2023 Toyota Camry Cost to Own
Total 5-Year Ownership Costs
Camry Sedan
SE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$36,705*
Total Cash Price
$30,893
LE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$34,929*
Total Cash Price
$28,793
XSE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$39,726*
Total Cash Price
$35,524
SE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$39,286*
Total Cash Price
$32,304
LE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$37,324*
Total Cash Price
$30,168
XLE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$40,306*
Total Cash Price
$34,865
XSE 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$47,548*
Total Cash Price
$41,237
TRD 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$42,421*
Total Cash Price
$37,065
XSE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$42,213*
Total Cash Price
$36,752
SE Nightshade Edition 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$36,952*
Total Cash Price
$31,589
XLE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$42,406*
Total Cash Price
$36,055
SE Nightshade Edition 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$38,179*
Total Cash Price
$32,076
XLE 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$44,948*
Total Cash Price
$39,761
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan SE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $670 | $693 | $718 | $743 | $769 | $3,593 |
Maintenance | $48 | $455 | $404 | $820 | $1,693 | $3,420 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,125 | $35 | $35 | $35 | $35 | $2,265 |
Financing | $2,051 | $1,661 | $1,238 | $780 | $284 | $6,014 |
Depreciation | $6,685 | $1,438 | $1,361 | $1,595 | $1,511 | $12,590 |
Fuel | $1,543 | $1,589 | $1,637 | $1,686 | $1,737 | $8,192 |
True Cost to Own® | $13,122 | $5,871 | $5,484 | $5,879 | $6,349 | $36,705 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan LE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $670 | $693 | $718 | $743 | $769 | $3,593 |
Maintenance | $48 | $455 | $404 | $820 | $1,436 | $3,163 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $1,983 | $35 | $35 | $35 | $35 | $2,123 |
Financing | $1,912 | $1,548 | $1,154 | $726 | $265 | $5,605 |
Depreciation | $6,636 | $1,214 | $1,149 | $1,347 | $1,276 | $11,622 |
Fuel | $1,543 | $1,589 | $1,637 | $1,686 | $1,737 | $8,192 |
True Cost to Own® | $12,792 | $5,534 | $5,188 | $5,577 | $5,838 | $34,929 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan XSE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $673 | $697 | $721 | $746 | $772 | $3,609 |
Maintenance | $48 | $455 | $404 | $820 | $1,942 | $3,669 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,438 | $35 | $35 | $35 | $35 | $2,578 |
Financing | $2,359 | $1,910 | $1,423 | $897 | $326 | $6,915 |
Depreciation | $6,756 | $1,733 | $1,638 | $1,922 | $1,822 | $13,871 |
Fuel | $1,592 | $1,640 | $1,689 | $1,740 | $1,792 | $8,453 |
True Cost to Own® | $13,866 | $6,470 | $6,001 | $6,380 | $7,009 | $39,726 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan SE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $670 | $693 | $718 | $743 | $769 | $3,593 |
Maintenance | $48 | $455 | $404 | $820 | $1,611 | $3,338 |
Repairs | $0 | $0 | $106 | $251 | $367 | $724 |
Taxes & Fees | $2,220 | $35 | $35 | $35 | $35 | $2,360 |
Financing | $2,145 | $1,737 | $1,294 | $816 | $297 | $6,289 |
Depreciation | $7,320 | $1,614 | $1,527 | $1,792 | $1,698 | $13,951 |
Fuel | $1,701 | $1,752 | $1,805 | $1,859 | $1,914 | $9,031 |
True Cost to Own® | $14,104 | $6,286 | $5,889 | $6,316 | $6,691 | $39,286 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan LE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $670 | $693 | $718 | $743 | $769 | $3,593 |
Maintenance | $48 | $455 | $404 | $820 | $1,354 | $3,081 |
Repairs | $0 | $0 | $106 | $251 | $367 | $724 |
Taxes & Fees | $2,076 | $35 | $35 | $35 | $35 | $2,216 |
Financing | $2,003 | $1,622 | $1,209 | $762 | $277 | $5,873 |
Depreciation | $7,271 | $1,347 | $1,276 | $1,496 | $1,416 | $12,806 |
Fuel | $1,701 | $1,752 | $1,805 | $1,859 | $1,914 | $9,031 |
True Cost to Own® | $13,769 | $5,904 | $5,553 | $5,966 | $6,132 | $37,324 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan XLE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $673 | $697 | $721 | $746 | $772 | $3,609 |
Maintenance | $48 | $455 | $404 | $820 | $1,693 | $3,420 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,393 | $35 | $35 | $35 | $35 | $2,533 |
Financing | $2,315 | $1,875 | $1,397 | $880 | $320 | $6,787 |
Depreciation | $8,015 | $1,670 | $1,579 | $1,854 | $1,755 | $14,873 |
Fuel | $1,592 | $1,640 | $1,689 | $1,740 | $1,792 | $8,453 |
True Cost to Own® | $15,036 | $6,372 | $5,916 | $6,295 | $6,687 | $40,306 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan XSE 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $714 | $739 | $765 | $792 | $819 | $3,829 |
Maintenance | $48 | $475 | $416 | $916 | $2,018 | $3,873 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,824 | $35 | $35 | $35 | $35 | $2,964 |
Financing | $2,738 | $2,217 | $1,653 | $1,041 | $378 | $8,027 |
Depreciation | $8,920 | $2,247 | $2,125 | $2,492 | $2,362 | $18,146 |
Fuel | $1,898 | $1,955 | $2,014 | $2,074 | $2,137 | $10,078 |
True Cost to Own® | $17,142 | $7,668 | $7,099 | $7,570 | $8,069 | $47,548 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan TRD 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $714 | $739 | $765 | $792 | $819 | $3,829 |
Maintenance | $48 | $475 | $416 | $916 | $2,078 | $3,933 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,542 | $35 | $35 | $35 | $35 | $2,682 |
Financing | $2,461 | $1,993 | $1,485 | $936 | $340 | $7,215 |
Depreciation | $6,133 | $1,831 | $1,732 | $2,031 | $1,924 | $13,651 |
Fuel | $1,974 | $2,033 | $2,094 | $2,157 | $2,222 | $10,480 |
True Cost to Own® | $13,872 | $7,106 | $6,618 | $7,087 | $7,738 | $42,421 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan XSE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $673 | $697 | $721 | $746 | $772 | $3,609 |
Maintenance | $48 | $455 | $404 | $820 | $1,860 | $3,587 |
Repairs | $0 | $0 | $106 | $251 | $367 | $724 |
Taxes & Fees | $2,521 | $35 | $35 | $35 | $35 | $2,661 |
Financing | $2,441 | $1,975 | $1,473 | $928 | $337 | $7,154 |
Depreciation | $6,661 | $2,059 | $1,946 | $2,286 | $2,164 | $15,116 |
Fuel | $1,763 | $1,816 | $1,871 | $1,927 | $1,985 | $9,362 |
True Cost to Own® | $14,107 | $7,037 | $6,556 | $6,993 | $7,520 | $42,213 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan SE Nightshade Edition 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $670 | $693 | $718 | $743 | $769 | $3,593 |
Maintenance | $48 | $455 | $404 | $820 | $1,693 | $3,420 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,172 | $35 | $35 | $35 | $35 | $2,312 |
Financing | $2,098 | $1,698 | $1,266 | $797 | $290 | $6,149 |
Depreciation | $5,814 | $1,666 | $1,575 | $1,849 | $1,751 | $12,655 |
Fuel | $1,543 | $1,589 | $1,637 | $1,686 | $1,737 | $8,192 |
True Cost to Own® | $12,345 | $6,136 | $5,726 | $6,150 | $6,595 | $36,952 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan XLE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $673 | $697 | $721 | $746 | $772 | $3,609 |
Maintenance | $48 | $455 | $404 | $820 | $1,611 | $3,338 |
Repairs | $0 | $0 | $106 | $251 | $367 | $724 |
Taxes & Fees | $2,474 | $35 | $35 | $35 | $35 | $2,614 |
Financing | $2,394 | $1,939 | $1,444 | $910 | $332 | $7,019 |
Depreciation | $9,379 | $1,549 | $1,466 | $1,718 | $1,628 | $15,740 |
Fuel | $1,763 | $1,816 | $1,871 | $1,927 | $1,985 | $9,362 |
True Cost to Own® | $16,731 | $6,491 | $6,047 | $6,407 | $6,730 | $42,406 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan SE Nightshade Edition 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $670 | $693 | $718 | $743 | $769 | $3,593 |
Maintenance | $48 | $455 | $404 | $820 | $1,611 | $3,338 |
Repairs | $0 | $0 | $106 | $251 | $367 | $724 |
Taxes & Fees | $2,205 | $35 | $35 | $35 | $35 | $2,345 |
Financing | $2,130 | $1,724 | $1,286 | $809 | $295 | $6,244 |
Depreciation | $6,529 | $1,552 | $1,469 | $1,723 | $1,631 | $12,904 |
Fuel | $1,701 | $1,752 | $1,805 | $1,859 | $1,914 | $9,031 |
True Cost to Own® | $13,283 | $6,211 | $5,823 | $6,240 | $6,622 | $38,179 |
Ownership Costs: 5-Year Breakdown
2023 Camry Sedan XLE 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $714 | $739 | $765 | $792 | $819 | $3,829 |
Maintenance | $48 | $475 | $416 | $916 | $1,769 | $3,624 |
Repairs | $0 | $0 | $91 | $220 | $320 | $631 |
Taxes & Fees | $2,724 | $35 | $35 | $35 | $35 | $2,864 |
Financing | $2,640 | $2,138 | $1,593 | $1,004 | $365 | $7,740 |
Depreciation | $8,346 | $1,908 | $1,805 | $2,118 | $2,005 | $16,182 |
Fuel | $1,898 | $1,955 | $2,014 | $2,074 | $2,137 | $10,078 |
True Cost to Own® | $16,370 | $7,250 | $6,719 | $7,159 | $7,450 | $44,948 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2023 CamryTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2023 Toyota Camry in Ohio is:
not available