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Used 2020 Kia Niro Cost to Own

Total 5-Year Ownership Costs

Niro SUV

LXS 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$30,233*

Total Cash Price

$15,961

LX 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$30,072*

Total Cash Price

$16,418

EX Premium 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$31,969*

Total Cash Price

$19,648

Touring 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$32,802*

Total Cash Price

$18,749

Touring SE 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

True Cost to Own

$33,205*

Total Cash Price

$18,346

Ownership Costs: 5-Year Total

Depreciation

$9,849

Taxes & Fees

$849

Financing

$2,799

Fuel

$4,890

Insurance

$4,046

Repairs

$2,103

Maintenance

$5,697

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Niro SUV LXS 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$762$785$808$833$858$4,046
Maintenance$1,150$640$345$1,750$1,812$5,697
Repairs$296$361$440$545$461$2,103
Taxes & Fees$685$41$41$41$41$849
Financing$959$774$575$360$131$2,799
Depreciation$3,724$1,612$1,568$1,494$1,451$9,849
Fuel$921$949$977$1,006$1,037$4,890
True Cost to Own®$8,497$5,162$4,754$6,029$5,791$30,233
Selected Model:

2020 Niro SUV LX 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$762$785$808$833$858$4,046
Maintenance$1,150$640$345$1,750$1,812$5,697
Repairs$296$361$440$545$461$2,103
Taxes & Fees$703$41$41$41$41$867
Financing$986$796$592$371$135$2,880
Depreciation$3,717$1,571$1,527$1,456$1,414$9,685
Fuel$903$930$958$987$1,016$4,794
True Cost to Own®$8,517$5,124$4,711$5,983$5,737$30,072
Selected Model:

2020 Niro SUV EX Premium 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$722$744$766$789$813$3,834
Maintenance$1,150$640$345$1,750$1,812$5,697
Repairs$296$361$440$545$461$2,103
Taxes & Fees$832$41$41$41$41$996
Financing$1,181$952$708$444$161$3,446
Depreciation$3,340$2,017$1,961$1,870$1,815$11,003
Fuel$921$949$977$1,006$1,037$4,890
True Cost to Own®$8,442$5,704$5,238$6,445$6,140$31,969
Selected Model:

2020 Niro SUV Touring 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$762$785$808$833$858$4,046
Maintenance$1,150$640$345$2,004$1,812$5,951
Repairs$296$361$440$545$461$2,103
Taxes & Fees$796$41$41$41$41$960
Financing$1,127$909$675$424$153$3,288
Depreciation$3,675$1,895$1,844$1,758$1,706$10,878
Fuel$1,050$1,082$1,114$1,148$1,182$5,576
True Cost to Own®$8,856$5,713$5,267$6,753$6,213$32,802
Selected Model:

2020 Niro SUV Touring SE 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$762$785$808$833$858$4,046
Maintenance$1,150$640$345$2,004$1,812$5,951
Repairs$296$361$440$545$461$2,103
Taxes & Fees$780$41$41$41$41$944
Financing$1,102$890$660$415$151$3,218
Depreciation$3,979$1,944$1,891$1,803$1,750$11,367
Fuel$1,050$1,082$1,114$1,148$1,182$5,576
True Cost to Own®$9,119$5,743$5,299$6,789$6,255$33,205

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.