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2024 BMW 4 Series Cost to Own

Total 5-Year Ownership Costs

4 Series Convertible

430i 2dr Convertible (2.0L 4cyl Turbo 8A)

True Cost to Own

$81,625*

Total Cash Price

$60,767

430i xDrive 2dr Convertible AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$80,858*

Total Cash Price

$62,512

M440i xDrive 2dr Convertible AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$95,752*

Total Cash Price

$75,199

M440i 2dr Convertible (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$93,036*

Total Cash Price

$72,565

4 Series Coupe

430i 2dr Coupe (2.0L 4cyl Turbo 8A)

True Cost to Own

$73,642*

Total Cash Price

$52,939

430i xDrive 2dr Coupe AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$78,552*

Total Cash Price

$56,862

4 Series M440i xDrive

M440i xDrive 2dr Coupe AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$86,470*

Total Cash Price

$66,041

4 Series M440i

M440i 2dr Coupe (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$82,643*

Total Cash Price

$62,924

Ownership Costs: 5-Year Total

Depreciation

$37,983

Taxes & Fees

$3,907

Financing

$10,658

Fuel

$10,130

Insurance

$9,481

Repairs

$2,585

Maintenance

$6,881

Ownership Costs: 5-Year Breakdown

Selected Model:

2024 4 Series Convertible 430i 2dr Convertible (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,768$1,830$1,894$1,960$2,029$9,481
Maintenance$0$0$615$3,064$3,202$6,881
Repairs$0$0$0$1,022$1,563$2,585
Taxes & Fees$3,663$61$61$61$61$3,907
Financing$3,651$2,946$2,189$1,373$499$10,658
Depreciation$15,631$6,325$5,170$5,795$5,062$37,983
Fuel$1,908$1,965$2,024$2,085$2,148$10,130
True Cost to Own®$26,621$13,127$11,953$15,360$14,564$81,625
Selected Model:

2024 4 Series Convertible 430i xDrive 2dr Convertible AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,810$1,873$1,939$2,007$2,077$9,706
Maintenance$0$0$615$3,173$3,090$6,878
Repairs$0$0$0$1,081$1,654$2,735
Taxes & Fees$3,766$61$61$61$61$4,010
Financing$3,756$3,031$2,251$1,413$513$10,964
Depreciation$15,787$5,735$4,687$5,255$4,592$36,056
Fuel$1,979$2,039$2,100$2,163$2,228$10,509
True Cost to Own®$27,098$12,739$11,653$15,153$14,215$80,858
Selected Model:

2024 4 Series Convertible M440i xDrive 2dr Convertible AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,865$1,930$1,998$2,068$2,140$10,001
Maintenance$0$0$703$3,621$3,954$8,278
Repairs$0$0$0$1,081$1,654$2,735
Taxes & Fees$4,512$61$61$61$61$4,756
Financing$4,518$3,646$2,708$1,700$617$13,189
Depreciation$19,460$7,356$6,010$6,739$5,888$45,453
Fuel$2,136$2,200$2,266$2,334$2,404$11,340
True Cost to Own®$32,491$15,193$13,746$17,604$16,718$95,752
Selected Model:

2024 4 Series Convertible M440i 2dr Convertible (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,865$1,930$1,998$2,068$2,140$10,001
Maintenance$0$0$703$3,512$4,066$8,281
Repairs$0$0$0$1,022$1,563$2,585
Taxes & Fees$4,357$61$61$61$61$4,601
Financing$4,360$3,518$2,613$1,641$595$12,727
Depreciation$18,942$7,075$5,780$6,478$5,660$43,935
Fuel$2,054$2,116$2,179$2,245$2,312$10,906
True Cost to Own®$31,578$14,700$13,334$17,027$16,397$93,036
Selected Model:

2024 4 Series Coupe 430i 2dr Coupe (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,684$1,743$1,804$1,867$1,932$9,030
Maintenance$0$0$615$3,064$3,202$6,881
Repairs$0$0$0$1,022$1,563$2,585
Taxes & Fees$3,203$61$61$61$61$3,447
Financing$3,181$2,566$1,907$1,197$434$9,285
Depreciation$14,315$5,086$4,156$4,657$4,070$32,284
Fuel$1,908$1,965$2,024$2,085$2,148$10,130
True Cost to Own®$24,291$11,421$10,567$13,953$13,410$73,642
Selected Model:

2024 4 Series Coupe 430i xDrive 2dr Coupe AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,714$1,774$1,836$1,900$1,967$9,191
Maintenance$0$0$615$3,173$3,090$6,878
Repairs$0$0$0$1,081$1,654$2,735
Taxes & Fees$3,433$61$61$61$61$3,677
Financing$3,416$2,757$2,048$1,286$466$9,973
Depreciation$16,148$5,503$4,497$5,039$4,402$35,589
Fuel$1,979$2,039$2,100$2,163$2,228$10,509
True Cost to Own®$26,690$12,134$11,157$14,703$13,868$78,552
Selected Model:

2024 4 Series M440i xDrive M440i xDrive 2dr Coupe AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,779$1,841$1,906$1,972$2,041$9,539
Maintenance$0$0$703$3,693$4,026$8,422
Repairs$0$0$0$1,081$1,654$2,735
Taxes & Fees$3,973$61$61$61$61$4,217
Financing$3,968$3,202$2,378$1,493$542$11,583
Depreciation$16,428$6,285$5,136$5,756$5,029$38,634
Fuel$2,136$2,200$2,266$2,334$2,404$11,340
True Cost to Own®$28,284$13,589$12,450$16,390$15,757$86,470
Selected Model:

2024 4 Series M440i M440i 2dr Coupe (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,779$1,841$1,906$1,972$2,041$9,539
Maintenance$0$0$703$3,512$4,066$8,281
Repairs$0$0$0$1,022$1,563$2,585
Taxes & Fees$3,790$61$61$61$61$4,034
Financing$3,781$3,050$2,266$1,423$516$11,036
Depreciation$14,294$6,331$5,172$5,797$5,065$36,659
Fuel$1,979$2,039$2,100$2,163$2,228$10,509
True Cost to Own®$25,623$13,322$12,208$15,950$15,540$82,643

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.