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Used 2020 Lincoln MKZ Cost to Own

Total 5-Year Ownership Costs

MKZ Sedan

Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,116*

Total Cash Price

$22,141

Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$46,955*

Total Cash Price

$22,876

4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$44,852*

Total Cash Price

$20,434

Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,241*

Total Cash Price

$22,004

4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,140*

Total Cash Price

$20,648

Hybrid Fleet 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

N/A*

Total Cash Price

N/A

Ownership Costs: 5-Year Total

Depreciation

$13,839

Taxes & Fees

$1,175

Financing

$3,883

Fuel

$11,631

Insurance

$6,647

Repairs

$3,786

Maintenance

$6,155

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,252$1,290$1,328$1,368$1,409$6,647
Maintenance$710$1,066$304$2,359$1,716$6,155
Repairs$657$704$754$807$864$3,786
Taxes & Fees$801$96$96$96$86$1,175
Financing$1,330$1,074$797$501$181$3,883
Depreciation$4,537$2,932$2,375$2,169$1,826$13,839
Fuel$2,191$2,256$2,324$2,394$2,466$11,631
True Cost to Own®$11,478$9,418$7,978$9,694$8,548$47,116
Selected Model:

2020 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,307$1,346$1,387$1,428$1,471$6,939
Maintenance$701$1,048$294$2,435$1,697$6,175
Repairs$594$638$682$729$781$3,424
Taxes & Fees$824$96$96$96$86$1,198
Financing$1,374$1,110$823$518$187$4,012
Depreciation$4,523$3,004$2,434$2,224$1,872$14,057
Fuel$2,100$2,163$2,228$2,295$2,364$11,150
True Cost to Own®$11,423$9,405$7,944$9,725$8,458$46,955
Selected Model:

2020 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,327$1,367$1,408$1,450$1,494$7,046
Maintenance$701$1,048$294$2,435$1,697$6,175
Repairs$594$638$682$729$781$3,424
Taxes & Fees$747$96$96$96$86$1,121
Financing$1,228$990$736$462$168$3,584
Depreciation$5,317$1,795$1,910$1,812$1,518$12,352
Fuel$2,100$2,163$2,228$2,295$2,364$11,150
True Cost to Own®$12,014$8,097$7,354$9,279$8,108$44,852
Selected Model:

2020 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,299$1,338$1,378$1,419$1,462$6,896
Maintenance$718$1,108$283$2,410$1,777$6,296
Repairs$517$554$594$634$680$2,979
Taxes & Fees$796$96$96$96$86$1,170
Financing$1,322$1,067$792$498$180$3,859
Depreciation$4,865$2,821$2,284$2,087$1,757$13,814
Fuel$985$1,014$1,044$1,076$1,108$5,227
True Cost to Own®$10,502$7,998$6,471$8,220$7,050$40,241
Selected Model:

2020 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,271$1,309$1,348$1,389$1,431$6,748
Maintenance$710$1,066$304$2,359$1,716$6,155
Repairs$657$704$754$807$864$3,786
Taxes & Fees$754$96$96$96$86$1,128
Financing$1,241$1,001$743$467$169$3,621
Depreciation$5,435$1,784$2,805$2,708$1,339$14,071
Fuel$2,191$2,256$2,324$2,394$2,466$11,631
True Cost to Own®$12,259$8,216$8,374$10,220$8,071$47,140

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.