Used 2020 Lincoln MKZ Cost to Own
Total 5-Year Ownership Costs
MKZ Sedan
Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$47,438*
Total Cash Price
$22,827
Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$46,787*
Total Cash Price
$23,497
4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$45,284*
Total Cash Price
$21,960
Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$38,606*
Total Cash Price
$21,761
4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$47,086*
Total Cash Price
$21,092
Hybrid Fleet 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
N/A*
Total Cash Price
N/A
Depreciation
$13,672
Taxes & Fees
$1,929
Financing
$4,004
Fuel
$13,223
Insurance
$4,407
Repairs
$3,859
Maintenance
$6,344
Ownership Costs: 5-Year Breakdown
2020 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $830 | $855 | $881 | $907 | $934 | $4,407 |
Maintenance | $733 | $1,098 | $313 | $2,433 | $1,767 | $6,344 |
Repairs | $670 | $718 | $769 | $822 | $880 | $3,859 |
Taxes & Fees | $1,745 | $46 | $46 | $46 | $46 | $1,929 |
Financing | $1,372 | $1,106 | $822 | $516 | $188 | $4,004 |
Depreciation | $4,482 | $2,897 | $2,346 | $2,143 | $1,804 | $13,672 |
Fuel | $2,491 | $2,565 | $2,642 | $2,722 | $2,803 | $13,223 |
True Cost to Own® | $12,323 | $9,285 | $7,819 | $9,589 | $8,422 | $47,438 |
2020 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $814 | $838 | $864 | $889 | $916 | $4,321 |
Maintenance | $724 | $1,080 | $304 | $2,512 | $1,747 | $6,367 |
Repairs | $606 | $651 | $696 | $742 | $796 | $3,491 |
Taxes & Fees | $1,788 | $46 | $46 | $46 | $46 | $1,972 |
Financing | $1,412 | $1,139 | $846 | $531 | $193 | $4,121 |
Depreciation | $4,453 | $2,958 | $2,396 | $2,189 | $1,843 | $13,839 |
Fuel | $2,388 | $2,459 | $2,533 | $2,609 | $2,687 | $12,676 |
True Cost to Own® | $12,185 | $9,171 | $7,685 | $9,518 | $8,228 | $46,787 |
2020 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $811 | $835 | $860 | $886 | $913 | $4,305 |
Maintenance | $724 | $1,080 | $304 | $2,512 | $1,747 | $6,367 |
Repairs | $606 | $651 | $696 | $742 | $796 | $3,491 |
Taxes & Fees | $1,690 | $46 | $46 | $46 | $46 | $1,874 |
Financing | $1,319 | $1,065 | $791 | $496 | $181 | $3,852 |
Depreciation | $5,475 | $1,848 | $1,967 | $1,866 | $1,563 | $12,719 |
Fuel | $2,388 | $2,459 | $2,533 | $2,609 | $2,687 | $12,676 |
True Cost to Own® | $13,013 | $7,984 | $7,197 | $9,157 | $7,933 | $45,284 |
2020 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $820 | $845 | $870 | $896 | $923 | $4,354 |
Maintenance | $740 | $1,143 | $291 | $2,487 | $1,830 | $6,491 |
Repairs | $528 | $565 | $605 | $646 | $692 | $3,036 |
Taxes & Fees | $1,677 | $46 | $46 | $46 | $46 | $1,861 |
Financing | $1,307 | $1,056 | $783 | $492 | $179 | $3,817 |
Depreciation | $4,607 | $2,671 | $2,163 | $1,976 | $1,664 | $13,081 |
Fuel | $1,124 | $1,157 | $1,192 | $1,228 | $1,265 | $5,966 |
True Cost to Own® | $10,803 | $7,483 | $5,950 | $7,771 | $6,599 | $38,606 |
2020 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $825 | $850 | $875 | $901 | $929 | $4,380 |
Maintenance | $733 | $1,098 | $313 | $2,433 | $1,767 | $6,344 |
Repairs | $670 | $718 | $769 | $822 | $880 | $3,859 |
Taxes & Fees | $1,634 | $46 | $46 | $46 | $46 | $1,818 |
Financing | $1,267 | $1,023 | $759 | $477 | $173 | $3,699 |
Depreciation | $5,316 | $1,745 | $2,743 | $2,649 | $1,310 | $13,763 |
Fuel | $2,491 | $2,565 | $2,642 | $2,722 | $2,803 | $13,223 |
True Cost to Own® | $12,936 | $8,045 | $8,147 | $10,050 | $7,908 | $47,086 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 MKZTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.