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Used 2019 Kia Optima Cost to Own

Total 5-Year Ownership Costs

Optima Sedan

LX 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$31,450*

Total Cash Price

$12,633

S 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$33,085*

Total Cash Price

$13,954

EX 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$32,720*

Total Cash Price

$14,833

SX 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$36,796*

Total Cash Price

$16,143

Ownership Costs: 5-Year Total

Depreciation

$8,270

Taxes & Fees

$716

Financing

$2,216

Fuel

$8,856

Insurance

$4,274

Repairs

$2,103

Maintenance

$5,015

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Optima Sedan LX 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$805$829$854$880$906$4,274
Maintenance$706$523$1,742$506$1,538$5,015
Repairs$296$361$440$545$461$2,103
Taxes & Fees$552$41$41$41$41$716
Financing$759$613$454$286$104$2,216
Depreciation$3,396$1,291$1,372$1,400$811$8,270
Fuel$1,668$1,718$1,770$1,823$1,877$8,856
True Cost to Own®$8,182$5,376$6,673$5,481$5,738$31,450
Selected Model:

2019 Optima Sedan S 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$784$808$832$857$882$4,163
Maintenance$706$523$2,079$506$1,538$5,352
Repairs$296$361$440$545$461$2,103
Taxes & Fees$605$41$41$41$41$769
Financing$838$677$502$316$114$2,447
Depreciation$3,658$1,577$1,357$1,522$1,281$9,395
Fuel$1,668$1,718$1,770$1,823$1,877$8,856
True Cost to Own®$8,555$5,705$7,021$5,610$6,194$33,085
Selected Model:

2019 Optima Sedan EX 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$784$808$832$857$882$4,163
Maintenance$731$511$1,767$486$1,714$5,209
Repairs$373$455$555$688$581$2,652
Taxes & Fees$640$41$41$41$41$804
Financing$891$719$535$335$122$2,602
Depreciation$3,483$1,401$2,371$1,560$766$9,581
Fuel$1,452$1,496$1,540$1,587$1,634$7,709
True Cost to Own®$8,354$5,431$7,641$5,554$5,740$32,720
Selected Model:

2019 Optima Sedan SX 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$836$861$887$914$941$4,439
Maintenance$882$480$2,148$690$1,603$5,803
Repairs$373$455$555$688$581$2,652
Taxes & Fees$692$41$41$41$41$856
Financing$970$783$581$365$132$2,831
Depreciation$4,000$2,160$1,546$908$1,647$10,261
Fuel$1,875$1,931$1,989$2,049$2,110$9,954
True Cost to Own®$9,628$6,711$7,747$5,655$7,055$36,796

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.