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Used 2020 Toyota RAV4 Hybrid Cost to Own

Total 5-Year Ownership Costs

RAV4 Hybrid SUV

XLE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$38,993*

Total Cash Price

$26,261

XSE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$41,793*

Total Cash Price

$29,815

Limited 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$43,070*

Total Cash Price

$30,595

LE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$38,935*

Total Cash Price

$25,366

XLE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$38,837*

Total Cash Price

$26,281

XSE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$42,934*

Total Cash Price

$31,773

Limited 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,782*

Total Cash Price

$30,227

LE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$38,377*

Total Cash Price

$25,961

Ownership Costs: 5-Year Total

Depreciation

$13,694

Taxes & Fees

$1,716

Financing

$4,606

Fuel

$5,873

Insurance

$4,332

Repairs

$2,553

Maintenance

$6,219

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 RAV4 Hybrid SUV XLE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$816$840$866$892$918$4,332
Maintenance$1,261$775$306$1,858$2,019$6,219
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,344$93$93$93$93$1,716
Financing$1,578$1,273$946$594$215$4,606
Depreciation$4,390$2,654$2,540$2,242$1,868$13,694
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$10,863$7,202$6,424$7,470$7,034$38,993
Selected Model:

2020 RAV4 Hybrid SUV XSE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$816$840$866$892$918$4,332
Maintenance$1,261$775$306$2,064$2,019$6,425
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,513$93$93$93$93$1,885
Financing$1,791$1,446$1,074$674$244$5,229
Depreciation$4,995$2,995$2,868$2,529$2,109$15,496
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$11,850$7,716$6,880$8,043$7,304$41,793
Selected Model:

2020 RAV4 Hybrid SUV Limited 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$840$865$891$918$945$4,459
Maintenance$1,261$775$306$2,064$2,019$6,425
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,550$93$93$93$93$1,922
Financing$1,838$1,484$1,101$692$251$5,366
Depreciation$5,170$3,223$3,087$2,723$2,269$16,472
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$12,133$8,007$7,151$8,281$7,498$43,070
Selected Model:

2020 RAV4 Hybrid SUV LE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$840$865$891$918$945$4,459
Maintenance$1,261$775$306$1,858$2,019$6,219
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,301$93$93$93$93$1,673
Financing$1,524$1,230$913$574$208$4,449
Depreciation$4,589$2,600$2,491$2,197$1,832$13,709
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$10,989$7,130$6,367$7,431$7,018$38,935
Selected Model:

2020 RAV4 Hybrid SUV XLE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$816$840$866$892$918$4,332
Maintenance$1,261$775$306$1,858$2,019$6,219
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,345$93$93$93$93$1,717
Financing$1,579$1,274$947$594$215$4,609
Depreciation$4,538$2,792$2,535$2,063$1,606$13,534
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$11,013$7,341$6,420$7,291$6,772$38,837
Selected Model:

2020 RAV4 Hybrid SUV XSE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$816$840$866$892$918$4,332
Maintenance$1,261$775$306$2,064$2,019$6,425
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,606$93$93$93$93$1,978
Financing$1,909$1,540$1,145$718$261$5,573
Depreciation$5,177$3,144$3,010$2,656$2,213$16,200
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$12,243$7,959$7,093$8,214$7,425$42,934
Selected Model:

2020 RAV4 Hybrid SUV Limited 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$840$865$891$918$945$4,459
Maintenance$1,261$775$306$2,064$2,019$6,425
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,533$93$93$93$93$1,905
Financing$1,816$1,466$1,088$684$248$5,302
Depreciation$4,875$2,963$2,753$2,151$1,523$14,265
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$11,799$7,729$6,804$7,701$6,749$40,782
Selected Model:

2020 RAV4 Hybrid SUV LE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$840$865$891$918$945$4,459
Maintenance$1,261$775$306$1,858$2,019$6,219
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,330$93$93$93$93$1,702
Financing$1,560$1,258$935$587$213$4,553
Depreciation$4,264$2,497$2,391$2,108$1,758$13,018
Fuel$1,106$1,139$1,174$1,209$1,245$5,873
True Cost to Own®$10,729$7,055$6,289$7,355$6,949$38,377

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.