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Used 2021 GMC Terrain Cost to Own

Total 5-Year Ownership Costs

Terrain SUV

SLE 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$40,662*

Total Cash Price

$19,768

SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$43,696*

Total Cash Price

$21,936

SLT 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$41,702*

Total Cash Price

$21,346

SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$42,484*

Total Cash Price

$20,266

Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$46,830*

Total Cash Price

$24,921

Denali 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$44,137*

Total Cash Price

$23,951

SL 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$37,913*

Total Cash Price

$17,483

Ownership Costs: 5-Year Total

Depreciation

$11,643

Taxes & Fees

$1,495

Financing

$3,467

Fuel

$8,029

Insurance

$6,981

Repairs

$3,032

Maintenance

$6,015

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,315$1,354$1,395$1,437$1,480$6,981
Maintenance$1,927$754$688$304$2,342$6,015
Repairs$440$511$594$688$799$3,032
Taxes & Fees$1,251$61$61$61$61$1,495
Financing$1,188$958$712$447$162$3,467
Depreciation$2,796$2,022$2,219$3,118$1,488$11,643
Fuel$1,512$1,558$1,604$1,653$1,702$8,029
True Cost to Own®$10,429$7,218$7,273$7,708$8,034$40,662
Selected Model:

2021 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,351$1,392$1,433$1,476$1,521$7,173
Maintenance$2,243$774$776$324$2,669$6,786
Repairs$473$549$637$740$857$3,256
Taxes & Fees$1,379$61$61$61$61$1,623
Financing$1,318$1,064$789$496$180$3,847
Depreciation$3,581$1,854$2,255$3,195$1,794$12,679
Fuel$1,569$1,617$1,665$1,715$1,766$8,332
True Cost to Own®$11,914$7,311$7,616$8,007$8,848$43,696
Selected Model:

2021 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,340$1,380$1,422$1,464$1,508$7,114
Maintenance$2,216$754$688$304$2,631$6,593
Repairs$440$511$594$688$799$3,032
Taxes & Fees$1,344$61$61$61$61$1,588
Financing$1,283$1,034$769$483$175$3,744
Depreciation$3,062$2,123$2,719$2,881$1,105$11,890
Fuel$1,458$1,502$1,547$1,593$1,641$7,741
True Cost to Own®$11,143$7,365$7,800$7,474$7,920$41,702
Selected Model:

2021 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,338$1,378$1,419$1,462$1,506$7,103
Maintenance$1,954$774$776$324$2,380$6,208
Repairs$473$549$637$740$857$3,256
Taxes & Fees$1,281$61$61$61$61$1,525
Financing$1,218$982$730$458$166$3,554
Depreciation$3,157$2,301$1,980$3,235$1,833$12,506
Fuel$1,569$1,617$1,665$1,715$1,766$8,332
True Cost to Own®$10,990$7,662$7,268$7,995$8,569$42,484
Selected Model:

2021 Terrain SUV Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,382$1,423$1,466$1,510$1,555$7,336
Maintenance$2,472$774$776$324$2,898$7,244
Repairs$473$549$637$740$857$3,256
Taxes & Fees$1,554$61$61$61$61$1,798
Financing$1,497$1,209$897$563$205$4,371
Depreciation$3,844$1,706$3,082$3,395$2,466$14,493
Fuel$1,569$1,617$1,665$1,715$1,766$8,332
True Cost to Own®$12,791$7,339$8,584$8,308$9,808$46,830
Selected Model:

2021 Terrain SUV Denali 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,357$1,398$1,440$1,483$1,527$7,205
Maintenance$2,446$754$688$304$2,860$7,052
Repairs$440$511$594$688$799$3,032
Taxes & Fees$1,497$61$61$61$61$1,741
Financing$1,439$1,161$863$541$197$4,201
Depreciation$3,817$2,380$3,427$2,184$1,357$13,165
Fuel$1,458$1,502$1,547$1,593$1,641$7,741
True Cost to Own®$12,454$7,767$8,620$6,854$8,442$44,137
Selected Model:

2021 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,261$1,299$1,338$1,378$1,419$6,695
Maintenance$1,842$754$688$304$2,257$5,845
Repairs$440$511$594$688$799$3,032
Taxes & Fees$1,117$61$61$61$61$1,361
Financing$1,050$848$630$395$143$3,066
Depreciation$3,211$1,605$1,579$1,679$1,811$9,885
Fuel$1,512$1,558$1,604$1,653$1,702$8,029
True Cost to Own®$10,433$6,636$6,494$6,158$8,192$37,913

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.


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At a Glance:
  • 6 Colors
  • 3 Trims
  • 5 Packages
  • $41,100starting MSRP
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*The Manufacturer’s Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees, and optional equipment. Dealer sets final price. Click here to see all GMC vehicles’ destination freight charges.