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Used 2020 Lincoln MKZ Cost to Own

Total 5-Year Ownership Costs

MKZ Sedan

Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,438*

Total Cash Price

$22,827

Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$46,787*

Total Cash Price

$23,497

4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$45,284*

Total Cash Price

$21,960

Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

$38,606*

Total Cash Price

$21,761

4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,086*

Total Cash Price

$21,092

Hybrid Fleet 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

N/A*

Total Cash Price

N/A

Ownership Costs: 5-Year Total

Depreciation

$13,672

Taxes & Fees

$1,929

Financing

$4,004

Fuel

$13,223

Insurance

$4,407

Repairs

$3,859

Maintenance

$6,344

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$830$855$881$907$934$4,407
Maintenance$733$1,098$313$2,433$1,767$6,344
Repairs$670$718$769$822$880$3,859
Taxes & Fees$1,745$46$46$46$46$1,929
Financing$1,372$1,106$822$516$188$4,004
Depreciation$4,482$2,897$2,346$2,143$1,804$13,672
Fuel$2,491$2,565$2,642$2,722$2,803$13,223
True Cost to Own®$12,323$9,285$7,819$9,589$8,422$47,438
Selected Model:

2020 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$814$838$864$889$916$4,321
Maintenance$724$1,080$304$2,512$1,747$6,367
Repairs$606$651$696$742$796$3,491
Taxes & Fees$1,788$46$46$46$46$1,972
Financing$1,412$1,139$846$531$193$4,121
Depreciation$4,453$2,958$2,396$2,189$1,843$13,839
Fuel$2,388$2,459$2,533$2,609$2,687$12,676
True Cost to Own®$12,185$9,171$7,685$9,518$8,228$46,787
Selected Model:

2020 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$811$835$860$886$913$4,305
Maintenance$724$1,080$304$2,512$1,747$6,367
Repairs$606$651$696$742$796$3,491
Taxes & Fees$1,690$46$46$46$46$1,874
Financing$1,319$1,065$791$496$181$3,852
Depreciation$5,475$1,848$1,967$1,866$1,563$12,719
Fuel$2,388$2,459$2,533$2,609$2,687$12,676
True Cost to Own®$13,013$7,984$7,197$9,157$7,933$45,284
Selected Model:

2020 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$820$845$870$896$923$4,354
Maintenance$740$1,143$291$2,487$1,830$6,491
Repairs$528$565$605$646$692$3,036
Taxes & Fees$1,677$46$46$46$46$1,861
Financing$1,307$1,056$783$492$179$3,817
Depreciation$4,607$2,671$2,163$1,976$1,664$13,081
Fuel$1,124$1,157$1,192$1,228$1,265$5,966
True Cost to Own®$10,803$7,483$5,950$7,771$6,599$38,606
Selected Model:

2020 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$825$850$875$901$929$4,380
Maintenance$733$1,098$313$2,433$1,767$6,344
Repairs$670$718$769$822$880$3,859
Taxes & Fees$1,634$46$46$46$46$1,818
Financing$1,267$1,023$759$477$173$3,699
Depreciation$5,316$1,745$2,743$2,649$1,310$13,763
Fuel$2,491$2,565$2,642$2,722$2,803$13,223
True Cost to Own®$12,936$8,045$8,147$10,050$7,908$47,086

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.