Used 2021 GMC Terrain Cost to Own
Total 5-Year Ownership Costs
Terrain SUV
SLE 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$36,862*
Total Cash Price
$19,609
SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$40,329*
Total Cash Price
$21,839
SLT 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$38,785*
Total Cash Price
$21,310
SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$39,014*
Total Cash Price
$20,446
Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$42,415*
Total Cash Price
$24,406
Denali 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$40,682*
Total Cash Price
$23,178
SL 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$35,006*
Total Cash Price
$17,491
Depreciation
$10,792
Taxes & Fees
$1,444
Financing
$3,439
Fuel
$8,856
Insurance
$3,614
Repairs
$2,849
Maintenance
$5,868
Ownership Costs: 5-Year Breakdown
2021 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $681 | $701 | $722 | $744 | $766 | $3,614 |
Maintenance | $1,886 | $729 | $669 | $293 | $2,291 | $5,868 |
Repairs | $412 | $480 | $558 | $647 | $752 | $2,849 |
Taxes & Fees | $1,304 | $35 | $35 | $35 | $35 | $1,444 |
Financing | $1,178 | $951 | $706 | $443 | $161 | $3,439 |
Depreciation | $3,154 | $2,094 | $1,663 | $2,305 | $1,576 | $10,792 |
Fuel | $1,668 | $1,718 | $1,770 | $1,823 | $1,877 | $8,856 |
True Cost to Own® | $10,283 | $6,708 | $6,123 | $6,290 | $7,458 | $36,862 |
2021 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $697 | $718 | $739 | $762 | $784 | $3,700 |
Maintenance | $2,202 | $748 | $753 | $312 | $2,619 | $6,634 |
Repairs | $443 | $516 | $599 | $696 | $807 | $3,061 |
Taxes & Fees | $1,448 | $35 | $35 | $35 | $35 | $1,588 |
Financing | $1,312 | $1,059 | $786 | $494 | $179 | $3,830 |
Depreciation | $3,960 | $2,010 | $1,892 | $3,031 | $1,433 | $12,326 |
Fuel | $1,731 | $1,783 | $1,836 | $1,892 | $1,948 | $9,190 |
True Cost to Own® | $11,793 | $6,869 | $6,640 | $7,222 | $7,805 | $40,329 |
2021 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $690 | $711 | $732 | $754 | $777 | $3,664 |
Maintenance | $2,177 | $729 | $669 | $293 | $2,582 | $6,450 |
Repairs | $412 | $480 | $558 | $647 | $752 | $2,849 |
Taxes & Fees | $1,414 | $35 | $35 | $35 | $35 | $1,554 |
Financing | $1,280 | $1,034 | $767 | $482 | $175 | $3,738 |
Depreciation | $2,982 | $1,957 | $2,224 | $2,764 | $2,066 | $11,993 |
Fuel | $1,608 | $1,656 | $1,706 | $1,757 | $1,810 | $8,537 |
True Cost to Own® | $10,563 | $6,602 | $6,691 | $6,732 | $8,197 | $38,785 |
2021 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $693 | $714 | $735 | $757 | $780 | $3,679 |
Maintenance | $1,911 | $748 | $753 | $312 | $2,328 | $6,052 |
Repairs | $443 | $516 | $599 | $696 | $807 | $3,061 |
Taxes & Fees | $1,358 | $35 | $35 | $35 | $35 | $1,498 |
Financing | $1,228 | $992 | $736 | $462 | $168 | $3,586 |
Depreciation | $3,373 | $1,928 | $2,016 | $3,142 | $1,489 | $11,948 |
Fuel | $1,731 | $1,783 | $1,836 | $1,892 | $1,948 | $9,190 |
True Cost to Own® | $10,737 | $6,716 | $6,710 | $7,296 | $7,555 | $39,014 |
2021 Terrain SUV Denali 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $717 | $739 | $761 | $783 | $807 | $3,807 |
Maintenance | $2,432 | $748 | $753 | $312 | $2,850 | $7,095 |
Repairs | $443 | $516 | $599 | $696 | $807 | $3,061 |
Taxes & Fees | $1,614 | $35 | $35 | $35 | $35 | $1,754 |
Financing | $1,466 | $1,184 | $879 | $551 | $201 | $4,281 |
Depreciation | $4,369 | $1,713 | $2,772 | $2,588 | $1,785 | $13,227 |
Fuel | $1,731 | $1,783 | $1,836 | $1,892 | $1,948 | $9,190 |
True Cost to Own® | $12,772 | $6,718 | $7,635 | $6,857 | $8,433 | $42,415 |
2021 Terrain SUV Denali 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $707 | $728 | $750 | $773 | $796 | $3,754 |
Maintenance | $2,408 | $729 | $669 | $293 | $2,813 | $6,912 |
Repairs | $412 | $480 | $558 | $647 | $752 | $2,849 |
Taxes & Fees | $1,535 | $35 | $35 | $35 | $35 | $1,675 |
Financing | $1,393 | $1,123 | $835 | $524 | $190 | $4,065 |
Depreciation | $5,222 | $2,207 | $2,790 | $1,634 | $1,037 | $12,890 |
Fuel | $1,608 | $1,656 | $1,706 | $1,757 | $1,810 | $8,537 |
True Cost to Own® | $13,285 | $6,958 | $7,343 | $5,663 | $7,433 | $40,682 |
2021 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $653 | $673 | $693 | $714 | $735 | $3,468 |
Maintenance | $1,800 | $729 | $669 | $293 | $2,206 | $5,697 |
Repairs | $412 | $480 | $558 | $647 | $752 | $2,849 |
Taxes & Fees | $1,167 | $35 | $35 | $35 | $35 | $1,307 |
Financing | $1,051 | $848 | $630 | $395 | $144 | $3,068 |
Depreciation | $3,013 | $1,520 | $1,494 | $1,707 | $2,027 | $9,761 |
Fuel | $1,668 | $1,718 | $1,770 | $1,823 | $1,877 | $8,856 |
True Cost to Own® | $9,764 | $6,003 | $5,849 | $5,614 | $7,776 | $35,006 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 TerrainTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.