- $529/mo est.$2,500 down
- Exterior color: Machine Gray MetallicMachine Gray Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Las Vegas (754 mi away)(1)
Close
Estimate Lease Details
$529/month for 36 months
$2,500 Down payment
$3,029 Due at signing
$3,029 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,547 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Las Vegas, NV / 754 miles away from Billings, MT
Want us to come to you? No problem! In case we missed a picture or a detail you would like to see we are happy to send you A PERSONAL VIDEO walking ar...
Features and Specs:
Listing Information:
VIN: JM1NDAM71S0657545
Stock: S0657545O
Listed since: 06-02-2025 - $625/mo est.$2,500 down
- Exterior color: Aero Gray MetallicAero Gray Metallic
- Interior color: Black Nappa premium leather/alcantaraBlack Nappa premium leather/alcantara
- 4cyl manual
- CardinaleWay Mazda Las Vegas (754 mi away)(1)
Close
Estimate Lease Details
$625/month for 36 months
$2,500 Down payment
$3,125 Due at signing
$3,125 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $25,014 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Las Vegas, NV / 754 miles away from Billings, MT
Want us to come to you? No problem! In case we missed a picture or a detail you would like to see we are happy to send you A PERSONAL VIDEO walking ar...
Features and Specs:
Listing Information:
VIN: JM1NDAL72S0653215
Stock: MS1099
Listed since: 01-24-2025 - $527/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Las Vegas (754 mi away)(1)
Close
Estimate Lease Details
$527/month for 36 months
$2,500 Down payment
$3,027 Due at signing
$3,027 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,488 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Las Vegas, NV / 754 miles away from Billings, MT
Want us to come to you? No problem! In case we missed a picture or a detail you would like to see we are happy to send you A PERSONAL VIDEO walking ar...
Features and Specs:
Listing Information:
VIN: JM1NDAM75S0656480
Stock: MS1085
Listed since: 05-23-2025 - $489/mo est.$2,500 down
- Exterior color: Deep Crystal Blue MicaDeep Crystal Blue Mica
- Interior color: Black leatherBlack leather
- 4cyl manual
- Findlay Mazda (755 mi away)
Close
Estimate Lease Details
$489/month for 36 months
$2,500 Down payment
$2,989 Due at signing
$2,989 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,114 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Henderson, NV / 755 miles away from Billings, MT
Features and Specs:
Listing Information:
VIN: JM1NDAM7XS0656586
Stock: 76526
Listed since: 06-21-2025 - $620/mo est.$2,500 down
- Exterior color: Jet Black MicaJet Black Mica
- Interior color: Black Nappa premium leather/alcantaraBlack Nappa premium leather/alcantara
- 4cyl manual
- Findlay Mazda (755 mi away)
Close
Estimate Lease Details
$620/month for 36 months
$2,500 Down payment
$3,120 Due at signing
$3,120 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,825 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Henderson, NV / 755 miles away from Billings, MT
Features and Specs:
Listing Information:
VIN: JM1NDAL7XS0654466
Stock: 76505
Listed since: 06-16-2025 - $527/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- Findlay Mazda (755 mi away)
Close
Estimate Lease Details
$527/month for 36 months
$2,500 Down payment
$3,027 Due at signing
$3,027 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,488 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Henderson, NV / 755 miles away from Billings, MT
Features and Specs:
Listing Information:
VIN: JM1NDAM73S0656350
Stock: 76521
Listed since: 06-21-2025 - $520/mo est.$2,500 down
- Exterior color: Jet Black MicaJet Black Mica
- Interior color: Black leatherBlack leather
- 4cyl manual
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$520/month for 36 months
$2,500 Down payment
$3,020 Due at signing
$3,020 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,219 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Jet Black Mica 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Manual 2.0L 4-Cylinder DOHC 16V26/34 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM76S0656049
Stock: 20099Z
Listed since: 06-09-2025 - $528/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl manual
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$528/month for 36 months
$2,500 Down payment
$3,028 Due at signing
$3,028 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,504 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Soul Red Crystal Metallic 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Manual 2.0L 4-Cylinder DOHC 16V26/34 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM77S0657128
Stock: 20184Z
Listed since: 05-29-2025 - $549/mo est.$2,500 down
- Exterior color: Deep Crystal Blue MicaDeep Crystal Blue Mica
- Interior color: Tan Nappa premium leatherTan Nappa premium leather
- 4cyl automatic
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$549/month for 36 months
$2,500 Down payment
$3,049 Due at signing
$3,049 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,250 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Deep Crystal Blue Mica 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Automatic 2.0L 4-Cylinder DOHC 16V26/35 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM72S0656906
Stock: 20137Z
Listed since: 05-21-2025 - $532/mo est.$2,500 down
- Exterior color: Snowflake White Pearl MicaSnowflake White Pearl Mica
- Interior color: Tan Nappa premium leatherTan Nappa premium leather
- 4cyl manual
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$532/month for 36 months
$2,500 Down payment
$3,032 Due at signing
$3,032 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,659 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Snowflake White Pearl Mica 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Manual 2.0L 4-Cylinder DOHC 16V26/34 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM75S0656303
Stock: 20057Z
Listed since: 06-10-2025 - $524/mo est.$2,500 down
- Exterior color: Aero Gray MetallicAero Gray Metallic
- Interior color: Black leatherBlack leather
- 4cyl manual
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$524/month for 36 months
$2,500 Down payment
$3,024 Due at signing
$3,024 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,351 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Aero Gray Metallic 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Manual 2.0L 4-Cylinder DOHC 16V26/34 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM79S0656238
Stock: 20100Z
Listed since: 06-09-2025 - $575/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$575/month for 36 months
$2,500 Down payment
$3,075 Due at signing
$3,075 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,204 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Soul Red Crystal Metallic 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Automatic 2.0L 4-Cylinder DOHC 16V26/35 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM7XS0657060
Stock: 20169Z
Listed since: 05-22-2025 - $549/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- Mazda of Elk Grove (834 mi away)
Close
Estimate Lease Details
$549/month for 36 months
$2,500 Down payment
$3,049 Due at signing
$3,049 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,273 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Elk Grove, CA / 834 miles away from Billings, MT
Soul Red Crystal Metallic 2025 Mazda MX-5 Miata RF Grand Touring RWD 6-Speed Automatic 2.0L 4-Cylinder DOHC 16V26/35 City/Highway MPG
Features and Specs:
Listing Information:
VIN: JM1NDAM75S0657063
Stock: 20170Z
Listed since: 06-25-2025 - $488/mo est.$2,500 down
- Exterior color: Jet Black MicaJet Black Mica
- Interior color: Black leatherBlack leather
- 4cyl manual
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$488/month for 36 months
$2,500 Down payment
$2,988 Due at signing
$2,988 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,056 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/34 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM76S0653880
Stock: BS1856
Listed since: 02-20-2025 - $524/mo est.$2,500 down
- Exterior color: Aero Gray MetallicAero Gray Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$524/month for 36 months
$2,500 Down payment
$3,024 Due at signing
$3,024 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,352 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM72S0656579
Stock: BS2135
Listed since: 06-19-2025 - $546/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$546/month for 36 months
$2,500 Down payment
$3,046 Due at signing
$3,046 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,156 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM73S0656736
Stock: BS2139
Listed since: 06-23-2025 - $517/mo est.$2,500 down
- Exterior color: Aero Gray MetallicAero Gray Metallic
- Interior color: Tan Nappa premium leatherTan Nappa premium leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$517/month for 36 months
$2,500 Down payment
$3,017 Due at signing
$3,017 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,097 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM70S0654698
Stock: BS2107
Listed since: 06-09-2025 - $517/mo est.$2,500 down
- Exterior color: Machine Gray MetallicMachine Gray Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$517/month for 36 months
$2,500 Down payment
$3,017 Due at signing
$3,017 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,121 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM74S0655367
Stock: BS2113
Listed since: 06-12-2025 - $520/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$520/month for 36 months
$2,500 Down payment
$3,020 Due at signing
$3,020 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,212 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM70S0655916
Stock: BS2117
Listed since: 06-13-2025 - $544/mo est.$2,500 down
- Exterior color: Soul Red Crystal MetallicSoul Red Crystal Metallic
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$544/month for 36 months
$2,500 Down payment
$3,044 Due at signing
$3,044 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,095 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM76S0656472
Stock: BS2111
Listed since: 06-12-2025 - $519/mo est.$2,500 down
- Exterior color: Jet Black MicaJet Black Mica
- Interior color: Black leatherBlack leather
- 4cyl automatic
- CardinaleWay Mazda Peoria (864 mi away)(1)
Close
Estimate Lease Details
$519/month for 36 months
$2,500 Down payment
$3,019 Due at signing
$3,019 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,177 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through June 30, 2025.
Located in Peoria, AZ / 864 miles away from Billings, MT
26/35 City/Highway MPG Phoenix's New Mazda Vehicle in Peoria, Glendale, Scottsdale, Avondale!! Internet price includes $750 finance bonus cash only a...
Features and Specs:
Listing Information:
VIN: JM1NDAM77S0655914
Stock: BS2128
Listed since: 06-18-2025
Consumer Reviews for the Mazda MX-5 Miata RF
Drive It Like You Stole It
More about the Mazda MX-5 Miata RF
How much does it cost to lease a Mazda MX-5 Miata RF in Billings, MT?
- A Mazda MX-5 Miata RF lease in Billings, MT starts at about $487 and runs up to $625. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Mazda MX-5 Miata RF 2025 in Billings, MT?
- It costs between $487 and $625 to lease a Mazda MX-5 Miata RF 2025 in Billings, MT. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.