Used 2020 Toyota 4Runner Cost to Own
Total 5-Year Ownership Costs
4Runner SUV
SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,580*
Total Cash Price
$36,577
TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,074*
Total Cash Price
$38,373
Limited 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,175*
Total Cash Price
$38,491
SR5 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$50,185*
Total Cash Price
$34,231
TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$56,462*
Total Cash Price
$45,380
Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$54,398*
Total Cash Price
$40,425
SR5 Premium 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$48,649*
Total Cash Price
$33,262
Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$53,289*
Total Cash Price
$39,421
TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
True Cost to Own
$52,034*
Total Cash Price
$36,801
SR5 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$48,108*
Total Cash Price
$31,607
Limited 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$49,752*
Total Cash Price
$34,545
Nightshade Edition 4dr SUV (4.0L 6cyl 5A)
True Cost to Own
$53,899*
Total Cash Price
$37,472
Depreciation
$15,768
Taxes & Fees
$2,484
Financing
$6,415
Fuel
$12,030
Insurance
$6,870
Repairs
$2,860
Maintenance
$6,153
Ownership Costs: 5-Year Breakdown
2020 4Runner SUV SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,294 | $1,333 | $1,373 | $1,414 | $1,456 | $6,870 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,240 | $61 | $61 | $61 | $61 | $2,484 |
Financing | $2,198 | $1,773 | $1,317 | $827 | $300 | $6,415 |
Depreciation | $3,918 | $2,932 | $2,966 | $2,906 | $3,046 | $15,768 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $13,266 | $9,703 | $8,991 | $10,801 | $9,819 | $52,580 |
2020 4Runner SUV TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,307 | $1,346 | $1,387 | $1,428 | $1,471 | $6,939 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,346 | $61 | $61 | $61 | $61 | $2,590 |
Financing | $2,306 | $1,860 | $1,382 | $867 | $315 | $6,730 |
Depreciation | $3,671 | $2,689 | $2,919 | $3,584 | $2,909 | $15,772 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $13,246 | $9,560 | $9,023 | $11,533 | $9,712 | $53,074 |
2020 4Runner SUV Limited 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,301 | $1,340 | $1,380 | $1,422 | $1,464 | $6,907 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,353 | $61 | $61 | $61 | $61 | $2,597 |
Financing | $2,313 | $1,866 | $1,386 | $870 | $316 | $6,751 |
Depreciation | $4,738 | $3,247 | $2,987 | $2,771 | $2,134 | $15,877 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $14,321 | $10,118 | $9,088 | $10,717 | $8,931 | $53,175 |
2020 4Runner SUV SR5 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,286 | $1,325 | $1,364 | $1,405 | $1,447 | $6,827 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,102 | $61 | $61 | $61 | $61 | $2,346 |
Financing | $2,057 | $1,659 | $1,233 | $774 | $281 | $6,004 |
Depreciation | $4,180 | $2,208 | $2,263 | $3,158 | $2,156 | $13,965 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $13,241 | $8,857 | $8,195 | $10,991 | $8,901 | $50,185 |
2020 4Runner SUV TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,315 | $1,354 | $1,395 | $1,437 | $1,480 | $6,981 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,758 | $61 | $61 | $61 | $61 | $3,002 |
Financing | $2,727 | $2,200 | $1,634 | $1,026 | $372 | $7,959 |
Depreciation | $4,569 | $1,613 | $2,139 | $4,061 | $5,095 | $17,477 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $14,985 | $8,832 | $8,503 | $12,178 | $11,964 | $56,462 |
2020 4Runner SUV Nightshade Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,286 | $1,325 | $1,364 | $1,405 | $1,447 | $6,827 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,466 | $61 | $61 | $61 | $61 | $2,710 |
Financing | $2,429 | $1,960 | $1,456 | $914 | $331 | $7,090 |
Depreciation | $5,318 | $3,212 | $3,025 | $2,978 | $2,195 | $16,728 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $15,115 | $10,162 | $9,180 | $10,951 | $8,990 | $54,398 |
2020 4Runner SUV SR5 Premium 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,273 | $1,311 | $1,351 | $1,391 | $1,433 | $6,759 |
Maintenance | $928 | $776 | $301 | $2,453 | $1,629 | $6,087 |
Repairs | $360 | $419 | $487 | $567 | $658 | $2,491 |
Taxes & Fees | $2,045 | $61 | $61 | $61 | $61 | $2,289 |
Financing | $1,999 | $1,612 | $1,198 | $752 | $273 | $5,834 |
Depreciation | $3,627 | $2,353 | $2,617 | $2,945 | $1,617 | $13,159 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $12,498 | $8,866 | $8,419 | $10,645 | $8,221 | $48,649 |
2020 4Runner SUV Venture Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,301 | $1,340 | $1,380 | $1,422 | $1,464 | $6,907 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,407 | $61 | $61 | $61 | $61 | $2,651 |
Financing | $2,369 | $1,911 | $1,419 | $892 | $323 | $6,914 |
Depreciation | $4,849 | $3,075 | $2,897 | $2,852 | $2,101 | $15,774 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $14,542 | $9,991 | $9,031 | $10,820 | $8,905 | $53,289 |
2020 4Runner SUV TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,315 | $1,354 | $1,395 | $1,437 | $1,480 | $6,981 |
Maintenance | $936 | $789 | $310 | $2,466 | $1,652 | $6,153 |
Repairs | $414 | $481 | $560 | $651 | $754 | $2,860 |
Taxes & Fees | $2,253 | $61 | $61 | $61 | $61 | $2,497 |
Financing | $2,211 | $1,784 | $1,326 | $832 | $302 | $6,455 |
Depreciation | $3,638 | $2,671 | $2,748 | $3,785 | $2,216 | $15,058 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $13,033 | $9,474 | $8,804 | $11,708 | $9,015 | $52,034 |
2020 4Runner SUV SR5 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,268 | $1,306 | $1,345 | $1,386 | $1,427 | $6,732 |
Maintenance | $928 | $776 | $301 | $2,453 | $1,629 | $6,087 |
Repairs | $360 | $419 | $487 | $567 | $658 | $2,491 |
Taxes & Fees | $1,948 | $61 | $61 | $61 | $61 | $2,192 |
Financing | $1,899 | $1,532 | $1,139 | $714 | $260 | $5,544 |
Depreciation | $4,271 | $1,965 | $1,661 | $2,814 | $2,321 | $13,032 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $12,940 | $8,393 | $7,398 | $10,471 | $8,906 | $48,108 |
2020 4Runner SUV Limited 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,283 | $1,321 | $1,361 | $1,402 | $1,444 | $6,811 |
Maintenance | $928 | $776 | $301 | $2,453 | $1,629 | $6,087 |
Repairs | $360 | $419 | $487 | $567 | $658 | $2,491 |
Taxes & Fees | $2,121 | $61 | $61 | $61 | $61 | $2,365 |
Financing | $2,076 | $1,674 | $1,244 | $781 | $284 | $6,059 |
Depreciation | $3,875 | $2,932 | $802 | $4,953 | $1,347 | $13,909 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $12,909 | $9,517 | $6,660 | $12,693 | $7,973 | $49,752 |
2020 4Runner SUV Nightshade Edition 4dr SUV (4.0L 6cyl 5A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,268 | $1,306 | $1,345 | $1,386 | $1,427 | $6,732 |
Maintenance | $928 | $776 | $301 | $2,453 | $1,629 | $6,087 |
Repairs | $360 | $419 | $487 | $567 | $658 | $2,491 |
Taxes & Fees | $2,293 | $61 | $61 | $61 | $61 | $2,537 |
Financing | $2,251 | $1,817 | $1,350 | $847 | $307 | $6,572 |
Depreciation | $6,673 | $3,033 | $2,858 | $2,813 | $2,073 | $17,450 |
Fuel | $2,266 | $2,334 | $2,404 | $2,476 | $2,550 | $12,030 |
True Cost to Own® | $16,039 | $9,746 | $8,806 | $10,603 | $8,705 | $53,899 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 4RunnerTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.