Used 2020 Lincoln Navigator Cost to Own
Total 5-Year Ownership Costs
Navigator SUV
Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$70,451*
Total Cash Price
$42,754
L Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$72,055*
Total Cash Price
$42,667
L Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$75,074*
Total Cash Price
$46,293
Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$67,575*
Total Cash Price
$40,265
Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$74,472*
Total Cash Price
$46,633
L Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$69,708*
Total Cash Price
$41,251
4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$65,505*
Total Cash Price
$37,823
L Fleet 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$68,691*
Total Cash Price
$41,085
4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$68,602*
Total Cash Price
$39,210
L Fleet 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$66,889*
Total Cash Price
$39,296
Depreciation
$27,625
Taxes & Fees
$2,940
Financing
$7,499
Fuel
$13,268
Insurance
$5,028
Repairs
$5,414
Maintenance
$8,677
Ownership Costs: 5-Year Breakdown
2020 Navigator SUV Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $947 | $975 | $1,005 | $1,035 | $1,066 | $5,028 |
Maintenance | $935 | $1,240 | $1,620 | $2,386 | $2,496 | $8,677 |
Repairs | $939 | $1,007 | $1,078 | $1,154 | $1,236 | $5,414 |
Taxes & Fees | $2,800 | $35 | $35 | $35 | $35 | $2,940 |
Financing | $2,569 | $2,073 | $1,539 | $967 | $351 | $7,499 |
Depreciation | $8,091 | $5,296 | $5,122 | $4,862 | $4,254 | $27,625 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $18,780 | $13,200 | $13,050 | $13,170 | $12,251 | $70,451 |
2020 Navigator SUV L Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $956 | $985 | $1,014 | $1,045 | $1,076 | $5,076 |
Maintenance | $935 | $1,240 | $1,620 | $2,386 | $2,496 | $8,677 |
Repairs | $939 | $1,007 | $1,078 | $1,154 | $1,236 | $5,414 |
Taxes & Fees | $2,794 | $35 | $35 | $35 | $35 | $2,934 |
Financing | $2,564 | $2,068 | $1,537 | $964 | $350 | $7,483 |
Depreciation | $8,856 | $5,698 | $5,517 | $5,244 | $3,888 | $29,203 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $19,543 | $13,607 | $13,452 | $13,559 | $11,894 | $72,055 |
2020 Navigator SUV L Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $956 | $985 | $1,014 | $1,045 | $1,076 | $5,076 |
Maintenance | $935 | $1,240 | $1,620 | $2,386 | $2,496 | $8,677 |
Repairs | $939 | $1,007 | $1,078 | $1,154 | $1,236 | $5,414 |
Taxes & Fees | $3,029 | $35 | $35 | $35 | $35 | $3,169 |
Financing | $2,781 | $2,245 | $1,667 | $1,047 | $379 | $8,119 |
Depreciation | $9,085 | $6,446 | $5,957 | $5,664 | $4,199 | $31,351 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $20,224 | $14,532 | $14,022 | $14,062 | $12,234 | $75,074 |
2020 Navigator SUV Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $876 | $902 | $929 | $957 | $986 | $4,650 |
Maintenance | $935 | $1,240 | $1,506 | $2,495 | $2,381 | $8,557 |
Repairs | $896 | $960 | $1,029 | $1,101 | $1,177 | $5,163 |
Taxes & Fees | $2,639 | $35 | $35 | $35 | $35 | $2,779 |
Financing | $2,419 | $1,952 | $1,450 | $911 | $330 | $7,062 |
Depreciation | $7,273 | $5,542 | $5,287 | $4,860 | $3,836 | $26,798 |
Fuel | $2,367 | $2,438 | $2,511 | $2,586 | $2,664 | $12,566 |
True Cost to Own® | $17,405 | $13,069 | $12,747 | $12,945 | $11,409 | $67,575 |
2020 Navigator SUV Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $947 | $975 | $1,005 | $1,035 | $1,066 | $5,028 |
Maintenance | $935 | $1,240 | $1,620 | $2,386 | $2,496 | $8,677 |
Repairs | $939 | $1,007 | $1,078 | $1,154 | $1,236 | $5,414 |
Taxes & Fees | $3,051 | $35 | $35 | $35 | $35 | $3,191 |
Financing | $2,802 | $2,261 | $1,679 | $1,054 | $383 | $8,179 |
Depreciation | $9,117 | $6,197 | $5,730 | $5,258 | $4,413 | $30,715 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $20,290 | $14,289 | $13,798 | $13,653 | $12,442 | $74,472 |
2020 Navigator SUV L Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $885 | $912 | $939 | $967 | $996 | $4,699 |
Maintenance | $935 | $1,240 | $1,506 | $2,495 | $2,381 | $8,557 |
Repairs | $896 | $960 | $1,029 | $1,101 | $1,177 | $5,163 |
Taxes & Fees | $2,703 | $35 | $35 | $35 | $35 | $2,843 |
Financing | $2,479 | $1,999 | $1,486 | $933 | $338 | $7,235 |
Depreciation | $8,122 | $5,738 | $5,389 | $4,956 | $3,738 | $27,943 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $18,519 | $13,458 | $13,035 | $13,218 | $11,478 | $69,708 |
2020 Navigator SUV 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $835 | $860 | $886 | $912 | $940 | $4,433 |
Maintenance | $935 | $1,240 | $1,506 | $2,495 | $2,381 | $8,557 |
Repairs | $896 | $960 | $1,029 | $1,101 | $1,177 | $5,163 |
Taxes & Fees | $2,481 | $35 | $35 | $35 | $35 | $2,621 |
Financing | $2,273 | $1,833 | $1,362 | $856 | $310 | $6,634 |
Depreciation | $7,782 | $5,060 | $4,826 | $4,516 | $3,347 | $25,531 |
Fuel | $2,367 | $2,438 | $2,511 | $2,586 | $2,664 | $12,566 |
True Cost to Own® | $17,569 | $12,426 | $12,155 | $12,501 | $10,854 | $65,505 |
2020 Navigator SUV L Fleet 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $873 | $899 | $926 | $954 | $983 | $4,635 |
Maintenance | $935 | $1,240 | $1,620 | $2,386 | $2,496 | $8,677 |
Repairs | $939 | $1,007 | $1,078 | $1,154 | $1,236 | $5,414 |
Taxes & Fees | $2,692 | $35 | $35 | $35 | $35 | $2,832 |
Financing | $2,469 | $1,991 | $1,480 | $929 | $337 | $7,206 |
Depreciation | $7,490 | $5,454 | $5,123 | $4,626 | $3,966 | $26,659 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $17,897 | $13,200 | $12,913 | $12,815 | $11,866 | $68,691 |
2020 Navigator SUV 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $847 | $872 | $899 | $926 | $953 | $4,497 |
Maintenance | $935 | $1,240 | $1,620 | $2,386 | $2,496 | $8,677 |
Repairs | $939 | $1,007 | $1,078 | $1,154 | $1,236 | $5,414 |
Taxes & Fees | $2,571 | $35 | $35 | $35 | $35 | $2,711 |
Financing | $2,356 | $1,901 | $1,412 | $886 | $322 | $6,877 |
Depreciation | $8,196 | $5,538 | $5,202 | $4,950 | $3,272 | $27,158 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $18,343 | $13,167 | $12,897 | $13,068 | $11,127 | $68,602 |
2020 Navigator SUV L Fleet 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $870 | $896 | $923 | $951 | $979 | $4,619 |
Maintenance | $935 | $1,240 | $1,506 | $2,495 | $2,381 | $8,557 |
Repairs | $896 | $960 | $1,029 | $1,101 | $1,177 | $5,163 |
Taxes & Fees | $2,576 | $35 | $35 | $35 | $35 | $2,716 |
Financing | $2,361 | $1,905 | $1,415 | $889 | $322 | $6,892 |
Depreciation | $7,318 | $5,245 | $4,926 | $4,450 | $3,735 | $25,674 |
Fuel | $2,499 | $2,574 | $2,651 | $2,731 | $2,813 | $13,268 |
True Cost to Own® | $17,455 | $12,855 | $12,485 | $12,652 | $11,442 | $66,889 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 NavigatorTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.