Used 2020 Jaguar XF Cost to Own
Total 5-Year Ownership Costs
XF Sedan
25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,050*
Total Cash Price
$17,177
25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$59,054*
Total Cash Price
$23,433
S 4dr Sedan AWD (3.0L 6cyl S/C 8A)
True Cost to Own
$69,284*
Total Cash Price
$29,524
25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,614*
Total Cash Price
$22,953
25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$59,149*
Total Cash Price
$22,471
30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$63,910*
Total Cash Price
$26,390
30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$61,829*
Total Cash Price
$25,330
30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$62,996*
Total Cash Price
$25,076
XF Wagon
Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)
True Cost to Own
$67,584*
Total Cash Price
$27,015
Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$62,144*
Total Cash Price
$25,836
Depreciation
$11,684
Taxes & Fees
$963
Financing
$3,013
Fuel
$9,847
Insurance
$6,408
Repairs
$12,042
Maintenance
$9,093
Ownership Costs: 5-Year Breakdown
2020 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,207 | $1,243 | $1,281 | $1,319 | $1,358 | $6,408 |
Maintenance | $1,468 | $1,829 | $261 | $3,162 | $2,373 | $9,093 |
Repairs | $1,685 | $2,072 | $2,521 | $3,125 | $2,639 | $12,042 |
Taxes & Fees | $855 | $27 | $27 | $27 | $27 | $963 |
Financing | $1,032 | $833 | $618 | $389 | $141 | $3,013 |
Depreciation | $3,810 | $2,026 | $2,814 | $1,954 | $1,080 | $11,684 |
Fuel | $1,855 | $1,910 | $1,968 | $2,027 | $2,087 | $9,847 |
True Cost to Own® | $11,912 | $9,940 | $9,490 | $12,003 | $9,705 | $53,050 |
2020 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,255 | $1,293 | $1,331 | $1,371 | $1,413 | $6,663 |
Maintenance | $1,468 | $1,829 | $261 | $3,162 | $2,373 | $9,093 |
Repairs | $1,685 | $2,072 | $2,521 | $3,125 | $2,639 | $12,042 |
Taxes & Fees | $1,153 | $27 | $27 | $27 | $27 | $1,261 |
Financing | $1,408 | $1,136 | $844 | $530 | $192 | $4,110 |
Depreciation | $3,984 | $3,365 | $4,100 | $3,120 | $1,469 | $16,038 |
Fuel | $1,855 | $1,910 | $1,968 | $2,027 | $2,087 | $9,847 |
True Cost to Own® | $12,808 | $11,632 | $11,052 | $13,362 | $10,200 | $59,054 |
2020 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,596 | $1,644 | $1,693 | $1,744 | $1,796 | $8,473 |
Maintenance | $1,175 | $2,197 | $289 | $3,761 | $2,252 | $9,674 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,443 | $27 | $27 | $27 | $27 | $1,551 |
Financing | $1,774 | $1,431 | $1,064 | $667 | $242 | $5,178 |
Depreciation | $3,914 | $3,497 | $5,091 | $4,674 | $2,804 | $19,980 |
Fuel | $2,256 | $2,324 | $2,393 | $2,465 | $2,539 | $11,977 |
True Cost to Own® | $13,901 | $13,263 | $13,164 | $16,568 | $12,388 | $69,284 |
2020 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,305 | $1,344 | $1,384 | $1,426 | $1,469 | $6,928 |
Maintenance | $1,468 | $1,829 | $261 | $3,078 | $2,373 | $9,009 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,130 | $27 | $27 | $27 | $27 | $1,238 |
Financing | $1,379 | $1,113 | $827 | $518 | $189 | $4,026 |
Depreciation | $3,199 | $2,971 | $4,128 | $2,866 | $1,585 | $14,749 |
Fuel | $1,924 | $1,981 | $2,041 | $2,102 | $2,165 | $10,213 |
True Cost to Own® | $12,148 | $11,408 | $11,275 | $13,247 | $10,536 | $58,614 |
2020 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,358 | $1,399 | $1,441 | $1,484 | $1,528 | $7,210 |
Maintenance | $1,468 | $1,829 | $261 | $3,078 | $2,373 | $9,009 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,107 | $27 | $27 | $27 | $27 | $1,215 |
Financing | $1,350 | $1,090 | $809 | $508 | $184 | $3,941 |
Depreciation | $3,523 | $3,154 | $3,786 | $2,984 | $1,663 | $15,110 |
Fuel | $1,924 | $1,981 | $2,041 | $2,102 | $2,165 | $10,213 |
True Cost to Own® | $12,473 | $11,623 | $10,972 | $13,413 | $10,668 | $59,149 |
2020 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,305 | $1,344 | $1,384 | $1,426 | $1,469 | $6,928 |
Maintenance | $1,468 | $1,829 | $261 | $3,078 | $2,373 | $9,009 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,294 | $27 | $27 | $27 | $27 | $1,402 |
Financing | $1,586 | $1,279 | $950 | $597 | $217 | $4,629 |
Depreciation | $5,004 | $3,275 | $4,346 | $3,741 | $2,103 | $18,469 |
Fuel | $2,076 | $2,138 | $2,202 | $2,269 | $2,337 | $11,022 |
True Cost to Own® | $14,476 | $12,035 | $11,777 | $14,368 | $11,254 | $63,910 |
2020 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,255 | $1,293 | $1,331 | $1,371 | $1,413 | $6,663 |
Maintenance | $1,468 | $1,829 | $261 | $3,162 | $2,373 | $9,093 |
Repairs | $1,685 | $2,072 | $2,521 | $3,125 | $2,639 | $12,042 |
Taxes & Fees | $1,243 | $27 | $27 | $27 | $27 | $1,351 |
Financing | $1,522 | $1,228 | $912 | $573 | $208 | $4,443 |
Depreciation | $5,029 | $3,777 | $4,010 | $3,079 | $1,743 | $17,638 |
Fuel | $1,996 | $2,056 | $2,118 | $2,182 | $2,247 | $10,599 |
True Cost to Own® | $14,198 | $12,282 | $11,180 | $13,519 | $10,650 | $61,829 |
2020 XF Sedan 30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,596 | $1,644 | $1,693 | $1,744 | $1,796 | $8,473 |
Maintenance | $1,468 | $1,829 | $261 | $3,078 | $2,373 | $9,009 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,231 | $27 | $27 | $27 | $27 | $1,339 |
Financing | $1,507 | $1,215 | $903 | $567 | $206 | $4,398 |
Depreciation | $3,150 | $3,384 | $4,700 | $3,265 | $1,805 | $16,304 |
Fuel | $2,076 | $2,138 | $2,202 | $2,269 | $2,337 | $11,022 |
True Cost to Own® | $12,771 | $12,380 | $12,393 | $14,180 | $11,272 | $62,996 |
2020 XF Wagon Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,596 | $1,644 | $1,693 | $1,744 | $1,796 | $8,473 |
Maintenance | $1,175 | $2,197 | $289 | $3,714 | $2,252 | $9,627 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,324 | $27 | $27 | $27 | $27 | $1,432 |
Financing | $1,623 | $1,310 | $973 | $611 | $221 | $4,738 |
Depreciation | $4,159 | $3,495 | $4,856 | $3,372 | $1,864 | $17,746 |
Fuel | $2,470 | $2,545 | $2,621 | $2,700 | $2,781 | $13,117 |
True Cost to Own® | $14,090 | $13,361 | $13,066 | $15,398 | $11,669 | $67,584 |
2020 XF Wagon Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,305 | $1,344 | $1,384 | $1,426 | $1,469 | $6,928 |
Maintenance | $1,468 | $1,829 | $261 | $3,078 | $2,373 | $9,009 |
Repairs | $1,743 | $2,143 | $2,607 | $3,230 | $2,728 | $12,451 |
Taxes & Fees | $1,267 | $27 | $27 | $27 | $27 | $1,375 |
Financing | $1,552 | $1,253 | $930 | $584 | $212 | $4,531 |
Depreciation | $3,553 | $3,295 | $4,581 | $3,181 | $1,759 | $16,369 |
Fuel | $2,163 | $2,227 | $2,294 | $2,363 | $2,434 | $11,481 |
True Cost to Own® | $13,051 | $12,118 | $12,084 | $13,889 | $11,002 | $62,144 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 XFTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.