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Used 2020 Kia Niro Cost to Own

Total 5-Year Ownership Costs

Niro SUV

LXS 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$29,446*

Total Cash Price

$16,892

LX 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$30,051*

Total Cash Price

$16,598

EX Premium 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$32,673*

Total Cash Price

$20,259

Touring 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$31,853*

Total Cash Price

$18,088

Touring SE 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$31,855*

Total Cash Price

$17,425

Ownership Costs: 5-Year Total

Depreciation

$9,486

Taxes & Fees

$1,270

Financing

$2,963

Fuel

$4,809

Insurance

$4,284

Repairs

$1,717

Maintenance

$4,917

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Niro SUV LXS 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$807$831$856$882$908$4,284
Maintenance$972$554$286$1,578$1,527$4,917
Repairs$243$297$359$445$373$1,717
Taxes & Fees$898$93$93$93$93$1,270
Financing$1,015$819$608$382$139$2,963
Depreciation$3,391$1,563$1,516$1,552$1,464$9,486
Fuel$906$933$961$990$1,019$4,809
True Cost to Own®$8,232$5,090$4,679$5,922$5,523$29,446
Selected Model:

2020 Niro SUV LX 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$807$831$856$882$908$4,284
Maintenance$972$554$286$1,578$1,527$4,917
Repairs$243$297$359$445$373$1,717
Taxes & Fees$884$93$93$93$93$1,256
Financing$997$805$598$375$136$2,911
Depreciation$4,156$1,563$1,515$1,554$1,464$10,252
Fuel$888$915$942$970$999$4,714
True Cost to Own®$8,947$5,058$4,649$5,897$5,500$30,051
Selected Model:

2020 Niro SUV EX Premium 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$786$810$834$859$885$4,174
Maintenance$972$554$286$1,578$1,527$4,917
Repairs$243$297$359$445$373$1,717
Taxes & Fees$1,058$93$93$93$93$1,430
Financing$1,217$982$730$458$166$3,553
Depreciation$4,345$1,980$1,922$1,970$1,856$12,073
Fuel$906$933$961$990$1,019$4,809
True Cost to Own®$9,527$5,649$5,185$6,393$5,919$32,673
Selected Model:

2020 Niro SUV Touring 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$807$831$856$882$908$4,284
Maintenance$972$554$286$1,834$1,527$5,173
Repairs$243$297$359$445$373$1,717
Taxes & Fees$955$93$93$93$93$1,327
Financing$1,087$877$651$409$148$3,172
Depreciation$3,439$1,860$1,805$1,848$1,743$10,695
Fuel$1,033$1,064$1,096$1,129$1,163$5,485
True Cost to Own®$8,536$5,576$5,146$6,640$5,955$31,853
Selected Model:

2020 Niro SUV Touring SE 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$807$831$856$882$908$4,284
Maintenance$972$554$286$1,834$1,527$5,173
Repairs$243$297$359$445$373$1,717
Taxes & Fees$923$93$93$93$93$1,295
Financing$1,047$845$627$394$143$3,056
Depreciation$3,703$1,830$1,776$1,820$1,716$10,845
Fuel$1,033$1,064$1,096$1,129$1,163$5,485
True Cost to Own®$8,728$5,514$5,093$6,597$5,923$31,855

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.