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Used 2021 Volvo S60 Cost to Own

Total 5-Year Ownership Costs

S60 Sedan

T5 Momentum 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$46,145*

Total Cash Price

$22,841

T5 Momentum 4dr Sedan w/Prod. End 11/20 (2.0L 4cyl Turbo 8A)

True Cost to Own

$43,841*

Total Cash Price

$22,647

T5 Momentum 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$46,108*

Total Cash Price

$24,248

T6 Momentum 4dr Sedan AWD w/Prod. End 11/20 (2.0L 4cyl Twincharger 8A)

True Cost to Own

$49,951*

Total Cash Price

$24,265

T5 Inscription 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$46,594*

Total Cash Price

$24,819

T5 R-Design 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,776*

Total Cash Price

$23,243

T5 R-Design 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$47,906*

Total Cash Price

$24,207

T5 Inscription 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,933*

Total Cash Price

$22,406

T6 R-Design 4dr Sedan AWD w/Prod. End 11/20 (2.0L 4cyl Twincharger 8A)

True Cost to Own

$50,112*

Total Cash Price

$25,885

T6 Inscription 4dr Sedan AWD w/Prod. End 11/20 (2.0L 4cyl Twincharger 8A)

True Cost to Own

$50,281*

Total Cash Price

$25,198

S60 Plug-in Hybrid

Recharge Plug-In Hybrid T8 Inscription 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$51,563*

Total Cash Price

$28,635

Recharge Plug-In Hybrid T8 R-Design Expression 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$47,652*

Total Cash Price

$26,650

Recharge Plug-In Hybrid T8 R-Design 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$52,377*

Total Cash Price

$29,427

S60 T8 Polestar Engineered

T8 Polestar Engineered 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

True Cost to Own

$56,708*

Total Cash Price

$38,208

Ownership Costs: 5-Year Total

Depreciation

$13,115

Taxes & Fees

$1,553

Financing

$4,006

Fuel

$10,746

Insurance

$4,407

Repairs

$4,952

Maintenance

$7,366

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 S60 Sedan T5 Momentum 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$830$855$881$907$934$4,407
Maintenance$2,291$1,178$855$288$2,754$7,366
Repairs$857$919$986$1,057$1,133$4,952
Taxes & Fees$1,181$93$93$93$93$1,553
Financing$1,372$1,108$822$517$187$4,006
Depreciation$3,684$2,560$2,841$2,012$2,018$13,115
Fuel$2,024$2,085$2,147$2,212$2,278$10,746
True Cost to Own®$12,239$8,798$8,625$7,086$9,397$46,145
Selected Model:

2021 S60 Sedan T5 Momentum 4dr Sedan w/Prod. End 11/20 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$830$855$881$907$934$4,407
Maintenance$1,187$1,178$855$288$1,650$5,158
Repairs$857$919$986$1,057$1,133$4,952
Taxes & Fees$1,172$93$93$93$93$1,544
Financing$1,361$1,098$815$512$186$3,972
Depreciation$3,754$2,525$2,805$1,986$1,992$13,062
Fuel$2,024$2,085$2,147$2,212$2,278$10,746
True Cost to Own®$11,185$8,753$8,582$7,055$8,266$43,841
Selected Model:

2021 S60 Sedan T5 Momentum 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$787$811$835$860$886$4,179
Maintenance$1,111$1,178$855$288$1,563$4,995
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,248$93$93$93$93$1,620
Financing$1,457$1,176$873$548$199$4,253
Depreciation$4,363$2,786$3,096$2,191$2,197$14,633
Fuel$2,100$2,163$2,228$2,295$2,364$11,150
True Cost to Own®$11,979$9,187$9,031$7,402$8,509$46,108
Selected Model:

2021 S60 Sedan T6 Momentum 4dr Sedan AWD w/Prod. End 11/20 (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$841$866$892$919$947$4,465
Maintenance$2,454$1,198$891$305$2,912$7,760
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,249$93$93$93$93$1,621
Financing$1,458$1,176$874$549$199$4,256
Depreciation$5,441$2,587$2,873$2,034$2,040$14,975
Fuel$2,184$2,250$2,317$2,387$2,458$11,596
True Cost to Own®$14,540$9,150$8,991$7,414$9,856$49,951
Selected Model:

2021 S60 Sedan T5 Inscription 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$830$855$881$907$934$4,407
Maintenance$1,111$1,178$855$288$1,563$4,995
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,275$93$93$93$93$1,647
Financing$1,491$1,204$893$561$204$4,353
Depreciation$4,447$2,800$3,109$2,201$2,207$14,764
Fuel$2,100$2,163$2,228$2,295$2,364$11,150
True Cost to Own®$12,167$9,273$9,110$7,472$8,572$46,594
Selected Model:

2021 S60 Sedan T5 R-Design 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$856$882$908$935$963$4,544
Maintenance$1,111$1,178$855$288$1,563$4,995
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,200$93$93$93$93$1,572
Financing$1,397$1,126$837$526$191$4,077
Depreciation$3,445$2,922$3,055$2,524$2,214$14,160
Fuel$2,100$2,163$2,228$2,295$2,364$11,150
True Cost to Own®$11,022$9,344$9,027$7,788$8,595$45,776
Selected Model:

2021 S60 Sedan T5 R-Design 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$856$882$908$935$963$4,544
Maintenance$2,291$1,178$855$288$2,754$7,366
Repairs$857$919$986$1,057$1,133$4,952
Taxes & Fees$1,246$93$93$93$93$1,618
Financing$1,454$1,174$872$547$199$4,246
Depreciation$4,461$2,707$3,005$2,128$2,133$14,434
Fuel$2,024$2,085$2,147$2,212$2,278$10,746
True Cost to Own®$13,189$9,038$8,866$7,260$9,553$47,906
Selected Model:

2021 S60 Sedan T5 Inscription 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$830$855$881$907$934$4,407
Maintenance$2,291$1,178$855$288$2,754$7,366
Repairs$857$919$986$1,057$1,133$4,952
Taxes & Fees$1,160$93$93$93$93$1,532
Financing$1,346$1,087$806$507$184$3,930
Depreciation$2,883$2,231$2,830$2,473$2,583$13,000
Fuel$2,024$2,085$2,147$2,212$2,278$10,746
True Cost to Own®$11,391$8,448$8,598$7,537$9,959$45,933
Selected Model:

2021 S60 Sedan T6 R-Design 4dr Sedan AWD w/Prod. End 11/20 (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$931$959$988$1,017$1,048$4,943
Maintenance$2,454$1,198$891$305$2,912$7,760
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,326$93$93$93$93$1,698
Financing$1,555$1,255$932$586$212$4,540
Depreciation$4,084$2,203$2,576$2,764$2,670$14,297
Fuel$2,184$2,250$2,317$2,387$2,458$11,596
True Cost to Own®$13,447$8,938$8,848$8,279$10,600$50,112
Selected Model:

2021 S60 Sedan T6 Inscription 4dr Sedan AWD w/Prod. End 11/20 (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$841$866$892$919$947$4,465
Maintenance$2,454$1,198$891$305$2,912$7,760
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,293$93$93$93$93$1,665
Financing$1,514$1,222$907$570$206$4,419
Depreciation$4,140$2,973$3,303$2,338$2,344$15,098
Fuel$2,184$2,250$2,317$2,387$2,458$11,596
True Cost to Own®$13,339$9,582$9,454$7,739$10,167$50,281
Selected Model:

2021 S60 Plug-in Hybrid Recharge Plug-In Hybrid T8 Inscription 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$906$933$961$990$1,020$4,810
Maintenance$2,430$1,376$954$352$3,039$8,151
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,457$93$93$93$93$1,829
Financing$1,720$1,389$1,031$647$235$5,022
Depreciation$4,150$3,436$3,815$2,701$2,708$16,810
Fuel$1,820$1,875$1,931$1,989$2,048$9,663
True Cost to Own®$13,396$10,082$9,836$7,899$10,350$51,563
Selected Model:

2021 S60 Plug-in Hybrid Recharge Plug-In Hybrid T8 R-Design Expression 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$906$933$961$990$1,020$4,810
Maintenance$1,326$1,376$954$352$1,934$5,942
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,362$93$93$93$93$1,734
Financing$1,601$1,292$960$603$218$4,674
Depreciation$4,276$3,059$3,399$2,406$2,411$15,551
Fuel$1,820$1,875$1,931$1,989$2,048$9,663
True Cost to Own®$12,204$9,608$9,349$7,560$8,931$47,652
Selected Model:

2021 S60 Plug-in Hybrid Recharge Plug-In Hybrid T8 R-Design 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$906$933$961$990$1,020$4,810
Maintenance$2,430$1,376$954$352$3,039$8,151
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,495$93$93$93$93$1,867
Financing$1,768$1,427$1,060$665$241$5,161
Depreciation$5,086$3,354$3,725$2,638$2,644$17,447
Fuel$1,820$1,875$1,931$1,989$2,048$9,663
True Cost to Own®$14,418$10,038$9,775$7,854$10,292$52,377
Selected Model:

2021 S60 T8 Polestar Engineered T8 Polestar Engineered 4dr Sedan AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$931$959$988$1,017$1,048$4,943
Maintenance$1,326$1,376$954$352$1,934$5,942
Repairs$913$980$1,051$1,127$1,207$5,278
Taxes & Fees$1,913$93$93$93$93$2,285
Financing$2,296$1,852$1,376$864$313$6,701
Depreciation$6,159$4,270$4,744$3,356$3,367$21,896
Fuel$1,820$1,875$1,931$1,989$2,048$9,663
True Cost to Own®$15,358$11,405$11,137$8,798$10,010$56,708

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.