Used 2018 Chevrolet Camaro Cost to Own

Total 5-Year Ownership Costs

Camaro ZL1

ZL1 2dr Coupe (6.2L 8cyl S/C 6M)

True Cost to Own

$49,108*

Total Cash Price

$33,318

Camaro Convertible

1SS 2dr Convertible (6.2L 8cyl 6M)

True Cost to Own

$57,165*

Total Cash Price

$38,785

2LT 2dr Convertible (2.0L 4cyl Turbo 6M)

True Cost to Own

$52,178*

Total Cash Price

$35,401

1LT 2dr Convertible (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,272*

Total Cash Price

$30,715

2SS 2dr Convertible (6.2L 8cyl 6M)

True Cost to Own

$40,284*

Total Cash Price

$27,332

1LS 2dr Convertible (2.0L 4cyl Turbo 6M)

True Cost to Own

$57,165*

Total Cash Price

$38,785

ZL1 2dr Convertible (6.2L 8cyl S/C 6M)

True Cost to Own

$40,284*

Total Cash Price

$27,332

Camaro Coupe

2SS 2dr Coupe (6.2L 8cyl 6M)

True Cost to Own

$39,517*

Total Cash Price

$26,811

1SS 2dr Coupe (6.2L 8cyl 6M)

True Cost to Own

$56,398*

Total Cash Price

$38,264

2LT 2dr Coupe (2.0L 4cyl Turbo 6M)

True Cost to Own

$48,725*

Total Cash Price

$33,058

1LT 2dr Coupe (2.0L 4cyl Turbo 8A)

True Cost to Own

$38,366*

Total Cash Price

$26,030

1LS 2dr Coupe (2.0L 4cyl Turbo 6M)

True Cost to Own

$39,133*

Total Cash Price

$26,551

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro ZL1 ZL1 2dr Coupe (6.2L 8cyl S/C 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,052$1,084$1,116$1,149$1,184$5,586
Maintenance$920$827$2,765$1,381$2,497$8,390
Repairs$184$439$639$746$872$2,880
Taxes & Fees$1,793$52$52$52$52$2,003
Financing$1,792$1,441$1,066$667$242$5,208
Depreciation$4,394$2,724$2,431$2,208$2,029$13,786
Fuel$2,120$2,184$2,249$2,317$2,386$11,255
True Cost to Own®$12,256$8,751$10,318$8,521$9,262$49,108

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Convertible 1SS 2dr Convertible (6.2L 8cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,225$1,262$1,299$1,338$1,378$6,502
Maintenance$1,071$963$3,218$1,608$2,907$9,767
Repairs$215$511$744$869$1,015$3,353
Taxes & Fees$2,087$61$61$61$61$2,332
Financing$2,086$1,678$1,241$776$282$6,063
Depreciation$5,115$3,171$2,830$2,570$2,362$16,047
Fuel$2,467$2,542$2,618$2,697$2,777$13,102
True Cost to Own®$14,267$10,187$12,011$9,919$10,782$57,165

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Convertible 2LT 2dr Convertible (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,118$1,152$1,186$1,221$1,258$5,935
Maintenance$978$879$2,938$1,467$2,653$8,915
Repairs$196$466$679$793$926$3,060
Taxes & Fees$1,905$56$56$56$56$2,128
Financing$1,904$1,531$1,133$709$257$5,534
Depreciation$4,669$2,894$2,583$2,346$2,156$14,647
Fuel$2,252$2,320$2,390$2,462$2,535$11,958
True Cost to Own®$13,022$9,298$10,963$9,054$9,841$52,178

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Convertible 1LT 2dr Convertible (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$970$999$1,029$1,060$1,092$5,150
Maintenance$848$762$2,549$1,273$2,302$7,735
Repairs$170$405$589$688$804$2,655
Taxes & Fees$1,653$48$48$48$48$1,847
Financing$1,652$1,329$983$615$223$4,801
Depreciation$4,051$2,511$2,241$2,036$1,870$12,709
Fuel$1,954$2,013$2,073$2,136$2,200$10,376
True Cost to Own®$11,299$8,068$9,512$7,855$8,538$45,272

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Convertible 2SS 2dr Convertible (6.2L 8cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$863$889$916$943$971$4,582
Maintenance$755$678$2,268$1,133$2,049$6,883
Repairs$151$360$524$612$715$2,363
Taxes & Fees$1,471$43$43$43$43$1,643
Financing$1,470$1,182$875$547$198$4,272
Depreciation$3,605$2,234$1,994$1,811$1,664$11,309
Fuel$1,739$1,791$1,845$1,901$1,957$9,233
True Cost to Own®$10,054$7,179$8,464$6,990$7,598$40,284

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Convertible 1LS 2dr Convertible (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,225$1,262$1,299$1,338$1,378$6,502
Maintenance$1,071$963$3,218$1,608$2,907$9,767
Repairs$215$511$744$869$1,015$3,353
Taxes & Fees$2,087$61$61$61$61$2,332
Financing$2,086$1,678$1,241$776$282$6,063
Depreciation$5,115$3,171$2,830$2,570$2,362$16,047
Fuel$2,467$2,542$2,618$2,697$2,777$13,102
True Cost to Own®$14,267$10,187$12,011$9,919$10,782$57,165

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Convertible ZL1 2dr Convertible (6.2L 8cyl S/C 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$863$889$916$943$971$4,582
Maintenance$755$678$2,268$1,133$2,049$6,883
Repairs$151$360$524$612$715$2,363
Taxes & Fees$1,471$43$43$43$43$1,643
Financing$1,470$1,182$875$547$198$4,272
Depreciation$3,605$2,234$1,994$1,811$1,664$11,309
Fuel$1,739$1,791$1,845$1,901$1,957$9,233
True Cost to Own®$10,054$7,179$8,464$6,990$7,598$40,284

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Coupe 2SS 2dr Coupe (6.2L 8cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$847$872$898$925$953$4,495
Maintenance$741$665$2,225$1,111$2,010$6,752
Repairs$148$353$514$600$701$2,318
Taxes & Fees$1,443$42$42$42$42$1,612
Financing$1,442$1,160$858$537$195$4,191
Depreciation$3,536$2,192$1,956$1,777$1,633$11,093
Fuel$1,706$1,757$1,810$1,864$1,920$9,057
True Cost to Own®$9,862$7,042$8,303$6,857$7,453$39,517

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Coupe 1SS 2dr Coupe (6.2L 8cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,208$1,245$1,282$1,320$1,360$6,415
Maintenance$1,057$950$3,175$1,586$2,868$9,636
Repairs$212$504$734$857$1,001$3,308
Taxes & Fees$2,059$60$60$60$60$2,301
Financing$2,058$1,655$1,225$766$278$5,981
Depreciation$5,047$3,128$2,792$2,536$2,330$15,832
Fuel$2,434$2,508$2,583$2,661$2,740$12,926
True Cost to Own®$14,075$10,050$11,850$9,786$10,637$56,398

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Coupe 2LT 2dr Coupe (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,044$1,076$1,107$1,140$1,175$5,542
Maintenance$913$820$2,743$1,370$2,478$8,325
Repairs$183$436$634$740$865$2,858
Taxes & Fees$1,779$52$52$52$52$1,988
Financing$1,778$1,430$1,058$662$240$5,168
Depreciation$4,360$2,703$2,412$2,191$2,013$13,678
Fuel$2,103$2,167$2,231$2,299$2,367$11,167
True Cost to Own®$12,160$8,683$10,237$8,454$9,190$48,725
Ownership Costs: 5-Year Total

Depreciation

$10,770

Taxes & Fees

$1,565

Financing

$4,069

Fuel

$8,793

Insurance

$4,364

Repairs

$2,250

Maintenance

$6,555

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Coupe 1LT 2dr Coupe (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$822$847$872$898$925$4,364
Maintenance$719$646$2,160$1,079$1,951$6,555
Repairs$144$343$499$583$681$2,250
Taxes & Fees$1,401$41$41$41$41$1,565
Financing$1,400$1,126$833$521$189$4,069
Depreciation$3,433$2,128$1,899$1,725$1,585$10,770
Fuel$1,656$1,706$1,757$1,810$1,864$8,793
True Cost to Own®$9,575$6,837$8,061$6,657$7,236$38,366

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Camaro Coupe 1LS 2dr Coupe (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$838$864$889$916$944$4,451
Maintenance$733$659$2,203$1,101$1,990$6,686
Repairs$147$350$509$595$695$2,295
Taxes & Fees$1,429$42$42$42$42$1,596
Financing$1,428$1,149$850$531$193$4,150
Depreciation$3,502$2,171$1,937$1,760$1,617$10,985
Fuel$1,689$1,740$1,792$1,846$1,901$8,969
True Cost to Own®$9,767$6,974$8,222$6,790$7,381$39,133

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 Chevrolet Camaro in Virginia is:

not available
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