- $539/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Performance Ford East Hanover (15 mi away)
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Estimate Lease Details
$539/month for 36 months
$5,000 Down payment
$5,539 Due at signing
$5,539 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,409 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Whippany, NJ / 15 miles away from Elizabeth, NJ
ANTIMATTER BLU 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric Motor78/63 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FT6W5L73SWG17987
Stock: E25334
Listed since: 05-15-2025 - $273/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Nielsen Ford of Morristown (16 mi away)
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Estimate Lease Details
$273/month for 36 months
$5,000 Down payment
$5,273 Due at signing
$5,273 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,813 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Morristown, NJ / 16 miles away from Elizabeth, NJ
Black Metallic 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric MotorWe pride ourselves on making the car buying process as easy as p...
Features and Specs:
Listing Information:
VIN: 1FTVW3LKXSWG10149
Stock: V5408P
Listed since: 07-28-2025 - $278/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Route 23 Automall (23 mi away)
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Estimate Lease Details
$278/month for 36 months
$5,000 Down payment
$5,278 Due at signing
$5,278 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,001 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Butler, NJ / 23 miles away from Elizabeth, NJ
Features and Specs:
Listing Information:
VIN: 1FTVW3LK3SWG15306
Stock: G15306 - $554/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Nielsen Ford (41 mi away)
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Estimate Lease Details
$554/month for 36 months
$5,000 Down payment
$5,554 Due at signing
$5,554 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,951 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Sussex, NJ / 41 miles away from Elizabeth, NJ
Black 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric MotorWe pride ourselves on making the car buying process as easy as possibl...
Features and Specs:
Listing Information:
VIN: 1FT6W5L7XSWG20224
Stock: A5174
Listed since: 07-03-2025 - $428/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate leatheretteMedium Dark Slate leatherette
- 320 mi range
- Nielsen Ford (41 mi away)
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Estimate Lease Details
$428/month for 36 months
$5,000 Down payment
$5,428 Due at signing
$5,428 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,400 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Sussex, NJ / 41 miles away from Elizabeth, NJ
Oxford White 2025 Ford F-150 Lightning Flash AWD Single-Speed Automatic Electric MotorWe pride ourselves on making the car buying process as easy as p...
Features and Specs:
Listing Information:
VIN: 1FT6W3L71SWG03946
Stock: A5112
Listed since: 04-01-2025 - $706/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Fred Beans Ford (53 mi away)
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Estimate Lease Details
$706/month for 36 months
$5,000 Down payment
$5,706 Due at signing
$5,706 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,398 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Antimatter Blue Metallic 2025 Ford F-150 Lightning Flash AWD Single-Speed Automatic Electric MotorRecent Arrival!
Features and Specs:
Listing Information:
VIN: 1FT6W3LU5SWG19072
Stock: F50669
Listed since: 07-10-2025 - $532/mo est.$5,000 down
- Exterior color: Carbonized Gray MetallicCarbonized Gray Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$532/month for 36 months
$5,000 Down payment
$5,532 Due at signing
$5,532 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,169 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Carbonized Gray Metallic 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric Motor78/63 City/Highway MPG Price includes: $1000 - EV -...
Features and Specs:
Listing Information:
VIN: 1FT6W5L76SWG14811
Stock: F50382
Listed since: 06-23-2025 - $532/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$532/month for 36 months
$5,000 Down payment
$5,532 Due at signing
$5,532 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,145 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Agate Black Metallic 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric MotorRecent Arrival! 78/63 City/Highway MPG Price includes: ...
Features and Specs:
Listing Information:
VIN: 1FT6W5L79SWG21767
Stock: F50670
Listed since: 07-10-2025 - $530/mo est.$5,000 down
- Exterior color: Iconic Silver MetallicIconic Silver Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$530/month for 36 months
$5,000 Down payment
$5,530 Due at signing
$5,530 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,071 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Iconic Silver Metallic 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric Motor78/63 City/Highway MPG Price includes: $1000 - EV - R...
Features and Specs:
Listing Information:
VIN: 1FT6W5L77SWG20696
Stock: F50499
Listed since: 07-23-2025 - $270/mo est.$5,000 down
- Exterior color: Carbonized Gray MetallicCarbonized Gray Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$270/month for 36 months
$5,000 Down payment
$5,270 Due at signing
$5,270 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,728 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Carbonized Gray Metallic 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric Motor76/61 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FTVW3LK1SWG22769
Stock: F50691
Listed since: 07-12-2025 - $268/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$268/month for 36 months
$5,000 Down payment
$5,268 Due at signing
$5,268 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,640 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Oxford White 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric Motor76/61 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FTVW3LK4SWG19557
Stock: F50500
Listed since: 05-29-2025 - $272/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$272/month for 36 months
$5,000 Down payment
$5,272 Due at signing
$5,272 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,782 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Oxford White 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric Motor76/61 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FTVW3LK9SWG22843
Stock: F50690
Listed since: 07-12-2025 - $268/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$268/month for 36 months
$5,000 Down payment
$5,268 Due at signing
$5,268 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,640 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Space White Metallic 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric Motor76/61 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FTVW3LK6SWG17115
Stock: F50425
Listed since: 06-23-2025 - $665/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$665/month for 36 months
$5,000 Down payment
$5,665 Due at signing
$5,665 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,946 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Agate Black Metallic 2025 Ford F-150 Lightning Flash AWD Single-Speed Automatic Electric Motor
Features and Specs:
Listing Information:
VIN: 1FT6W3LU8SWG18563
Stock: F50501
Listed since: 05-29-2025 - $701/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$701/month for 36 months
$5,000 Down payment
$5,701 Due at signing
$5,701 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,238 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Oxford White 2025 Ford F-150 Lightning Flash AWD Single-Speed Automatic Electric MotorRecent Arrival!
Features and Specs:
Listing Information:
VIN: 1FT6W3LU3SWG18664
Stock: F50668
Listed since: 07-10-2025 - $665/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$665/month for 36 months
$5,000 Down payment
$5,665 Due at signing
$5,665 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,946 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Space White Metallic 2025 Ford F-150 Lightning Flash AWD Single-Speed Automatic Electric Motor
Features and Specs:
Listing Information:
VIN: 1FT6W3LU6SWG18495
Stock: F50502
Listed since: 05-29-2025 - $532/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$532/month for 36 months
$5,000 Down payment
$5,532 Due at signing
$5,532 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,145 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Agate Black Metallic 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric Motor78/63 City/Highway MPG Price includes: $1000 - EV - Ret...
Features and Specs:
Listing Information:
VIN: 1FT6W5L70SWG12214
Stock: F50319
Listed since: 06-06-2025 - $533/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$533/month for 36 months
$5,000 Down payment
$5,533 Due at signing
$5,533 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,177 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Antimatter Blue Metallic 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric Motor78/63 City/Highway MPG Price includes: $1000 - EV -...
Features and Specs:
Listing Information:
VIN: 1FT6W5L72SWG18192
Stock: F50397
Listed since: 06-24-2025 - $533/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$533/month for 36 months
$5,000 Down payment
$5,533 Due at signing
$5,533 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,201 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Antimatter Blue Metallic 2025 Ford F-150 Lightning Lariat AWD Single-Speed Automatic Electric Motor78/63 City/Highway MPG Price includes: $1000 - EV -...
Features and Specs:
Listing Information:
VIN: 1FT6W5L78SWG14860
Stock: F50364
Listed since: 06-03-2025 - $275/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$275/month for 36 months
$5,000 Down payment
$5,275 Due at signing
$5,275 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,915 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Antimatter Blue Metallic 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric MotorRecent Arrival! 76/61 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FTVW3LK5SWG22936
Stock: F50672
Listed since: 07-10-2025 - $276/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Fred Beans Ford (53 mi away)
Close
Estimate Lease Details
$276/month for 36 months
$5,000 Down payment
$5,276 Due at signing
$5,276 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,943 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Doylestown, PA / 53 miles away from Elizabeth, NJ
Space White Metallic 2025 Ford F-150 Lightning XLT AWD Single-Speed Automatic Electric MotorRecent Arrival! 76/61 City/Highway MPG
Features and Specs:
Listing Information:
VIN: 1FTVW3LK2SWG22831
Stock: F50671
Listed since: 07-10-2025
Consumer Reviews for the Ford F-150 Lightning
Poor EV range on the highway
More about the Ford F-150 Lightning
How much does it cost to lease a Ford F-150 Lightning in Elizabeth, NJ?
- A Ford F-150 Lightning lease in Elizabeth, NJ starts at about $267 and runs up to $705. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Ford F-150 Lightning 2025 in Elizabeth, NJ?
- It costs between $267 and $705 to lease a Ford F-150 Lightning 2025 in Elizabeth, NJ. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.