Used 2020 Lincoln MKZ Cost to Own
Total 5-Year Ownership Costs
MKZ Sedan
Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$47,116*
Total Cash Price
$22,141
Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$46,955*
Total Cash Price
$22,876
4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$44,852*
Total Cash Price
$20,434
Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$40,241*
Total Cash Price
$22,004
4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$47,140*
Total Cash Price
$20,648
Hybrid Fleet 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
N/A*
Total Cash Price
N/A
Depreciation
$13,839
Taxes & Fees
$1,175
Financing
$3,883
Fuel
$11,631
Insurance
$6,647
Repairs
$3,786
Maintenance
$6,155
Ownership Costs: 5-Year Breakdown
2020 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,252 | $1,290 | $1,328 | $1,368 | $1,409 | $6,647 |
Maintenance | $710 | $1,066 | $304 | $2,359 | $1,716 | $6,155 |
Repairs | $657 | $704 | $754 | $807 | $864 | $3,786 |
Taxes & Fees | $801 | $96 | $96 | $96 | $86 | $1,175 |
Financing | $1,330 | $1,074 | $797 | $501 | $181 | $3,883 |
Depreciation | $4,537 | $2,932 | $2,375 | $2,169 | $1,826 | $13,839 |
Fuel | $2,191 | $2,256 | $2,324 | $2,394 | $2,466 | $11,631 |
True Cost to Own® | $11,478 | $9,418 | $7,978 | $9,694 | $8,548 | $47,116 |
2020 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,307 | $1,346 | $1,387 | $1,428 | $1,471 | $6,939 |
Maintenance | $701 | $1,048 | $294 | $2,435 | $1,697 | $6,175 |
Repairs | $594 | $638 | $682 | $729 | $781 | $3,424 |
Taxes & Fees | $824 | $96 | $96 | $96 | $86 | $1,198 |
Financing | $1,374 | $1,110 | $823 | $518 | $187 | $4,012 |
Depreciation | $4,523 | $3,004 | $2,434 | $2,224 | $1,872 | $14,057 |
Fuel | $2,100 | $2,163 | $2,228 | $2,295 | $2,364 | $11,150 |
True Cost to Own® | $11,423 | $9,405 | $7,944 | $9,725 | $8,458 | $46,955 |
2020 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,327 | $1,367 | $1,408 | $1,450 | $1,494 | $7,046 |
Maintenance | $701 | $1,048 | $294 | $2,435 | $1,697 | $6,175 |
Repairs | $594 | $638 | $682 | $729 | $781 | $3,424 |
Taxes & Fees | $747 | $96 | $96 | $96 | $86 | $1,121 |
Financing | $1,228 | $990 | $736 | $462 | $168 | $3,584 |
Depreciation | $5,317 | $1,795 | $1,910 | $1,812 | $1,518 | $12,352 |
Fuel | $2,100 | $2,163 | $2,228 | $2,295 | $2,364 | $11,150 |
True Cost to Own® | $12,014 | $8,097 | $7,354 | $9,279 | $8,108 | $44,852 |
2020 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,299 | $1,338 | $1,378 | $1,419 | $1,462 | $6,896 |
Maintenance | $718 | $1,108 | $283 | $2,410 | $1,777 | $6,296 |
Repairs | $517 | $554 | $594 | $634 | $680 | $2,979 |
Taxes & Fees | $796 | $96 | $96 | $96 | $86 | $1,170 |
Financing | $1,322 | $1,067 | $792 | $498 | $180 | $3,859 |
Depreciation | $4,865 | $2,821 | $2,284 | $2,087 | $1,757 | $13,814 |
Fuel | $985 | $1,014 | $1,044 | $1,076 | $1,108 | $5,227 |
True Cost to Own® | $10,502 | $7,998 | $6,471 | $8,220 | $7,050 | $40,241 |
2020 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,271 | $1,309 | $1,348 | $1,389 | $1,431 | $6,748 |
Maintenance | $710 | $1,066 | $304 | $2,359 | $1,716 | $6,155 |
Repairs | $657 | $704 | $754 | $807 | $864 | $3,786 |
Taxes & Fees | $754 | $96 | $96 | $96 | $86 | $1,128 |
Financing | $1,241 | $1,001 | $743 | $467 | $169 | $3,621 |
Depreciation | $5,435 | $1,784 | $2,805 | $2,708 | $1,339 | $14,071 |
Fuel | $2,191 | $2,256 | $2,324 | $2,394 | $2,466 | $11,631 |
True Cost to Own® | $12,259 | $8,216 | $8,374 | $10,220 | $8,071 | $47,140 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 MKZTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.