Used 2020 Subaru Legacy Cost to Own
Total 5-Year Ownership Costs
Legacy Sedan
Premium 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$37,060*
Total Cash Price
$18,919
Limited 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$38,188*
Total Cash Price
$20,669
Sport 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$37,897*
Total Cash Price
$19,898
4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$36,000*
Total Cash Price
$18,598
Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$40,334*
Total Cash Price
$23,512
Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$41,811*
Total Cash Price
$23,588
Depreciation
$11,857
Taxes & Fees
$1,399
Financing
$3,318
Fuel
$7,963
Insurance
$3,429
Repairs
$2,851
Maintenance
$6,243
Ownership Costs: 5-Year Breakdown
2020 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $646 | $665 | $685 | $706 | $727 | $3,429 |
Maintenance | $748 | $969 | $1,138 | $1,994 | $1,394 | $6,243 |
Repairs | $413 | $481 | $558 | $647 | $752 | $2,851 |
Taxes & Fees | $1,259 | $35 | $35 | $35 | $35 | $1,399 |
Financing | $1,137 | $917 | $681 | $428 | $155 | $3,318 |
Depreciation | $4,028 | $2,271 | $2,221 | $1,641 | $1,696 | $11,857 |
Fuel | $1,500 | $1,545 | $1,591 | $1,639 | $1,688 | $7,963 |
True Cost to Own® | $9,731 | $6,883 | $6,909 | $7,090 | $6,447 | $37,060 |
2020 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $662 | $682 | $702 | $723 | $745 | $3,514 |
Maintenance | $748 | $969 | $1,450 | $2,306 | $1,394 | $6,867 |
Repairs | $413 | $481 | $558 | $647 | $752 | $2,851 |
Taxes & Fees | $1,372 | $35 | $35 | $35 | $35 | $1,512 |
Financing | $1,242 | $1,002 | $744 | $468 | $169 | $3,625 |
Depreciation | $3,491 | $2,948 | $2,475 | $1,080 | $1,862 | $11,856 |
Fuel | $1,500 | $1,545 | $1,591 | $1,639 | $1,688 | $7,963 |
True Cost to Own® | $9,428 | $7,662 | $7,555 | $6,898 | $6,645 | $38,188 |
2020 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $646 | $665 | $685 | $706 | $727 | $3,429 |
Maintenance | $748 | $969 | $1,450 | $2,306 | $1,394 | $6,867 |
Repairs | $413 | $481 | $558 | $647 | $752 | $2,851 |
Taxes & Fees | $1,323 | $35 | $35 | $35 | $35 | $1,463 |
Financing | $1,196 | $964 | $717 | $450 | $163 | $3,490 |
Depreciation | $3,656 | $1,998 | $2,060 | $2,091 | $2,029 | $11,834 |
Fuel | $1,500 | $1,545 | $1,591 | $1,639 | $1,688 | $7,963 |
True Cost to Own® | $9,482 | $6,657 | $7,096 | $7,874 | $6,788 | $37,897 |
2020 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $631 | $650 | $669 | $690 | $710 | $3,350 |
Maintenance | $748 | $969 | $1,138 | $1,994 | $1,394 | $6,243 |
Repairs | $413 | $481 | $558 | $647 | $752 | $2,851 |
Taxes & Fees | $1,239 | $35 | $35 | $35 | $35 | $1,379 |
Financing | $1,117 | $902 | $670 | $420 | $153 | $3,262 |
Depreciation | $4,609 | $1,485 | $2,316 | $1,632 | $910 | $10,952 |
Fuel | $1,500 | $1,545 | $1,591 | $1,639 | $1,688 | $7,963 |
True Cost to Own® | $10,257 | $6,067 | $6,977 | $7,057 | $5,642 | $36,000 |
2020 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $662 | $682 | $702 | $723 | $745 | $3,514 |
Maintenance | $1,012 | $906 | $1,291 | $2,261 | $1,871 | $7,341 |
Repairs | $475 | $551 | $641 | $744 | $866 | $3,277 |
Taxes & Fees | $1,556 | $35 | $35 | $35 | $35 | $1,696 |
Financing | $1,413 | $1,140 | $846 | $532 | $193 | $4,124 |
Depreciation | $3,394 | $1,938 | $2,537 | $2,314 | $1,343 | $11,526 |
Fuel | $1,668 | $1,718 | $1,770 | $1,823 | $1,877 | $8,856 |
True Cost to Own® | $10,180 | $6,970 | $7,822 | $8,432 | $6,930 | $40,334 |
2020 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $662 | $682 | $702 | $723 | $745 | $3,514 |
Maintenance | $1,012 | $906 | $1,291 | $2,261 | $1,871 | $7,341 |
Repairs | $475 | $551 | $641 | $744 | $866 | $3,277 |
Taxes & Fees | $1,561 | $35 | $35 | $35 | $35 | $1,701 |
Financing | $1,417 | $1,144 | $849 | $534 | $193 | $4,137 |
Depreciation | $3,817 | $2,185 | $2,859 | $2,610 | $1,514 | $12,985 |
Fuel | $1,668 | $1,718 | $1,770 | $1,823 | $1,877 | $8,856 |
True Cost to Own® | $10,612 | $7,221 | $8,147 | $8,730 | $7,101 | $41,811 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 LegacyTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.