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2024 BMW 4 Series Cost to Own

Total 5-Year Ownership Costs

4 Series Convertible

430i 2dr Convertible (2.0L 4cyl Turbo 8A)

True Cost to Own

$79,355*

Total Cash Price

$62,034

430i xDrive 2dr Convertible AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$78,609*

Total Cash Price

$63,819

M440i xDrive 2dr Convertible AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$94,051*

Total Cash Price

$76,764

M440i 2dr Convertible (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$91,197*

Total Cash Price

$74,065

4 Series Coupe

430i 2dr Coupe (2.0L 4cyl Turbo 8A)

True Cost to Own

$71,451*

Total Cash Price

$54,035

430i xDrive 2dr Coupe AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$76,297*

Total Cash Price

$58,012

4 Series M440i xDrive

M440i xDrive 2dr Coupe AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$84,847*

Total Cash Price

$67,420

4 Series M440i

M440i 2dr Coupe (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

True Cost to Own

$80,818*

Total Cash Price

$64,236

Ownership Costs: 5-Year Total

Depreciation

$38,862

Taxes & Fees

$4,191

Financing

$10,880

Fuel

$11,695

Insurance

$4,611

Repairs

$2,417

Maintenance

$6,699

Ownership Costs: 5-Year Breakdown

Selected Model:

2024 4 Series Convertible 430i 2dr Convertible (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$860$890$921$953$987$4,611
Maintenance$0$0$573$2,972$3,154$6,699
Repairs$0$0$0$955$1,462$2,417
Taxes & Fees$4,051$35$35$35$35$4,191
Financing$3,727$3,008$2,234$1,402$509$10,880
Depreciation$16,510$6,325$5,170$5,795$5,062$38,862
Fuel$2,203$2,269$2,337$2,407$2,479$11,695
True Cost to Own®$27,351$12,527$11,270$14,519$13,688$79,355
Selected Model:

2024 4 Series Convertible 430i xDrive 2dr Convertible AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$888$919$951$985$1,019$4,762
Maintenance$0$0$573$3,071$3,051$6,695
Repairs$0$0$0$1,010$1,548$2,558
Taxes & Fees$4,167$35$35$35$35$4,307
Financing$3,834$3,095$2,298$1,443$523$11,193
Depreciation$16,693$5,735$4,687$5,255$4,592$36,962
Fuel$2,285$2,354$2,424$2,497$2,572$12,132
True Cost to Own®$27,867$12,138$10,968$14,296$13,340$78,609
Selected Model:

2024 4 Series Convertible M440i xDrive 2dr Convertible AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$958$992$1,026$1,062$1,099$5,137
Maintenance$0$0$670$3,531$3,928$8,129
Repairs$0$0$0$1,010$1,548$2,558
Taxes & Fees$5,005$35$35$35$35$5,145
Financing$4,612$3,722$2,764$1,736$630$13,464
Depreciation$20,532$7,356$6,010$6,739$5,888$46,525
Fuel$2,466$2,540$2,616$2,695$2,776$13,093
True Cost to Own®$33,573$14,645$13,121$16,808$15,904$94,051
Selected Model:

2024 4 Series Convertible M440i 2dr Convertible (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$958$992$1,026$1,062$1,099$5,137
Maintenance$0$0$670$3,431$4,030$8,131
Repairs$0$0$0$955$1,462$2,417
Taxes & Fees$4,830$35$35$35$35$4,970
Financing$4,450$3,591$2,667$1,675$607$12,990
Depreciation$19,969$7,075$5,780$6,478$5,660$44,962
Fuel$2,371$2,443$2,516$2,591$2,669$12,590
True Cost to Own®$32,578$14,136$12,694$16,227$15,562$91,197
Selected Model:

2024 4 Series Coupe 430i 2dr Coupe (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$828$857$887$918$950$4,440
Maintenance$0$0$573$2,972$3,154$6,699
Repairs$0$0$0$955$1,462$2,417
Taxes & Fees$3,534$35$35$35$35$3,674
Financing$3,247$2,619$1,946$1,222$443$9,477
Depreciation$15,080$5,086$4,156$4,657$4,070$33,049
Fuel$2,203$2,269$2,337$2,407$2,479$11,695
True Cost to Own®$24,892$10,866$9,934$13,166$12,593$71,451
Selected Model:

2024 4 Series Coupe 430i xDrive 2dr Coupe AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$825$854$884$915$947$4,425
Maintenance$0$0$573$3,071$3,051$6,695
Repairs$0$0$0$1,010$1,548$2,558
Taxes & Fees$3,791$35$35$35$35$3,931
Financing$3,486$2,812$2,089$1,312$476$10,175
Depreciation$16,940$5,503$4,497$5,039$4,402$36,381
Fuel$2,285$2,354$2,424$2,497$2,572$12,132
True Cost to Own®$27,327$11,558$10,502$13,879$13,031$76,297
Selected Model:

2024 4 Series M440i xDrive M440i xDrive 2dr Coupe AWD (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$927$959$993$1,028$1,064$4,971
Maintenance$0$0$670$3,604$4,000$8,274
Repairs$0$0$0$1,010$1,548$2,558
Taxes & Fees$4,400$35$35$35$35$4,540
Financing$4,051$3,269$2,427$1,525$553$11,825
Depreciation$17,380$6,285$5,136$5,756$5,029$39,586
Fuel$2,466$2,540$2,616$2,695$2,776$13,093
True Cost to Own®$29,224$13,088$11,877$15,653$15,005$84,847
Selected Model:

2024 4 Series M440i M440i 2dr Coupe (3.0L 6cyl Turbo gas/electric mild hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$927$959$993$1,028$1,064$4,971
Maintenance$0$0$670$3,431$4,030$8,131
Repairs$0$0$0$955$1,462$2,417
Taxes & Fees$4,194$35$35$35$35$4,334
Financing$3,860$3,114$2,313$1,452$527$11,266
Depreciation$15,202$6,331$5,172$5,797$5,065$37,567
Fuel$2,285$2,354$2,424$2,497$2,572$12,132
True Cost to Own®$26,468$12,793$11,607$15,195$14,755$80,818

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.