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Used 2020 Jaguar XF Cost to Own

Total 5-Year Ownership Costs

XF Sedan

25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$53,050*

Total Cash Price

$17,177

25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$59,054*

Total Cash Price

$23,433

S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$69,284*

Total Cash Price

$29,524

25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,614*

Total Cash Price

$22,953

25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$59,149*

Total Cash Price

$22,471

30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$63,910*

Total Cash Price

$26,390

30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$61,829*

Total Cash Price

$25,330

30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$62,996*

Total Cash Price

$25,076

XF Wagon

Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$67,584*

Total Cash Price

$27,015

Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$62,144*

Total Cash Price

$25,836

Ownership Costs: 5-Year Total

Depreciation

$11,684

Taxes & Fees

$963

Financing

$3,013

Fuel

$9,847

Insurance

$6,408

Repairs

$12,042

Maintenance

$9,093

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,207$1,243$1,281$1,319$1,358$6,408
Maintenance$1,468$1,829$261$3,162$2,373$9,093
Repairs$1,685$2,072$2,521$3,125$2,639$12,042
Taxes & Fees$855$27$27$27$27$963
Financing$1,032$833$618$389$141$3,013
Depreciation$3,810$2,026$2,814$1,954$1,080$11,684
Fuel$1,855$1,910$1,968$2,027$2,087$9,847
True Cost to Own®$11,912$9,940$9,490$12,003$9,705$53,050
Selected Model:

2020 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,255$1,293$1,331$1,371$1,413$6,663
Maintenance$1,468$1,829$261$3,162$2,373$9,093
Repairs$1,685$2,072$2,521$3,125$2,639$12,042
Taxes & Fees$1,153$27$27$27$27$1,261
Financing$1,408$1,136$844$530$192$4,110
Depreciation$3,984$3,365$4,100$3,120$1,469$16,038
Fuel$1,855$1,910$1,968$2,027$2,087$9,847
True Cost to Own®$12,808$11,632$11,052$13,362$10,200$59,054
Selected Model:

2020 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,596$1,644$1,693$1,744$1,796$8,473
Maintenance$1,175$2,197$289$3,761$2,252$9,674
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,443$27$27$27$27$1,551
Financing$1,774$1,431$1,064$667$242$5,178
Depreciation$3,914$3,497$5,091$4,674$2,804$19,980
Fuel$2,256$2,324$2,393$2,465$2,539$11,977
True Cost to Own®$13,901$13,263$13,164$16,568$12,388$69,284
Selected Model:

2020 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$1,468$1,829$261$3,078$2,373$9,009
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,130$27$27$27$27$1,238
Financing$1,379$1,113$827$518$189$4,026
Depreciation$3,199$2,971$4,128$2,866$1,585$14,749
Fuel$1,924$1,981$2,041$2,102$2,165$10,213
True Cost to Own®$12,148$11,408$11,275$13,247$10,536$58,614
Selected Model:

2020 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,358$1,399$1,441$1,484$1,528$7,210
Maintenance$1,468$1,829$261$3,078$2,373$9,009
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,107$27$27$27$27$1,215
Financing$1,350$1,090$809$508$184$3,941
Depreciation$3,523$3,154$3,786$2,984$1,663$15,110
Fuel$1,924$1,981$2,041$2,102$2,165$10,213
True Cost to Own®$12,473$11,623$10,972$13,413$10,668$59,149
Selected Model:

2020 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$1,468$1,829$261$3,078$2,373$9,009
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,294$27$27$27$27$1,402
Financing$1,586$1,279$950$597$217$4,629
Depreciation$5,004$3,275$4,346$3,741$2,103$18,469
Fuel$2,076$2,138$2,202$2,269$2,337$11,022
True Cost to Own®$14,476$12,035$11,777$14,368$11,254$63,910
Selected Model:

2020 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,255$1,293$1,331$1,371$1,413$6,663
Maintenance$1,468$1,829$261$3,162$2,373$9,093
Repairs$1,685$2,072$2,521$3,125$2,639$12,042
Taxes & Fees$1,243$27$27$27$27$1,351
Financing$1,522$1,228$912$573$208$4,443
Depreciation$5,029$3,777$4,010$3,079$1,743$17,638
Fuel$1,996$2,056$2,118$2,182$2,247$10,599
True Cost to Own®$14,198$12,282$11,180$13,519$10,650$61,829
Selected Model:

2020 XF Sedan 30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,596$1,644$1,693$1,744$1,796$8,473
Maintenance$1,468$1,829$261$3,078$2,373$9,009
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,231$27$27$27$27$1,339
Financing$1,507$1,215$903$567$206$4,398
Depreciation$3,150$3,384$4,700$3,265$1,805$16,304
Fuel$2,076$2,138$2,202$2,269$2,337$11,022
True Cost to Own®$12,771$12,380$12,393$14,180$11,272$62,996
Selected Model:

2020 XF Wagon Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,596$1,644$1,693$1,744$1,796$8,473
Maintenance$1,175$2,197$289$3,714$2,252$9,627
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,324$27$27$27$27$1,432
Financing$1,623$1,310$973$611$221$4,738
Depreciation$4,159$3,495$4,856$3,372$1,864$17,746
Fuel$2,470$2,545$2,621$2,700$2,781$13,117
True Cost to Own®$14,090$13,361$13,066$15,398$11,669$67,584
Selected Model:

2020 XF Wagon Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$1,468$1,829$261$3,078$2,373$9,009
Repairs$1,743$2,143$2,607$3,230$2,728$12,451
Taxes & Fees$1,267$27$27$27$27$1,375
Financing$1,552$1,253$930$584$212$4,531
Depreciation$3,553$3,295$4,581$3,181$1,759$16,369
Fuel$2,163$2,227$2,294$2,363$2,434$11,481
True Cost to Own®$13,051$12,118$12,084$13,889$11,002$62,144

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.