Used 2020 Kia Niro Cost to Own
Total 5-Year Ownership Costs
Niro SUV
LXS 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
True Cost to Own
$30,233*
Total Cash Price
$15,961
LX 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
True Cost to Own
$30,072*
Total Cash Price
$16,418
EX Premium 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
True Cost to Own
$31,969*
Total Cash Price
$19,648
Touring 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
True Cost to Own
$32,802*
Total Cash Price
$18,749
Touring SE 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
True Cost to Own
$33,205*
Total Cash Price
$18,346
Depreciation
$9,849
Taxes & Fees
$849
Financing
$2,799
Fuel
$4,890
Insurance
$4,046
Repairs
$2,103
Maintenance
$5,697
Ownership Costs: 5-Year Breakdown
2020 Niro SUV LXS 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $762 | $785 | $808 | $833 | $858 | $4,046 |
Maintenance | $1,150 | $640 | $345 | $1,750 | $1,812 | $5,697 |
Repairs | $296 | $361 | $440 | $545 | $461 | $2,103 |
Taxes & Fees | $685 | $41 | $41 | $41 | $41 | $849 |
Financing | $959 | $774 | $575 | $360 | $131 | $2,799 |
Depreciation | $3,724 | $1,612 | $1,568 | $1,494 | $1,451 | $9,849 |
Fuel | $921 | $949 | $977 | $1,006 | $1,037 | $4,890 |
True Cost to Own® | $8,497 | $5,162 | $4,754 | $6,029 | $5,791 | $30,233 |
2020 Niro SUV LX 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $762 | $785 | $808 | $833 | $858 | $4,046 |
Maintenance | $1,150 | $640 | $345 | $1,750 | $1,812 | $5,697 |
Repairs | $296 | $361 | $440 | $545 | $461 | $2,103 |
Taxes & Fees | $703 | $41 | $41 | $41 | $41 | $867 |
Financing | $986 | $796 | $592 | $371 | $135 | $2,880 |
Depreciation | $3,717 | $1,571 | $1,527 | $1,456 | $1,414 | $9,685 |
Fuel | $903 | $930 | $958 | $987 | $1,016 | $4,794 |
True Cost to Own® | $8,517 | $5,124 | $4,711 | $5,983 | $5,737 | $30,072 |
2020 Niro SUV EX Premium 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $722 | $744 | $766 | $789 | $813 | $3,834 |
Maintenance | $1,150 | $640 | $345 | $1,750 | $1,812 | $5,697 |
Repairs | $296 | $361 | $440 | $545 | $461 | $2,103 |
Taxes & Fees | $832 | $41 | $41 | $41 | $41 | $996 |
Financing | $1,181 | $952 | $708 | $444 | $161 | $3,446 |
Depreciation | $3,340 | $2,017 | $1,961 | $1,870 | $1,815 | $11,003 |
Fuel | $921 | $949 | $977 | $1,006 | $1,037 | $4,890 |
True Cost to Own® | $8,442 | $5,704 | $5,238 | $6,445 | $6,140 | $31,969 |
2020 Niro SUV Touring 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $762 | $785 | $808 | $833 | $858 | $4,046 |
Maintenance | $1,150 | $640 | $345 | $2,004 | $1,812 | $5,951 |
Repairs | $296 | $361 | $440 | $545 | $461 | $2,103 |
Taxes & Fees | $796 | $41 | $41 | $41 | $41 | $960 |
Financing | $1,127 | $909 | $675 | $424 | $153 | $3,288 |
Depreciation | $3,675 | $1,895 | $1,844 | $1,758 | $1,706 | $10,878 |
Fuel | $1,050 | $1,082 | $1,114 | $1,148 | $1,182 | $5,576 |
True Cost to Own® | $8,856 | $5,713 | $5,267 | $6,753 | $6,213 | $32,802 |
2020 Niro SUV Touring SE 4dr SUV (1.6L 4cyl gas/electric hybrid 6AM)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $762 | $785 | $808 | $833 | $858 | $4,046 |
Maintenance | $1,150 | $640 | $345 | $2,004 | $1,812 | $5,951 |
Repairs | $296 | $361 | $440 | $545 | $461 | $2,103 |
Taxes & Fees | $780 | $41 | $41 | $41 | $41 | $944 |
Financing | $1,102 | $890 | $660 | $415 | $151 | $3,218 |
Depreciation | $3,979 | $1,944 | $1,891 | $1,803 | $1,750 | $11,367 |
Fuel | $1,050 | $1,082 | $1,114 | $1,148 | $1,182 | $5,576 |
True Cost to Own® | $9,119 | $5,743 | $5,299 | $6,789 | $6,255 | $33,205 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 NiroTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.