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Used 2020 Kia Optima Hybrid Cost to Own

Total 5-Year Ownership Costs

Optima Hybrid Sedan

EX 4dr Sedan (2.0L 4cyl gas/electric hybrid 6A)

True Cost to Own

$37,968*

Total Cash Price

$18,091

Ownership Costs: 5-Year Total

Depreciation

$11,051

Taxes & Fees

$2,322

Financing

$3,173

Fuel

$6,197

Insurance

$6,870

Repairs

$2,076

Maintenance

$6,279

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Optima Hybrid Sedan EX 4dr Sedan (2.0L 4cyl gas/electric hybrid 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,294$1,333$1,373$1,414$1,456$6,870
Maintenance$1,013$779$549$2,128$1,810$6,279
Repairs$294$358$433$537$454$2,076
Taxes & Fees$1,594$233$195$163$137$2,322
Financing$1,087$877$652$409$148$3,173
Depreciation$4,718$3,292$1,226$797$1,018$11,051
Fuel$1,167$1,202$1,238$1,276$1,314$6,197
True Cost to Own®$11,167$8,074$5,666$6,724$6,337$37,968

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.