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Used 2020 Mercedes-Benz S-Class Cost to Own

Total 5-Year Ownership Costs

S-Class Sedan

S 560 4dr Sedan (4.0L 8cyl Turbo 9A)

True Cost to Own

$84,282*

Total Cash Price

$46,949

S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$85,248*

Total Cash Price

$46,969

S 450 4dr Sedan (3.0L 6cyl Turbo 9A)

True Cost to Own

$82,352*

Total Cash Price

$39,167

S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)

True Cost to Own

$82,654*

Total Cash Price

$38,044

S-Class AMG S 63

AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$103,580*

Total Cash Price

$71,105

AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$126,316*

Total Cash Price

$89,542

S-Class Convertible

S 560 2dr Convertible (4.0L 8cyl Turbo 9A)

True Cost to Own

$104,477*

Total Cash Price

$68,746

S-Class Coupe

S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$100,219*

Total Cash Price

$62,693

AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

True Cost to Own

$113,375*

Total Cash Price

$79,111

S-Class Plug-in Hybrid

S 560e 4dr Sedan (3.0L 6cyl Turbo gas/electric plug-in hybrid 9A)

True Cost to Own

N/A*

Total Cash Price

N/A

S-Class AMG S 65

AMG S 65 4dr Sedan (6.0L 12cyl Turbo 7A)

True Cost to Own

N/A*

Total Cash Price

N/A

Ownership Costs: 5-Year Total

Depreciation

$24,780

Taxes & Fees

$3,094

Financing

$8,234

Fuel

$13,343

Insurance

$12,636

Repairs

$8,757

Maintenance

$13,438

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 S-Class Sedan S 560 4dr Sedan (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,380$2,451$2,525$2,601$2,679$12,636
Maintenance$1,749$2,226$1,934$4,409$3,120$13,438
Repairs$1,522$1,629$1,744$1,866$1,996$8,757
Taxes & Fees$2,850$61$61$61$61$3,094
Financing$2,821$2,276$1,691$1,061$385$8,234
Depreciation$6,893$5,387$6,154$4,053$2,293$24,780
Fuel$2,513$2,589$2,666$2,746$2,829$13,343
True Cost to Own®$20,728$16,619$16,775$16,797$13,363$84,282
Selected Model:

2020 S-Class Sedan S 560 4MATIC 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,401$2,473$2,547$2,624$2,702$12,747
Maintenance$1,749$2,226$2,040$4,299$3,120$13,434
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$2,851$61$61$61$61$3,095
Financing$2,822$2,277$1,692$1,062$385$8,238
Depreciation$8,140$5,620$5,124$3,513$2,726$25,123
Fuel$2,513$2,589$2,666$2,746$2,829$13,343
True Cost to Own®$22,086$16,970$15,976$16,280$13,936$85,248
Selected Model:

2020 S-Class Sedan S 450 4dr Sedan (3.0L 6cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,380$2,451$2,525$2,601$2,679$12,636
Maintenance$1,696$2,148$1,922$4,395$2,993$13,154
Repairs$1,522$1,629$1,744$1,866$1,996$8,757
Taxes & Fees$2,392$61$61$61$61$2,636
Financing$2,353$1,899$1,411$885$321$6,869
Depreciation$7,848$5,172$4,908$4,295$3,331$25,554
Fuel$2,401$2,473$2,547$2,623$2,702$12,746
True Cost to Own®$20,592$15,833$15,118$16,726$14,083$82,352
Selected Model:

2020 S-Class Sedan S 450 4MATIC 4dr Sedan AWD (3.0L 6cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,401$2,473$2,547$2,624$2,702$12,747
Maintenance$1,696$2,148$2,028$4,285$2,993$13,150
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$2,326$61$61$61$61$2,570
Financing$2,286$1,844$1,370$860$313$6,673
Depreciation$8,162$5,260$4,994$4,045$3,039$25,500
Fuel$2,401$2,473$2,547$2,623$2,702$12,746
True Cost to Own®$20,882$15,983$15,393$16,473$13,923$82,654
Selected Model:

2020 S-Class AMG S 63 AMG S 63 4dr Sedan AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,360$2,431$2,504$2,579$2,656$12,530
Maintenance$1,749$2,226$2,129$4,389$3,120$13,613
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$4,271$61$61$61$61$4,515
Financing$4,272$3,448$2,560$1,608$583$12,471
Depreciation$13,206$9,176$6,041$3,983$4,761$37,167
Fuel$2,640$2,719$2,801$2,885$2,971$14,016
True Cost to Own®$30,108$21,785$17,942$17,480$16,265$103,580
Selected Model:

2020 S-Class AMG S 63 AMG S 63 2dr Convertible AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,597$2,675$2,755$2,838$2,923$13,788
Maintenance$1,749$2,226$2,129$4,389$3,120$13,613
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$5,356$61$61$61$61$5,600
Financing$5,380$4,341$3,225$2,024$735$15,705
Depreciation$13,882$10,918$11,366$8,524$8,085$52,775
Fuel$2,932$3,020$3,111$3,204$3,300$15,567
True Cost to Own®$33,506$24,965$24,493$23,015$20,337$126,316
Selected Model:

2020 S-Class Convertible S 560 2dr Convertible (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,969$2,028$2,089$2,152$2,216$10,454
Maintenance$1,749$2,226$1,942$4,418$3,120$13,455
Repairs$1,522$1,629$1,744$1,866$1,996$8,757
Taxes & Fees$4,132$61$61$61$61$4,376
Financing$4,131$3,332$2,476$1,554$564$12,057
Depreciation$12,923$7,981$8,314$6,233$5,911$41,362
Fuel$2,640$2,719$2,801$2,885$2,971$14,016
True Cost to Own®$29,066$19,976$19,427$19,169$16,839$104,477
Selected Model:

2020 S-Class Coupe S 560 4MATIC 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,567$2,644$2,723$2,805$2,889$13,628
Maintenance$1,749$2,226$2,048$4,308$3,120$13,451
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$3,776$61$61$61$61$4,020
Financing$3,767$3,039$2,258$1,417$515$10,996
Depreciation$11,342$9,211$7,120$3,909$3,258$34,840
Fuel$2,640$2,719$2,801$2,885$2,971$14,016
True Cost to Own®$27,451$21,624$18,857$17,360$14,927$100,219
Selected Model:

2020 S-Class Coupe AMG S 63 2dr Coupe AWD (4.0L 8cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$2,597$2,675$2,755$2,838$2,923$13,788
Maintenance$1,749$2,226$2,129$4,389$3,120$13,613
Repairs$1,610$1,724$1,846$1,975$2,113$9,268
Taxes & Fees$4,742$61$61$61$61$4,986
Financing$4,753$3,836$2,849$1,788$649$13,875
Depreciation$19,083$6,684$5,536$6,034$6,492$43,829
Fuel$2,640$2,719$2,801$2,885$2,971$14,016
True Cost to Own®$37,174$19,925$17,977$19,970$18,329$113,375

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.