Used 2021 GMC Terrain Cost to Own
Total 5-Year Ownership Costs
Terrain SUV
SLE 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$40,662*
Total Cash Price
$19,768
SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$43,696*
Total Cash Price
$21,936
SLT 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$41,702*
Total Cash Price
$21,346
SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$42,484*
Total Cash Price
$20,266
Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$46,830*
Total Cash Price
$24,921
Denali 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$44,137*
Total Cash Price
$23,951
SL 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$37,913*
Total Cash Price
$17,483
Depreciation
$11,643
Taxes & Fees
$1,495
Financing
$3,467
Fuel
$8,029
Insurance
$6,981
Repairs
$3,032
Maintenance
$6,015
Ownership Costs: 5-Year Breakdown
2021 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,315 | $1,354 | $1,395 | $1,437 | $1,480 | $6,981 |
Maintenance | $1,927 | $754 | $688 | $304 | $2,342 | $6,015 |
Repairs | $440 | $511 | $594 | $688 | $799 | $3,032 |
Taxes & Fees | $1,251 | $61 | $61 | $61 | $61 | $1,495 |
Financing | $1,188 | $958 | $712 | $447 | $162 | $3,467 |
Depreciation | $2,796 | $2,022 | $2,219 | $3,118 | $1,488 | $11,643 |
Fuel | $1,512 | $1,558 | $1,604 | $1,653 | $1,702 | $8,029 |
True Cost to Own® | $10,429 | $7,218 | $7,273 | $7,708 | $8,034 | $40,662 |
2021 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,351 | $1,392 | $1,433 | $1,476 | $1,521 | $7,173 |
Maintenance | $2,243 | $774 | $776 | $324 | $2,669 | $6,786 |
Repairs | $473 | $549 | $637 | $740 | $857 | $3,256 |
Taxes & Fees | $1,379 | $61 | $61 | $61 | $61 | $1,623 |
Financing | $1,318 | $1,064 | $789 | $496 | $180 | $3,847 |
Depreciation | $3,581 | $1,854 | $2,255 | $3,195 | $1,794 | $12,679 |
Fuel | $1,569 | $1,617 | $1,665 | $1,715 | $1,766 | $8,332 |
True Cost to Own® | $11,914 | $7,311 | $7,616 | $8,007 | $8,848 | $43,696 |
2021 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,340 | $1,380 | $1,422 | $1,464 | $1,508 | $7,114 |
Maintenance | $2,216 | $754 | $688 | $304 | $2,631 | $6,593 |
Repairs | $440 | $511 | $594 | $688 | $799 | $3,032 |
Taxes & Fees | $1,344 | $61 | $61 | $61 | $61 | $1,588 |
Financing | $1,283 | $1,034 | $769 | $483 | $175 | $3,744 |
Depreciation | $3,062 | $2,123 | $2,719 | $2,881 | $1,105 | $11,890 |
Fuel | $1,458 | $1,502 | $1,547 | $1,593 | $1,641 | $7,741 |
True Cost to Own® | $11,143 | $7,365 | $7,800 | $7,474 | $7,920 | $41,702 |
2021 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,338 | $1,378 | $1,419 | $1,462 | $1,506 | $7,103 |
Maintenance | $1,954 | $774 | $776 | $324 | $2,380 | $6,208 |
Repairs | $473 | $549 | $637 | $740 | $857 | $3,256 |
Taxes & Fees | $1,281 | $61 | $61 | $61 | $61 | $1,525 |
Financing | $1,218 | $982 | $730 | $458 | $166 | $3,554 |
Depreciation | $3,157 | $2,301 | $1,980 | $3,235 | $1,833 | $12,506 |
Fuel | $1,569 | $1,617 | $1,665 | $1,715 | $1,766 | $8,332 |
True Cost to Own® | $10,990 | $7,662 | $7,268 | $7,995 | $8,569 | $42,484 |
2021 Terrain SUV Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,382 | $1,423 | $1,466 | $1,510 | $1,555 | $7,336 |
Maintenance | $2,472 | $774 | $776 | $324 | $2,898 | $7,244 |
Repairs | $473 | $549 | $637 | $740 | $857 | $3,256 |
Taxes & Fees | $1,554 | $61 | $61 | $61 | $61 | $1,798 |
Financing | $1,497 | $1,209 | $897 | $563 | $205 | $4,371 |
Depreciation | $3,844 | $1,706 | $3,082 | $3,395 | $2,466 | $14,493 |
Fuel | $1,569 | $1,617 | $1,665 | $1,715 | $1,766 | $8,332 |
True Cost to Own® | $12,791 | $7,339 | $8,584 | $8,308 | $9,808 | $46,830 |
2021 Terrain SUV Denali 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,357 | $1,398 | $1,440 | $1,483 | $1,527 | $7,205 |
Maintenance | $2,446 | $754 | $688 | $304 | $2,860 | $7,052 |
Repairs | $440 | $511 | $594 | $688 | $799 | $3,032 |
Taxes & Fees | $1,497 | $61 | $61 | $61 | $61 | $1,741 |
Financing | $1,439 | $1,161 | $863 | $541 | $197 | $4,201 |
Depreciation | $3,817 | $2,380 | $3,427 | $2,184 | $1,357 | $13,165 |
Fuel | $1,458 | $1,502 | $1,547 | $1,593 | $1,641 | $7,741 |
True Cost to Own® | $12,454 | $7,767 | $8,620 | $6,854 | $8,442 | $44,137 |
2021 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,261 | $1,299 | $1,338 | $1,378 | $1,419 | $6,695 |
Maintenance | $1,842 | $754 | $688 | $304 | $2,257 | $5,845 |
Repairs | $440 | $511 | $594 | $688 | $799 | $3,032 |
Taxes & Fees | $1,117 | $61 | $61 | $61 | $61 | $1,361 |
Financing | $1,050 | $848 | $630 | $395 | $143 | $3,066 |
Depreciation | $3,211 | $1,605 | $1,579 | $1,679 | $1,811 | $9,885 |
Fuel | $1,512 | $1,558 | $1,604 | $1,653 | $1,702 | $8,029 |
True Cost to Own® | $10,433 | $6,636 | $6,494 | $6,158 | $8,192 | $37,913 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 TerrainTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.