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Used 2019 Kia Optima Cost to Own

Total 5-Year Ownership Costs

Optima Sedan

LX 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$30,802*

Total Cash Price

$13,783

S 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$32,744*

Total Cash Price

$15,186

EX 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$31,231*

Total Cash Price

$15,757

SX 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$36,193*

Total Cash Price

$17,277

Ownership Costs: 5-Year Total

Depreciation

$8,174

Taxes & Fees

$1,067

Financing

$2,417

Fuel

$8,856

Insurance

$3,960

Repairs

$1,799

Maintenance

$4,529

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Optima Sedan LX 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$746$768$791$815$840$3,960
Maintenance$624$472$1,603$451$1,379$4,529
Repairs$255$311$377$465$391$1,799
Taxes & Fees$927$35$35$35$35$1,067
Financing$828$668$497$311$113$2,417
Depreciation$3,515$1,172$1,655$1,318$514$8,174
Fuel$1,668$1,718$1,770$1,823$1,877$8,856
True Cost to Own®$8,563$5,144$6,728$5,218$5,149$30,802
Selected Model:

2019 Optima Sedan S 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$676$696$717$739$761$3,589
Maintenance$624$472$1,950$451$1,379$4,876
Repairs$255$311$377$465$391$1,799
Taxes & Fees$1,018$35$35$35$35$1,158
Financing$912$737$547$343$124$2,663
Depreciation$3,997$1,369$1,620$1,525$1,292$9,803
Fuel$1,668$1,718$1,770$1,823$1,877$8,856
True Cost to Own®$9,150$5,338$7,016$5,381$5,859$32,744
Selected Model:

2019 Optima Sedan EX 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$676$696$717$739$761$3,589
Maintenance$650$459$1,630$430$1,561$4,730
Repairs$321$393$475$588$493$2,270
Taxes & Fees$1,055$35$35$35$35$1,195
Financing$947$764$567$356$130$2,764
Depreciation$3,287$1,275$2,067$1,539$806$8,974
Fuel$1,452$1,496$1,540$1,587$1,634$7,709
True Cost to Own®$8,388$5,118$7,031$5,274$5,420$31,231
Selected Model:

2019 Optima Sedan SX 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$714$735$757$780$804$3,790
Maintenance$785$427$2,011$618$1,447$5,288
Repairs$321$393$475$588$493$2,270
Taxes & Fees$1,153$35$35$35$35$1,293
Financing$1,038$838$622$390$142$3,030
Depreciation$4,326$1,713$1,806$1,503$1,220$10,568
Fuel$1,875$1,931$1,989$2,049$2,110$9,954
True Cost to Own®$10,212$6,072$7,695$5,963$6,251$36,193

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.