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Used 2020 Subaru Legacy Cost to Own

Total 5-Year Ownership Costs

Legacy Sedan

Premium 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$37,060*

Total Cash Price

$18,919

Limited 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$38,188*

Total Cash Price

$20,669

Sport 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$37,897*

Total Cash Price

$19,898

4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$36,000*

Total Cash Price

$18,598

Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$40,334*

Total Cash Price

$23,512

Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$41,811*

Total Cash Price

$23,588

Ownership Costs: 5-Year Total

Depreciation

$11,857

Taxes & Fees

$1,399

Financing

$3,318

Fuel

$7,963

Insurance

$3,429

Repairs

$2,851

Maintenance

$6,243

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$646$665$685$706$727$3,429
Maintenance$748$969$1,138$1,994$1,394$6,243
Repairs$413$481$558$647$752$2,851
Taxes & Fees$1,259$35$35$35$35$1,399
Financing$1,137$917$681$428$155$3,318
Depreciation$4,028$2,271$2,221$1,641$1,696$11,857
Fuel$1,500$1,545$1,591$1,639$1,688$7,963
True Cost to Own®$9,731$6,883$6,909$7,090$6,447$37,060
Selected Model:

2020 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$662$682$702$723$745$3,514
Maintenance$748$969$1,450$2,306$1,394$6,867
Repairs$413$481$558$647$752$2,851
Taxes & Fees$1,372$35$35$35$35$1,512
Financing$1,242$1,002$744$468$169$3,625
Depreciation$3,491$2,948$2,475$1,080$1,862$11,856
Fuel$1,500$1,545$1,591$1,639$1,688$7,963
True Cost to Own®$9,428$7,662$7,555$6,898$6,645$38,188
Selected Model:

2020 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$646$665$685$706$727$3,429
Maintenance$748$969$1,450$2,306$1,394$6,867
Repairs$413$481$558$647$752$2,851
Taxes & Fees$1,323$35$35$35$35$1,463
Financing$1,196$964$717$450$163$3,490
Depreciation$3,656$1,998$2,060$2,091$2,029$11,834
Fuel$1,500$1,545$1,591$1,639$1,688$7,963
True Cost to Own®$9,482$6,657$7,096$7,874$6,788$37,897
Selected Model:

2020 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$631$650$669$690$710$3,350
Maintenance$748$969$1,138$1,994$1,394$6,243
Repairs$413$481$558$647$752$2,851
Taxes & Fees$1,239$35$35$35$35$1,379
Financing$1,117$902$670$420$153$3,262
Depreciation$4,609$1,485$2,316$1,632$910$10,952
Fuel$1,500$1,545$1,591$1,639$1,688$7,963
True Cost to Own®$10,257$6,067$6,977$7,057$5,642$36,000
Selected Model:

2020 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$662$682$702$723$745$3,514
Maintenance$1,012$906$1,291$2,261$1,871$7,341
Repairs$475$551$641$744$866$3,277
Taxes & Fees$1,556$35$35$35$35$1,696
Financing$1,413$1,140$846$532$193$4,124
Depreciation$3,394$1,938$2,537$2,314$1,343$11,526
Fuel$1,668$1,718$1,770$1,823$1,877$8,856
True Cost to Own®$10,180$6,970$7,822$8,432$6,930$40,334
Selected Model:

2020 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$662$682$702$723$745$3,514
Maintenance$1,012$906$1,291$2,261$1,871$7,341
Repairs$475$551$641$744$866$3,277
Taxes & Fees$1,561$35$35$35$35$1,701
Financing$1,417$1,144$849$534$193$4,137
Depreciation$3,817$2,185$2,859$2,610$1,514$12,985
Fuel$1,668$1,718$1,770$1,823$1,877$8,856
True Cost to Own®$10,612$7,221$8,147$8,730$7,101$41,811

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.