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Used 2021 BMW X1 Cost to Own

Total 5-Year Ownership Costs

X1 SUV

sDrive28i 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$54,158*

Total Cash Price

$22,432

xDrive28i 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$56,038*

Total Cash Price

$23,167

Ownership Costs: 5-Year Total

Depreciation

$12,693

Taxes & Fees

$1,652

Financing

$3,934

Fuel

$10,361

Insurance

$7,476

Repairs

$8,338

Maintenance

$9,704

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 X1 SUV sDrive28i 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,408$1,450$1,494$1,539$1,585$7,476
Maintenance$2,513$2,361$1,307$564$2,959$9,704
Repairs$1,448$1,552$1,660$1,777$1,901$8,338
Taxes & Fees$1,408$61$61$61$61$1,652
Financing$1,348$1,087$808$507$184$3,934
Depreciation$4,217$2,109$2,111$2,146$2,110$12,693
Fuel$1,952$2,010$2,070$2,133$2,196$10,361
True Cost to Own®$14,294$10,630$9,511$8,727$10,996$54,158
Selected Model:

2021 X1 SUV xDrive28i 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,408$1,450$1,494$1,539$1,585$7,476
Maintenance$2,613$2,361$1,307$564$3,071$9,916
Repairs$1,533$1,642$1,758$1,881$2,012$8,826
Taxes & Fees$1,451$61$61$61$61$1,695
Financing$1,392$1,123$834$524$190$4,063
Depreciation$4,235$2,351$2,298$2,199$2,227$13,310
Fuel$2,025$2,086$2,149$2,213$2,279$10,752
True Cost to Own®$14,657$11,074$9,901$8,981$11,425$56,038

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.