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Used 2020 Jaguar XF Cost to Own

Total 5-Year Ownership Costs

XF Sedan

25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$56,370*

Total Cash Price

$18,358

25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$62,328*

Total Cash Price

$23,690

S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$70,986*

Total Cash Price

$29,549

25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$61,835*

Total Cash Price

$23,337

25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$61,332*

Total Cash Price

$22,967

30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$67,554*

Total Cash Price

$27,067

30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$65,310*

Total Cash Price

$25,662

30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$64,867*

Total Cash Price

$25,512

XF Wagon

Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$69,809*

Total Cash Price

$27,415

Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$65,862*

Total Cash Price

$26,526

Ownership Costs: 5-Year Total

Depreciation

$12,266

Taxes & Fees

$1,363

Financing

$3,220

Fuel

$11,525

Insurance

$4,830

Repairs

$13,572

Maintenance

$9,594

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$910$937$965$994$1,024$4,830
Maintenance$1,556$1,926$290$3,320$2,502$9,594
Repairs$1,910$2,342$2,845$3,513$2,962$13,572
Taxes & Fees$1,223$35$35$35$35$1,363
Financing$1,103$890$661$415$151$3,220
Depreciation$3,999$2,127$2,955$2,051$1,134$12,266
Fuel$2,171$2,236$2,303$2,372$2,443$11,525
True Cost to Own®$12,872$10,493$10,054$12,700$10,251$56,370
Selected Model:

2020 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,556$1,926$290$3,320$2,502$9,594
Repairs$1,910$2,342$2,845$3,513$2,962$13,572
Taxes & Fees$1,568$35$35$35$35$1,708
Financing$1,423$1,149$853$536$194$4,155
Depreciation$3,955$3,341$4,071$3,099$1,458$15,924
Fuel$2,171$2,236$2,303$2,372$2,443$11,525
True Cost to Own®$13,685$12,164$11,566$14,079$10,834$62,328
Selected Model:

2020 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,258$2,308$318$3,915$2,379$10,178
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,946$35$35$35$35$2,086
Financing$1,775$1,433$1,064$668$243$5,183
Depreciation$3,848$3,437$5,004$4,594$2,756$19,639
Fuel$2,641$2,720$2,801$2,885$2,972$14,019
True Cost to Own®$14,545$13,490$13,332$16,932$12,687$70,986
Selected Model:

2020 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,556$1,926$290$3,220$2,502$9,494
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,545$35$35$35$35$1,685
Financing$1,402$1,132$840$528$191$4,093
Depreciation$3,195$2,966$4,122$2,862$1,582$14,727
Fuel$2,252$2,319$2,389$2,461$2,534$11,955
True Cost to Own®$13,027$11,935$11,786$13,941$11,146$61,835
Selected Model:

2020 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$941$969$998$1,028$1,059$4,995
Maintenance$1,556$1,926$290$3,220$2,502$9,494
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,521$35$35$35$35$1,661
Financing$1,380$1,113$828$519$188$4,028
Depreciation$3,536$3,166$3,801$2,995$1,670$15,168
Fuel$2,252$2,319$2,389$2,461$2,534$11,955
True Cost to Own®$13,161$11,950$11,282$13,889$11,050$61,332
Selected Model:

2020 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,556$1,926$290$3,220$2,502$9,494
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,786$35$35$35$35$1,926
Financing$1,626$1,313$974$612$222$4,747
Depreciation$5,041$3,299$4,378$3,769$2,118$18,605
Fuel$2,430$2,503$2,578$2,655$2,735$12,901
True Cost to Own®$15,516$12,633$12,365$15,126$11,914$67,554
Selected Model:

2020 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,556$1,926$290$3,320$2,502$9,594
Repairs$1,910$2,342$2,845$3,513$2,962$13,572
Taxes & Fees$1,695$35$35$35$35$1,835
Financing$1,542$1,244$924$580$211$4,501
Depreciation$5,004$3,758$3,990$3,064$1,735$17,551
Fuel$2,337$2,407$2,479$2,554$2,630$12,407
True Cost to Own®$15,146$12,847$11,732$14,270$11,315$65,310
Selected Model:

2020 XF Sedan 30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,556$1,926$290$3,220$2,502$9,494
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,685$35$35$35$35$1,825
Financing$1,533$1,237$918$577$210$4,475
Depreciation$3,148$3,381$4,696$3,263$1,803$16,291
Fuel$2,430$2,503$2,578$2,655$2,735$12,901
True Cost to Own®$13,429$12,639$12,627$14,585$11,587$64,867
Selected Model:

2020 XF Wagon Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,258$2,308$318$3,868$2,379$10,131
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,808$35$35$35$35$1,948
Financing$1,647$1,329$988$619$225$4,808
Depreciation$4,146$3,483$4,840$3,361$1,858$17,688
Fuel$2,892$2,978$3,068$3,160$3,255$15,353
True Cost to Own®$14,828$13,690$13,359$15,878$12,054$69,809
Selected Model:

2020 XF Wagon Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,102$1,135$1,169$1,204$1,240$5,850
Maintenance$1,556$1,926$290$3,220$2,502$9,494
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,751$35$35$35$35$1,891
Financing$1,594$1,286$955$600$217$4,652
Depreciation$3,582$3,323$4,619$3,208$1,774$16,506
Fuel$2,531$2,607$2,685$2,766$2,849$13,438
True Cost to Own®$14,091$12,734$12,694$14,664$11,679$65,862

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.