs | $1,023 | $1,096 | $1,173 | $1,254 | $1,341 | $5,887 |
Taxes & Fees | $1,801 | $46 | $46 | $46 | $46 | $1,985 |
Financing | $1,424 | $1,148 | $853 | $536 | $195 | $4,156 |
Depreciation | $4,234 | $2,214 | $2,361 | $2,100 | $1,638 | $12,547 |
Fuel | $2,292 | $2,361 | $2,432 | $2,505 | $2,580 | $12,170 |
True Cost to Own® | $14,333 | $9,016 | $8,674 | $7,598 | $9,846 | $49,467 |
2021 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $779 | $802 | $826 | $851 | $877 | $4,135 |
Maintenance | $2,780 | $1,349 | $983 | $306 | $3,169 | $8,587 |
Repairs | $1,023 | $1,096 | $1,173 | $1,254 | $1,341 | $5,887 |
Taxes & Fees | $2,010 | $46 | $46 | $46 | $46 | $2,194 |
Financing | $1,619 | $1,307 | $970 | $610 | $221 | $4,727 |
Depreciation | $4,833 | $2,576 | $2,749 | $2,443 | $1,906 | $14,507 |
Fuel | $2,292 | $2,361 | $2,432 | $2,505 | $2,580 | $12,170 |
True Cost to Own® | $15,336 | $9,537 | $9,179 | $8,015 | $10,140 | $52,207 |
2021 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $775 | $798 | $822 | $847 | $872 | $4,114 |
Maintenance | $2,780 | $1,340 | $983 | $306 | $3,159 | $8,568 |
Repairs | $960 | $1,028 | $1,100 | $1,176 | $1,258 | $5,522 |
Taxes & Fees | $1,740 | $46 | $46 | $46 | $46 | $1,924 |
Financing | $1,366 | $1,103 | $819 | $514 | $187 | $3,989 |
Depreciation | $4,629 | $2,133 | $2,275 | $2,023 | $1,579 | $12,639 |
Fuel | $2,204 | $2,270 | $2,338 | $2,409 | $2,481 | $11,702 |
True Cost to Own® | $14,454 | $8,718 | $8,383 | $7,321 | $9,582 | $48,458 |
2021 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $775 | $798 | $822 | $847 | $872 | $4,114 |
Maintenance | $2,780 | $1,340 | $983 | $306 | $3,159 | $8,568 |
Repairs | $960 | $1,028 | $1,100 | $1,176 | $1,258 | $5,522 |
Taxes & Fees | $1,870 | $46 | $46 | $46 | $46 | $2,054 |
Financing | $1,488 | $1,201 | $891 | $560 | $204 | $4,344 |
Depreciation | $4,359 | $2,450 | $2,614 | $2,324 | $1,813 | $13,560 |
Fuel | $2,204 | $2,270 | $2,338 | $2,409 | $2,481 | $11,702 |
True Cost to Own® | $14,436 | $9,133 | $8,794 | $7,668 | $9,833 | $49,864 |
2021 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $775 | $798 | $822 | $847 | $872 | $4,114 |
Maintenance | $1,438 | $1,340 | $983 | $306 | $1,817 | $5,884 |
Repairs | $960 | $1,028 | $1,100 | $1,176 | $1,258 | $5,522 |
Taxes & Fees | $1,920 | $46 | $46 | $46 | $46 | $2,104 |
Financing | $1,535 | $1,239 | $920 | $578 | $209 | $4,481 |
Depreciation | $4,511 | $2,390 | $2,548 | $2,266 | $1,768 | $13,483 |
Fuel | $2,204 | $2,270 | $2,338 | $2,409 | $2,481 | $11,702 |
True Cost to Own® | $13,343 | $9,111 | $8,757 | $7,628 | $8,451 | $47,290 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC40True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.