Skip to main content

Used 2021 Kia Forte Cost to Own

Total 5-Year Ownership Costs

Forte Sedan

LXS 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$34,966*

Total Cash Price

$16,271

GT-Line 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$35,569*

Total Cash Price

$16,928

GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$39,092*

Total Cash Price

$18,183

FE 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$34,440*

Total Cash Price

$15,927

FE 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$34,382*

Total Cash Price

$14,734

EX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$37,528*

Total Cash Price

$18,191

GT 4dr Sedan (1.6L 4cyl Turbo 6M)

True Cost to Own

$40,754*

Total Cash Price

$18,772

Ownership Costs: 5-Year Total

Depreciation

$9,153

Taxes & Fees

$1,290

Financing

$2,854

Fuel

$7,586

Insurance

$6,811

Repairs

$2,110

Maintenance

$5,162

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Forte Sedan LXS 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,283$1,321$1,361$1,402$1,444$6,811
Maintenance$1,413$844$628$447$1,830$5,162
Repairs$554$282$343$419$512$2,110
Taxes & Fees$1,033$73$66$59$59$1,290
Financing$978$788$586$368$134$2,854
Depreciation$3,616$1,577$1,309$1,501$1,150$9,153
Fuel$1,429$1,472$1,516$1,561$1,608$7,586
True Cost to Own®$10,306$6,357$5,809$5,757$6,737$34,966
Selected Model:

2021 Forte Sedan GT-Line 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,283$1,321$1,361$1,402$1,444$6,811
Maintenance$1,562$844$628$447$1,978$5,459
Repairs$554$282$343$419$512$2,110
Taxes & Fees$1,075$76$68$62$62$1,343
Financing$1,017$821$609$383$139$2,969
Depreciation$3,518$1,644$1,365$1,565$1,199$9,291
Fuel$1,429$1,472$1,516$1,561$1,608$7,586
True Cost to Own®$10,438$6,460$5,890$5,839$6,942$35,569
Selected Model:

2021 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,331$1,371$1,412$1,454$1,498$7,066
Maintenance$1,846$940$698$519$2,195$6,198
Repairs$698$355$433$529$646$2,661
Taxes & Fees$1,154$82$73$66$66$1,441
Financing$1,093$881$655$411$149$3,189
Depreciation$3,760$1,835$1,523$1,745$1,338$10,201
Fuel$1,570$1,617$1,666$1,716$1,767$8,336
True Cost to Own®$11,452$7,081$6,460$6,440$7,659$39,092
Selected Model:

2021 Forte Sedan FE 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,283$1,321$1,361$1,402$1,444$6,811
Maintenance$1,350$844$628$447$1,766$5,035
Repairs$554$282$343$419$512$2,110
Taxes & Fees$1,012$72$64$58$58$1,264
Financing$957$772$574$360$130$2,793
Depreciation$3,773$1,568$1,301$1,491$1,143$9,276
Fuel$1,347$1,387$1,429$1,472$1,516$7,151
True Cost to Own®$10,276$6,246$5,700$5,649$6,569$34,440
Selected Model:

2021 Forte Sedan FE 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,283$1,321$1,361$1,402$1,444$6,811
Maintenance$1,358$859$1,259$463$1,775$5,714
Repairs$554$282$343$419$512$2,110
Taxes & Fees$937$66$59$54$54$1,170
Financing$885$715$530$333$121$2,584
Depreciation$2,437$1,563$1,297$1,488$1,139$7,924
Fuel$1,520$1,565$1,612$1,661$1,711$8,069
True Cost to Own®$8,974$6,371$6,461$5,820$6,756$34,382
Selected Model:

2021 Forte Sedan EX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,283$1,321$1,361$1,402$1,444$6,811
Maintenance$1,562$844$628$447$1,978$5,459
Repairs$554$282$343$419$512$2,110
Taxes & Fees$1,154$82$73$66$66$1,441
Financing$1,093$882$655$411$150$3,191
Depreciation$3,624$2,044$2,395$1,885$982$10,930
Fuel$1,429$1,472$1,516$1,561$1,608$7,586
True Cost to Own®$10,699$6,927$6,971$6,191$6,740$37,528
Selected Model:

2021 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,331$1,371$1,412$1,454$1,498$7,066
Maintenance$1,853$956$1,388$535$2,204$6,936
Repairs$698$355$433$529$646$2,661
Taxes & Fees$1,191$84$76$69$69$1,489
Financing$1,128$910$676$424$154$3,292
Depreciation$3,989$1,819$1,509$1,731$1,326$10,374
Fuel$1,683$1,734$1,786$1,839$1,894$8,936
True Cost to Own®$11,873$7,229$7,280$6,581$7,791$40,754

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2021 Forte 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.