Used 2020 Jaguar XF Cost to Own
Total 5-Year Ownership Costs
XF Sedan
25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$56,370*
Total Cash Price
$18,358
25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$62,328*
Total Cash Price
$23,690
S 4dr Sedan AWD (3.0L 6cyl S/C 8A)
True Cost to Own
$70,986*
Total Cash Price
$29,549
25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$61,835*
Total Cash Price
$23,337
25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$61,332*
Total Cash Price
$22,967
30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$67,554*
Total Cash Price
$27,067
30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$65,310*
Total Cash Price
$25,662
30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$64,867*
Total Cash Price
$25,512
XF Wagon
Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)
True Cost to Own
$69,809*
Total Cash Price
$27,415
Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$65,862*
Total Cash Price
$26,526
Depreciation
$12,266
Taxes & Fees
$1,363
Financing
$3,220
Fuel
$11,525
Insurance
$4,830
Repairs
$13,572
Maintenance
$9,594
Ownership Costs: 5-Year Breakdown
2020 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $910 | $937 | $965 | $994 | $1,024 | $4,830 |
Maintenance | $1,556 | $1,926 | $290 | $3,320 | $2,502 | $9,594 |
Repairs | $1,910 | $2,342 | $2,845 | $3,513 | $2,962 | $13,572 |
Taxes & Fees | $1,223 | $35 | $35 | $35 | $35 | $1,363 |
Financing | $1,103 | $890 | $661 | $415 | $151 | $3,220 |
Depreciation | $3,999 | $2,127 | $2,955 | $2,051 | $1,134 | $12,266 |
Fuel | $2,171 | $2,236 | $2,303 | $2,372 | $2,443 | $11,525 |
True Cost to Own® | $12,872 | $10,493 | $10,054 | $12,700 | $10,251 | $56,370 |
2020 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,556 | $1,926 | $290 | $3,320 | $2,502 | $9,594 |
Repairs | $1,910 | $2,342 | $2,845 | $3,513 | $2,962 | $13,572 |
Taxes & Fees | $1,568 | $35 | $35 | $35 | $35 | $1,708 |
Financing | $1,423 | $1,149 | $853 | $536 | $194 | $4,155 |
Depreciation | $3,955 | $3,341 | $4,071 | $3,099 | $1,458 | $15,924 |
Fuel | $2,171 | $2,236 | $2,303 | $2,372 | $2,443 | $11,525 |
True Cost to Own® | $13,685 | $12,164 | $11,566 | $14,079 | $10,834 | $62,328 |
2020 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,258 | $2,308 | $318 | $3,915 | $2,379 | $10,178 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,946 | $35 | $35 | $35 | $35 | $2,086 |
Financing | $1,775 | $1,433 | $1,064 | $668 | $243 | $5,183 |
Depreciation | $3,848 | $3,437 | $5,004 | $4,594 | $2,756 | $19,639 |
Fuel | $2,641 | $2,720 | $2,801 | $2,885 | $2,972 | $14,019 |
True Cost to Own® | $14,545 | $13,490 | $13,332 | $16,932 | $12,687 | $70,986 |
2020 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,556 | $1,926 | $290 | $3,220 | $2,502 | $9,494 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,545 | $35 | $35 | $35 | $35 | $1,685 |
Financing | $1,402 | $1,132 | $840 | $528 | $191 | $4,093 |
Depreciation | $3,195 | $2,966 | $4,122 | $2,862 | $1,582 | $14,727 |
Fuel | $2,252 | $2,319 | $2,389 | $2,461 | $2,534 | $11,955 |
True Cost to Own® | $13,027 | $11,935 | $11,786 | $13,941 | $11,146 | $61,835 |
2020 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $941 | $969 | $998 | $1,028 | $1,059 | $4,995 |
Maintenance | $1,556 | $1,926 | $290 | $3,220 | $2,502 | $9,494 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,521 | $35 | $35 | $35 | $35 | $1,661 |
Financing | $1,380 | $1,113 | $828 | $519 | $188 | $4,028 |
Depreciation | $3,536 | $3,166 | $3,801 | $2,995 | $1,670 | $15,168 |
Fuel | $2,252 | $2,319 | $2,389 | $2,461 | $2,534 | $11,955 |
True Cost to Own® | $13,161 | $11,950 | $11,282 | $13,889 | $11,050 | $61,332 |
2020 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,556 | $1,926 | $290 | $3,220 | $2,502 | $9,494 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,786 | $35 | $35 | $35 | $35 | $1,926 |
Financing | $1,626 | $1,313 | $974 | $612 | $222 | $4,747 |
Depreciation | $5,041 | $3,299 | $4,378 | $3,769 | $2,118 | $18,605 |
Fuel | $2,430 | $2,503 | $2,578 | $2,655 | $2,735 | $12,901 |
True Cost to Own® | $15,516 | $12,633 | $12,365 | $15,126 | $11,914 | $67,554 |
2020 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,556 | $1,926 | $290 | $3,320 | $2,502 | $9,594 |
Repairs | $1,910 | $2,342 | $2,845 | $3,513 | $2,962 | $13,572 |
Taxes & Fees | $1,695 | $35 | $35 | $35 | $35 | $1,835 |
Financing | $1,542 | $1,244 | $924 | $580 | $211 | $4,501 |
Depreciation | $5,004 | $3,758 | $3,990 | $3,064 | $1,735 | $17,551 |
Fuel | $2,337 | $2,407 | $2,479 | $2,554 | $2,630 | $12,407 |
True Cost to Own® | $15,146 | $12,847 | $11,732 | $14,270 | $11,315 | $65,310 |
2020 XF Sedan 30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,556 | $1,926 | $290 | $3,220 | $2,502 | $9,494 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,685 | $35 | $35 | $35 | $35 | $1,825 |
Financing | $1,533 | $1,237 | $918 | $577 | $210 | $4,475 |
Depreciation | $3,148 | $3,381 | $4,696 | $3,263 | $1,803 | $16,291 |
Fuel | $2,430 | $2,503 | $2,578 | $2,655 | $2,735 | $12,901 |
True Cost to Own® | $13,429 | $12,639 | $12,627 | $14,585 | $11,587 | $64,867 |
2020 XF Wagon Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,258 | $2,308 | $318 | $3,868 | $2,379 | $10,131 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,808 | $35 | $35 | $35 | $35 | $1,948 |
Financing | $1,647 | $1,329 | $988 | $619 | $225 | $4,808 |
Depreciation | $4,146 | $3,483 | $4,840 | $3,361 | $1,858 | $17,688 |
Fuel | $2,892 | $2,978 | $3,068 | $3,160 | $3,255 | $15,353 |
True Cost to Own® | $14,828 | $13,690 | $13,359 | $15,878 | $12,054 | $69,809 |
2020 XF Wagon Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,102 | $1,135 | $1,169 | $1,204 | $1,240 | $5,850 |
Maintenance | $1,556 | $1,926 | $290 | $3,220 | $2,502 | $9,494 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,751 | $35 | $35 | $35 | $35 | $1,891 |
Financing | $1,594 | $1,286 | $955 | $600 | $217 | $4,652 |
Depreciation | $3,582 | $3,323 | $4,619 | $3,208 | $1,774 | $16,506 |
Fuel | $2,531 | $2,607 | $2,685 | $2,766 | $2,849 | $13,438 |
True Cost to Own® | $14,091 | $12,734 | $12,694 | $14,664 | $11,679 | $65,862 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 XFTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.