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Used 2020 Subaru Legacy Cost to Own

Total 5-Year Ownership Costs

Legacy Sedan

Premium 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$37,975*

Total Cash Price

$18,540

Limited 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$39,002*

Total Cash Price

$20,126

Sport 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$39,080*

Total Cash Price

$19,841

4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$37,139*

Total Cash Price

$18,266

Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$41,035*

Total Cash Price

$22,812

Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$42,574*

Total Cash Price

$23,016

Ownership Costs: 5-Year Total

Depreciation

$11,658

Taxes & Fees

$1,298

Financing

$3,252

Fuel

$8,042

Insurance

$5,416

Repairs

$2,524

Maintenance

$5,785

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,020$1,051$1,082$1,115$1,148$5,416
Maintenance$691$870$1,084$1,855$1,285$5,785
Repairs$363$425$494$574$668$2,524
Taxes & Fees$1,178$0$60$0$60$1,298
Financing$1,114$899$667$420$152$3,252
Depreciation$3,960$2,233$2,184$1,613$1,668$11,658
Fuel$1,515$1,560$1,607$1,655$1,705$8,042
True Cost to Own®$9,841$7,038$7,178$7,232$6,686$37,975
Selected Model:

2020 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,041$1,072$1,104$1,138$1,172$5,527
Maintenance$691$870$1,394$2,165$1,285$6,405
Repairs$363$425$494$574$668$2,524
Taxes & Fees$1,268$0$60$0$60$1,388
Financing$1,209$976$725$455$165$3,530
Depreciation$3,411$2,881$2,419$1,055$1,820$11,586
Fuel$1,515$1,560$1,607$1,655$1,705$8,042
True Cost to Own®$9,498$7,784$7,803$7,042$6,875$39,002
Selected Model:

2020 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,020$1,051$1,082$1,115$1,148$5,416
Maintenance$691$870$1,394$2,165$1,285$6,405
Repairs$363$425$494$574$668$2,524
Taxes & Fees$1,252$0$60$0$60$1,372
Financing$1,192$962$715$448$163$3,480
Depreciation$3,658$1,999$2,061$2,093$2,030$11,841
Fuel$1,515$1,560$1,607$1,655$1,705$8,042
True Cost to Own®$9,691$6,867$7,413$8,050$7,059$39,080
Selected Model:

2020 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,038$1,069$1,101$1,134$1,168$5,510
Maintenance$691$870$1,084$1,855$1,285$5,785
Repairs$363$425$494$574$668$2,524
Taxes & Fees$1,163$0$60$0$60$1,283
Financing$1,097$886$658$413$150$3,204
Depreciation$4,541$1,463$2,282$1,608$897$10,791
Fuel$1,515$1,560$1,607$1,655$1,705$8,042
True Cost to Own®$10,408$6,273$7,286$7,239$5,933$37,139
Selected Model:

2020 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,041$1,072$1,104$1,138$1,172$5,527
Maintenance$941$831$1,250$2,128$1,738$6,888
Repairs$419$487$567$660$770$2,903
Taxes & Fees$1,421$0$60$0$60$1,541
Financing$1,371$1,106$821$516$187$4,001
Depreciation$3,307$1,888$2,472$2,255$1,309$11,231
Fuel$1,685$1,735$1,787$1,841$1,896$8,944
True Cost to Own®$10,185$7,119$8,061$8,538$7,132$41,035
Selected Model:

2020 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,041$1,072$1,104$1,138$1,172$5,527
Maintenance$941$831$1,250$2,128$1,738$6,888
Repairs$419$487$567$660$770$2,903
Taxes & Fees$1,432$0$60$0$60$1,552
Financing$1,383$1,116$829$520$189$4,037
Depreciation$3,741$2,141$2,801$2,557$1,483$12,723
Fuel$1,685$1,735$1,787$1,841$1,896$8,944
True Cost to Own®$10,642$7,382$8,398$8,844$7,308$42,574

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.