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Used 2020 Ford Fusion Cost to Own

Total 5-Year Ownership Costs

Fusion Sedan

SE 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$37,808*

Total Cash Price

$16,168

S 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$37,199*

Total Cash Price

$15,337

SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$43,316*

Total Cash Price

$17,846

SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$38,518*

Total Cash Price

$16,579

Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$41,520*

Total Cash Price

$17,753

Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$43,035*

Total Cash Price

$17,929

Ownership Costs: 5-Year Total

Depreciation

$9,956

Taxes & Fees

$1,284

Financing

$2,836

Fuel

$8,029

Insurance

$7,205

Repairs

$3,199

Maintenance

$5,299

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan SE 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,357$1,398$1,440$1,483$1,527$7,205
Maintenance$696$905$205$1,922$1,571$5,299
Repairs$466$541$626$725$841$3,199
Taxes & Fees$1,040$61$61$61$61$1,284
Financing$971$784$583$365$133$2,836
Depreciation$3,738$1,583$1,903$1,770$962$9,956
Fuel$1,512$1,558$1,604$1,653$1,702$8,029
True Cost to Own®$9,780$6,830$6,422$7,979$6,797$37,808
Selected Model:

2020 Fusion Sedan S 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,336$1,376$1,417$1,460$1,504$7,093
Maintenance$626$928$244$1,962$1,483$5,243
Repairs$415$481$559$648$752$2,855
Taxes & Fees$991$61$61$61$61$1,235
Financing$922$743$552$347$126$2,690
Depreciation$3,734$1,124$1,702$1,621$1,238$9,419
Fuel$1,632$1,681$1,731$1,783$1,837$8,664
True Cost to Own®$9,656$6,394$6,266$7,882$7,001$37,199
Selected Model:

2020 Fusion Sedan SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,400$1,442$1,485$1,530$1,576$7,433
Maintenance$601$889$234$1,863$1,469$5,056
Repairs$502$584$676$786$912$3,460
Taxes & Fees$1,138$61$61$61$61$1,382
Financing$1,072$865$643$404$146$3,130
Depreciation$3,118$1,693$2,448$2,028$1,383$10,670
Fuel$2,295$2,364$2,435$2,508$2,583$12,185
True Cost to Own®$10,126$7,898$7,982$9,180$8,130$43,316
Selected Model:

2020 Fusion Sedan SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,308$1,347$1,388$1,429$1,472$6,944
Maintenance$696$905$205$1,922$1,571$5,299
Repairs$466$541$626$725$841$3,199
Taxes & Fees$1,064$61$61$61$61$1,308
Financing$996$804$597$375$136$2,908
Depreciation$3,983$1,710$2,149$1,756$1,233$10,831
Fuel$1,512$1,558$1,604$1,653$1,702$8,029
True Cost to Own®$10,025$6,926$6,630$7,921$7,016$38,518
Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,416$1,458$1,502$1,547$1,594$7,517
Maintenance$593$875$227$1,942$1,453$5,090
Repairs$466$541$626$725$841$3,199
Taxes & Fees$1,133$61$61$61$61$1,377
Financing$1,067$860$640$401$146$3,114
Depreciation$3,475$731$2,875$2,149$780$10,010
Fuel$2,112$2,175$2,241$2,308$2,377$11,213
True Cost to Own®$10,262$6,701$8,172$9,133$7,252$41,520
Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,429$1,472$1,516$1,562$1,608$7,587
Maintenance$601$889$234$1,880$1,469$5,073
Repairs$502$584$676$786$912$3,460
Taxes & Fees$1,143$61$61$61$61$1,387
Financing$1,077$869$646$406$147$3,145
Depreciation$4,312$346$1,727$2,500$1,313$10,198
Fuel$2,295$2,364$2,435$2,508$2,583$12,185
True Cost to Own®$11,359$6,585$7,295$9,703$8,093$43,035

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.