- $1,015/mo est.$5,000 down
- Exterior color: Vapour Grey MetallicVapour Grey Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Courtesy Volvo Cars of Scottsdale (28 mi away)(2)
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Estimate Lease Details
$1,015/month for 36 months
$5,000 Down payment
$6,015 Due at signing
$6,015 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $41,543 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Scottsdale, AZ / 28 miles away from Surprise, AZ
Vapour Gray Metallic 2025 Volvo V90 Cross Country B6 AWD Automatic with Geartronic 2.0L I4 TurbochargedSales price is plus tax, title, license, and ...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL7S1202065
Stock: S257152
Listed since: 07-08-2025 - $948/mo est.$5,000 down
- Exterior color: Denim Blue MetallicDenim Blue Metallic
- Interior color: Blond leatherBlond leather
- 5 Seats, 22 City / 29 Hwy MPG
- Courtesy Volvo Cars of Scottsdale (28 mi away)(2)
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Estimate Lease Details
$948/month for 36 months
$5,000 Down payment
$5,948 Due at signing
$5,948 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,115 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Scottsdale, AZ / 28 miles away from Surprise, AZ
Denim Blue Metallic 2025 Volvo V90 Cross Country B6 AWD Automatic with Geartronic 2.0L I4 TurbochargedSales price is plus tax, title, license, and $...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NK3S1201602
Stock: S256213
Listed since: 05-30-2025 - $887/mo est.$5,000 down
- Exterior color: Onyx Black MetallicOnyx Black Metallic
- Interior color: Charcoal leatherCharcoal leather
- 5 Seats, 22 City / 29 Hwy MPG
- Findlay Volvo Cars Las Vegas (235 mi away)
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Estimate Lease Details
$887/month for 36 months
$5,000 Down payment
$5,887 Due at signing
$5,887 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $36,932 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Las Vegas, NV / 235 miles away from Surprise, AZ
Welcome to Findlay Volvo Cars Las Vegas where everything we do is Built for You. We take a market based approach with our New Vehicle inventory. We un...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NK2S1200862
Stock: L200862
Listed since: 06-30-2025 - $968/mo est.$5,000 down
- Exterior color: Platinum Grey MetallicPlatinum Grey Metallic
- Interior color: Blond leatherBlond leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Escondido (277 mi away)
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Estimate Lease Details
$968/month for 36 months
$5,000 Down payment
$5,968 Due at signing
$5,968 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,844 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Escondido, CA / 277 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NK3S1200403
Stock: N5696
Listed since: 10-24-2024 - $1,102/mo est.$5,000 down
- Exterior color: Crystal White MetallicCrystal White Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Escondido (277 mi away)
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Estimate Lease Details
$1,102/month for 36 months
$5,000 Down payment
$6,102 Due at signing
$6,102 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $44,668 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Escondido, CA / 277 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL6S1201389
Stock: N5823
Listed since: 07-26-2025 - $1,027/mo est.$5,000 down
- Exterior color: Onyx Black MetallicOnyx Black Metallic
- Interior color: Maroon Brown premium leatherMaroon Brown premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Escondido (277 mi away)
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Estimate Lease Details
$1,027/month for 36 months
$5,000 Down payment
$6,027 Due at signing
$6,027 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $41,975 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Escondido, CA / 277 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL9S1201287
Stock: N5824
Listed since: 04-02-2025 - $1,081/mo est.$5,000 down
- Exterior color: Onyx Black MetallicOnyx Black Metallic
- Interior color: Slate premium leatherSlate premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Escondido (277 mi away)
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Estimate Lease Details
$1,081/month for 36 months
$5,000 Down payment
$6,081 Due at signing
$6,081 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $43,904 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Escondido, CA / 277 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL7S1200848
Stock: N5781
Listed since: 02-12-2025 - $1,102/mo est.$5,000 down
- Exterior color: Crystal White MetallicCrystal White Metallic
- Interior color: Blond premium leatherBlond premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Escondido (277 mi away)
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Estimate Lease Details
$1,102/month for 36 months
$5,000 Down payment
$6,102 Due at signing
$6,102 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $44,668 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Escondido, CA / 277 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL1S1201283
Stock: N5850
Listed since: 04-26-2025 - $1,074/mo est.$5,000 down
- Exterior color: Crystal White MetallicCrystal White Metallic
- Interior color: Maroon Brown premium leatherMaroon Brown premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Escondido (277 mi away)
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Estimate Lease Details
$1,074/month for 36 months
$5,000 Down payment
$6,074 Due at signing
$6,074 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $43,656 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Escondido, CA / 277 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL2S1200837
Stock: N5780
Listed since: 02-12-2025 - $998/mo est.$5,000 down
- Exterior color: Crystal White MetallicCrystal White Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars San Diego (283 mi away)
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Estimate Lease Details
$998/month for 36 months
$5,000 Down payment
$5,998 Due at signing
$5,998 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $40,945 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in San Diego, CA / 283 miles away from Surprise, AZ
White AWD Automatic with Geartronic 2.0L I4 Turbocharged22/29 City/Highway MPGOur straightforward pricing streamlines the car buying experience, ...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL5S1201528
Stock: 250510
Listed since: 04-22-2025 - $999/mo est.$5,000 down
- Exterior color: Vapour Grey MetallicVapour Grey Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars San Diego (283 mi away)
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Estimate Lease Details
$999/month for 36 months
$5,000 Down payment
$5,999 Due at signing
$5,999 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $40,976 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in San Diego, CA / 283 miles away from Surprise, AZ
Grey AWD Automatic with Geartronic 2.0L I4 Turbocharged22/29 City/Highway MPGOur straightforward pricing streamlines the car buying experience, s...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL0S1201601
Stock: 250541
Listed since: 04-23-2025 - $1,006/mo est.$5,000 down
- Exterior color: Vapour Grey MetallicVapour Grey Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Carlsbad (289 mi away)
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Estimate Lease Details
$1,006/month for 36 months
$5,000 Down payment
$6,006 Due at signing
$6,006 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $41,215 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Carlsbad, CA / 289 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL5S1200895
Stock: 20762
Listed since: 03-14-2025 - $989/mo est.$5,000 down
- Exterior color: Vapour Grey MetallicVapour Grey Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Carlsbad (289 mi away)
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Estimate Lease Details
$989/month for 36 months
$5,000 Down payment
$5,989 Due at signing
$5,989 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $40,621 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Carlsbad, CA / 289 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL1S1201297
Stock: 20840
Listed since: 05-01-2025 - $1,003/mo est.$5,000 down
- Exterior color: Crystal White MetallicCrystal White Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Carlsbad (289 mi away)
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Estimate Lease Details
$1,003/month for 36 months
$5,000 Down payment
$6,003 Due at signing
$6,003 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $41,111 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Carlsbad, CA / 289 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL8S1201121
Stock: 20778
Listed since: 03-26-2025 - $949/mo est.$5,000 down
- Exterior color: Denim Blue MetallicDenim Blue Metallic
- Interior color: Blond leatherBlond leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Carlsbad (289 mi away)
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Estimate Lease Details
$949/month for 36 months
$5,000 Down payment
$5,949 Due at signing
$5,949 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,167 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Carlsbad, CA / 289 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NK2S1201025
Stock: 20779
Listed since: 03-25-2025 - $953/mo est.$5,000 down
- Exterior color: Crystal White MetallicCrystal White Metallic
- Interior color: Amber premium leatherAmber premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Cerritos (331 mi away)
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Estimate Lease Details
$953/month for 36 months
$5,000 Down payment
$5,953 Due at signing
$5,953 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,302 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Cerritos, CA / 331 miles away from Surprise, AZ
Price includes: $1000 - Summer Safely Bonus. Exp. 09/02/2025
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL0S1200755
Stock: V1087
Listed since: 04-04-2025 - $1,056/mo est.$5,000 down
- Exterior color: Platinum Grey MetallicPlatinum Grey Metallic
- Interior color: Blond premium leatherBlond premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Cerritos (331 mi away)
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Estimate Lease Details
$1,056/month for 36 months
$5,000 Down payment
$6,056 Due at signing
$6,056 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $43,007 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Cerritos, CA / 331 miles away from Surprise, AZ
Price includes: $1000 - Summer Safely Bonus. Exp. 09/02/2025
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL9S1201015
Stock: V1024
Listed since: 03-25-2025 - $1,049/mo est.$5,000 down
- Exterior color: Onyx Black MetallicOnyx Black Metallic
- Interior color: Amber premium leatherAmber premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Culver City Volvo Cars (349 mi away)
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Estimate Lease Details
$1,049/month for 36 months
$5,000 Down payment
$6,049 Due at signing
$6,049 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $42,761 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Culver City, CA / 349 miles away from Surprise, AZ
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NLXS1201279
Stock: VX25678 - $949/mo est.$5,000 down
- Exterior color: Bright Dusk MetallicBright Dusk Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Volvo Cars Santa Monica (354 mi away)
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Estimate Lease Details
$949/month for 36 months
$5,000 Down payment
$5,949 Due at signing
$5,949 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,167 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Santa Monica, CA / 354 miles away from Surprise, AZ
Bright Dusk 2025 Volvo V90 Cross Country B6 AWD Automatic with Geartronic 2.0L I4 Turbocharged22/29 City/Highway MPG
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL0S1202070
Stock: CV4325
Listed since: 06-06-2025 - $963/mo est.$5,000 down
- Exterior color: Silver Dawn MetallicSilver Dawn Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Ken Garff Volvo Cars (494 mi away)(1)
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Estimate Lease Details
$963/month for 36 months
$5,000 Down payment
$5,963 Due at signing
$5,963 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $39,657 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Salt Lake City, UT / 494 miles away from Surprise, AZ
Silver Dawn Metallic 2025 Volvo V90 Cross Country B6 AWD Automatic with Geartronic 2.0L I4 Turbocharged 14 Speakers, 4-Wheel Disc Brakes, ABS brakes, ...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL0S1201680
Stock: 1V5517
Listed since: 05-08-2025 - $975/mo est.$5,000 down
- Exterior color: Platinum Grey MetallicPlatinum Grey Metallic
- Interior color: Charcoal premium leatherCharcoal premium leather
- 5 Seats, 22 City / 29 Hwy MPG
- Ken Garff Volvo Cars (494 mi away)(1)
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Estimate Lease Details
$975/month for 36 months
$5,000 Down payment
$5,975 Due at signing
$5,975 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $40,102 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through July 31, 2025.
Located in Salt Lake City, UT / 494 miles away from Surprise, AZ
Platinum Gray Metallic 2025 Volvo V90 Cross Country B6 AWD Automatic with Geartronic 2.0L I4 Turbocharged 14 Speakers, 4-Wheel Disc Brakes, ABS brakes...
Features and Specs:
25 Combined MPG (22 City/29 Highway)
Listing Information:
VIN: YV4062NL7S1201692
Stock: 1V5518
Listed since: 05-08-2025
More about the Volvo V90 Cross Country
How much does it cost to lease a Volvo V90 Cross Country in Surprise, AZ?
- A Volvo V90 Cross Country lease in Surprise, AZ starts at about $886 and runs up to $1,101. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.
How much does it cost to lease a Volvo V90 Cross Country 2025 in Surprise, AZ?
- It costs between $886 and $1,101 to lease a Volvo V90 Cross Country 2025 in Surprise, AZ. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.