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Used 2020 Ford Fusion Cost to Own

Total 5-Year Ownership Costs

Fusion Sedan

SE 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$35,116*

Total Cash Price

$16,005

S 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$34,726*

Total Cash Price

$15,281

SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$40,406*

Total Cash Price

$17,564

SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$37,324*

Total Cash Price

$16,632

Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$39,763*

Total Cash Price

$18,233

Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$39,974*

Total Cash Price

$17,391

Ownership Costs: 5-Year Total

Depreciation

$10,230

Taxes & Fees

$1,128

Financing

$2,807

Fuel

$8,737

Insurance

$4,439

Repairs

$2,870

Maintenance

$4,905

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan SE 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$836$861$887$914$941$4,439
Maintenance$646$825$182$1,803$1,449$4,905
Repairs$416$484$561$652$757$2,870
Taxes & Fees$836$73$73$73$73$1,128
Financing$962$776$576$362$131$2,807
Depreciation$4,061$1,391$1,772$1,829$1,177$10,230
Fuel$1,646$1,695$1,746$1,798$1,852$8,737
True Cost to Own®$9,403$6,105$5,797$7,431$6,380$35,116
Selected Model:

2020 Fusion Sedan S 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$848$873$900$927$954$4,502
Maintenance$574$842$217$1,838$1,354$4,825
Repairs$371$431$501$582$677$2,562
Taxes & Fees$821$93$93$93$93$1,193
Financing$918$741$550$346$125$2,680
Depreciation$3,391$1,414$1,699$1,639$1,392$9,535
Fuel$1,776$1,829$1,884$1,941$1,999$9,429
True Cost to Own®$8,699$6,223$5,844$7,366$6,594$34,726
Selected Model:

2020 Fusion Sedan SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$842$867$893$920$948$4,470
Maintenance$552$806$210$1,753$1,347$4,668
Repairs$448$522$606$706$821$3,103
Taxes & Fees$911$73$73$73$73$1,203
Financing$1,055$852$632$397$145$3,081
Depreciation$4,904$2,108$1,779$1,505$986$11,282
Fuel$2,373$2,444$2,518$2,593$2,671$12,599
True Cost to Own®$11,085$7,672$6,711$7,947$6,991$40,406
Selected Model:

2020 Fusion Sedan SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$905$932$960$989$1,019$4,805
Maintenance$646$825$182$1,803$1,449$4,905
Repairs$416$484$561$652$757$2,870
Taxes & Fees$866$73$73$73$73$1,158
Financing$999$807$599$376$136$2,917
Depreciation$4,578$1,963$2,119$1,932$1,340$11,932
Fuel$1,646$1,695$1,746$1,798$1,852$8,737
True Cost to Own®$10,056$6,779$6,240$7,623$6,626$37,324
Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$893$920$947$976$1,005$4,741
Maintenance$546$793$204$1,822$1,334$4,699
Repairs$416$484$561$652$757$2,870
Taxes & Fees$943$73$73$73$73$1,235
Financing$1,096$883$657$412$150$3,198
Depreciation$3,238$630$3,212$2,880$1,464$11,424
Fuel$2,184$2,250$2,317$2,387$2,458$11,596
True Cost to Own®$9,316$6,033$7,971$9,202$7,241$39,763
Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$901$928$956$985$1,014$4,784
Maintenance$552$806$210$1,769$1,347$4,684
Repairs$448$522$606$706$821$3,103
Taxes & Fees$902$73$73$73$73$1,194
Financing$1,045$843$626$394$142$3,050
Depreciation$4,327$729$2,202$2,274$1,028$10,560
Fuel$2,373$2,444$2,518$2,593$2,671$12,599
True Cost to Own®$10,548$6,345$7,191$8,794$7,096$39,974

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.