- $394/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Medium Dark Slate leatheretteMedium Dark Slate leatherette
- 320 mi range
- Hastings Automotive (28 mi away)
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Estimate Lease Details
$394/month for 36 months
$5,000 Down payment
$5,394 Due at signing
$5,394 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $19,192 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Hastings, MN / 28 miles away from Minneapolis, MN
Features and Specs:
Listing Information:
VIN: 1FT6W3L7XSWG02438
Stock: 125096
Listed since: 07-09-2025 - $591/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Space Gray w/Black Tuxedo Stripes premium leatherSpace Gray w/Black Tuxedo Stripes premium leather
- 300 mi range
- Morrie's Buffalo Ford (32 mi away)(2)
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Estimate Lease Details
$591/month for 36 months
$5,000 Down payment
$5,591 Due at signing
$5,591 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,273 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Buffalo, MN / 32 miles away from Minneapolis, MN
2025 F-150 LIGHTNING PLATINUM SUPERCREW - 131KWH EXTENDED RANGE BATTERY - 4X4THIS VEHICLE ALSO INCLUDES THE FOLLOWING OPTIONS AND FEATURES:EQUIPME...
Features and Specs:
Listing Information:
VIN: 1FT6W7L75SWG21146
Stock: SWG21146
Listed since: 06-03-2025 - $665/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Mike Finnin Ford (214 mi away)
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Estimate Lease Details
$665/month for 36 months
$5,000 Down payment
$5,665 Due at signing
$5,665 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,952 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Dubuque, IA / 214 miles away from Minneapolis, MN
This Ford F-150 Lightning is well equipped and includes the following features, *Blind-Spot Monitors, Adjustable pedals, Equipment Group 312A Standard...
Features and Specs:
Listing Information:
VIN: 1FT6W3LU0SWG08139
Stock: 250130
Listed since: 04-23-2025 - $529/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Mike Finnin Ford (214 mi away)
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Estimate Lease Details
$529/month for 36 months
$5,000 Down payment
$5,529 Due at signing
$5,529 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,057 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Dubuque, IA / 214 miles away from Minneapolis, MN
This Ford F-150 Lightning is well equipped and includes the following features, Equipment Group 511A Standard.Agate Black Metallic 2025 Ford F-150 Lig...
Features and Specs:
Listing Information:
VIN: 1FT6W5L74SWG16122
Stock: 250141
Listed since: 06-04-2025 - $311/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Gillespie Ford (318 mi away)
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Estimate Lease Details
$311/month for 36 months
$5,000 Down payment
$5,311 Due at signing
$5,311 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,184 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK5SWG07580
Stock: 250292
Listed since: 04-21-2025 - $283/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$283/month for 36 months
$5,000 Down payment
$5,283 Due at signing
$5,283 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,174 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK9SWG05394
Stock: 250262
Listed since: 04-15-2025 - $429/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate leatheretteMedium Dark Slate leatherette
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$429/month for 36 months
$5,000 Down payment
$5,429 Due at signing
$5,429 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,430 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FT6W3L72SWG05320
Stock: 250298
Listed since: 04-22-2025 - $547/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$547/month for 36 months
$5,000 Down payment
$5,547 Due at signing
$5,547 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,679 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FT6W5L79SWG04693
Stock: 250289
Listed since: 04-21-2025 - $548/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$548/month for 36 months
$5,000 Down payment
$5,548 Due at signing
$5,548 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,716 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FT6W5L74SWG05301
Stock: 250294
Listed since: 04-21-2025 - $276/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$276/month for 36 months
$5,000 Down payment
$5,276 Due at signing
$5,276 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,944 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK1SWG00772
Stock: 250318
Listed since: 04-29-2025 - $548/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$548/month for 36 months
$5,000 Down payment
$5,548 Due at signing
$5,548 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,716 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FT6W5L76SWG02044
Stock: 250296
Listed since: 04-21-2025 - $428/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate leatheretteMedium Dark Slate leatherette
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$428/month for 36 months
$5,000 Down payment
$5,428 Due at signing
$5,428 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $20,390 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FT6W3L79SWG05203
Stock: 250319
Listed since: 04-29-2025 - $297/mo est.$5,000 down
- Exterior color: Carbonized Gray MetallicCarbonized Gray Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$297/month for 36 months
$5,000 Down payment
$5,297 Due at signing
$5,297 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $15,676 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK2SWG10260
Stock: 250295
Listed since: 04-21-2025 - $695/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$695/month for 36 months
$5,000 Down payment
$5,695 Due at signing
$5,695 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,025 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FT6W3LU3SWG11245
Stock: 250346
Listed since: 05-14-2025 - $315/mo est.$5,000 down
- Exterior color: Antimatter Blue MetallicAntimatter Blue Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$315/month for 36 months
$5,000 Down payment
$5,315 Due at signing
$5,315 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,330 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK2SWG05558
Stock: 250290
Listed since: 04-21-2025 - $311/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$311/month for 36 months
$5,000 Down payment
$5,311 Due at signing
$5,311 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $16,184 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK1SWG07477
Stock: 250293
Listed since: 04-21-2025 - $461/mo est.$5,000 down
- Exterior color: Carbonized Gray MetallicCarbonized Gray Metallic
- Interior color: Medium Dark Slate leatheretteMedium Dark Slate leatherette
- 320 mi range
- Gillespie Ford (318 mi away)
Close
Estimate Lease Details
$461/month for 36 months
$5,000 Down payment
$5,461 Due at signing
$5,461 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,597 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Gurnee, IL / 318 miles away from Minneapolis, MN
Get a Big Dog Deal @Gillespie Ford in Gurnee. Call us, and find out how you can save thousands! Incentives and prices change quickly so visit the deal...
Features and Specs:
Listing Information:
VIN: 1FTVW3L76SWG05106
Stock: 250305
Listed since: 04-24-2025 - $547/mo est.$5,000 down
- Exterior color: Carbonized Gray MetallicCarbonized Gray Metallic
- Interior color: Black/Medium Dark Slate leatheretteBlack/Medium Dark Slate leatherette
- 320 mi range
- Hawk Ford of St Charles (327 mi away)
Close
Estimate Lease Details
$547/month for 36 months
$5,000 Down payment
$5,547 Due at signing
$5,547 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $24,677 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Saint Charles, IL / 327 miles away from Minneapolis, MN
This Ford F-150 Lightning boasts a Electric engine powering this Automatic transmission. TRANSMISSION: SINGLE-SPEED (STD), FRONT LICENSE PLATE BRACKET...
Features and Specs:
Listing Information:
VIN: 1FT6W5L73SWG18105
Stock: F250387
Listed since: 06-17-2025 - $681/mo est.$5,000 down
- Exterior color: Space White MetallicSpace White Metallic
- 320 mi range
- Anderson Ford Lincoln (332 mi away)
Close
Estimate Lease Details
$681/month for 36 months
$5,000 Down payment
$5,681 Due at signing
$5,681 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,514 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Lincoln, NE / 332 miles away from Minneapolis, MN
This Agate Black Metallic 2025 Ford F-150 LightningFlash is a great choice! Checkout the following: City79/HWY 65 C...
Features and Specs:
Listing Information:
VIN: 1FT6W3LU9SWG22234
Stock: LTSWG22234
Listed since: 07-24-2025 - $261/mo est.$5,000 down
- Exterior color: Agate Black MetallicAgate Black Metallic
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Anderson Ford Lincoln (332 mi away)
Close
Estimate Lease Details
$261/month for 36 months
$5,000 Down payment
$5,261 Due at signing
$5,261 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,395 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Lincoln, NE / 332 miles away from Minneapolis, MN
This Agate Black Metallic 2025 Ford F-150 LightningXLT is a great choice! Checkout the following: City76/HWY 61 Saf...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK7SWG23554
Stock: LTSWG23554
Listed since: 07-17-2025 - $263/mo est.$5,000 down
- Exterior color: Oxford WhiteOxford White
- Interior color: Medium Dark Slate clothMedium Dark Slate cloth
- 240 mi range
- Anderson Ford Lincoln (332 mi away)
Close
Estimate Lease Details
$263/month for 36 months
$5,000 Down payment
$5,263 Due at signing
$5,263 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $14,452 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through September 30, 2025.
Located in Lincoln, NE / 332 miles away from Minneapolis, MN
This Oxford White 2025 Ford F-150 LightningXLT is a great choice! Checkout the following: City76/HWY 61 Safety and ...
Features and Specs:
Listing Information:
VIN: 1FTVW3LK1SWG23842
Stock: LTSWG23842
Listed since: 07-10-2025
Consumer Reviews for the Ford F-150 Lightning
Poor EV range on the highway
More about the Ford F-150 Lightning
How much does it cost to lease a Ford F-150 Lightning in Minneapolis, MN?
- A Ford F-150 Lightning lease in Minneapolis, MN starts at about $260 and runs up to $695. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Ford F-150 Lightning 2025 in Minneapolis, MN?
- It costs between $260 and $695 to lease a Ford F-150 Lightning 2025 in Minneapolis, MN. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.