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Used 2020 Toyota RAV4 Hybrid Cost to Own

Total 5-Year Ownership Costs

RAV4 Hybrid SUV

XLE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,548*

Total Cash Price

$26,414

XSE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$43,465*

Total Cash Price

$29,926

Limited 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$44,853*

Total Cash Price

$30,835

LE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,361*

Total Cash Price

$25,436

XLE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,296*

Total Cash Price

$26,307

XSE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$44,667*

Total Cash Price

$31,858

Limited 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$42,653*

Total Cash Price

$30,612

LE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$39,908*

Total Cash Price

$26,133

Ownership Costs: 5-Year Total

Depreciation

$13,687

Taxes & Fees

$2,565

Financing

$4,633

Fuel

$5,793

Insurance

$4,237

Repairs

$2,886

Maintenance

$6,747

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 RAV4 Hybrid SUV XLE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$798$822$847$872$898$4,237
Maintenance$1,380$849$342$1,980$2,196$6,747
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,509$264$264$264$264$2,565
Financing$1,587$1,281$951$597$217$4,633
Depreciation$4,388$2,653$2,538$2,241$1,867$13,687
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$11,171$7,478$6,665$7,803$7,431$40,548
Selected Model:

2020 RAV4 Hybrid SUV XSE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$798$822$847$872$898$4,237
Maintenance$1,380$849$342$2,186$2,196$6,953
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,708$297$297$297$297$2,896
Financing$1,798$1,451$1,078$676$246$5,249
Depreciation$4,980$2,986$2,860$2,522$2,103$15,451
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$12,173$8,014$7,147$8,402$7,729$43,465
Selected Model:

2020 RAV4 Hybrid SUV Limited 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$817$842$867$893$920$4,339
Maintenance$1,380$849$342$2,186$2,196$6,953
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,760$306$306$306$306$2,984
Financing$1,853$1,495$1,110$697$253$5,408
Depreciation$5,175$3,227$3,091$2,725$2,272$16,490
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$12,494$8,328$7,439$8,656$7,936$44,853
Selected Model:

2020 RAV4 Hybrid SUV LE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$817$842$867$893$920$4,339
Maintenance$1,380$849$342$1,980$2,196$6,747
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,454$255$255$255$255$2,474
Financing$1,528$1,233$916$576$208$4,461
Depreciation$4,573$2,591$2,482$2,189$1,826$13,661
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$11,261$7,379$6,585$7,742$7,394$40,361
Selected Model:

2020 RAV4 Hybrid SUV XLE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$798$822$847$872$898$4,237
Maintenance$1,380$849$342$1,980$2,196$6,747
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,503$263$263$263$263$2,555
Financing$1,581$1,275$947$595$216$4,614
Depreciation$4,514$2,778$2,522$2,052$1,598$13,464
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$11,285$7,596$6,644$7,611$7,160$40,296
Selected Model:

2020 RAV4 Hybrid SUV XSE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$798$822$847$872$898$4,237
Maintenance$1,380$849$342$2,186$2,196$6,953
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,817$315$315$315$315$3,077
Financing$1,914$1,545$1,147$720$262$5,588
Depreciation$5,155$3,131$2,998$2,645$2,204$16,133
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$12,573$8,271$7,372$8,587$7,864$44,667
Selected Model:

2020 RAV4 Hybrid SUV Limited 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$817$842$867$893$920$4,339
Maintenance$1,380$849$342$2,186$2,196$6,953
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,747$304$304$304$304$2,963
Financing$1,839$1,484$1,103$692$251$5,369
Depreciation$4,904$2,981$2,769$2,163$1,533$14,350
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$12,196$8,069$7,108$8,087$7,193$42,653
Selected Model:

2020 RAV4 Hybrid SUV LE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$817$842$867$893$920$4,339
Maintenance$1,380$849$342$1,980$2,196$6,747
Repairs$418$485$565$657$761$2,886
Taxes & Fees$1,493$261$261$261$261$2,537
Financing$1,570$1,267$941$591$214$4,583
Depreciation$4,265$2,498$2,392$2,109$1,759$13,023
Fuel$1,091$1,124$1,158$1,192$1,228$5,793
True Cost to Own®$11,034$7,326$6,526$7,683$7,339$39,908

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.