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Used 2020 Toyota 4Runner Cost to Own

Total 5-Year Ownership Costs

4Runner SUV

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$49,732*

Total Cash Price

$36,275

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$50,062*

Total Cash Price

$38,083

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$50,300*

Total Cash Price

$38,394

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$47,725*

Total Cash Price

$34,618

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$53,149*

Total Cash Price

$44,749

Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$51,547*

Total Cash Price

$40,256

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$46,010*

Total Cash Price

$32,941

Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$49,893*

Total Cash Price

$38,509

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

True Cost to Own

$49,041*

Total Cash Price

$36,593

SR5 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$45,771*

Total Cash Price

$31,893

Limited 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$47,067*

Total Cash Price

$34,446

Nightshade Edition 4dr SUV (4.0L 6cyl 5A)

True Cost to Own

$51,307*

Total Cash Price

$37,387

Ownership Costs: 5-Year Total

Depreciation

$15,813

Taxes & Fees

$2,282

Financing

$6,362

Fuel

$13,046

Insurance

$4,062

Repairs

$2,553

Maintenance

$5,614

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$765$788$812$836$861$4,062
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,838$111$111$111$111$2,282
Financing$2,180$1,758$1,307$820$297$6,362
Depreciation$3,929$2,941$2,974$2,914$3,055$15,813
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$12,357$9,271$8,583$10,274$9,247$49,732
Selected Model:

2020 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,924$111$111$111$111$2,368
Financing$2,288$1,847$1,371$861$312$6,679
Depreciation$3,685$2,699$2,930$3,597$2,920$15,831
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$12,290$9,100$8,585$10,979$9,108$50,062
Selected Model:

2020 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,939$111$111$111$111$2,383
Financing$2,307$1,861$1,383$868$315$6,734
Depreciation$4,779$3,275$3,013$2,795$2,153$16,015
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$13,415$9,687$8,676$10,181$8,341$50,300
Selected Model:

2020 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,759$111$111$111$111$2,203
Financing$2,080$1,678$1,247$783$284$6,072
Depreciation$4,275$2,258$2,314$3,230$2,205$14,282
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$12,504$8,487$7,841$10,531$8,362$47,725
Selected Model:

2020 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,241$111$111$111$111$2,685
Financing$2,689$2,169$1,612$1,011$368$7,849
Depreciation$4,557$1,609$2,133$4,050$5,082$17,431
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$13,880$8,332$8,029$11,582$11,326$53,149
Selected Model:

2020 4Runner SUV Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,027$111$111$111$111$2,471
Financing$2,419$1,951$1,450$910$330$7,060
Depreciation$5,356$3,235$3,047$2,999$2,211$16,848
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$14,192$9,737$8,777$10,427$8,414$51,547
Selected Model:

2020 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$772$795$819$844$869$4,099
Maintenance$813$704$266$2,315$1,462$5,560
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,679$111$111$111$111$2,123
Financing$1,979$1,597$1,187$744$271$5,778
Depreciation$3,633$2,357$2,621$2,949$1,620$13,180
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$11,653$8,468$8,046$10,155$7,688$46,010
Selected Model:

2020 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$745$767$790$814$839$3,955
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,944$111$111$111$111$2,388
Financing$2,314$1,867$1,387$870$316$6,754
Depreciation$4,790$3,038$2,862$2,818$2,075$15,583
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$13,438$9,456$8,529$10,206$8,264$49,893
Selected Model:

2020 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$748$770$794$817$842$3,971
Maintenance$820$714$273$2,326$1,481$5,614
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,853$111$111$111$111$2,297
Financing$2,199$1,774$1,318$827$300$6,418
Depreciation$3,658$2,685$2,763$3,807$2,229$15,142
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$12,103$9,013$8,365$11,155$8,405$49,041
Selected Model:

2020 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$813$704$266$2,315$1,462$5,560
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,629$111$111$111$111$2,073
Financing$1,916$1,546$1,149$721$262$5,594
Depreciation$4,358$2,005$1,695$2,871$2,369$13,298
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$12,242$8,041$7,058$10,028$8,402$45,771
Selected Model:

2020 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$813$704$266$2,315$1,462$5,560
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,751$111$111$111$111$2,195
Financing$2,070$1,670$1,240$779$282$6,041
Depreciation$3,907$2,957$809$4,994$1,358$14,025
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$12,067$9,117$6,263$12,209$7,411$47,067
Selected Model:

2020 4Runner SUV Nightshade Edition 4dr SUV (4.0L 6cyl 5A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$813$704$266$2,315$1,462$5,560
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,891$111$111$111$111$2,335
Financing$2,246$1,813$1,346$846$306$6,557
Depreciation$6,734$3,060$2,884$2,839$2,092$17,609
Fuel$2,457$2,531$2,607$2,685$2,766$13,046
True Cost to Own®$15,210$9,363$8,444$10,121$8,169$51,307

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.