Used 2020 Subaru Legacy Cost to Own
Total 5-Year Ownership Costs
Legacy Sedan
Premium 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$37,975*
Total Cash Price
$18,540
Limited 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$39,002*
Total Cash Price
$20,126
Sport 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$39,080*
Total Cash Price
$19,841
4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$37,139*
Total Cash Price
$18,266
Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$41,035*
Total Cash Price
$22,812
Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$42,574*
Total Cash Price
$23,016
Depreciation
$11,658
Taxes & Fees
$1,298
Financing
$3,252
Fuel
$8,042
Insurance
$5,416
Repairs
$2,524
Maintenance
$5,785
Ownership Costs: 5-Year Breakdown
2020 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,020 | $1,051 | $1,082 | $1,115 | $1,148 | $5,416 |
Maintenance | $691 | $870 | $1,084 | $1,855 | $1,285 | $5,785 |
Repairs | $363 | $425 | $494 | $574 | $668 | $2,524 |
Taxes & Fees | $1,178 | $0 | $60 | $0 | $60 | $1,298 |
Financing | $1,114 | $899 | $667 | $420 | $152 | $3,252 |
Depreciation | $3,960 | $2,233 | $2,184 | $1,613 | $1,668 | $11,658 |
Fuel | $1,515 | $1,560 | $1,607 | $1,655 | $1,705 | $8,042 |
True Cost to Own® | $9,841 | $7,038 | $7,178 | $7,232 | $6,686 | $37,975 |
2020 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,041 | $1,072 | $1,104 | $1,138 | $1,172 | $5,527 |
Maintenance | $691 | $870 | $1,394 | $2,165 | $1,285 | $6,405 |
Repairs | $363 | $425 | $494 | $574 | $668 | $2,524 |
Taxes & Fees | $1,268 | $0 | $60 | $0 | $60 | $1,388 |
Financing | $1,209 | $976 | $725 | $455 | $165 | $3,530 |
Depreciation | $3,411 | $2,881 | $2,419 | $1,055 | $1,820 | $11,586 |
Fuel | $1,515 | $1,560 | $1,607 | $1,655 | $1,705 | $8,042 |
True Cost to Own® | $9,498 | $7,784 | $7,803 | $7,042 | $6,875 | $39,002 |
2020 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,020 | $1,051 | $1,082 | $1,115 | $1,148 | $5,416 |
Maintenance | $691 | $870 | $1,394 | $2,165 | $1,285 | $6,405 |
Repairs | $363 | $425 | $494 | $574 | $668 | $2,524 |
Taxes & Fees | $1,252 | $0 | $60 | $0 | $60 | $1,372 |
Financing | $1,192 | $962 | $715 | $448 | $163 | $3,480 |
Depreciation | $3,658 | $1,999 | $2,061 | $2,093 | $2,030 | $11,841 |
Fuel | $1,515 | $1,560 | $1,607 | $1,655 | $1,705 | $8,042 |
True Cost to Own® | $9,691 | $6,867 | $7,413 | $8,050 | $7,059 | $39,080 |
2020 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,038 | $1,069 | $1,101 | $1,134 | $1,168 | $5,510 |
Maintenance | $691 | $870 | $1,084 | $1,855 | $1,285 | $5,785 |
Repairs | $363 | $425 | $494 | $574 | $668 | $2,524 |
Taxes & Fees | $1,163 | $0 | $60 | $0 | $60 | $1,283 |
Financing | $1,097 | $886 | $658 | $413 | $150 | $3,204 |
Depreciation | $4,541 | $1,463 | $2,282 | $1,608 | $897 | $10,791 |
Fuel | $1,515 | $1,560 | $1,607 | $1,655 | $1,705 | $8,042 |
True Cost to Own® | $10,408 | $6,273 | $7,286 | $7,239 | $5,933 | $37,139 |
2020 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,041 | $1,072 | $1,104 | $1,138 | $1,172 | $5,527 |
Maintenance | $941 | $831 | $1,250 | $2,128 | $1,738 | $6,888 |
Repairs | $419 | $487 | $567 | $660 | $770 | $2,903 |
Taxes & Fees | $1,421 | $0 | $60 | $0 | $60 | $1,541 |
Financing | $1,371 | $1,106 | $821 | $516 | $187 | $4,001 |
Depreciation | $3,307 | $1,888 | $2,472 | $2,255 | $1,309 | $11,231 |
Fuel | $1,685 | $1,735 | $1,787 | $1,841 | $1,896 | $8,944 |
True Cost to Own® | $10,185 | $7,119 | $8,061 | $8,538 | $7,132 | $41,035 |
2020 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,041 | $1,072 | $1,104 | $1,138 | $1,172 | $5,527 |
Maintenance | $941 | $831 | $1,250 | $2,128 | $1,738 | $6,888 |
Repairs | $419 | $487 | $567 | $660 | $770 | $2,903 |
Taxes & Fees | $1,432 | $0 | $60 | $0 | $60 | $1,552 |
Financing | $1,383 | $1,116 | $829 | $520 | $189 | $4,037 |
Depreciation | $3,741 | $2,141 | $2,801 | $2,557 | $1,483 | $12,723 |
Fuel | $1,685 | $1,735 | $1,787 | $1,841 | $1,896 | $8,944 |
True Cost to Own® | $10,642 | $7,382 | $8,398 | $8,844 | $7,308 | $42,574 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 LegacyTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.