Used 2020 Toyota 4Runner Cost to Own
Total 5-Year Ownership Costs
4Runner SUV
SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$49,732*
Total Cash Price
$36,275
TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$50,062*
Total Cash Price
$38,083
Limited 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$50,300*
Total Cash Price
$38,394
SR5 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$47,725*
Total Cash Price
$34,618
TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,149*
Total Cash Price
$44,749
Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$51,547*
Total Cash Price
$40,256
SR5 Premium 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$46,010*
Total Cash Price
$32,941
Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$49,893*
Total Cash Price
$38,509
TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$49,041*
Total Cash Price
$36,593
SR5 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$45,771*
Total Cash Price
$31,893
Limited 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$47,067*
Total Cash Price
$34,446
Nightshade Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$51,307*
Total Cash Price
$37,387
Depreciation
$15,813
Taxes & Fees
$2,282
Financing
$6,362
Fuel
$13,046
Insurance
$4,062
Repairs
$2,553
Maintenance
$5,614
Ownership Costs: 5-Year Breakdown
2020 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $765 | $788 | $812 | $836 | $861 | $4,062 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $1,838 | $111 | $111 | $111 | $111 | $2,282 |
Financing | $2,180 | $1,758 | $1,307 | $820 | $297 | $6,362 |
Depreciation | $3,929 | $2,941 | $2,974 | $2,914 | $3,055 | $15,813 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $12,357 | $9,271 | $8,583 | $10,274 | $9,247 | $49,732 |
2020 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $1,924 | $111 | $111 | $111 | $111 | $2,368 |
Financing | $2,288 | $1,847 | $1,371 | $861 | $312 | $6,679 |
Depreciation | $3,685 | $2,699 | $2,930 | $3,597 | $2,920 | $15,831 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $12,290 | $9,100 | $8,585 | $10,979 | $9,108 | $50,062 |
2020 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $1,939 | $111 | $111 | $111 | $111 | $2,383 |
Financing | $2,307 | $1,861 | $1,383 | $868 | $315 | $6,734 |
Depreciation | $4,779 | $3,275 | $3,013 | $2,795 | $2,153 | $16,015 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $13,415 | $9,687 | $8,676 | $10,181 | $8,341 | $50,300 |
2020 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $1,759 | $111 | $111 | $111 | $111 | $2,203 |
Financing | $2,080 | $1,678 | $1,247 | $783 | $284 | $6,072 |
Depreciation | $4,275 | $2,258 | $2,314 | $3,230 | $2,205 | $14,282 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $12,504 | $8,487 | $7,841 | $10,531 | $8,362 | $47,725 |
2020 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $2,241 | $111 | $111 | $111 | $111 | $2,685 |
Financing | $2,689 | $2,169 | $1,612 | $1,011 | $368 | $7,849 |
Depreciation | $4,557 | $1,609 | $2,133 | $4,050 | $5,082 | $17,431 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $13,880 | $8,332 | $8,029 | $11,582 | $11,326 | $53,149 |
2020 4Runner SUV Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $2,027 | $111 | $111 | $111 | $111 | $2,471 |
Financing | $2,419 | $1,951 | $1,450 | $910 | $330 | $7,060 |
Depreciation | $5,356 | $3,235 | $3,047 | $2,999 | $2,211 | $16,848 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $14,192 | $9,737 | $8,777 | $10,427 | $8,414 | $51,547 |
2020 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $772 | $795 | $819 | $844 | $869 | $4,099 |
Maintenance | $813 | $704 | $266 | $2,315 | $1,462 | $5,560 |
Repairs | $320 | $373 | $435 | $507 | $589 | $2,224 |
Taxes & Fees | $1,679 | $111 | $111 | $111 | $111 | $2,123 |
Financing | $1,979 | $1,597 | $1,187 | $744 | $271 | $5,778 |
Depreciation | $3,633 | $2,357 | $2,621 | $2,949 | $1,620 | $13,180 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $11,653 | $8,468 | $8,046 | $10,155 | $7,688 | $46,010 |
2020 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $745 | $767 | $790 | $814 | $839 | $3,955 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $1,944 | $111 | $111 | $111 | $111 | $2,388 |
Financing | $2,314 | $1,867 | $1,387 | $870 | $316 | $6,754 |
Depreciation | $4,790 | $3,038 | $2,862 | $2,818 | $2,075 | $15,583 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $13,438 | $9,456 | $8,529 | $10,206 | $8,264 | $49,893 |
2020 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $748 | $770 | $794 | $817 | $842 | $3,971 |
Maintenance | $820 | $714 | $273 | $2,326 | $1,481 | $5,614 |
Repairs | $368 | $428 | $499 | $582 | $676 | $2,553 |
Taxes & Fees | $1,853 | $111 | $111 | $111 | $111 | $2,297 |
Financing | $2,199 | $1,774 | $1,318 | $827 | $300 | $6,418 |
Depreciation | $3,658 | $2,685 | $2,763 | $3,807 | $2,229 | $15,142 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $12,103 | $9,013 | $8,365 | $11,155 | $8,405 | $49,041 |
2020 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $813 | $704 | $266 | $2,315 | $1,462 | $5,560 |
Repairs | $320 | $373 | $435 | $507 | $589 | $2,224 |
Taxes & Fees | $1,629 | $111 | $111 | $111 | $111 | $2,073 |
Financing | $1,916 | $1,546 | $1,149 | $721 | $262 | $5,594 |
Depreciation | $4,358 | $2,005 | $1,695 | $2,871 | $2,369 | $13,298 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $12,242 | $8,041 | $7,058 | $10,028 | $8,402 | $45,771 |
2020 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $813 | $704 | $266 | $2,315 | $1,462 | $5,560 |
Repairs | $320 | $373 | $435 | $507 | $589 | $2,224 |
Taxes & Fees | $1,751 | $111 | $111 | $111 | $111 | $2,195 |
Financing | $2,070 | $1,670 | $1,240 | $779 | $282 | $6,041 |
Depreciation | $3,907 | $2,957 | $809 | $4,994 | $1,358 | $14,025 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $12,067 | $9,117 | $6,263 | $12,209 | $7,411 | $47,067 |
2020 4Runner SUV Nightshade Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $749 | $771 | $795 | $818 | $843 | $3,976 |
Maintenance | $813 | $704 | $266 | $2,315 | $1,462 | $5,560 |
Repairs | $320 | $373 | $435 | $507 | $589 | $2,224 |
Taxes & Fees | $1,891 | $111 | $111 | $111 | $111 | $2,335 |
Financing | $2,246 | $1,813 | $1,346 | $846 | $306 | $6,557 |
Depreciation | $6,734 | $3,060 | $2,884 | $2,839 | $2,092 | $17,609 |
Fuel | $2,457 | $2,531 | $2,607 | $2,685 | $2,766 | $13,046 |
True Cost to Own® | $15,210 | $9,363 | $8,444 | $10,121 | $8,169 | $51,307 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 4RunnerTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.