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410 listings
- Price Drop$21,599great price$2,371 below market
- 36,584 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 23 City / 33 Hwy MPG
- Ed Morse Delray Toyota (435 mi away)
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Located in Delray Beach, FL / 435 miles away from Panama City, FL
Recent Arrival! Denim Blue Metallic 2020 Volvo XC40 Momentum Equipped with.23/33 City/Highway MPGEquipped with 4-Wheel Disc Brakes, 8 Speakers, AB...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: YV4AC2HK0L2233475
Stock: L2233475
Certified Pre-Owned: No
Listed since: 05-16-2025 - $28,595good price$1,930 below market
- 13,663 miles
- 1 accident, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Mercedes-Benz of Coconut Creek (435 mi away)
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Located in Coconut Creek, FL / 435 miles away from Panama City, FL
The following items have been reconditioned on this vehicle: all new tires! Panoramic RoofLeather SeatsNavigation SystemLane Keeping AssistKeyl...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM4L2280135
Stock: L2280135
Certified Pre-Owned: No
Listed since: 05-20-2025 - $18,990good price$1,264 below market
- 93,212 miles
- 1 accident, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- SKCO Automotive (147 mi away)
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Located in Mobile, AL / 147 miles away from Panama City, FL
Scores 30 Highway MPG and 22 City MPG! This Volvo XC40 boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/120 engine powering this Automatic transm...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK0L2327014
Stock: 327014
Certified Pre-Owned: No
Listed since: 06-18-2024 - $27,121fair price$832 below market
- 34,931 miles
- No accidents, 2 owners, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Murfreesboro Hyundai (391 mi away)
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Located in Murfreesboro, TN / 391 miles away from Panama City, FL
2020 Crystal White 4D Sport Utility Volvo XC40 R-Design Advanced Package I4 AWD Automatic with Geartronic360 Degree Surround View Camera, Advanced P...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM7L2316366
Stock: TL2316366
Certified Pre-Owned: No
Listed since: 05-20-2025 - Price Drop$24,998fair price$910 below market
- 62,252 miles
- No accidents, 3 owners, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Chattanooga (338 mi away)
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Located in Chattanooga, TN / 338 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UM4L2207282
Stock: 27250360
Certified Pre-Owned: No - $16,990fair price$670 below market
- 113,202 miles
- 1 accident, 1 owner, corporate fleet vehicle
- 5 Seats, 22 City / 30 Hwy MPG
- SKCO Automotive (147 mi away)
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Located in Mobile, AL / 147 miles away from Panama City, FL
Delivers 30 Highway MPG and 22 City MPG! This Volvo XC40 boasts a Intercooled Turbo Regular Unleaded I-4 2.0 L/120 engine powering this Automatic tran...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK3L2338914
Stock: 338914
Certified Pre-Owned: No
Listed since: 07-17-2024 - $23,355fair price$57 below market
- 48,875 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 23 City / 33 Hwy MPG
- Lexus of Tampa Bay (250 mi away)
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Located in Tampa, FL / 250 miles away from Panama City, FL
Charcoal; Leather Seating SurfacesGlacier Silver MetallicLeather SeatsLane Keeping AssistKeyless StartRear SpoilerThis vehicle includes a Mone...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: YV4AC2HK1L2258885
Stock: L2258885
Certified Pre-Owned: No
Listed since: 05-29-2025 - $23,588fair price$172 below market
- 40,570 miles
- No accidents, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Napleton's Northlake Chrysler Dodge Jeep Ram (418 mi away)
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Located in Lake Park, FL / 418 miles away from Panama City, FL
Ice White 2020 Volvo XC40 Momentum Momentum AWD I4 4D Sport Utility 22/30 City/Highway MPG Odometer is 28467 miles below market average!NON SMOKER, XC...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK9L2173340
Stock: ATSB183340
Certified Pre-Owned: No
Listed since: 05-03-2025 - Price Drop$21,487good price$1,488 below market
- 83,026 miles
- 1 accident, 2 owners, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Stokes Hodges Ford (329 mi away)
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Located in Graniteville, SC / 329 miles away from Panama City, FL
This vehicle comes equipped with XC40 T5 Inscription, Ford Blue Certified Eligible Certified, Automatic with Geartronic, Thunder Gray Metallic, 4-Whee...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UL8L2259196
Stock: F3748A
Certified Pre-Owned: No
Listed since: 04-01-2025 - $28,990fair price$1,452 below market
- 26,659 miles
- 1 accident, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Carvana - Atlanta (262 mi away)
- Home delivery*
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Located in Atlanta, GA / 262 miles away from Panama City, FL
At Carvana, we go miles beyond the extra mile. That's why we provide you with a convenient, fast, and hassle-free car buying experience that puts you ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK0L2214390
Stock: 2003769618
Certified Pre-Owned: No
Listed since: 05-28-2025 - 98,808 miles
- No accidents, 2 owners, personal use
- 5 Seats, 23 City / 33 Hwy MPG
- North Point Volvo Cars (280 mi away)
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Located in Alpharetta, GA / 280 miles away from Panama City, FL
***FRESH TRADE-IN***2020 Volvo XC40 T4 FWD Momentum in Black Stone with Charcoal Textile Interior. Additionally equipped with Premium Package.Original...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: YV4AC2HKXL2210558
Stock: TL2210558
Certified Pre-Owned: No
Listed since: 04-28-2025- New Listing
- 71,653 miles
- No accidents, 2 owners, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Carvana - Charlotte (453 mi away)
- Home delivery*
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Located in Charlotte, NC / 453 miles away from Panama City, FL
At Carvana, we go miles beyond the extra mile. That's why we provide you with a convenient, fast, and hassle-free car buying experience that puts you ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK7L2204083
Stock: 2003785396
Certified Pre-Owned: No
Listed since: 05-30-2025 - Price Drop$19,500great price$2,659 below market
- 56,145 miles
- No accidents, 3 owners, personal use
- 5 Seats, 23 City / 31 Hwy MPG
- BMW of Fort Lauderdale (446 mi away)
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Located in Fort Lauderdale, FL / 446 miles away from Panama City, FL
ONLY 56,145 Miles! Leather Interior, Back-Up Camera, Power Liftgate, Alloy Wheels, Turbo Charged, All Wheel Drive. KEY FEATURES INCLUDELeather Seat...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: Yes
Features and Specs:
26 Combined MPG (23 City/31 Highway)
Listing Information:
VIN: YV4162XZ2K2008527
Stock: K2008527
Certified Pre-Owned: No
Listed since: 04-19-2025 - 72,496 miles
- 1 accident, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Lexus of Orange Park (243 mi away)
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Located in Jacksonville, FL / 243 miles away from Panama City, FL
ONE OWNER MINOR CARFAX! 2-Zone Automatic Climate Control w/CleanZone, 8-Way Power Passenger Seat w/4-Way Power Lumbar, Apple CarPlay/Android Auto, Aut...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK5L2267991
Stock: L5046859A
Certified Pre-Owned: No
Listed since: 05-17-2025- New Listing
- 53,340 miles
- 2 accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- CarMax Dothan (75 mi away)
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Located in Dothan, AL / 75 miles away from Panama City, FL
CarMax values transparency and wants you to love your next car, not settle on it. Certain vehicles may have unrepaired safety recalls. Check nhtsa.gov...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK4L2179238
Stock: 26932525
Certified Pre-Owned: No 
Photos not available- 75,501 miles
- No accidents, 2 owners, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- Greenway Chrysler Dodge Jeep Ram (296 mi away)
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Located in Orlando, FL / 296 miles away from Panama City, FL
POWER MOON ROOF, LEATHER, NAVIGATION, ABS brakes, Apple CarPlay/Android Auto, Auto High-beam Headlights, Auto-dimming Rear-View mirror, Brake assist, ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UL7L2293906
Stock: L2293906
Certified Pre-Owned: No
Listed since: 05-20-2025- New Listing
- 62,259 miles
- 1 accident, 2 owners, personal use only
- 5 Seats, 23 City / 33 Hwy MPG
- Carvana - Nashville (417 mi away)
- Home delivery*
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Located in Nashville, TN / 417 miles away from Panama City, FL
At Carvana, we go miles beyond the extra mile. That's why we provide you with a convenient, fast, and hassle-free car buying experience that puts you ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
27 Combined MPG (23 City/33 Highway)
Listing Information:
VIN: YV4AC2HK2L2286730
Stock: 2003772259
Certified Pre-Owned: No
Listed since: 05-26-2025 - Not Priced
- 98,779 miles
- No accidents, 1 owner, personal use only
- 5 Seats, 22 City / 30 Hwy MPG
- Honda Cars of Aiken (332 mi away)
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Located in Warrenville, SC / 332 miles away from Panama City, FL
Power Lift Gate, Back Up Camera, Bluetooth, MP3 i Pod Adaptive, Satelitte Radio, Hands Free Calling, Power Moonroof, Professionally Detailed Inside an...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UMXL2185059
Stock: H12567A
Certified Pre-Owned: No
Listed since: 05-29-2025 - $21,850great price$3,245 below market
- 42,208 miles
- 1 accident, 1 owner, personal use
- 5 Seats, 23 City / 31 Hwy MPG
- Volvo Cars North Miami (449 mi away)
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Located in Miami, FL / 449 miles away from Panama City, FL
Odometer is 25202 miles below market average! LEATHER INTERIOR*, SERVICE RECORDS AVAILABLE.Serving the South Florida area, Volvo Cars North Miami, loc...
AutoCheck Vehicle History Summary
Accident Free Vehicle: No
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/31 Highway)
Listing Information:
VIN: YV4162UK7K2094022
Stock: P094022
Certified Pre-Owned: No
Listed since: 03-28-2025 - Price Drop$18,999fair price$934 below market
- 80,117 miles
- No accidents, 1 owner, corporate fleet vehicle
- 5 Seats, 23 City / 32 Hwy MPG
- EchoPark Automotive Atlanta (Duluth) (279 mi away)
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Located in Duluth, GA / 279 miles away from Panama City, FL
At EchoPark, it’s all about offering you options for a happy experience. We have thousands of new-to-you makes and models that range from sedans to tr...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: No
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
26 Combined MPG (23 City/32 Highway)
Listing Information:
VIN: YV4AC2HK9M2581406
Stock: PM2581406
Certified Pre-Owned: No
Listed since: 04-17-2025 - Price Drop$23,465good price$2,097 below market
- 43,476 miles
- No accidents, 1 owner, personal use
- 5 Seats, 22 City / 30 Hwy MPG
- The Taverna Collection (449 mi away)
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Located in West Park, FL / 449 miles away from Panama City, FL
Full dealer inspection and recently serviced. Extended warranties available for full peace of mind. If you'd like to inspect in person and are out of ...
AutoCheck Vehicle History Summary
Accident Free Vehicle: Yes
Personal Use Only: Yes
History Provider: AutoCheck
Title Details: Clean Title
Salvage Vehicle: No
Frame Damage: No
Theft History: No
Lemon Status: No
Free History Report: No
Features and Specs:
25 Combined MPG (22 City/30 Highway)
Listing Information:
VIN: YV4162UK8M2586884
Stock: NV586884
Certified Pre-Owned: No
Listed since: 05-29-2025
Showing 1 - 21 out of 410 listings
Consumer Reviews for the Volvo XC40
Read recent reviews for the Volvo XC40
An awesome compact SUV part 1
Raoul Watson, 01/11/2019
2019 Volvo XC40 T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
This is the first Volvo I have ever owned in my life, my previous car was a 2015 Chevy Impala (see my review on the Impala). I always wanted a Volvo but always was apprehensive due to design and reliability reports from owners. The 2019 XC 40 however, seems to be a very solid crossover/SUV border lining a luxurious car.
1. Appearance: The 2019 Volvo XC 40 is a very handsome looking … compact SUV. It is the smallest version of the Volvo SUV and it seems a good crossover for "SUV beginners" like me. I like the fact that it is not too tall which would make entry a challenge.
Everything on the outside points to a very well thought off design. I was a little surprised that the placement of the side mirror on the side door is not a little bit further to the front. Because of this further back placement, when the driver looks at the side view mirror, there is a gap between the vehicle body and the mirror, which to me is a little annoying and takes a little getting used to.
2. Performance: The 2.0 liter turbocharged four cylinder 248-hp engine, 8 speed auto transmission is impressive. Just a little push on the gas and it goes from zero to sixty in about 7 seconds. The handling is nimble and almost sporty. The powertrain is quick and responsive but it has an annoying start and stop system. As with most newer cars, when you stop, the XC 40 idles the engine completely down to a point that the engine is shut off. This system would cause an abrupt jerking when restarting. The SUV would lurch forward when starting up from a stop light. It takes a while getting used to but I found out that it is better to release the brakes and wait two second before applying acceleration to avoid the lurching.
3. Safety: The XC 40 is loaded with the safety features found in luxury cars and as always, Volvo is synonymous with safety. ABS, traction, and stability control comes standard along with Volvo's City Safety package. This includes automatic emergency braking along with sensors to detect other vehicles, pedestrians, bicyclists, and other city perils in the vehicle’s path. It includes adaptive cruise control; forward collision warning; lane departure warning; blind spot warning (on the side mirrors); and rear cross-traffic alert making it the most complete crash avoidance system you can get. The optional Pilot Assist / driver assistance system is impressive. I tested it one evening and found that the system has good judgement identifying lane markings and responding to vehicles surrounding us. As a pilot I am not a stranger in trusting an "autopilot" system but with a car, because of the visualization interpretation, I would not be very comfortable trusting it 100%. For example, in NY the presence of highway construction means lanes are repainted so multiple crossing lanes would just confuse the pilot assist. So I would use it only on long distance good quality highways. The adaptive cruise control is convenient. It slows the vehicle during traffic slowdowns, and even stop the car to resume progress all on its own. With the addition of daylight running light of beautiful LEDs, all these safety features will give you a handsome insurance discount.
4. Ergonomics: In this department Volvo did not fare very well in my opinion. The human interface of the controls of this car is not always logical. For starters, the gear/transmission shifter it's horrible. It requires a two-step action. For example, to engage reverse or drive, one must move the gear selector twice; one to the back, then in the appropriate direction to select drive or reverse. This is extremely annoying during parking maneuvers and is very frustrating. Of course the argument could be that I should use the automated parking assistance but the shifter is just very unnatural for drivers. While you can operate almost every control from the steering wheel and the voice recognition is a nice addition, the central control screen is extremely convoluted and requires a high degree of learning curve. Coming from Volvo, particularly because it sees itself as a safety brand, the central control screen is just unsafe because it is almost impossible to operate safely while driving. There are too many unintuitive multiple taps, swipes and scrolls necessary to navigate the system. In addition, the system is awfully slow to respond. For example, changing a driver profile can take over a minute to load. If there are two things requiring a redesign, it would be the shifter and the control screen. The goal obviously should be to reduce the distraction and the precious seconds’ loss with eyes off the road to do basic functions as changing cabin temperature and audio source.
--see continuation on part 2 (5. Interior and Comfort, 6. Technology)
Used 2020 Volvo XC40 in Panama City, FL Values
Estimated values
2020 Volvo XC40 T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A) with no options
| Condition | Trade-In | Private Party | Dealer Retail |
|---|---|---|---|
| Outstanding | $15,288 | $17,320 | $19,273 |
| Clean | $15,010 | $17,003 | $18,918 |
| Average | $14,546 | $16,475 | $18,327 |
| Rough | $13,943 | $15,788 | $17,558 |
The average list price of a used 2020 Volvo XC40 in Panama City, Florida is $22,949. The average mileage on a used Volvo XC40 2020 for sale in Panama City, Florida is 62,274. Based on the average mileage of 62,274 for used 2020 Volvo XC40 for sale in Panama City, FL and using an average vehicle condition rating, which means the vehicle may have a few mechanical and/or cosmetic problems and may require a considerable amount of reconditioning, we appraise the average trade-in value of a used Volvo XC40 2020 in Panama City, Florida to be $14,546.
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