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Used 2020 Toyota 4Runner Cost to Own

Total 5-Year Ownership Costs

4Runner SUV

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,580*

Total Cash Price

$36,577

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,074*

Total Cash Price

$38,373

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,175*

Total Cash Price

$38,491

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$50,185*

Total Cash Price

$34,231

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$56,462*

Total Cash Price

$45,380

Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$54,398*

Total Cash Price

$40,425

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$48,649*

Total Cash Price

$33,262

Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,289*

Total Cash Price

$39,421

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$52,034*

Total Cash Price

$36,801

SR5 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$48,108*

Total Cash Price

$31,607

Limited 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$49,752*

Total Cash Price

$34,545

Nightshade Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$53,899*

Total Cash Price

$37,472

Ownership Costs: 5-Year Total

Depreciation

$15,768

Taxes & Fees

$2,484

Financing

$6,415

Fuel

$12,030

Insurance

$6,870

Repairs

$2,860

Maintenance

$6,153

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,294$1,333$1,373$1,414$1,456$6,870
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,240$61$61$61$61$2,484
Financing$2,198$1,773$1,317$827$300$6,415
Depreciation$3,918$2,932$2,966$2,906$3,046$15,768
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$13,266$9,703$8,991$10,801$9,819$52,580
Selected Model:

2020 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,307$1,346$1,387$1,428$1,471$6,939
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,346$61$61$61$61$2,590
Financing$2,306$1,860$1,382$867$315$6,730
Depreciation$3,671$2,689$2,919$3,584$2,909$15,772
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$13,246$9,560$9,023$11,533$9,712$53,074
Selected Model:

2020 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,301$1,340$1,380$1,422$1,464$6,907
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,353$61$61$61$61$2,597
Financing$2,313$1,866$1,386$870$316$6,751
Depreciation$4,738$3,247$2,987$2,771$2,134$15,877
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$14,321$10,118$9,088$10,717$8,931$53,175
Selected Model:

2020 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,286$1,325$1,364$1,405$1,447$6,827
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,102$61$61$61$61$2,346
Financing$2,057$1,659$1,233$774$281$6,004
Depreciation$4,180$2,208$2,263$3,158$2,156$13,965
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$13,241$8,857$8,195$10,991$8,901$50,185
Selected Model:

2020 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,315$1,354$1,395$1,437$1,480$6,981
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,758$61$61$61$61$3,002
Financing$2,727$2,200$1,634$1,026$372$7,959
Depreciation$4,569$1,613$2,139$4,061$5,095$17,477
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$14,985$8,832$8,503$12,178$11,964$56,462
Selected Model:

2020 4Runner SUV Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,286$1,325$1,364$1,405$1,447$6,827
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,466$61$61$61$61$2,710
Financing$2,429$1,960$1,456$914$331$7,090
Depreciation$5,318$3,212$3,025$2,978$2,195$16,728
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$15,115$10,162$9,180$10,951$8,990$54,398
Selected Model:

2020 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,273$1,311$1,351$1,391$1,433$6,759
Maintenance$928$776$301$2,453$1,629$6,087
Repairs$360$419$487$567$658$2,491
Taxes & Fees$2,045$61$61$61$61$2,289
Financing$1,999$1,612$1,198$752$273$5,834
Depreciation$3,627$2,353$2,617$2,945$1,617$13,159
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$12,498$8,866$8,419$10,645$8,221$48,649
Selected Model:

2020 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,301$1,340$1,380$1,422$1,464$6,907
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,407$61$61$61$61$2,651
Financing$2,369$1,911$1,419$892$323$6,914
Depreciation$4,849$3,075$2,897$2,852$2,101$15,774
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$14,542$9,991$9,031$10,820$8,905$53,289
Selected Model:

2020 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,315$1,354$1,395$1,437$1,480$6,981
Maintenance$936$789$310$2,466$1,652$6,153
Repairs$414$481$560$651$754$2,860
Taxes & Fees$2,253$61$61$61$61$2,497
Financing$2,211$1,784$1,326$832$302$6,455
Depreciation$3,638$2,671$2,748$3,785$2,216$15,058
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$13,033$9,474$8,804$11,708$9,015$52,034
Selected Model:

2020 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,268$1,306$1,345$1,386$1,427$6,732
Maintenance$928$776$301$2,453$1,629$6,087
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,948$61$61$61$61$2,192
Financing$1,899$1,532$1,139$714$260$5,544
Depreciation$4,271$1,965$1,661$2,814$2,321$13,032
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$12,940$8,393$7,398$10,471$8,906$48,108
Selected Model:

2020 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,283$1,321$1,361$1,402$1,444$6,811
Maintenance$928$776$301$2,453$1,629$6,087
Repairs$360$419$487$567$658$2,491
Taxes & Fees$2,121$61$61$61$61$2,365
Financing$2,076$1,674$1,244$781$284$6,059
Depreciation$3,875$2,932$802$4,953$1,347$13,909
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$12,909$9,517$6,660$12,693$7,973$49,752
Selected Model:

2020 4Runner SUV Nightshade Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,268$1,306$1,345$1,386$1,427$6,732
Maintenance$928$776$301$2,453$1,629$6,087
Repairs$360$419$487$567$658$2,491
Taxes & Fees$2,293$61$61$61$61$2,537
Financing$2,251$1,817$1,350$847$307$6,572
Depreciation$6,673$3,033$2,858$2,813$2,073$17,450
Fuel$2,266$2,334$2,404$2,476$2,550$12,030
True Cost to Own®$16,039$9,746$8,806$10,603$8,705$53,899

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.