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Used 2020 Kia Optima Hybrid Cost to Own

Total 5-Year Ownership Costs

Optima Hybrid Sedan

EX 4dr Sedan (2.0L 4cyl gas/electric hybrid 6A)

True Cost to Own

$34,952*

Total Cash Price

$16,530

Ownership Costs: 5-Year Total

Depreciation

$10,171

Taxes & Fees

$359

Financing

$2,899

Fuel

$7,183

Insurance

$6,685

Repairs

$1,932

Maintenance

$5,723

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Optima Hybrid Sedan EX 4dr Sedan (2.0L 4cyl gas/electric hybrid 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,259$1,297$1,336$1,376$1,417$6,685
Maintenance$927$711$502$1,940$1,643$5,723
Repairs$274$335$405$499$419$1,932
Taxes & Fees$187$0$86$0$86$359
Financing$993$802$595$374$135$2,899
Depreciation$3,989$3,127$1,412$832$811$10,171
Fuel$1,353$1,394$1,435$1,478$1,523$7,183
True Cost to Own®$8,982$7,666$5,771$6,499$6,034$34,952

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.