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Used 2020 Mercedes-Benz S-Class Cost to Own

Total 5-Year Ownership Costs

S-Class Sedan

S 560 4dr Sedan (4.0L 8cyl Turbo 9A)

True Cost to Own

$82,906*

Total Cash Price

$43,372

S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$84,081*

Total Cash Price

$44,926

S 450 4dr Sedan (3.0L 6cyl Turbo 9A)

True Cost to Own

$81,412*

Total Cash Price

$36,937

S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)

True Cost to Own

$86,846*

Total Cash Price

$42,300

AMG S 65 4dr Sedan (6.0L 12cyl Turbo 7A)

True Cost to Own

N/A*

Total Cash Price

N/A

S-Class AMG S 63

AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$110,207*

Total Cash Price

$76,911

AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$131,518*

Total Cash Price

$91,748

S-Class Convertible

S 560 2dr Convertible (4.0L 8cyl Turbo 9A)

True Cost to Own

$103,132*

Total Cash Price

$65,179

S-Class Coupe

S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$100,847*

Total Cash Price

$63,907

AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$116,161*

Total Cash Price

$81,536

S-Class Plug-in Hybrid

S 560e 4dr Sedan (3.0L 6cyl Turbo gas/electric plug-in hybrid 9A)

True Cost to Own

N/A*

Total Cash Price

N/A

Ownership Costs: 5-Year Total

Depreciation

$24,278

Taxes & Fees

$2,884

Financing

$7,607

Fuel

$13,306

Insurance

$12,636

Repairs

$8,757

Maintenance

$13,438

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 S-Class Sedan S 560 4dr Sedan (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,380$2,451$2,525$2,601$2,679$12,636
Maintenance$1,749$2,226$1,934$4,409$3,120$13,438
Repairs$1,522$1,629$1,744$1,866$1,996$8,757
Taxes & Fees$2,640$61$61$61$61$2,884
Financing$2,606$2,103$1,562$980$356$7,607
Depreciation$5,943$5,615$5,587$3,875$3,258$24,278
Fuel$2,506$2,581$2,659$2,739$2,821$13,306
True Cost to Own®$19,346$16,666$16,072$16,531$14,291$82,906
Selected Model:

2020 S-Class Sedan S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,401$2,473$2,547$2,624$2,702$12,747
Maintenance$1,749$2,226$2,040$4,299$3,120$13,434
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$2,731$61$61$61$61$2,975
Financing$2,699$2,178$1,618$1,016$369$7,880
Depreciation$5,663$5,370$5,849$4,658$2,931$24,471
Fuel$2,506$2,581$2,659$2,739$2,821$13,306
True Cost to Own®$19,359$16,613$16,620$17,372$14,117$84,081
Selected Model:

2020 S-Class Sedan S 450 4dr Sedan (3.0L 6cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,380$2,451$2,525$2,601$2,679$12,636
Maintenance$1,696$2,148$1,922$4,395$2,993$13,154
Repairs$1,522$1,629$1,744$1,866$1,996$8,757
Taxes & Fees$2,261$61$61$61$61$2,505
Financing$2,219$1,791$1,330$835$303$6,478
Depreciation$7,507$5,331$5,158$4,245$2,931$25,172
Fuel$2,394$2,466$2,540$2,616$2,694$12,710
True Cost to Own®$19,979$15,877$15,280$16,619$13,657$81,412
Selected Model:

2020 S-Class Sedan S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,401$2,473$2,547$2,624$2,702$12,747
Maintenance$1,696$2,148$2,028$4,285$2,993$13,150
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$2,577$61$61$61$61$2,821
Financing$2,542$2,050$1,524$956$347$7,419
Depreciation$8,497$6,308$6,102$4,789$3,035$28,731
Fuel$2,394$2,466$2,540$2,616$2,694$12,710
True Cost to Own®$21,717$17,230$16,648$17,306$13,945$86,846
Selected Model:

2020 S-Class AMG S 63 AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,360$2,431$2,504$2,579$2,656$12,530
Maintenance$1,749$2,226$2,129$4,389$3,120$13,613
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$4,613$61$61$61$61$4,857
Financing$4,621$3,729$2,770$1,739$630$13,489
Depreciation$11,488$10,928$8,739$5,620$5,698$42,473
Fuel$2,633$2,711$2,793$2,877$2,963$13,977
True Cost to Own®$29,074$23,810$20,842$19,240$17,241$110,207
Selected Model:

2020 S-Class AMG S 63 AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,597$2,675$2,755$2,838$2,923$13,788
Maintenance$1,749$2,226$2,129$4,389$3,120$13,613
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$5,485$61$61$61$61$5,729
Financing$5,513$4,448$3,304$2,074$753$16,092
Depreciation$17,460$10,933$11,777$8,675$8,659$57,504
Fuel$2,924$3,012$3,102$3,195$3,291$15,524
True Cost to Own®$37,338$25,079$24,974$23,207$20,920$131,518
Selected Model:

2020 S-Class Convertible S 560 2dr Convertible (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,969$2,028$2,089$2,152$2,216$10,454
Maintenance$1,749$2,226$1,942$4,418$3,120$13,455
Repairs$1,522$1,629$1,744$1,866$1,996$8,757
Taxes & Fees$3,923$61$61$61$61$4,167
Financing$3,916$3,160$2,347$1,474$535$11,432
Depreciation$12,521$7,744$8,342$6,148$6,135$40,890
Fuel$2,633$2,711$2,793$2,877$2,963$13,977
True Cost to Own®$28,233$19,559$19,318$18,996$17,026$103,132
Selected Model:

2020 S-Class Coupe S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,567$2,644$2,723$2,805$2,889$13,628
Maintenance$1,749$2,226$2,048$4,308$3,120$13,451
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$3,848$61$61$61$61$4,092
Financing$3,840$3,098$2,302$1,444$525$11,209
Depreciation$11,669$8,333$6,081$4,787$4,352$35,222
Fuel$2,633$2,711$2,793$2,877$2,963$13,977
True Cost to Own®$27,916$20,797$17,854$18,257$16,023$100,847
Selected Model:

2020 S-Class Coupe AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,597$2,675$2,755$2,838$2,923$13,788
Maintenance$1,749$2,226$2,129$4,389$3,120$13,613
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$4,885$61$61$61$61$5,129
Financing$4,899$3,953$2,936$1,844$669$14,301
Depreciation$18,136$7,467$6,565$6,357$7,560$46,085
Fuel$2,633$2,711$2,793$2,877$2,963$13,977
True Cost to Own®$36,509$20,817$19,085$20,341$19,409$116,161

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.